This document summarizes the Indian government's response to a parliamentary question regarding the Pradhan Mantri Awaas Yojana-Gramin (PMAYG) scheme, specifically concerning home loans and financial assistance in the Panna, Katni, and Khajuraho districts of Madhya Pradesh.
The Ministry of Rural Development confirms the implementation of PMAYG, initiated on April 1, 2016, with the aim of constructing 2.95 crore houses for eligible rural households by March 2024. Recognizing increased housing needs, the Union Government has approved an additional 2 crore rural houses to be constructed over five years (FY 2024-25 to FY 2028-29) with an outlay of Rs 3.06 lakh crore.
As of July 24, 2025, Madhya Pradesh has been allocated a cumulative target of 57,74,572 houses, with 49,38,196 houses sanctioned and 38,47,563 completed. PMAYG provides financial assistance of Rs 1.20 lakh in plain areas and Rs 1.30 lakh in North-Eastern states and Himalayan states and UTs. The central share is released directly to the State/UT. Since 2016-17, the total central share released to Madhya Pradesh under PMAYG, including PMJANMAN, amounts to Rs. 35,076.60 crores. The distribution of funds to beneficiaries within districts is managed by the respective State/UT government.
Key Entities Referenced
Pradhan Mantri Awaas Yojana Gramin (PMAYG): A rural housing scheme implemented by the Ministry of Rural Development, Government of India, aiming to provide affordable housing to eligible rural households.
Ministry of Rural Development: The central government ministry responsible for implementing rural development programs, including PMAYG.
Madhya Pradesh: A state in India where PMAYG is being implemented, with a significant number of houses targeted and sanctioned.
Panna district: A district in Madhya Pradesh, India; one of the districts mentioned in the context of beneficiaries under PMAYG.
Katni district: A district in Madhya Pradesh, India; one of the districts mentioned in the context of beneficiaries under PMAYG.
Khajuraho of Chhatarpur district: A region in Madhya Pradesh, India; one of the districts mentioned in the context of beneficiaries under PMAYG.
Himachal Pradesh: A Hill state in India where beneficiaries of PMAYG receive financial Assistance of Rs.1.30 lakh
Uttarakhand: A Hill state in India where beneficiaries of PMAYG receive financial Assistance of Rs.1.30 lakh
GOVERNMENT OF INDIA
MINISTRY OF RURAL DEVELOPMENT
DEPARTMENT OF RURAL DEVELOPMENT
LOK SABHA
UNSTARRED QUESTION NO. 1540
ANSWERED ON 29/07/2025
HOME LOANS TO BENEFICIARIES UNDER PMAY-G
1540. Shri Vishnu Datt Sharma:
Will the Minister of RURAL DEVELOPMENT be pleased to state:
(a) whether the Government is implementing Pradhan
MantriAwaasYojana-Gramin (PMAY-G);
(b) if so, whether the Government has provided financial
assistance and subsidy on interest rates on home loans to
beneficiaries in the districts of Panna, Katni and Khajuraho of
Chhatarpur district;
(c) if so, the details thereof; and
(d) if not, the reasons therefor?
ANSWER
MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT
(DR. CHANDRA SEKHAR PEMMASANI)
(a) to (d): The Ministry of Rural Development is implementing the
Pradhan MantriAwaasYojana- Gramin (PMAY-G) w.e.f. 1st April, 2016
to construct 2.95 crore houses by providing assistance to eligible
rural households with basic amenities in the country by March
2024 including the State of Madhya Pradesh. The Union Government
has approved an 2 crore additional rural houses under PMAY-G to be
constructed in the next five years from FY 2024-25 to FY 2028-29
with an outlay of Rs 3.06 lakh crore to meet the additional housing
requirements due to increase in the number of families in rural
areas across the country. The State of Madhya Pradesh has been
allocated a cumulative target of 57,74,572 houses, out of which
49,38,196 houses have been sanctioned and 38,47,563 have been
completed as on 24.07.2025.
Page 1 of 2Under PMAY-G beneficiaries has been provided financial
Assistance of Rs.1.20 lakh in plain areas and Rs.1.30 lakh in North-
eastern States, and Hill states of Himachal Pradesh, Uttarakhand,
UTs of Jammu & Kashmir and Ladakh. The Central share under
PMAY-G is released directly to the State/Union Territory (UT),
considering the State/UT as a unit, on the basis of balance targets,
liabilities and unspent balance available. Further, release of funds
to beneficiaries in various districts is done by the respective
State/UT. The total central share released to the State of Madhya
Pradesh since 2016-17 under the PMAY-G (including PM-JANMAN) is
Rs. 35,076.60 crores.
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