**Executive Summary**
This document is the response of the Minister of State for Micro, Small and Medium Enterprises to an unstarred question in the Lok Sabha regarding MSMEs in Assam. The response addresses the number of registered MSMEs in Assam, the challenges faced by these units, and the steps taken to improve credit flow. The question was to be answered on December 4, 2025.
**Key Points / Main Content**
* **Definition of MSMEs:**
* A revised definition of MSMEs based on investment and turnover was adopted in 2020.
* **Registration Portals:**
* Udyam Registration Portal (URP) was launched on July 1, 2020, for enterprises with PAN.
* Udyam Assist Platform (UAP) was launched on January 11, 2023, to formalize Informal Micro Enterprises (IMEs) that are exempt from GST filing.
* **Credit Flow Improvement Measures:**
* The government implements various schemes to extend credit support to MSMEs.
* These schemes include the Credit Guarantee Scheme (CGS) for Micro and Small Enterprises (MSEs), which provides collateral-free loans up to Rs. 500 lakh (effective April 1, 2023) with guarantee coverage up to 90%.
* Other schemes include Prime Minister's Employment Generation Programme (PMEGP), Special Credit Linked Capital Subsidy Scheme, PM Vishwakarma Yojana, and Pradhan Mantri Mudra Yojana.
* **Other Support Measures:**
* Public Procurement Policy for Micro and Small Enterprises provides an assured market share to MSEs.
* Procurement and Marketing Support Scheme (PMSS) extends benefits for market access.
* Technology Centres/Tool Rooms provide access to advanced manufacturing technologies, training, skilling, and business consultancy services.
* The ZED 2.0 Scheme was launched for improved certification and quality.
* The Trade Enablement and Marketing Scheme aims to digitally empower MSEs.
* Micro and Small Enterprises Cluster Development Programme enhances productivity and competitiveness by establishing Common Facility Centers (CFCs).
* Entrepreneurship and Skill Development Programme promotes new enterprises and builds capacity.
* **MSME Registration Data (Assam):**
* Annexure-I provides sector-wise registration data for the last five financial years (April 1, 2021, to November 30, 2025) in Assam.
* The total number of MSMEs registered in Assam during this period is 1,337,582.
**Impact Analysis**
**Stakeholder: Micro, Small and Medium Enterprises (MSMEs)**
* **Impact:**
* MSMEs benefit from improved access to credit, formalization, market access, technological support, and skill development.
* **Action Required:**
* MSMEs should register on the Udyam Registration Portal (URP) or Udyam Assist Platform (UAP) to avail benefits.
* MSMEs should explore available schemes and measures to improve their financial, marketing, and technological capabilities.
**Stakeholder: Government of India (Ministry of MSME)**
* **Impact:**
* The government is responsible for implementing and monitoring the schemes and programs to support MSMEs.
* **Action Required:**
* The government needs to ensure the effective implementation of schemes and address challenges faced by MSMEs.
* The government should analyze the impact of these schemes.
Key Entities Referenced
Ministry of Micro, Small and Medium Enterprises: The primary ministry responsible for policies and schemes related to MSMEs in India.
Udyam Registration Portal (URP): Online portal for registering Micro, Small and Medium Enterprises (MSMEs).
Credit Guarantee Scheme (CGS): A scheme providing collateral-free loans to Micro and Small Enterprises (MSEs) with guarantee coverage.
Assam: The state where the number of registered MSMEs is being assessed and reported.
Public Procurement Policy for Micro and Small Enterprises Order 2012: Policy to provide market access to Micro and Small Enterprises (MSEs).
GOVERNMENT OF INDIA
MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES
LOK SABHA
UNSTARRED QUESTION NO. 711
TO BE ANSWERED ON 04.12.2025
MSMEs IN ASSAM
711. MD. RAKIBUL HUSSAIN:
Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:
(a) the number of Micro, Small and Medium Enterprises (MSMEs) registered in Assam during
the last five years; sector-wise;
(b) the challenges faced by these units; and
(c) the steps taken to improve credit flow to these units?
