Executive Summary:
This document is a response to Lok Sabha Starred Question No. 139 regarding financial assistance under the Pradhan Mantri Awas Yojana Gramin (PMAYG). It details the assistance provided for rural housing, addresses difficulties faced by beneficiaries, and outlines steps taken to permit alternative construction materials. The continuation of PMAYG has been approved until March 2029. Data is current as of July 24, 2025.
Key Points / Main Content:
Financial Assistance:
* Unit assistance of Rs. 1.20 lakh is provided in plain areas and Rs. 1.30 lakh in North Eastern States, Hilly States, and UTs of JK and Ladakh.
* Beneficiaries receive 90-95 man-days of unskilled labor wages through MGNREGS convergence.
* Rs. 12,000 is provided for toilet construction via SBMG, MGNREGS, or other funding sources.
* PMAYG is approved to continue until March 2029, maintaining existing unit assistance for constructing 2 crore additional houses.
* There is currently no proposal to increase unit financial assistance.
Implementation and Progress:
* PMAYG aims to construct 4.95 crore pucca houses with basic amenities by 2029, effective from April 1, 2016.
* As of July 24, 2025, 4.12 crore houses have been allotted, 3.84 crore sanctioned, and 2.81 crore completed.
* States/UTs supplement central funds with their resources and beneficiary contributions.
* The central share of Rs. 2,61,319.43 crore has been released to States/UTs from 2016-17 to 2025-26.
Alternative Construction Materials:
* States/UTs assist beneficiaries with disaster-resilient house designs suitable for local conditions and material availability.
* States/UTs are to ensure a sustained supply of quality construction materials.
* States/UTs may use CSR funding and assistance from bilateral/multilateral agencies to promote green construction.
* Gram Panchayats should help beneficiaries access materials at reasonable rates and identify trained masons.
* Self-Help Groups (SHGs) can produce and supply quality building materials at reasonable rates.
* PMAYG integrates with other government schemes for additional support, including toilet construction and employment.
Impact Analysis:
Beneficiaries:
* Impact: Receive financial assistance and support for constructing pucca houses with basic amenities.
* Action Required: Contribute to house construction and utilize available support from various schemes.
States/Union Territories:
* Impact: Implement PMAYG, provide additional financial support, and ensure material availability.
* Action Required: Allot houses, ensure sustained availability of good quality construction materials, tap into CSR funding assistance and funding from bilateral/multilateral agencies to promote environment friendly green construction designs, technologies and materials.
Gram Panchayats:
* Impact: Facilitate access to construction materials and trained masons.
* Action Required: Help beneficiaries in accessing materials required for construction at reasonable rates and help in identification of trained masons
Self-Help Groups (SHGs):
* Impact: Opportunity to produce and supply building materials.
* Action Required: Undertake production of quality building materials for supplying the same to the beneficiaries of PMAYG at reasonable rates.
Ministry of Rural Development:
* Impact: Oversees the implementation of PMAYG and provides financial assistance.
* Action Required: Continue monitoring progress and releasing funds.
Key Entities Referenced
Pradhan Mantri Awas Yojana Gramin (PMAYG): A rural housing scheme by the Ministry of Rural Development to provide financial assistance for construction of houses in rural areas.
Ministry of Rural Development: The government ministry responsible for implementing the PMAYG scheme.
Lok Sabha: The lower house of the Parliament of India, where a starred question regarding PMAYG was answered.
Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS): A scheme that provides wage employment to enhance livelihood security in rural areas, used in convergence with PMAYG.
Swacchh Bharat Mission Gramin (SBMG): A scheme for improving sanitation, hygiene and waste management in rural areas, used in convergence with PMAYG for toilet construction.
North Eastern States: A group of states in the northeast region of India, which receive a higher unit assistance under PMAYG.
Jammu and Kashmir: A union territory in the northern part of India, categorized as a Hilly State and receiving higher unit assistance under PMAYG.
Ladakh: A union territory in the northern part of India, categorized as a Hilly State and receiving higher unit assistance under PMAYG.
O.I.H.
