Executive Summary:
The Ministry of Cooperation addressed Lok Sabha question 3829 on August 12, 2025, regarding the National Cooperative Development Corporation (NCDC). The response outlines NCDC's objectives to support farmer cooperatives and income-generating activities, details schemes implemented by NCDC to strengthen cooperative societies by providing loans, and lists central sector schemes implemented by NCDC for overall cooperative development. It also provides data on funds disbursed by NCDC over the last three years and the current year.
Key Points / Main Content:
* **NCDC Establishment and Objectives:**
* Established in 1963 as a statutory organization under the Ministry of Cooperation.
* Aims to promote, strengthen, and develop farmer cooperatives.
* Focuses on increasing production, productivity, and establishing post-harvest facilities.
* Supports agricultural marketing, processing, storage, and supply of agricultural inputs.
* Promotes income-generating activities in the non-farm sector, including dairy, livestock, handloom, and fisheries, with a focus on weaker sections.
* **NCDC Implemented Schemes:**
* **YUVA SAHAKAR:** Encourages newly formed cooperative societies with new and innovative ideas.
* **AYUSHMAN SAHAKAR:** Covers hospitals, healthcare, medical education, health insurance, and holistic health systems.
* **NANDINI SAHAKAR:** Improves the socioeconomic status of women through women's cooperatives.
* **DAIRY SAHAKAR:** Encourages cooperatives to achieve higher outcomes in ESG linked activities.
* **SWAYAM SHAKTI SAHAKAR YOJNA:** Provides financial assistance to Agricultural Credit Cooperatives for Women Self Help Groups (SHGs).
* **DEERGHAVADHI KRISHAK PUNJI SAHAKAR YOJNA:** Extends long-term financial assistance to Agricultural Credit Cooperatives for lending.
* **Erstwhile Central Sector Scheme for Grant in aid to National Cooperative Development Corporation:** for Strengthening of Cooperative Sugar Mills (CSMs).
* **Erstwhile Central Sector Integrated Scheme on Agricultural Cooperation (CSISAC) Assistance to NCDC Programme for Development of Cooperatives**
* **Central Sector Sponsored Schemes Implemented by NCDC:**
* Agricultural Marketing Infrastructure (AMI) sub-scheme.
* Mission for Integrated Development of Horticulture (MIDH).
* Interest Subvention Credit Guarantee through Financing Facility under Agriculture Infrastructure Fund scheme.
* Assistance for Boosting the Seed Production component under the SubMission for Seed and Planting Material (SMSP) of the National Mission on Agricultural Extension and Technology (NMAET).
* PM Matsya Sampada Yojana (PMMSY).
* PM Formalisation of Micro Food Processing Enterprises (PMFME).
* Scheme for Formation and Promotion of 10,000 Farmer Producer Organizations (FPOs).
* Pradhan Mantri Kisan Sampada Yojna (PMKSY) Scheme for Food Processing and Value Addition and Integrated Cold Chain and Value Addition Infrastructure Scheme.
* National Scheduled Tribes Finance and Development Corporation (NSTFDC).
* National Livestock Mission (NLM) and Rashtriya Gokul Mission (RGM).
* Realigned Animal Husbandry Infrastructure Development Fund (AHIDF).
* Sugar Development Fund and Govt. of Maharashtra Interest Subsidy
* **Funds Disbursed (Rs. in crore):**
| Year | NCDC Schemes Loan+Subsidy | Central Sector Schemes Loan+Subsidy | Others Schemes Loan+Subsidy | Grand Total |
| ----------- | ----------- | ----------- | ----------- | ----------- |
| 2022-23 | 40,206.96 | 817.15 | 7.29 | 41,031.40 |
| 2023-24 | 58,179.00 | 2,430.02 | 9.45 | 60,618.47 |
| 2024-25 | 86,999.05 | 8,180.66 | 3.16 | 95,182.87 |
| 2025-26 (as on 04.08.2025) | 29,525.66 | 100.93 | 0.88 | 29,627.47 |
| Total | 2,14,910.67 | 11,528.76 | 20.78 | 2,26,460.21 |
Impact Analysis:
* **Farmer Cooperatives:**
* *Impact:* Benefit from increased production, productivity, and improved post-harvest facilities through NCDC's support and schemes.
* *Action Required:* Engage with NCDC to access available schemes and resources for development and expansion.