ANSWER
MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES
(SUSHRI SHOBHA KARANDLAJE)
(a): A revised definition based on the twin criteria of investment and turnover, was adopted to
define Micro, Small and Medium Enterprises (MSME) in 2020. Accordingly, for registration of
enterprise having PAN Udyam Registration Portal (URP) was launchedon 01.07.2020. To formalise
Informal Micro Enterprises (IMEs) i.e. Enterprises, which are exempt from filing GST, Udyam Assist
Platform (UAP), was launched on 11.01.2023.Sector-wise Micro, Small and Medium Enterprises
Registered on Udyam Registration Portal during the last Five Financial Years ( 01/04/2021 to
30/11/2025) in the State of Assam are attached as Annexure-I.
(b) & (c): To improve the credit flow, Government implementing various schemes some of the
significant schemes of Ministry of Micro, Small and Medium Enterprises that extends credit support
to MSMEsacross country including Chhattisgarh are as under:
A revised definition, based on the twin criteria of investment and turnover, was adopted on
01.07.2020 to define Micro, Small and Medium Enterprises (MSMEs) and Udyam Registration Portal
(URP) was launched for registration of MSMEs. To bring Informal Micro Enterprises (IMEs) under
the formal ambit of MSMEs, Udyam Assist Platform (UAP) was launched on 11.01.2023. Once an
enterprise is formalized, it becomes eligible to avail the benefits of various schemes, subject to
meeting the eligibility criteria, as per the guidelines. Under various schemes and measures of the
Government, there are provisions for special incentives to ensure inclusiveness. For example, under
Credit Guarantee Scheme (CGS) for Micro and Small Enterprises (MSEs), collateral free loan up to a
limit of Rs. 500 lakh (w.e.f. 01.04.2023) to MSEs with guarantee coverage up to 90 % for various
categories of loan is provided.: 2 :
To support and strengthen the MSMEs Sector, the Government implements various measures,
which, inter-alia, include measures for formalization of enterprises, measures to provide access to
financial support, marketing support, technological support,infrastructure, skilling, etc.
(i) For providing ease of access to finance, in addition to CGS, Schemes, such as, Prime
Minister's Employment Generation Programme (PMEGP) for setting up of new micro
enterprises in the non-farm sector by providing Margin Money subsidy on the Bank loan,
Special Credit Linked Capital Subsidy Scheme with a provision of 25% subsidy to SC/ST
MSEs on institutional finance for procurement of Plant & Machinery/Equipment, PM
VishwakarmaYojana, Pradhan Mantri Mudra Yojana, etc., are implemented.
(ii) Public Procurement Policy for Micro and Small EnterprisesOrder 2012 provides an assured
market share to Micro and Small Enterprises (MSEs). Procurement and Marketing Support
Scheme (PMSS) extends benefits to MSEs for market access through participation in Trade
Fairs/ Exhibitions, Vendor Development Programmes, adoption of Modern Packaging
Technique, e-Commerce platforms, etc.
(iii) The network of Technology Centres/Tool Rooms in the country supports MSMEs in
providing access to advance manufacturing technologies, training & skilling and business
consultancy services to make them competitive. ZED 2.0 Scheme has been launched for
improved efficacy of certification levels and for enhancing quality and competitiveness. To
digitally empower MSEs, the Trade Enablement and Marketing Scheme has been launched.
(iv) The Government implements Micro and Small Enterprises Cluster Development Programme
to enhance the productivity and competitiveness of MSEs by extending financial assistance to
establish Common Facility Centres (CFCs) in the existing clusters and establish/up-grade
infrastructural facilities in new/existing industrial estates/areas/flatted factory complexes.
(v) Entrepreneurship and Skill Development Programme promotes new enterprises, build
capacity of existing MSMEs and inculcate entrepreneurial culture in the country.
****Annexure-I
Annexure referred to in reply to part (a) of Lok Sabha Unstarred Question no. 711 for answer on
04.12.2025.
Financial Year Manufacturing Services Trading Total
2021-22
22,725 29,464 19,241 71,430
2022-23
37,317 27,858 66,952 132,127
2023-24
97,802 93,217 210,817 401,836
2024-25
151,292 106,700 211,713 469,705
2025-26
(Till - 30/11/2025) 75,555 69,012 117,917 262,484
Total:-
384,691 326,251 626,640 1,337,582
Report Dated:- 01/12/2025 07:35 PM
Source: Udyam Registration Portal