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O.I.H.
GOVERNMENT OF INDIA
MINISTRY OF HOUSING AND URBAN AFFAIRS
LOK SABHA
UNSTARRED QUESTION NO. 3074
TO BE ANSWERED ON DECEMBER 18, 2025
PROGRESS MADE UNDER PMAY-U
NO. 3074. SMT. DELKAR KALABEN MOHANBHAI:
Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to
state:
(a) the details of the progress made in achieving the housing
construction targets under the Pradhan Mantri Awas Yojana - Urban
(PMAY-U) in the country;
(b) the number of housing units completed and handed over to
beneficiaries till date, State-wise/UT-wise including the Union
Territory of Dadra & Nagar Haveli;
(c) the status of fund utilisation under the Scheme during the last five
years and the current year till date, year and State/UT-wise; and
(d) the steps taken by the Government to make urban housing projects
affordable and sustainable?
ANSWER
THE MINISTER OF STATE IN THE
MINISTRY OF HOUSING AND URBAN AFFAIRS
(SHRI TOKHAN SAHU)
(a) to (c): Ministry of Housing and Urban Affairs (MoHUA) has been
implementing Pradhan Mantri Awas Yojana - Urban (PMAY-U) since
25.06.2015 with an aim to provide all weather pucca houses with
basic civic amenities to eligible urban beneficiaries including slum
dwellers across the country. The implementation period of PMAY-U
scheme, which was earlier up to 31.03.2022, has been extended up
to 31.12.2025 to complete sanctioned houses without changing the
funding pattern and implementation methodology.
Based on the learnings from the experiences of implementation of
PMAY-U, MoHUA has revamped the scheme and launched PMAY-U
2.0 ‘Housing for All’ Mission with effect from 01.09.2024 for
implementation in urban areas across the country to support 1 crore
additional eligible beneficiaries in next five years. The scheme is
implemented through four verticals i.e., Beneficiary Led
Construction (BLC), Affordable Housing in Partnership (AHP),
Affordable Rental Housing (ARH) and Interest Subsidy Scheme (ISS).
…2/--2-
Based on the project proposal submitted by States/Union Territories
(UTs), a total of 122.06 lakh houses, including 10.43 lakh under
PMAY-U 2.0, have been sanctioned under the scheme by the
Ministry, so far. Out of which, 113.85 lakh houses have been
grounded, and 96.02 lakh are completed/delivered to the
beneficiaries across the country as on 24.11.2025. The State/UT-
wise details of houses sanctioned and completed/delivered to the
beneficiaries under PMAY-U & PMAY-U 2.0 including the Union
Territory of Dadra & Nagar Haveli are at Annexure-I. The State/UT-
wise and year-wise details of Central Assistance sanctioned,
released and utilized during the last five years and the current year
so far under PMAY-U & PMAY-U 2.0 are at Annexure-II.
(d): As per the scheme guidelines of PMAY-U 2.0, the fund required for
purchase/construction of houses under the scheme is shared
between the Central Government, State/UT
Government/ULBs/Implementing agencies and the beneficiaries. The
funding under the scheme is to provide a nudge to the beneficiaries
and enable them to construct their houses by arranging funds from
other sources as well. A fixed amount of Central Assistance is
provided by Government of India under different verticals. In order
to enhance the affordability of the houses, State/UT share is
mandatory under PMAY-U 2.0. Apart from the minimum State/UT
share, the State/UT Governments may also provide additional top-up
share to increase affordability.
Further, Government of India has restructured Credit Risk
Guarantee Fund Trust for Low Income Housing (CRGFTLIH) for
Economically Weaker Section (EWS)/Low Income Group (LIG). The
scheme aims to enhance the credit accessibility and worthiness of
eligible households by extending the guarantee on the housing loan
taken from Scheduled Commercial Banks, Housing Finance
Companies (HFCs) etc. It also aims to help eligible beneficiaries of
PMAY-U 2.0 belonging to EWS/LIG through affordable home loans
from financial institutions to complete their homes on time. In
addition, special Home Loan Products are developed by Department
of Financial Services (DFS) with Banks to help Beneficiaries of
informal sectors. States/UTs are also expected to facilitate home
loan to PMAY-U 2.0 beneficiaries through tripartite agreement.