* **Women's Cooperatives:**
* *Impact:* Socioeconomic status improved through schemes like NANDINI SAHAKAR, which supports entrepreneurial dynamism.
* *Action Required:* Utilize NCDC's financial assistance and schemes to enhance business activities and growth.
* **Agricultural Credit Cooperatives:**
* *Impact:* Gain access to long-term financial assistance for onward lending to various sectors under NCDC's purview through schemes like DEERGHAVADHI KRISHAK PUNJI SAHAKAR YOJNA and SWAYAM SHAKTI SAHAKAR YOJNA.
* *Action Required:* Leverage NCDC's schemes to provide loans and advances to support agricultural activities and Women Self Help Groups (SHGs).
* **Healthcare and Medical Education Institutions:**
* *Impact:* Supported through AYUSHMAN SAHAKAR scheme, covering hospitals, medical education, and health insurance.
* *Action Required:* Explore NCDC's scheme to improve infrastructure and holistic health systems.
Key Entities Referenced
National Cooperative Development Corporation: A statutory organization under the Ministry of Cooperation, Government of India, established in 1963 to promote and develop farmer cooperatives.
Ministry of Cooperation: The government ministry under which the National Cooperative Development Corporation operates.
YUVA SAHAKAR: A scheme implemented by the National Cooperative Development Corporation aimed at encouraging newly formed cooperative societies with innovative ideas.
AYUSHMAN SAHAKAR: A scheme implemented by the National Cooperative Development Corporation with a comprehensive approach to cover hospitals, healthcare, medical education and holistic health systems.
NANDINI SAHAKAR: A scheme implemented by the National Cooperative Development Corporation aimed to improve the socioeconomic status of women through women's cooperatives.
PM Matsya Sampada Yojana: A Central Sector Sponsored scheme implemented by NCDC of Department of Fisheries, Ministry of Fisheries, Animal Husbandry and Dairying.
Ministry of Agriculture Farmers Welfare: The government ministry responsible for several schemes implemented by NCDC, including Agricultural Marketing Infrastructure (AMI) and Mission for Integrated Development of Horticulture (MIDH).
Maharashtra: State in which Interest Subsidy scheme is running
GOVERNMENT OF INDIA
MINISTRY OF COOPERATION
LOK SABHA
UNSTARRED QUESTION NO. 3829
ANSWERED ON 12th AUGUST, 2025
NATIONAL COOPERATIVE DEVELOPMENT CORPORATION
3829. Shri Janardan Singh Sigriwal:
Will the Minister of COOPERATION (सहकारिता मंत्री) be pleased to state:
(a) the aim and objectives of setting up National Cooperative Development Corporation
(NCDC) in the country;
(b) whether the government is implementing schemes to provide assistance for the overall
development of co-operative institutions through NCDC; and
(c) if so, the details thereof alog with the funds allocated/sanctioned by the Government under
the said scheme during the last three years and the current year?
ANSWER
THE MINISTER OF COOPERATION
सहकारिता मंत्री (SHRI AMIT SHAH)
(a): National Cooperative Development Corporation (NCDC), a statutory organization under
the Ministry of Cooperation, Government of India was established in 1963 with the objective
of promoting, strengthening and developing farmer cooperatives for increasing production,
productivity and instituting post harvest facilities across the country. The focus of
Corporation is on programmes of agricultural marketing and inputs, processing, storage, cold
chain and marketing of agriculture produce and the supply of seeds, fertilizer and other
agricultural inputs etc. In the non-farm sector, the Corporation endeavors to equip
cooperatives with facilities to promote income generating activities, with special focus on
dairy, livestock, handloom, sericulture, poultry, fishery and weaker sections such as scheduled
caste & scheduled tribes, women cooperatives, etc.
(b): National Cooperative Development Corporation (NCDC) implements its own
following schemes to strengthen cooperative societies by providing loans:
I. YUVA SAHAKAR: The scheme aims at encouraging newly formed cooperative
societies with new and/ or innovative ideas.
II. AYUSHMAN SAHAKAR: The scheme has a comprehensive approach to cover
hospitals, healthcare, medical education, nursing education, paramedical education,
health insurance and holistic health systems such as AYUSH.III. NANDINI SAHAKAR: The scheme aims to improve the socio-economic status of
women and supports the entrepreneurial dynamism of women through women’s
cooperatives.
IV. DAIRY SAHAKAR: It is a cooperative dairy business focused framework of financial
assistance for encouraging cooperatives to achieve higher outcomes in ESG
(environmental, social, governance) linked activities.
