Parliament Question: Progress achieved under Agricultural Schemes

GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE LOK SABHA UNSTARRED QUESTION NO. 664 TO BE ANSWERED ON THE 03RD FEBRUARY, 2026 PROGRESS ACHIEVED UNDER AGRICULTURAL SCHEMES

664. Shri Govind Makthappa Karjol:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ िष एवं िकसान क(cid:670)ाण मं(cid:361)ी

be pleased to state:

(a) the details of the progress achieved under Agricultural schemes namely Pradhan Mantri Fasal Bima Yojana (PMFBY) and the Minimum Support Price (MSP) policies for the State of Karnataka;

(b) the details of various steps taken by the Government for awareness of crop insurance schemes in the rural area of country; and

(c) the details of the relief and support which have been extended to farmers affected by climate-related events in 2025 in the State of Karnataka, district-wise? ANSWER MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE कृ िष एवं िकसान क(cid:670)ाण रा(cid:475) मं(cid:361)ी (SHRI RAMNATH THAKUR)

(a) : In order to secure the farmers against the crop yield losses due to natural risks/calamities, adverse weather conditions, pests & diseases etc., Pradhan Mantri Fasal Bima Yojana (PMFBY) is being implemented by the Government. PMFBY provides comprehensive risk coverage from pre-sowing to post harvest losses against non- preventable natural risks, whereas the RWBCIS provides indemnification for likely crop losses due to deviation in weather indices.

The scheme is voluntary for the States as well as farmers. State Government of Karnataka is one of the major States implementing the scheme since its inception in Kharif 2016 in the State. Since inception of the scheme, claims of Rs. 18,783 crore have been paid to 1.34 crore farmer applications against the farmers premium of Rs.3,013 crore in Karnataka State under PMFBY.

The Government's price policy for major agricultural commodities seeks to ensure remunerative prices to the farmers of the country including that of Karnataka for their produce with a view to encouraging higher investment and production and to safeguard the interest of consumers by making available supplies at reasonable prices is providingadequate support to the farming community. Towards this end, Government announces Minimum Support Prices (MSPs) for twenty-two (22) mandated crops based on the recommendations of the Commission for Agricultural Costs & Prices (CACP) after considering the views of concerned State Governments and Central Ministries/Departments. The 22 mandated crops include 14 Kharif crops viz. paddy, jowar, bajra, maize, ragi, arhar, moong, urad, groundnut, soybean (yellow), sunlower seed, sesamum, nigerseed, cotton and 6 Rabi crops viz. wheat, barley, gram, masur (lentil), rapeseed & mustard, safflower and two commercial crops viz. jute and copra. In addition to that, MSP for toria and de-husked coconut are also fixed on the basis of MSPs of rapeseed and mustard and Copra respectively.

(b) : Government has taken various steps to strengthen implementation of this scheme all over India including Karnataka State to bring awareness, transparency and ensure timely

settlement of claims :  Government has undertaken development of National Crop Insurance Portal

(NCIP) as a single source of data ensuring subsidy payment, co-ordination, transparency, dissemination of information and delivery of services including direct online enrollment of farmers, uploading/obtaining individual insured famer’s details for better monitoring and to ensure transfer of claim amount electronically to the individual farmer’s Bank Account.

 In order to rigorously monitor claim disbursal process, a dedicated module namely ‘Digiclaim Module’ has been operationalized for payment of claims from Kharif 2022 onwards. It involves integration of NCIP with Public Finance Management System (PFMS) and accounting system of Insurance Companies to provide timely & transparent processing of all claims.

 Delinking of Central Government share of premium subsidy from that of State Governments has been implemented so that farmers can get proportionate claims relating to the Central Government share.  As per the Operational Guidelines of PMFBY, in case payment is not made timely by Insurance Company, a penalty of 12% is auto-calculated and levied through National Crop Insurance Portal (NCIP) w.e.f. Kharif 2024.

