Parliament Question: Implementation of Pradhan Mantri Vidyalaxmi Scheme in Andhra Pradesh

GOVERNMENT OF INDIA MINISTRY OF EDUCATION DEPARTMENT OF HIGHER EDUCATION LOK SABHA UNSTARRED QUESTION NO. 2384 ANSWERED ON- 03/08/2026 Implementation of Pradhan Mantri Vidyalaxmi Scheme in Andhra Pradesh 2384. Shri Tangella Uday Srinivas: Shri B K Parthasarathi: Will the Minister of EDUCATION be pleased to state: a) the number of students who have availed education loans and interest subvention benefits under the Pradhan Mantri Vidyalaxmi Scheme since its inception, year-wise and State/UT-wise, along with district, category and gender-wise details for Andhra Pradesh, especially Kakinada; b) the details of funds sanctioned, released and utilised during current and last financial years, year/State-wise, along with district-wise details for Andhra Pradesh including Kakinada; c) the number of beneficiaries who opted for redemption of e-voucher and number to whom interest subsidy has been disbursed, State-wise and district-wise for Andhra Pradesh; d) the number of loans wherein credit guarantee has been provided, State-wise and district-wise for Andhra Pradesh along with the number of exercises or audits conducted by the Government to ensure that correct and timely information is provided by the Leading Banks and students; e) whether the Government maintains a centralised record of education loans of Public Sector Banks classified as NPAs during the last five years and if so, the details thereof, State-wise and year-wise; f) the number of grievances filed, resolved and pending on the Vidyalaxmi portal, State-wise including Andhra Pradesh, along with reasons for pendency; and g) whether banks are meeting prescribed processing timelines on the Vidyalaxmi portal and if not, the corrective steps taken by the Government thereon? ANSWER MINISTER OF STATE IN THE MINISTRY OF EDUCATION (DR. SUKANTA MAJUMDAR) (a) to (g) The Government of India has launched the PM-Vidyalaxmi, a new central sector scheme in November 2024. Under the scheme, collateral-free and guarantor-free education loan is providedto all the students who get merit-based admission in top Quality Higher Education Institutions (QHEIs) and who desire to avail the education loan. Further, for students with annual family income up to ₹8 lakh, the scheme provides 3% interest subvention on loans up to ₹10 lakh, during moratorium period i.e. course period plus one year. Each year up to one lakh fresh students not availing any other scholarship or interest subvention on education loan are eligible for this interest subvention benefit. An outlay of ₹ 3,600 crore has been made from 2024-25 to 2030-31, for providing 3% interest subvention benefit for up to 7 lakh fresh students during this period. Further, the Department of Higher Education is implementing the PM Uchchatar Shiksha Protsahan Yojna (PM-USP). Under Central Sector Interest Subsidy Scheme component of PM-USP full interest subsidy during the moratorium period on loan amount upto ₹10 lakh is provided for pursuing technical/professional courses in India. Students whose annual gross parental/ family income is up to ₹4.5 lakh are eligible under the scheme. PM-USP CSIS is also being administered through the PM-Vidyalaxmi portal and PM- Vidyalaxmi Digital Rupee Wallet. Since the launch of this