V. SWAYAM SHAKTI SAHAKAR YOJNA: Scheme for providing NCDC's financial
assistance to Agricultural Credit Cooperatives for providing loan/advances to Women
Self Help Groups (SHGs).
VI. DEERGHAVADHI KRISHAK PUNJI SAHAKAR YOJNA: Scheme for extending
NCDC's long-term financial assistance to Agricultural Credit Cooperatives towards
their onward lending of long-term loans / advances for activities / commodities /
services under the purview of NCDC.
VII. Erstwhile Central Sector Scheme for Grant in aid to National Cooperative
Development Corporation: for Strengthening of Cooperative Sugar Mills (CSMs).
VIII. Erstwhile Central Sector Integrated Scheme on Agricultural Cooperation
(CSISAC) - Assistance to NCDC Programme for Development of Cooperatives.
NCDC also implements following Central Sector / Sponsored schemes of
Government of India to provide assistance for the overall development of co-operative
institutions in sectors such as agriculture, horticulture, fisheries, dairy, livestock, food
processing, marketing, storage and cold chain etc.
I. Agricultural Marketing Infrastructure (AMI) sub-scheme of Central Sector Integrated
Scheme on Agriculture Marketing (CSISAM)for Storage and other than Storage
Infrastructure - Ministry of Agriculture & Farmer’s Welfare.
II. Mission for Integrated Development of Horticulture (MIDH) – Integrated Post Harvest
Management - Ministry of Agriculture & Farmer’s Welfare.
III. Interest Subvention & Credit Guarantee through Financing Facility under Agriculture
Infrastructure Fund scheme - Ministry of Agriculture & Farmers’ Welfare.
IV. Assistance for Boosting the Seed Production component under the Sub-Mission for
Seed and Planting Material (SMSP) of the National Mission on Agricultural Extension
and Technology (NMAET).
V. PM Matsya Sampada Yojana (PMMSY) – Department of Fisheries, Ministry of
Fisheries, Animal Husbandry and Dairying.
VI. PM Formalisation of Micro Food Processing Enterprises (PMFME) - Ministry of Food
Processing Industries.
VII. Scheme for Formation and Promotion of 10,000 Farmer Producer Organizations
(FPOs) – Ministry of Agriculture & Farmer’s Welfare.
VIII. (1) Pradhan Mantri Kisan Sampada Yojna (PMKSY) – Scheme for Food Processing
and Value Addition - Ministry of Food Processing Industries.
(2) Pradhan Mantri Kisan Sampada Yojna (PMKSY) - Integrated Cold Chain and
Value Addition Infrastructure Scheme - Ministry of Food Processing Industries.IX. National Scheduled Tribes Finance and Development Corporation (NSTFDC) -
Ministry of Tribal Affairs.
X. National Livestock Mission (NLM) and Rashtriya Gokul Mission (RGM) - Department
of Animal Husbandry and Dairying, Ministry of Fisheries, Animal Husbandry &
Dairying.
XI. Re-aligned Animal Husbandry Infrastructure Development Fund (AHIDF), Ministry
of Fisheries, Animal Husbandry & Dairying.
Other:
XII. (a) Sugar Development Fund
(b) Govt. of Maharashtra (Interest Subsidy)
(c): Details of funds disbursed by NCDC for the overall development of Cooperative
Institutions are attached at Annexure-I.Annexure – 1
Disbursement of NCDC in the Last 3 Years and Current Year
Rs. in crore
A B C
S. Financial NCDC Sponsored Schemes Central Sector / Sponsored Others Schemes Grand
Year Schemes
No. Total
Loan Subsidy Total Loan Subsidy Total Sugar Govt. of
Development Maharashtra
Fund (Interest Subsidy)
1 2022-23 40,200.66 6.30 40,206.96 312.18 504.97 817.15 0.46 6.83 41,031.40
2 2023-24 58,172.24 6.75 58,179.00 2,046.29 383.73 2,430.02 — 9.45 60,618.47
3 2024-25 86,999.05 — 86,999.05 8,031.25 149.41 8,180.66 — 3.16 95,182.87
4 2025-26 29,525.66 — 29,525.66 54.41 46.51 100.93 — 0.88 29,627.47
(As on
04.08.2025)
Total 2,14,897.61 13.05 2,14,910.67 10,444.13 1,084.62 11,528.76 0.46 20.32 2,26,460.21