 Similarly, if State Government delayed its premium subsidy from stipulated time period, a penalty of 12% is to be paid by them also.  Tranche based claims payment has been initiated from 2025-26.  Also, towards leveraging technology in implementation of the scheme, various steps like capturing of yield data/Crop Cutting Experiments (CCEs) data through CCE-Agri App & uploading it on the NCIP, allowing insurance companies to witness the conduct of CCEs, integration of State land records with NCIP etc. have already been taken to improve timely settlement of the claims to farmers.

 The Government has actively supported the awareness activities being carried out by the States, implementing Insurance Companies, financial institutions, and Common Service Centres (CSCs) network to disseminate key features of PMFBY amongst farmers and members of Panchayati Raj Institutions (PRIs). Structured awareness campaign ‘Crop Insurance Week/Fasal Bima Saptah’ has been initiated by the Ministry of Agriculture and Farmers Welfare since Kharif 2021 season onwards. Along with this, ‘Fasal Bima Pathshalas’ are also being organized at village/GP level for knowledge building of farmers on various aspects of scheme implementation.

 Government had also organized a nationwide Doorstep Crop Insurance Policy/receipt Distribution mega drive – ‘Meri Policy Mere Haath’. Hard copies of crop insurance policy receipts are distributed to farmers enrolled under PMFBY through special camps at gram Panchayat/village level.

Following technologies for Objective Crop Damage & Loss Assessment and transparency have also been implemented w.e.f. 2023-24 under the scheme: i. YES-TECH (Yield Estimation System Based on Technology) for gradual migration to Remote-Sensing based yield estimation to help assess yields as well as fair and accurate Crop Yield Estimation. This initiative has been launched for paddy & wheat crops from Kharif 2023 wherein 30% weightage to yield estimation will mandatorily be assigned to YES-TECH derived yield. Soybean crop has been added from Kharif 2024 season.

ii. WINDS (Weather Information Network and Data System) for setting up of Network of Automatic Weather Stations (AWS) & Automatic Rain-Gauges (ARG) to the tune of 5 times of existing network for collecting hyper-local weather data at GP & Block level. This will be fed into a National database with interoperability & sharing of data in coordination with India Meteorological Department (IMD). WINDS provides data not only for YES-TECH but also for effective drought & disaster management, accurate weather prediction and offering better parametric insurance products.

To further improve the grievance redressal mechanism already provided in the Operational Guidelines of the scheme, Krishi Rakshak Portal and Helpline (KRPH) has been developed. A single Pan-India toll free number 14447 has been deployed and linked to the insurance companies’ database, where all farmers including farmers of Karnataka can raise their grievances/issues. Timelines to resolve these grievances/issues has also been fixed.

(c) : District-wise details of claims paid in Karnataka during Kharif 2025 season for losses due to natural calamities are given in Annexure.Annexure PMFBY & RWBCIS: District wise Coverage and Claims Report of Karnataka in Kharif 2025 as on 31.12.2025 Reported Claims Paid Claims Application Benefitted District (Rs. In Crore) (In No.) Ballari 0.26 0.15 79.00 Belagavi 5.70 5.64 22,244.00 Bengaluru Rural 0.004 0.004 7.00 Bidar 65.02 62.59 91,741.00 Chikkaballapur 3.19 3.16 3,769.00 Chikkamagaluru 0.18 0.18 203.00 Chitradurga 12.48 12.40 7,880.00 Davangere 4.96 4.94 5,763.00 Dharwad 12.82 12.57 28,000.00 Gadag 11.89 11.78 50,811.00 Hasan 0.54 0.54 973.00 Haveri 0.14 0.13 245.00 Kolar 0.19 0.19 236.00 Koppal 1.83 1.77 776.00 Mysuru 0.02 0.02 33.00 Ramanagara 0.004 0.004 10.00 Shivamogga 0.21 0.21 136.00 Tumakuru 0.05 0.05 37.00 UttarKannada 0.001 0.001 2.00 VIJAYANAGARA 8.89 8.83 8,227.00 Vijayapura 0.001 0.001 1.00 YADGIRI 2.98 2.96 1,420.00 Total 131.37 128.13 2,22,593.00 ******