scheme on 6th November, 2024 till 27th July, 2026, 115,528 collateral-free and guarantor-free PM Vidyalaxmi education loans have been sanctioned. The amount sanctioned is ₹ 15,994.59 crore. These are for course duration of upto 5 years. The yearly claims of interest subvention for a particular financial year are received in the next financial year. Out of 16469 PM Vidyalaxmi education loan sanctioned from 6th November, 2024 to 31st March 2025, 5534 claims for interest subvention benefit pertaining to financial year 2024-25 were received in the FY 2025- 26. As of July 22, 2026, there are 35,777 active Digital Rupee wallets under PM-Vidyalaxmi and PM-USP CSIS enabling disbursement of subsidies worth ₹57.66 crore. Under Credit Guarantee Fund Scheme for Education Loans (CGFSEL) of PM-USP, Central Government gives guarantee for the education loans availed by students without any collateral security and third-party guarantee for a maximum loan limit of ₹. 7.5 Lakh. The Fund provides guarantee cover to the extent of 75% of the amount in default through the National Credit Guarantee Trustee Company Ltd. (NCGTC). Government periodically reviews implementation of these schemes with participating banks to improve transparency and timely processing. Since the launch of the scheme in 2015 till 30th June, 2026, 1465102 credit guarantees for an amount of ₹ 59814.79 crore have been issued. To ensure that timely and correct information is provided by Banks, CGFSEL notification dated 16.09.2015 provides that every bank has to apply for guarantee cover in respect of education loans disbursed in a quarter, prior to expiry of the following quarter. Further, every education loan is to be linked with Aadhar number of the student.A dedicated online platform, the PM Vidyalaxmi portal https://pmvidyalaxmi.co.in has been developed, operational since 25th February 2025, on which students can apply for the education loan, interest subvention and raise grievances. From 25th February 2025 till 25th July, 2026, a total of 34,066 grievances have been received, out of which 32,798 grievances have been resolved. 1268 grievances are pending. Of these, 65% pending grievances have been filed in less than 30 days and 72% of the remaining grievances are pending at 3 banks mainly. This Ministry regularly reviews the performance of the banks through the Portal. Department of Higher Education along with Department of Financial Services and Indian Bank’s Association (IBA) conducts regular meetings with participating banks, monitors the pendency, and follows up for timely disposal of applications and grievances. The Model Educational Loan Scheme of India Banks’ Association (IBA) guidelines provide that applications for educational loans received by the banks are to be disposed of in the normal course within a period of 15 days. At present turn around time (TAT) of education loans is less than 15 days. State-wise and year-wise number and amount of PM-Vidyalaxmi education loan sanctioned and disbursed is at Annexure-I. District-wise, year-wise, number of category and gender wise sanctioned education loan data for the State of Andhra Pradesh is at Annexure -II. State-wise and district-wise for the State of Andhra Pradesh, the number and amount of interest subvention claims received for PM-Vidyalaxmi education loan sanctioned