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GOVERNMENT OF INDIA
MINISTRY OF AGRICULTURE AND FARMERS WELFARE
DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE
LOK SABHA
UNSTARRED QUESTION NO. 2899
TO BE ANSWERED ON THE 10TH MARCH, 2026
PERFORMANCE OF PMFBY IN KARNATAKA
2899. SHRI BASAVARAJ BOMMAI:
Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ(cid:874)ष एवं (cid:873)कसान क(cid:227)याण मं(cid:287)ी
be pleased to state:
(a) the number of farmers covered under the Pradhan Mantri Fasal Bima Yojana (PMFBY)
in Karnataka during the last three years, district-wise;
(b) the total amount of premium collected under the Scheme in the State during the above
period;
(c) the total insurance claims received, approved and disbursed to farmers in the State
during this period;
(d) whether the Government has received complaints regarding delay or non-settlement of
crop insurance claims under PMFBY in Karnataka; and
(e) if so, the details thereof and the steps taken by the Government to ensure timely
settlement of claims and improve implementation of the Scheme in the State?
ANSWER
THE MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE
कृ(cid:874)ष एवं (cid:873)कसान क(cid:227)याण रा(cid:207)य मं(cid:287)ी (SHRI BHAGIRATH CHOUDHARY)
(a) to (c) : District-wise cumulative details of number of farmer applications covered,
total amount of premium collected, claims paid and number of farmers applications
benefitted by claims in Karnataka from 2022-23 to 2024-25 are given in Annexure.
(d) : Majority of the claims under Pradhan Mantri Fasal Bima Yojana (PMFBY) are settled
within the stipulated timelines under the Operational Guidelines of the scheme i.e within 21
days of the receipt requisite yield data from the concerned State Government, by the
insurance companies. Government of Karnataka administers the scheme through its own
‘Samrakshne’ portal.
However, to further facilitate the grievance redressal mechanism, Krishi Rakshak
Portal and Helpline (KRPH) has been developed by the Government of India. A single Pan-
India toll free number 14447 has been deployed and linked to the insurance companies’
database, where farmers can raise their grievances/issues. Timelines to resolve these
grievances/issues has also been fixed.From January, 2024 to December, 2025, total 89 grievances/complaints relating to
claims in Karnataka under PMFBY have been received on KRPH, out of which 88 ( 99%)
have been resolved to the satisfactions of the farmers.
(e) : Government has taken various steps to strengthen/improve implementation of PMFBY,
bring transparency and ensure timely settlement of claims :
Provision of 2% penalty on insurance companies for delay in settlement of claims.
Delinking of Central Government share of premium subsidy from that of State
Governments has been implemented so that farmers can get proportionate claims
relating to the Central Government share.
12% penalty is also levied on State Government for delay in release of State share
of subsidy.
Opening of ESCROW Account by the State Government concerned for deposit of
their premium share in advance as per provisions of the scheme has been made
mandatory w.e.f. Kharif 2025 season for bringing financial discipline.
Also, towards leveraging technology in implementation of the scheme, various
steps like capturing of yield data/Crop Cutting Experiments (CCEs) data through
CCE-Agri App & uploading it on the NCIP, allowing insurance companies to
witness the conduct of CCEs, integration of State land records with NCIP etc. have
already been taken to improve timely settlement of the claims to farmers.
Tranche based claim settlement has been initiated w.e.f. Rabi 2024-25.
YES-TECH (Yield Estimation System Based on Technology) for gradual migration
to Remote-Sensing based yield estimation to help assess yields as well as fair and
accurate Crop Yield Estimation.
WINDS (Weather Information Network and Data System) for setting up of Network
of Automatic Weather Stations (AWS) & Automatic Rain-Gauges (ARG) to the tune
of 5 times of existing network for collecting hyper-local weather data at GP & Block
level.
Department is regularly monitoring the functioning of insurance companies, including
timely settlement of claims through weekly video conferences of all stakeholders, one to one
meeting as well as National Review Conferences.Annexure
PMFBY & RWBCIS: Karnataka State District-wise Cumulative Data from
2022-23 to 2024-25 (as on 31.12.2025)
District Name Applications Farmer Gross Paid Application
Enrolled Share of Premium Claims Benefitted
premium
(In No.) (Rs. In Crore) (In No.)
Bagalkot 141,999 31.69 199.15 311.14 79,785
Ballari 39,987 5.87 21.95 29.33 14,398
Belagavi 251,305 39.74 236.52 357.38 123,811
Bengaluru Rural 39,063 2.44 18.49 8.84 14,609
Bengaluru Urban 2,710 0.16 1.34 0.74 1,060
Bidar 836,880 41.53 445.29 119.85 353,947
Chamarajnagar 45,886 1.86 12.46 9.79 15,907
Chikkaballapur 172,710 12.30 106.70 142.70 131,875
Chikkamagaluru 178,560 40.60 250.65 275.48 135,896
Chitradurga 396,050 52.46 394.27 420.32 164,481
Dakshinakannada 712,475 96.44 827.56 855.77 647,212
Davangere 216,685 32.42 190.54 329.86 163,222
Dharwad 545,523 71.80 501.60 365.80 317,871
Gadag 735,226 104.85 680.36 864.86 535,818
Hasan 427,490 21.92 170.94 135.38 193,331
Haveri 1,144,573 110.80 860.37 1,071.12 956,271
Kalaburgi 582,729 62.18 395.72 658.35 730,779
Kodagu 10,580 1.92 9.93 6.54 3,893
Kolar 72,423 5.78 48.28 37.90 42,865
Koppal 360,354 40.43 306.98 224.70 186,650
Mandya 282,153 5.44 42.70 63.32 171,073
Mysuru 26,528 0.98 7.71 4.61 10,088
Raichur 210,639 33.68 221.37 93.44 44,007
Ramanagara 54,481 6.80 47.59 68.82 39,916
Shivamogga 335,197 74.31 373.14 458.88 304,384
Tumakuru 449,383 38.38 265.01 184.90 217,204
Udupi 48,243 6.81 43.63 81.08 41,972
Uttarkannada 434,381 46.34 216.38 216.51 221,735
Vijayanagara 186,172 19.34 106.67 225.54 142,632
Vijayapura 456,750 126.29 978.22 919.70 240,457
Yadgiri 38,242 6.32 36.45 22.27 21,239
Total 9,435,377 1,141.86 8,017.98 8,564.92 6,268,388
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