…3/--3-
Under PMAY-U 2.0, a Technology & Innovation Sub-Mission (TISM)
has been established to support innovative design and construction
practices for sustainable housing in the country. TISM promotes
adoption of layout designs and building plans suitable for various
geo-climatic zones through coordination with various regulatory and
administrative bodies for mainstreaming and upscaling the
deployment of modern construction technologies and material in
place of conventional construction materials practices.
*****Annexure-I referred in reply to LS USQ No. 3074 due for answer on 18.12.2025
State/UT-wise details of houses sanctioned and completed/delivered to the
beneficiaries under PMAY-U & PMAY-U 2.0 including the Union Territory of
Dadra & Nagar Haveli
Physical Progress of Houses (Nos.)
Name of the
S. No.
State/UT Sanctioned Completed/Delivered
1
setatS
Andhra Pradesh 19,47,921 11,14,707
2 Bihar 4,45,057 1,97,190
3 Chhattisgarh 3,05,749 2,61,679
4 Goa 3,172 3,172
5 Gujarat 10,22,723 9,58,021
6 Haryana 1,32,626 72,257
7 Himachal Pradesh 14,017 11,863
8 Jharkhand 2,43,345 1,63,929
9 Karnataka 5,77,472 3,97,716
10 Kerala 1,62,101 1,38,512
11 Madhya Pradesh 10,00,700 8,89,367
12 Maharashtra 12,72,119 10,23,094
13 Odisha 2,23,951 1,68,285
14 Punjab 1,50,130 1,01,486
15 Rajasthan 3,46,239 2,55,541
16 Tamil Nadu 6,78,777 6,16,828
17 Telangana 3,62,173 2,24,254
18 Uttar Pradesh 21,01,051 17,14,741
19 Uttarakhand 66,341 45,124
20 West Bengal 6,17,572 4,97,474
Sub-total (States) 1,16,73,236 88,55,240
21 setatS
nretsaE
htroN
Arunachal Pradesh 13,346 8,103
22 Assam 1,87,022 1,39,369
23 Manipur 56,045 20,591
24 Meghalaya 7,071 2,737
25 Mizoram 39,616 33,098
26 Nagaland 31,067 29,588
27 Sikkim 299 219
28 Tripura 90,313 80,815
Sub-total (NE States) 4,24,779 3,14,520
29 seirotirreT
noinU
A&N Islands 377 234
30 Chandigarh 1,275 1,275
31 D&NH and D&D 10,197 9,750
32 Delhi 31,346 31,346
33 J&K 45,112 34,453
34 Ladakh 1,434 934
35 Puducherry 18,248 12,471
Sub-total (UTs) 1,07,989 90,463
Grand Total 122.06 Lakh 96.02 Lakh*
* Includes completion of 3.42 lakh houses of earlier scheme during PMAY-U MissionAnnexure-II referred in reply to LS USQ No. 3074 due for answer on 18.12.2025
State/UT-wise and year-wise details of Central Assistance sanctioned, released and Utilized during the last five years and the current year so far under PMAY-U & PMAY-U 2.0
Central Assistance Sanctioned (₹ in crore) Central Assistance Released (₹ in crore) * Central Assistance Utilised (₹ in crore)
S. Name of the
No. State/UT 2020-21 2021-22 2022-23 2023-24 2024-25 Current 2020-21 2021-22 2022-23 2023-24 2024-25 Current 2020-21 2021-22 2022-23 2023-24 2024-25 Current
Year Year Year
1
setatS