between 6th November, 2024 to 31st March, 2025, received in FY 2025-26 at Annexure-III. District-wise and year-wise, number and amount PM-Vidyalaxmi education loans sanctioned and disbursed for the State of Andhra Pradesh is at Annexure -IV. State-wise and district-wise for the state of Andhra Pradesh, number of active PM Vidyalaxmi Digital Rupee wallets and amount disbursed via wallet is at Annexure-V. Further, State-wise and District-wise, number and amount data of credit guarantee provided under PM-USP CGFSEL since inception of that scheme in 2015 is at Annexure-VI. State-wise NPAs during the last five years under CGFSEL is at Annexure-VII. State-wise details of grievances received at portal is at Annexure-VIII.ANNEXURE-I ANNEXURE REFERRED TO IN REPLY OF PART (A AND B) OF THE LOK SABHA UNSTARRED QUESTION NO. 2384 FOR 03.08.2026 ASKED BY SHRI TANGELLA UDAY SRINIVAS AND SHRI B K PARTHASARATHI, HON'BLE MPs REGARDING IMPLEMENTATION OF PRADHAN MANTRI VIDYALAXMI SCHEME IN ANDHRA PRADESH State wise Data of Educations loans under PM Vidyalaxmi scheme FY 2024-25(06.11.2024 to 31.03.2025) FY 2025-26 (01.04.2025 to 31.03.2026) FY 2026-27(01.04.2026 to 27.07.2026) Sr No Student State No. of Sanctione No. of Disburse No. of Sanctione No. of Disburse No. of Sanctione No. of Disburse Applicatio d Applicatio d Applicatio d Applicatio d Applicatio d Applicatio d ns Amount ns Amount ns Amount ns Amount ns Amount ns Amount sanctioned ₹ ( in disbursed ₹ (in sanctioned ₹ ( in disbursed ₹ (in sanctioned ₹ ( in disbursed ₹ (in crore) crore) crore) crore) crore) crore) 1 Andaman and 14 1.16 14 0.51 41 7.07 35 1.41 17 2.15 14 0.57 Nicobar Islands 2 Andhra 1505 156.09 1505 72.82 5906 693.90 5272 151.01 2258 330.60 1691 56.84 Pradesh 3 Arunachal 1 0.03 1 0.03 21 4.23 17 0.56 7 1.69 6 0.28 Pradesh 4 Assam 251 19.86 250 10.30 932 96.24 826 20.65 418 56.49 302 10.27 5 Bihar 693 68.20 686 28.91 3985 480.28 3562 96.49 1851 238.75 1316 39.85 6 Chandigarh 41 5.91 41 2.93 161 27.82 142 6.31 71 14.82 51 2.46 7 Chhattisgarh 135 18.40 135 9.77 665 108.40 591 23.90 328 55.82 249 10.00 8 Delhi 687 93.52 679 46.33 3658 559.42 3383 121.71 1355 263.57 994 49.32 9 Goa 39 4.92 38 2.86 137 18.57 120 4.85 80 11.47 63 2.94 10 Gujarat 346 53.46 344 26.01 1583 282.22 1481 65.05 920 189.70 721 37.57 11 Haryana 515 68.31 515 31.92 2666 426.36 2451 88.95 1150 215.45 887 38.67 12 Himachal 105 8.21 104 3.41 586 56.92 528 10.64 283 31.88 190 5.24 Pradesh 13 Jammu and 38 3.66 38 1.79 299 32.61 268 7.31 160 18.16 108 3.17 Kashmir 14 Jharkhand 732 83.88 728 35.35 2556 350.56 2262 70.05 1212 189.56 842 31.7515 Karnataka 1054 90.72 1050 49.51 3618 425.59 3309 112.21 1501 210.76 1223 50.21 16 Kerala 1040 92.26 1036 46.91 3529 411.39 3050 97.26 1220 205.38 890 38.50 17 Ladakh 2 0.12 2 0.08 4 0.62 4 0.12 1 0.21 0 0.00 18 Lakshadweep 0 0.00 0 0.00 1 0.04 0 0.00 0 0.00 0 0.00 19 Madhya 649 77.75 643 38.20 3009 460.91 2785 102.49 1512 282.31 1173 53.73 Pradesh 20 Maharashtra 1421 203.17 1412 107.97 6348 1039.78 5785 241.98 2949 603.74 2255 115.51 21 Manipur 15 0.78 14 0.26 65 5.78 56 1.17 52 5.97 41 1.05 22 Meghalaya 25 1.74 25 0.99 98 10.34 90 1.92 33 3.40 24 0.60 23 Mizoram 2 0.10 2 0.03 19 3.36 16 0.59 10 2.57 8 0.32 24 Nagaland 7 0.26 7 0.15 33 3.72 29 0.76 23 4.29 18 0.50 25 Odisha 618 52.34 618 24.90 2566 315.94 2306 69.73 1072 180.96 