Parliament Question: Outstanding Loan per Agricultural Household

GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE LOK SABHA STARRED QUESTION NO. 154 TO BE ANSWERED ON THE 10TH FEBRUARY, 2026 OUTSTANDING LOAN PER AGRICULTURAL HOUSEHOLD *154. SHRI KALIPADA SAREN KHERWAL:

Will the Minister of AGRICULTURE AND FARMERS WELFARE be pleased to state:

(a) the details (in Rs.) of outstanding loan per agricultural household, State-wise;

(b) the details of national average outstanding loan per agricultural household as of 1st February 2026; and

(c) the outstanding amount (in Rs.) on Kisan Credit Card as on date? ANSWER MINISTER OF AGRICULTURE AND FARMERS WELFARE कृ िष और िकसान क(cid:670)ाण मं(cid:361)ी (SHRI SHIVRAJ SINGH CHOUHAN)

(a) to (c): A statement is laid on the Table of the House.STATEMENT REFERRED TO IN REPLY TO PART (a) to (c) OF LOK SABHA STARRED QUESTION NO. 154 DUE FOR ANSWER ON 10TH FEBRUARY, 2026 REGARDING “OUTSTANDING LOAN PER AGRICULTURAL HOUSEHOLD”.

(a) & (b) : The average amount of outstanding loan per agricultural household in rural areas of the country is estimated through the “Situation Assessment Survey

(SAS) of Agricultural Households”, conducted by the National Statistical Office (NSO), Ministry of Statistics and Programme Implementation (MoSPI), during 77th round of the Survey (January, 2019 – December, 2019). As per the latest SAS, the State/UT- wise average amount of outstanding loan per agricultural household during agricultural year July, 2018- June, 2019 is given in Annexure. Since the last survey of agricultural households was conducted in 2019, the extent of amount of outstanding loan per agricultural household as of 1st February 2026 is not available.

(c): As on 30.09.2025, the outstanding amount under the Kisan Credit Card (KCC) is ₹10.39 lakh crore.Annexure ANNEXURE REFFERED IN REPLY TO PART (a) & (b) OF LOK SABHA STARRED QUESTION NO. 154 TO BE ANSWERED ON 10TH FEBRUARY, 2026 REGARDING ‘OUTSTANDING LOAN PER AGRICULTURAL HOUSEHOLD’.

Sl.No. State/Group of NE Average amount (Rs.) of outstanding loan per States/ Group of UTs agricultural household 1 Andhra Pradesh 2,45,554 2 Arunachal Pradesh 3,581 3 Assam 16,407 4 Bihar 23,534 5 Chhattisgarh 21,443 6 Gujarat 56,568 7 Haryana 1,82,922 8 Himachal Pradesh 85,825 9 Jammu & Kashmir 30,435 10 Jharkhand 8,415 11 Karnataka 1,26,240 12 Kerala 2,42,482 13 Madhya Pradesh 74,420 14 Maharashtra 82,085 15 Manipur 5,551 16 Meghalaya 2,237 17 Mizoram 23,485 18 Nagaland 1,750 19 Odisha 32,721 20 Punjab 2,03,249 21 Rajasthan 1,13,865 22 Sikkim 32,185 23 Tamil Nadu 1,06,553 24 Telangana 1,52,113 25 Tripura 23,944 26 Uttarakhand 48,338 27 Uttar Pradesh 51,107 28 West Bengal 26,452 Group of N E States 10,034 Group of UTs 25,629 All India 74,121

Source: NSS Report No. 587: Situation Assessment of Agricultural Households and Land and Livestock Holdings of Households in Rural India, 2019 *****