Parliament Question: Lakhpati Didi Scheme

O.I.H.

GOVERNMENT OF INDIA MINISTRY OF RURAL DEVELOPMENT DEPARTMENT OF RURAL DEVELOPMENT LOK SABHA UNSTARRED QUESTION NO. 374 ANSWERED ON 22/07/2025 LAKHPATI DIDI SCHEME

374. SHRI GIRIDHARI YADAV:

SHRI DINESH CHANDRA YADAV:

SMT. LOVELY ANAND:

Will the Minister of RURAL DEVELOPMENT be pleased to state:

(a) the details of current status of LakhpatiDidi scheme;

(b) the number of beneficiaries covered under the said scheme, State-wise; and

(c) the number of Self-help Groups included under the said scheme and the quantum of financial assistance provided by the Government to them so far, State-wise? ANSWER MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT (DR. CHANDRA SEKHAR PEMMASANI)

(a) & (b): LakhpatiDidi initiative is an outcome of DeendayalAntyodayaYojana-National Rural Livelihoods Mission (DAY-NRLM), a Centrally Sponsored Scheme being implemented by Ministry in partnership of States and UTs (except Chandigarh and Delhi), with the objective to improve the livelihoods of poor rural households in country, and organise rural households into Self-Help Groups (SHGs) for their social and financial inclusion. So far, 10.05 crore rural households have been organised into 90.90 lakh SHGs in country under DAY-NRLM. LakhpatiDidi initiative is to empower and enable Self-Help Groups (SHG) Women, earn a minimum income of Rupees one lakh per annum on a sustainable basis, with an average monthly income of at least Rs. 10,000 (Rupees Ten Thousand) sustained for at least 4 agricultural seasons and/or business cycles. So far 1,48,32,258 SHG households women have become LakhpatiDidis. The State/UT- wise details are at Annexure-I.

Page 1 of 4(c): The LakhpatiDidi initiative focusses on the individual SHG women and not on the Self-Help Group (SHG). However, in the entire process of planning, implementation and monitoring, the community institution structures i.e. SHGs, Village Organizations (VOs) and Cluster Level Federations (CLFs) spearhead the engagements. A structured approach has been adopted to make the SHG women LakhpatiDidi. The initiative also aims on enhancing financial literacy, skill development and convergence across government departments as well as building entrepreneurial capacity among SHG women, for social and financial inclusion.

There is no separate budget allocated for the LakhpatiDidi initiative. All activities of LakhpatiDidi initiative for e.g. training and capacity building, financial assistance including seed funding, are funded under the DAY-NRLM Scheme. For additional financial requirements, support to SHG Members is facilitated through bank linkage and bank loan. The State/UT- wise budget of NRLM for the current financial year is at Annexure-II.

***** Page 2 of 4ANNEXURE I ANNEXURE REFERRED TO IN REPLY OF PART (a) and (b) OF LOK SABHA UNSTARRED QUESTION NO. 374 TO BE ANSWERED ON

22.07.2025 REGARDING “LAKHPATI DIDI SCHEME”.

Sl. No State/UT No. of Self-reported LakhpatiDidi 1 ANDAMAN AND NICOBAR 411 2 ANDHRA PRADESH 17,41,362 3 ARUNACHAL PRADESH 7,680 4 ASSAM 5,58,829 5 BIHAR 14,47,750 6 CHHATTISGARH 4,32,303 7 DNH AND DAMAN DIU 1,872 8 GOA 1,556 9 GUJARAT 6,06,805 10 HARYANA 58,577 11 HIMACHAL PRADESH 82,176 12 JAMMU AND KASHMIR 52,203 13 JHARKHAND 4,81,940 14 KARNATAKA 2,54,698 15 KERALA 4,12,441 16 LADAKH 51,736 17 LAKSHADWEEP - 18 MADHYA PRADESH 12,84,957 19 MAHARASHTRA 22,69,981 20 MANIPUR 13,302 21 MEGHALAYA 44,324 22 MIZORAM 17,161 23 NAGALAND 11,000 24 ODISHA 7,80,996 25 PUDUCHERRY 7,238 26 PUNJAB 31,191 27 RAJASTHAN 4,27,865 28 SIKKIM 7,847 29 TAMIL NADU 5,63,242 30 TELANGANA 8,00,407 31 TRIPURA 61,478 32 UTTAR PRADESH 11,15,982 33 UTTARAKHAND 43,266 34 WEST BENGAL 11,59,682 Total 1,48,32,258 Page 3 of 4ANNEXURE II ANNEXURE REFERRED TO IN REPLY OF PART (c) OF LOK SABHA UNSTARRED QUESTION NO. 374 TO BE ANSWERED ON 22.07.2025 REGARDING “LAKHPATI DIDI SCHEME”.

NRLM (FY 2025-26) (Up to 30.6.2025) (Rs. in Lakhs) SL State/UT Central Central Releases No Allocation 1 Andhra Pradesh 41406.07 2 Bihar 168858.74 42214.69 3 Chhattisgarh 37504.59 9376.15 4 Goa 1200.00 300.00 5 Gujarat 26718.87 6 Haryana 15719.20 3929.54 7 Himachal Pradesh 6619.94 1654.99 8 Jammu & Kashmir 8180.53 2045.13 9 Jharkhand 63669.70 15917.43 10 Karnataka 53601.35 11 Kerala 24050.76 12 Madhya Pradesh 80345.40 13 Maharashtra 105956.75 26489.19 14 Odisha 81188.62 20297.16 15 Punjab 7639.36 1909.84 16 Rajasthan 40701.29 17 Tamil Nadu

62763.55 15690.89 18 Telangana 29575.76 19 Uttar Pradesh 243100.19 20 Uttarakhand 12799.38 3199.85 21 West Bengal 90224.95 22556.24 22 A&N Islands 950.00 23 Daman & Diu and D&N

700.00 Haveli 24 Lakshadweep 400.00 25 Ladakh 1000.00 26 Pondicherry 2400.00 600.00 27 Arunachal Pradesh 10076.47 2519.12 28 Assam 51535.06 29 Manipur 17552.57 30 Meghalaya 19665.38 4916.35 31 Mizoram 4550.69 1137.68 32 Nagaland 13489.47 3372.37 33 Sikkim 5038.24 1259.57 34 Tripura 31692.12 Total 1360875.00 179386.19 ***** Page 4 of 4