851 37.70 26 Puducherry 49 2.65 49 1.58 116 12.55 104 3.25 29 4.00 23 0.85 27 Punjab 227 32.88 225 13.98 1348 202.56 1221 38.78 595 101.52 444 16.50 28 Rajasthan 647 79.74 645 36.34 3151 465.24 2894 90.53 1281 234.12 997 41.49 29 Sikkim 2 0.07 2 0.03 12 2.09 11 0.92 3 0.51 1 0.05 30 Tamil Nadu 2471 177.61 2465 98.97 6814 672.18 5743 174.23 2435 302.77 2061 73.38 31 Telangana 682 93.25 681 41.47 2598 385.48 2367 78.55 1046 190.70 831 34.30 32 The Dadra and 5 0.46 5 0.27 33 4.50 31 1.16 25 3.86 21 0.71 Nagar Haveli and Daman and Diu 33 Tripura 27 2.49 27 1.20 128 11.47 110 2.62 44 5.83 31 0.72 34 Uttar Pradesh 1636 180.60 1624 86.48 8580 1092.40 7814 236.98 4178 657.73 3260 124.30 35 Uttarakhand 280 27.83 279 13.79 1182 144.95 1089 30.88 525 74.53 380 13.13 36 West Bengal 508 69.22 507 36.98 2527 430.19 2296 95.45 1440 281.99 1125 53.74 Total 16469 1772 16396 873 68975 9245.68 62048 2050.5 30084 4977 23091 946.22Annexure-II ANNEXURE REFERRED TO IN REPLY OF PART (A) OF THE LOK SABHA UNSTARRED QUESTION NO. 2384 FOR 03.08.2026 ASKED BY SHRI TANGELLA UDAY SRINIVAS AND SHRI B K PARTHASARATHI, HON'BLE MPs REGARDING IMPLEMENTATION OF PRADHAN MANTRI VIDYALAXMI SCHEME IN ANDHRA PRADESH District, Category and Gender wise data of education loans sanctioned for students of Andhra Pradesh under PM Vidyalaxmi scheme Sr. No District Name No. of Applications Sanctioned during No. of Applications Sanctioned during FY 2025- No. of Applications Sanctioned during FY FY 2024-25(06.11.2024 to 31.03.2025) 26 (01.04.2025 to 31.03.2026) 2026-27(01.04.2026 to 27.07.2026) Gen OBC SC ST Gen OBC SC ST Gen OBC SC ST F M F M F M F M F M F M F M F M F M F M F M F M 1 Alluri 0 2 0 1 0 0 0 1 61 100 43 98 14 27 4 32 21 43 20 30 4 12 4 6 Sitharama Raju 2 Anakapalli 0 0 0 0 0 0 0 0 3 3 9 26 1 1 0 1 4 3 5 9 0 1 0 0 3 Anantapur 32 43 6 24 1 3 0 3 52 67 31 47 2 13 2 13 25 30 11 20 2 0 1 1 4 Annamayya 0 1 0 0 0 0 0 0 11 27 9 17 3 2 0 0 4 8 1 2 0 0 0 0 5 Bapatla 1 1 1 1 1 0 0 0 8 10 4 8 2 4 1 0 4 7 0 7 1 2 1 0 6 Chittoor 20 36 10 16 1 3 2 0 53 106 36 81 6 27 1 3 28 44 18 25 5 6 1 0 7 Dr. B.R. 0 2 0 0 0 0 0 0 7 16 4 8 4 0 0 0 4 6 0 2 0 1 0 0 Ambedkar Konaseema 8 East Godavari 39 90 11 35 3 5 1 0 75 238 49 158 13 33 1 4 40 65 14 41 5 10 0 2 9 Eluru 1 2 0 1 0 0 0 0 6 18 4 11 3 5 1 2 8 8 3 9 0 0 0 0 10 Guntur 47 91 9 11 4 8 0 1 117 234 48 130 31 49 5 17 61 83 30 52 10 19 0 4 11 Kakinada 3 4 1 0 0 1 0 0 18 36 9 27 3 1 0 0 10 11 8 7 1 2 0 0 12 Krishna 27 65 9 25 5 7 1 3 66 150 58 125 15 29 3 5 28 40 25 37 6 8 4 5 13 Kurnool 14 20 7 13 3 1 1 1 33 85 23 78 4 20 1 8 21 23 5 19 0 9 0 2 14 Nandyal 1 1 0 0 0 0 0 0 7 21 6 10 2 3 0 0 3 8 0 1 1 0 0 1 15 Ntr 1 2 0 0 0 1 0 0 18 30 6 22 6 9 1 1 5 14 4 7 2 2 0 016 Palnadu 0 0 0 0 0 0 0 0 4 26 3 9 1 4 0 4 4 11 5 1 0 1 0 1 17 Parvathipuram 1 2 0 2 0 0 0 0 0 2 7 12 0 1 0 0 0 2 3 4 0 0 0 0 Manyam 18 Prakasam 14 43 7 13 4 3 1 0 39 103 17 54 7 23 0 5 16 35 8 21 1 10 1 2 19 Spsr Nellore 17 28 4 10 0 1 1 0 34 66 19 38 6 12 1 4 5 27 8 15 3 5 0 0 20 Sri Sathya Sai 1 4 0 3 0 0 0 0 15 33 9 27 1 6 2 5 6 11 6 17 0 2 0 1 21 Srikakulam 6 24 4 34 0 3 0 1 15 56 40 161 3 11 0 4 3 16 15 54 1 1 1 2 22 Tirupati 0 2 1 0 0 0 0 0 26 30 10 40 2 13 0 1 11 14 6 21 4 5 1 0 23 Visakhapatanam 29 73 25 60 1 6 0 0 92 182 122 281 19 35 3 7 43 92 63 124 15 22 3 3 24 Vizianagaram 6 22 12 51 0 1 1 1 12 40 55 160 6 2 1 2 7 11 