GOVERNMENT OF INDIA
MINISTRY OF RURAL DEVELOPMENT
DEPARTMENT OF RURAL DEVELOPMENT
LOK SABHA
STARRED QUESTION NO. 139
ANSWERED ON 29/07/2025
FINANCIAL ASSISTANCE UNDER PMAY-G
*139. Smt. JobaMajhi:
Will the Minister of RURAL DEVELOPMENT be pleased to state:
(a) the steps taken by the Government to provide assistance
under the Pradhan MantriAwasYojana (PMAY-G) for rural areas
similar to that of urban areas and if so, the details thereof;
(b) whether the Government is aware of the difficulties faced by
poor beneficiaries in building houses in rural areas along with
the total funds allocated in this regard; and
(c) the steps taken by the Government to permit alternatives like
use of roof sheets in the construction of houses in remote rural
areas?
ANSWER
MINISTER OF RURAL DEVELOPMENT
(SHRI SHIVRAJ SINGH CHOUHAN)
(a) to (c): A statement is laid on the Table of the House.
Page 1 of 3STATEMENT REFERRED TO IN REPLY TO PARTS (a) TO (c) OF LOK
SABHA STARRED QUESTION NO. 139TO BE ANSWERED ON
29.07.2025REGARDING “FINANCIAL ASSISTANCE UNDER PMAY-G”
(a): Under Pradhan MantriAwasYojana-Gramin (PMAY-G), the unit
assistance of Rs. 1.20 lakh in plain areas and Rs. 1.30 lakh in North
Eastern States, Hilly States (including UTs of J&K and Ladakh) is
provided. In addition to the unit assistance, the beneficiaries are
facilitated with 90/95 man days of unskilled labour wages through
mandatory convergence with Mahatma Gandhi National Rural
Employment Guarantee Scheme (MGNREGS). Support of Rs. 12,000
for construction of toilet is also provided through Swacchh Bharat
Mission - Gramin (SBM-G), MGNREGS or any other dedicated source
of funding.
The Union Cabinet has approved the continuation of PMAY-G
till March, 2029 as per the existing unit assistance for construction
of 2 crore more houses. The unit assistance provided to
beneficiaries under PMAY-G is as per the approval of the Union
Cabinet and at present, there is no proposal under consideration in
the Ministry for increasing the unit financial assistance.
(b): In order to achieve the target of “Housing for All” in rural
areas, the Ministry of Rural Development is implementing PMAY-G
with effect from 1st April 2016 to provide assistance to eligible rural
households with an overall target to construct 4.95 crorepucca
houses with basic amenities by 2029. As on 24th July 2025, a
cumulative target of 4.12 crore houses have been allotted to
States/UTs out of which 3.84 crore houses have been sanctioned
and 2.81 crore houses have been completed. The states/UTs are
providing top up from their resources besides contribution from the
beneficiaries for completion of the houses.
The Central share of Rs. 2,61,319.43crore has been released to the
States/UTs since inception of the scheme ie 2016-17 to 2025-26 (as
on 24.07.2025) for implementation of the scheme.
(c): The following steps are being taken towards the use of
alternative materials in construction of houses under PMAY-G:
i. The beneficiaries are being assisted in house construction by
States/UTs with a bouquet of house design typologies
inclusive of disaster resilient features that are suitable to their
Page 2 of 3local geo-climatic conditions, cultural preferences and
availability of construction material.
ii. States/ UTs have also been asked to take necessary steps to
ensure the sustained availability of good quality construction
materials.
iii. The State/UT may tap into CSR funding / assistance and
funding from bilateral/multilateral agencies to promote
environment friendly green construction designs, technologies
and materials.
iv. The Gram Panchayats may facilitate beneficiaries in
accessing materials required for construction at reasonable
rates and help in identification of trained masons
v. Further, Self-Help Groups (SHG) can undertake production of
quality building materials for supplying the same to the
beneficiaries of PMAY-G at reasonable rates.
vi. PMAY-G converges with other government schemes to provide
additional support for house construction, including
assistance for toilet construction and employment
opportunities, etc..
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