Parliament Question: Performance of PMFBY/RWBCIS in Karnataka

GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE LOK SABHA UNSTARRED QUESTION NO. 3780 TO BE ANSWERED ON THE 11TH AUGUST, 2026 PERFORMANCE OF PMFBY/RWBCIS IN KARNATAKA 3780. SHRI RADHAKRISHNA: Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ(cid:874)ष एवं (cid:873)कसान क(cid:227)याण म(cid:287)ं ी be pleased to state: (a) the number of farmer applications, area insured and premium collected under PMFBY/RWBCIS in Karnataka during the last five years, season-wise; (b) the number of insurance companies operating in Karnataka that failed to meet the scheme-mandated claim-settlement during each of the last five seasons, company-wise; (c) the amount of interest/penalty actually paid to farmers for delayed settlement beyond the mandated period, season-wise; and (d) the Union Government's share of premium subsidy released to Karnataka during the last five years, year-wise? ANSWER MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE कृ(cid:874)ष एवं (cid:873)कसान क(cid:227)याण रा(cid:207)य म(cid:287)ं ी (SHRI RAMNATH THAKUR) (a): Season-wise details of number of farmer applications enrolled, area insured, premium paid by farmers in Karnataka during last five year years i.e. 2021-22 to 2025-26 under Pradhan Mantri Fasal Bima Yojana (PMFBY) and Restructured Weather Based Crop Insurance Scheme (RWBCIS) is given in Annexure-I. (b): Season-wise and insurance company-wise details of claims reported, claims paid and claims pending in Karnataka from Kharif 2023 to Kharif 2025 under PMFBY are given in Annexure-II. (c): Majority of the claims are settled within the stipulated timelines under the Operational Guidelines of the Pradhan Mantri Fasal Bima Yojana (PMFBY) i.e within 21 days of the receipt requisite yield data from the concerned State Government, by the insurance companies. However, during the implementation of PMFBY, some claimsremained pending, primarily on account of (a) delay in providing State Government share of claims (b) incorrect/delayed submission of insurance proposals by banks and unverified bank accounts (c) discrepancy in yield data & consequent disputes between State Government and insurance companies, unverified bank account details of enrolled farmers etc. The pending claims on account of these issue are settled after their resolution as per provisions of the scheme. As per provisions of the scheme, Insurance companies are required to settle the claims within 21 Days from calculation of claims on National Crop Insurance Portal (NCIP) and receipt of premium subsidy by Insurance Companies. In case payment is not made as per timelines mentioned above penalty of 12% is auto-calculated and levied through NCIP w.e.f. Kharif 2024 season. (d): PMFBY & RWBCIS being a Central Sector Scheme, no funds are released to the States. Central Government share of premium subsidy is provided to the insurance companies directly. Year-wise details of Union Government share in premium subsidy paid in Karnataka during last five years is given below : GoI Share Year (Rs. In Crore) 2021-22 878.16 2022-23 1098.14 2023-24 1173.18 2024-25 722.33 2025-26 779.86 Total 4,651.68Annexure-I Season-wise details of farmer applications, area insured and farmer share of premium in Karnataka under PMFBY & RWBCIS (as on 24.07.2026) Year Season Farmer Applications Area Insured Farmer Share of Enrolled Premium (In Lakh) (In Lakh Ha.) (Rs. In Crore) 2021-22 Kharif 2021 16.14 13.36 226.05 Rabi 2021-22 3.20 4.05 24.54 2022-23 Kharif 2022 23.86 18.94 296.41 Rabi 2022-23 3.33 3.95 27.88 2023-24 Kharif 2023 24.88 17.45 338.05 Rabi 2023-24 5.90 5.44 35.16 2024-25 Kharif 2024 30.49 20.46 386.62 Rabi 2024-25 4.09 4.47 31.85 2025-26 Kharif 2025 30.70 21.10 420.18 Rabi 2025-26 8.07 8.61 62.76 Total 150.66 117.83 1,849.51Annexure-II PMFBY & RWBCIS: Year & Season wise Claims Report of Karnataka from 2023-24 to 2025-26 as on 24.07.2026 Year Season Company Reported Claims Paid Claims Pending Claims (Rs. In Crore) 2023-24 KHARIF 2023 AIC 1,261.58 1,260.79 0.80 Bajaj General 344.32 344.20 0.12 Generali Central 105.08 105.02 0.05 HDFC Ergo 117.19 117.16 0.03 IFFCO Tokio 87.26 86.93 0.33 IndusInd General 190.25 189.88 0.37 Kshema General 115.40 115.23 0.17 SBI General 194.46 194.37 0.09 Tata AIG 379.38 378.94 0.44 Universal Sompo 324.94 324.61 0.34 RABI 2023- AIC 29.24 29.21 0.03 24 Bajaj General 110.28 110.19 0.08 Generali Central 15.72 15.60 0.12 IndusInd General 22.04 22.02 0.02 Kshema General 0.01 0.01 - SBI General 58.54 58.48 0.07 Tata AIG 0.02 0.02 - Universal Sompo 21.82 21.80 0.02 2024-25 KHARIF 2024 AIC 817.64 815.96 1.68 HDFC Ergo 123.51 123.31 0.20 IFFCO Tokio 475.35 474.14 1.21 Kshema General 102.82 102.27 0.56 Oriental 560.56 559.75 0.81 Tata AIG 424.14 422.92 1.22 Universal Sompo 76.53 76.44 0.09 RABI 2024- AIC 112.73 112.52 0.22 25 IFFCO Tokio 15.33 15.32 0.01 Kshema General 0.02 0.02 - Oriental 216.79 216.36 0.43 Tata AIG 34.47 34.41 0.05 Universal Sompo 211.55 211.09 0.46 2025-26 KHARIF 2025 AIC 98.70 97.70 1.00 HDFC Ergo - - - IFFCO Tokio 248.20 247.30 0.91 IndusInd General - - - Oriental 397.55 392.54 5.02 SBI General - - - Tata AIG 89.25 88.73 0.51 United India - - - Universal Sompo 372.00 278.11 93.88 Total 4,377.14 4,268.88 108.26 ******