21 52 0 4 0 1 25 West Godavari 18 54 15 25 2 3 0 0 56 159 27 94 7 27 1 2 14 64 15 28 4 4 0 1 26 Y.S.R. 10 55 2 10 0 0 0 2 34 91 19 40 4 12 2 2 16 29 6 15 2 0 0 0 Total 288 667 124 335 25 46 8 13 862 1929 667 1762 165 369 30 122 391 705 300 620 67 126 17 32ANNEXURE-III ANNEXURE REFERRED TO IN REPLY OF PART (A) OF THE LOK SABHA UNSTARRED QUESTION NO. 2384 FOR 03.08.2026 ASKED BY SHRI TANGELLA UDAY SRINIVAS AND SHRI B K PARTHASARATHI, HON'BLE MPs REGARDING IMPLEMENTATION OF PRADHAN MANTRI VIDYALAXMI SCHEME IN ANDHRA PRADESH STATE-WISE INTEREST SUBVENTION CLAIMS OF LOANS SANCTIONED UNDER PM-VL SCHEME (CLAIM YEAR 2024-25) NET SUBSIDY AMOUNT STATE NAME NO. OF CLAIMS CLAIMED Sr. No (in ₹) 1 Andaman and Nicobar Islands 7 9697 2 Andhra Pradesh 546 2242379 3 Arunachal Pradesh 0 0 4 Assam 96 207025 5 Bihar 179 674356 6 Chandigarh 7 21073 7 Chhattisgarh 43 186182 8 Delhi 254 920258 9 Goa 12 120705 10 Gujarat 76 273076 11 Haryana 117 267115 12 Himachal Pradesh 40 103487 13 Jammu and Kashmir 10 16814 14 Jharkhand 152 425271 15 Karnataka 484 1477357 16 Kerala 518 1754916 17 Ladakh 0 0 18 Lakshadweep 0 0 19 Madhya Pradesh 210 745860 20 Maharashtra 348 1459306 21 Manipur 3 5140 22 Meghalaya 11 20087 23 Mizoram 1 1353 24 Nagaland 3 7043 25 Odisha 264 723817 26 Puducherry 17 7520127 Punjab 27 105700 28 Rajasthan 141 536783 29 Sikkim 2 900 30 Tamil Nadu 1054 2658277 31 Telangana 129 434848 32 The Dadra and Nagar Haveli and Daman And Diu 2 5263 33 Tripura 11 25116 34 Uttar Pradesh 520 1663665 35 Uttarakhand 112 467758 36 West Bengal 138 498524 TOTAL 5534 18134352 ANDHRA PRADESH STATE - DISTRICT-WISE INTEREST SUBVENTION CLAIMS OF LOANS SANCTIONED UNDER PM-VL SCHEME (Claim Year 2024-25) Sr. No DISTRICT NAME NO. OF CLAIMS NET SUBSIDY AMOUNT CLAIMED (in ₹) 1 Alluri Sitharama Raju 1 748 2 Anakapalli 0 0 3 Ananthapuramu 46 204269 4 Annamayya 0 0 5 Bapatla 0 0 6 Chittoor 32 99144 7 Dr. B.R. Ambedkar Konaseema 0 0 8 East Godavari 68 260593 9 Eluru 2 162 10 Guntur 93 398057 11 Kakinada 0 0 12 Krishna 58 262649 13 Kurnool 18 6638614 Nandyal 0 0 15 Ntr 0 0 16 Palnadu 0 0 17 Parvathipuram Manyam 0 0 18 Prakasam 37 143559 19 Sri Potti Sriramulu Nellore 15 56810 20 Sri Sathya Sai 0 0 21 Srikakulam 25 91586 22 Tirupati 1 649 23 Visakhapatnam 45 191244 24 Vizianagaram 30 150385 25 West Godavari 48 182152 26 Y.S.R. 27 133986 TOTAL 546 2242379ANNEXURE-IV ANNEXURE REFERRED TO IN REPLY OF PART (B) OF THE LOK SABHA UNSTARRED QUESTION NO. 2384 FOR 03.08.2026 ASKED BY SHRI TANGELLA UDAY SRINIVAS AND SHRI B K PARTHASARATHI, HON'BLE MPs REGARDING IMPLEMENTATION OF PRADHAN MANTRI VIDYALAXMI SCHEME IN ANDHRA PRADESH District wise data of Andhra Pradesh state for applications under PM Vidyalaxmi scheme Sr. District Name FY 2024-25(06.11.2024 to 31.03.2025) FY 2025-26 (01.04.2025 to 31.03.2026) FY 2026-27(01.04.2026 to 27.07.2026) No No. of Sanctione No. of Disburse No. of Sanctione No. of Disburse No. of Sanctione No. of Disburse Applicatio d Applicatio d Applicatio d Applicatio d Applicatio d Applicatio d ns Amount ns Amount ns Amount ns Amount ns Amount ns Amount sanctioned ₹ (in disbursed ₹ (in sanctioned ₹ (in disbursed ₹ (in sanctioned ₹ ( in disbursed ₹ (in crore) crore) crore) crore) crore) crore) 1 Alluri 4 0.24 4 0.10 379 44.40 348 9.47 140 21.91 104 3.12 Sitharama Raju 2 Anakapalli 0 0 0 0.00 44 3.66 40 0.87 22 2.76 16 0.45 3 Anantapur 112 11.88 112 6.24 227 27.65 203 5.73 90 14.09 74 2.53 4 Annamayya 1 0.05 1 0.04 69 6.26 61 1.38 15 2.29 12 0.38 5 Bapatla 5 0.64 5 0.25 37 2.84 34 0.52 22 1.96 14 0.31 6 Chittoor 88 11.19 87 5.10 313 37.17 280 9.23 127 21.25 106 4.2 7 Dr. B.R. 2 0.1 2 0.04 39 3.70 29 0.54 13 1.36 13 0.26 Ambedkar Konaseema 8 East Godavari 184 18.22 184 8.60 571 69.73 500 14.06 177 24.26 130 3.97 9 Eluru 4 0.38 4 0.24 50 5.47 45 1.25 28 3.73 20 0.63 10 Guntur 171 17.21 171 7.26 631 65.10 527 13.27 259 31.8 176 5.28 11 Kakinada 9 1.31 9 0.51 94 11.50 79 2.28 39 5.93 30 0.85 12 Krishna 142 13.37 142 5.65 451 51.79 381 11.41 153 24.1 112 4.17 13 Kurnool 60 6.46 60 3.10 252 29.60 221 6.82 79 12.47 62 2.96 14 Nandyal 2 0.29 2 0.03 49 5.21 40 1.05 14 1.35 9 0.27 15 Ntr 4 0.76 4 0.48 93 9.89 79 2.12 34 4.32 19 0.44 16 Palnadu 0 0 0 0.00 51 6.24 44 1.31 23 3.07 12 0.66 17 Parvathipuram 5 0.31 5 0.10 22 2.59 21 0.59 9 1.08 6 0.16 Manyam 18 Prakasam 85 8.84 85 3.75 248 28.41 225 5.98 94 11.46 74 1.919 Spsr Nellore 61 5.44 61 2.38 180 18.37 170 4.59 63 8 49 1.62 20 Sri Sathya Sai 8 0.62 8 0.48 98 9.94 82 2.35 43 4.97 34 0.86 21 Srikakulam 72 7.48 72 3.48 290 35.58 273 7.58 93 12.57 72 2.25 22 Tirupati 3 0.51 3 0.36 122 13.94 114 3.68 62 8.91 49 1.6 23 Visakhapatana 194 24.98 194 12.18 741 106.48 685 23.81 365 67.89 276 11.36 m 24 Vizianagaram 94 8.73 94 3.96 278 35.83 257 6.83 96 13.5 72 2.01 25 West 117 9.32 117 4.09 373 38.42 337 8.18 130 16.06 102 2.98 Godavari 26 Y.S.R. 78 7.76 79 4.39 204 24.14 197 6.13 68 9.51 48 1.6 Total 1505 156.09 1505 72.82 5906 693.90 5272 151.01 2258 330.6 1691 56.8Annexure-V ANNEXURE REFERRED TO IN REPLY OF PART (C) OF THE LOK SABHA UNSTARRED QUESTION NO. 2384 FOR 03.08.2026 ASKED BY SHRI TANGELLA UDAY SRINIVAS AND SHRI B K PARTHASARATHI, HON'BLE MPs REGARDING IMPLEMENTATION OF PRADHAN MANTRI VIDYALAXMI SCHEME IN ANDHRA PRADESH STATE-WISE PM-VIDYALAXMI DIGITAL RUPEE APP WALLETS AS ON 22.07.2026 S.No. ACTIVE NET SUBSIDY AMOUNT STATE NAME DIGITAL DISBURSED VIA WALLET WALLETS (₹) 1 Andaman and Nicobar Islands 375 35,26,678 2 Andhra Pradesh 1410 2,62,10,746 3 Arunachal Pradesh 1 41,987 4 Assam 96 24,25,889 5 Bihar 1063 2,27,74,774 6 Chandigarh 17 7,06,361 7 Chhattisgarh 381 61,38,183 8 Delhi 975 1,98,19,800 9 Goa 35 10,29,338 10 Gujarat 799 1,50,97,696 11 Haryana 276 76,53,447 12 Himachal Pradesh 117 10,74,362 13 Jammu and Kashmir 786 1,04,03,938 14 Jharkhand 1029 1,88,59,434 15 Karnataka 7266 11,20,54,343 16 Kerala 3875 5,34,91,697 17 Ladakh 3 53,212 18 Lakshadweep 2 1,01,596 19 Madhya Pradesh 2485 4,87,65,368 20 Maharashtra 3987 5,69,35,232 21 Manipur 6 2,17,178 22 Meghalaya 11 3,14,463 23 Mizoram 7 1,54,402 24 Nagaland 29 4,48,887 25 Odisha 1262 1,74,53,976 26 Puducherry 79 7,09,560 27 Punjab 88 28,12,091 28 Rajasthan 933 1,71,84,517 29 Sikkim 8 2,01,941 30 Tamil Nadu 4897 5,06,47,379 31 Telangana 230 65,73,161 The Dadra and Nagar Haveli and Daman 43 6,55,221 32 And Diu 33 Tripura 32 2,59,163 34 Uttar Pradesh 2268 5,18,71,546 35 Uttarakhand 441 93,39,401 36 West Bengal 465 1,05,67,133 TOTAL 35777 57,65,74,101DISTRICT-WISE PM-VIDYALAXMI DIGITAL RUPEE APP WALLETS FOR THE STATE OF ANDHRA PRADESH AS ON 22.07.2026 S. No. ACTIVE NET SUBSIDY AMOUNT DISTRICT NAME DIGITAL DISBURSED VIA WALLET WALLETS (₹) 1 Alluri Sitharama Raju 1 133640 2 Anakapalli 2 7247 3 Ananthapuramu 106 1684961 4 Annamayya 0 0 5 Bapatla 0 0 6 Chittoor 66 1292007 7 Dr. B.R. Ambedkar Konaseema 0 0 8 East Godavari 137 2150191 9 Eluru 1 9320 10 Guntur 169 3192003 11 Kakinada 2 10552 12 Krishna 98 1601130 13 Kurnool 79 1698398 14 Nandyal 0 0 15 Ntr 0 0 16 Palnadu 2 8897 17 Parvathipuram Manyam 0 0 18 Prakasam 116 2372279 19 Sri Potti Sriramulu Nellore 89 1963810 20 Sri Sathya Sai 2 20777 21 Srikakulam 78 1351221 22 Tirupati 0 0 23 Visakhapatnam 154 3441054 24 Vizianagaram 107 1150812 25 West Godavari 117 2687060 26 Y.S.R. 84 1435387 TOTAL 1410 26210746ANNEXURE-VI ANNEXURE REFERRED TO IN REPLY OF PART (D) OF THE LOK SABHA UNSTARRED QUESTION NO. 2384 FOR 03.08.2026 ASKED BY SHRI TANGELLA UDAY SRINIVAS AND SHRI B K PARTHASARATHI, HON'BLE MPs REGARDING IMPLEMENTATION OF PRADHAN MANTRI VIDYALAXMI SCHEME IN ANDHRA PRADESH State wise CGFSEL data since inception of the scheme in 2015 as on 30.06.2026 S. Number of loans Amount of loan No State guaranteed guaranteed . (₹. crore) 1 Andaman and Nicobar Islands 664 31.45 2 Andhra Pradesh 86256 4552.91 3 Arunachal Pradesh 479 19.68 4 Assam 17036 718.97 5 Bihar 40424 1921.58 6 Chandigarh 1703 93.08 7 Chhattisgarh 18258 741.74 Dadra and Nagar Haveli and Daman and 358 17.48 8 Diu 9 Delhi 30620 1532.77 10 Goa 2876 119.02 11 Gujarat 29843 1364.06 12 Haryana 23860 1215.47 13 Himachal Pradesh 13140 561.07 14 Jammu and Kashmir 4925 225.67 15 Jharkhand 32317 1566.79 16 Karnataka 221549 8396.75 17 Kerala 188010 7189.10 18 Ladakh 32 1.35 19 Lakshadweep 21 0.98 20 Madhya Pradesh 56352 2465.87 21 Maharashtra 168410 6368.37 22 Manipur 1203 53.11 23 Meghalaya 3118 126.78 24 Mizoram 219 8.98 25 Nagaland 735 33.01 26 Odisha 38562 1627.29 27 Puducherry 5230 171.66 28 Punjab 17515 963.00 29 Rajasthan 33771 1653.57 30 Sikkim 651 27.43 31 Tamil Nadu 234312 7237.88 32 Telangana 34449 1764.5 33 Tripura 3347 125.14 34 Uttar Pradesh 96808 4502.02 35 Uttarakhand 19525 911.74 36 West Bengal 38524 1504.51 Total 1465102 59814.79District wise CGFSEL Data of Andhra Pradesh since inception of the scheme in 2015 as on 30.06.2026 S. Number of loans Amount of loan guaranteed (₹. District No. guaranteed Crore) 1 Anakapalli 5 0.34 2 Ananthapuramu 6760 362 3 Annamayya 4 0.26 4 Bapatla 51 2.73 5 Chittoor 6393 332.26 Dr.B.R. Ambedkar 6 7 0.21 Konaseema 7 East Godavari 9557 484.9 8 Eluru 6 0.38 9 Guntur 11143 626.04 10 Kakinada 13 0.63 11 Krishna 9293 495.04 12 Kurnool 5163 273.49 13 Nandyal 9 0.51 14 NTR 3 0.15 15 Palnadu 5 0.34 16 Prakasam 5265 281.53 17 Sri Potti Sriramulu Nellore 5196 277.95 18 Sri Sathya Sai 12 0.57 19 Srikakulam 3248 161.8 20 Tirupati 8 0.43 21 Visakhapatnam 9224 477.79 22 Vizianagaram 2909 144.86 23 West Godavari 7526 385.82 24 YSR (Kadapa) 4456 242.88 Total 86256 4552.91Annexure-VII ANNEXURE REFERRED TO IN REPLY OF PART (E) OF THE LOK SABHA UNSTARRED QUESTION NO. 2384 FOR 03.08.2026 ASKED BY SHRI TANGELLA UDAY SRINIVAS AND SHRI B K PARTHASARATHI, HON'BLE MPs REGARDING IMPLEMENTATION OF PRADHAN MANTRI VIDYALAXMI SCHEME IN ANDHRA PRADESH Last 5 years State wise CGFSEL NPA data FY 21-22 FY 22-23 FY 23-24 FY 24-25 FY 25-26 S. Numb NPA Numb NPA Numb NPA Numb NPA Numb NPA N er of Amou er of Amou er of Amou er of Amou er of Amou State o. Recor nt (₹ Recor nt (₹ Recor nt (₹ Recor nt (₹ Recor nt (₹ ds Crore ds Crore ds Crore ds Crore ds Crore ) ) ) ) ) Andaman 1 0.04 3 0.11 1 0.05 2 0.08 5 0.18 and Nicobar 1 Islands Andhra 120 3.67 234 7.90 252 8.62 364 13.01 558 22.28 Pradesh 2 Arunachal 7 0.27 2 0.10 0 0.00 1 0.01 3 0.16 Pradesh 3 Assam 29 1.23 72 2.51 82 2.79 110 3.80 158 5.75 4 Bihar 372 13.18 514 18.47 420 15.06 306 11.67 285 10.44 5 Chandigar 0 0.00 3 0.12 5 0.27 3 0.09 10 0.52 6 h Chhattisga 77 2.23 142 4.76 157 4.59 164 5.09 186 5.61 7 rh Dadra and 0 0.00 2 0.08 1 0.08 1 0.01 2 0.04 Nagar Haveli and Daman 8 and Diu Delhi 55 2.23 77 2.77 96 4.27 130 4.70 157 6.37 9 Goa 4 0.12 14 0.48 5 0.19 7 0.24 9 0.35 10 Gujarat 24 0.43 61 1.91 77 1.96 80 2.42 130 4.26 11 Haryana 54 1.60 81 2.51 64 2.10 87 3.22 114 4.26 12 Himachal 14 0.45 35 1.02 33 1.08 37 1.38 64 2.12 Pradesh 13 Jammu 4 0.05 19 0.63 9 0.35 11 0.42 19 0.75 and 14 Kashmir Jharkhand 119 4.11 179 6.93 177 6.16 195 7.01 179 7.20 15 Karnataka 527 12.83 1085 29.78 1053 29.69 1354 38.49 1255 34.30 16 Kerala 263 7.33 1084 33.59 1547 49.48 1631 52.94 1539 50.75 17 Ladakh 0 0.00 0 0.00 1 0.02 0 0.00 0 0.00 18 Lakshadw 0 0.00 0 0.00 0 0.00 0 0.00 1 0.05 19 eep Madhya 174 4.52 341 9.20 365 10.27 397 12.22 361 11.52 Pradesh 20 Maharasht 493 11.90 1072 28.22 1302 34.65 1252 34.73 1233 33.47 21 ra Manipur 3 0.06 7 0.30 12 0.26 19 0.55 8 0.39 22 Meghalay 6 0.16 12 0.37 18 0.58 15 0.46 19 0.69 23 aMizoram 1 0.03 3 0.11 1 0.04 0 0.00 1 0.04 24 Nagaland 2 0.02 1 0.04 2 0.06 3 0.08 4 0.18 25 Odisha 159 4.22 338 10.37 339 9.06 262 7.70 287 8.85 26 Puducherr 19 0.51 112 2.64 71 2.30 66 2.08 86 2.68 27 y Punjab 41 1.19 64 1.92 47 1.51 64 2.50 79 3.15 28 Rajasthan 45 1.29 108 3.36 122 3.82 119 3.75 150 5.48 29 Sikkim 0 0.00 1 0.05 1 0.01 4 0.08 4 0.14 30 Tamil 1775 36.42 7330 159.97 6825 160.09 6140 148.98 4375 107.77 31 Nadu Tripura 28 0.72 19 0.58 20 0.46 35 0.98 27 0.93 32 Uttar 401 11.66 611 21.37 493 17.17 494 16.96 584 20.62 33 Pradesh Uttarakha 12 0.40 33 1.06 34 0.95 56 1.79 79 2.49 34 nd West 154 4.16 242 7.29 245 7.33 332 10.94 395 12.92 35 Bengal Total 4983 127.04 13901 360.53 13877 375.30 13741 388.39 12366 366.70Annexure-VIII ANNEXURE REFERRED TO IN REPLY OF PART (F) OF THE LOK SABHA UNSTARRED QUESTION NO. 2384 FOR 03.08.2026 ASKED BY SHRI TANGELLA UDAY SRINIVAS AND SHRI B K PARTHASARATHI, HON'BLE MPs REGARDING IMPLEMENTATION OF PRADHAN MANTRI VIDYALAXMI SCHEME IN ANDHRA PRADESH State wise grievance data till 25.07.2026 S.No. State name Received Resolved Pending 1 Andaman and Nicobar Islands 21 21 0 2 Andhra Pradesh 1408 1353 55 3 Arunachal Pradesh 18 18 0 4 Assam 400 378 22 5 Bihar 2338 2244 94 6 Chandigarh 44 43 1 7 Chhattisgarh 260 242 18 8 Delhi 1444 1383 61 9 Goa 76 73 3 10 Gujarat 782 743 39 11 Haryana 1142 1089 53 12 Himachal Pradesh 143 135 8 13 Jammu and Kashmir 251 241 10 14 Jharkhand 949 901 48 15 Karnataka 2750 2670 80 16 Kerala 1276 1240 36 17 Ladakh 4 4 0 18 Madhya Pradesh 1493 1439 54 19 Maharashtra 3422 3244 178 20 Manipur 46 45 1 21 Meghalaya 39 37 2 22 Mizoram 10 8 2 23 Nagaland 46 45 1 24 Odisha 730 708 22 25 Puducherry 50 45 5 26 Punjab 435 421 14 27 Rajasthan 1338 1291 47 28 Sikkim 16 16 0 29 Tamil Nadu 2666 2548 118 30 Telangana 1061 1024 37 31 The Dadra and Nagar Haveli and Daman And Diu 11 11 0 32 Tripura 53 53 0 33 Uttar Pradesh 4442 4243 199 34 Uttarakhand 378 360 18 35 West Bengal 1124 1084 40 36 State Not Available 3400 3398 2 Grand Total 34066 32798 1268