Andhra Pradesh 6,230 5,399 2,951 752 469 141 2,417 2,465 6,099 5,155 - 244 2,417 2,465 6,099 4,151 - -
2 Bihar 550 178 55 195 1,500 803 572 92 228 597 361 1,114 540 92 228 597 169 472
3 Chhattisgarh 508 804 614 53 - 364 735 389 698 483 178 129 735 389 698 483 137 -
4 Goa 37 8 9 - - 0.09 37 8 9 - - 0.09 37 8 9 - - -
5 Gujarat 3,031 3,971 3,658 172 - 613 3,110 4,118 3,989 656 112 316 3,100 4,055 3,968 603 112 -
6 Haryana 288 177 126 - 229 34 288 174 126 200 - 52 288 174 126 - - -
7 Himachal Pradesh 41 42 21 5 - 31 33 47 19 10 10 15 32 47 10 10 10 -
8 Jharkhand 243 886 110 - - 212 535 258 311 158 1 226 357 236 300 158 1 -
9 Karnataka 857 890 305 231 - 2 1,090 533 1,141 618 6 207 1,090 533 1,141 618 - -
10 Kerala 296 451 254 116 - 0.46 174 379 242 225 84 123 174 377 231 224 66 -
11 Madhya Pradesh 1,259 3,033 1,311 143 - 765 2,411 2,003 2,740 1,280 270 204 2,403 1,935 2,729 1,280 2 -
12 Maharashtra 3,466 4,492 3,008 407 - 1,134 3,690 3,380 3,852 1,543 314 247 3,665 3,380 3,852 1,311 309 -
13 Odisha 311 827 31 282 80 228 386 334 295 293 27 205 397 301 295 227 - -
14 Punjab 295 239 452 - - 426 506 256 350 179 123 242 506 256 350 179 21 -
15 Rajasthan 804 776 1,552 530 357 388 789 1,014 681 683 224 595 789 1,014 734 678 224 29
16 Tamil Nadu 1,461 1,235 625 153 - 164 1,575 1,579 722 878 222 276 1,566 1,554 617 878 222 33
17 Telangana 1,005 380 194 - 1,705 1 775 295 194 485 19 171 775 295 194 469 - -
18 Uttar Pradesh 3,644 2,107 2,061 2,351 834 4,025 4,860 3,915 2,290 4,451 1,130 1,518 4,849 3,891 2,275 4,431 672 -
19 Uttarakhand 128 231 201 44 - 54 161 90 173 131 62 69 161 90 173 128 61 -
20 West Bengal 1,861 2,105 309 - - 9 1,606 431 1,138 945 516 725 1,606 431 1,138 945 506 331
Sub-total (States) 26,315 28,231 17,844 5,434 5,174 9,396 25,748 21,762 25,297 18,971 3,657 6,679 25,487 21,523 25,167 17,371 2,511 865
21
setatS
nretsaE
htroN
Arunachal Pradesh 0.62 32 0.19 - 119 - 9 28 0.19 15 5 35 9 28 0.19 15 5 -
22 Assam 276 492 146 203 - 391 125 183 395 396 272 263 111 179 395 392 272 24
23 Manipur 172 84 0.51 - - 79 100 0.14 99 36 54 57 100 0.14 99 33 - -
24 Meghalaya 1 0.25 0.11 - - 52 1 17 5 14 5 15 1 16 0.11 8 - -
25 Mizoram 142 16 5.03 - - 10 72 16 163 43 65 29 94 16 163 43 65 25
26 Nagaland 51 0.07 0.02 - - - 106 34 0.02 86 25 25 106 34 0.02 77 25 -
27 Sikkim 2 1.41 0.62 - - - 2 1.41 0.62 - - - 2 1.41 0.62 - - -
28 Tripura 144 119 69 72 - 54 234 63 59 93 48 71 222 37 59 93 10 -
Sub-total (NE States) 788 743 222 275 119 587 649 342 722 683 474 495 644 312 717 661 377 49
29
seirotirreT
noinU
A&N Islands 5 0.03 0.03 - - - 0.46 1.06 0.97 - - 0.00 0.46 1.06 0.97 - - -
30 Chandigarh 9 3 3 - - 0.06 9 3 3 - - 0.06 9 3 3 - - -
31 D&NH and D&D 46 28 33 - - 0.85 46 28 33 - 4 5 46 28 33 - 3 -
32 Delhi 144 47 67 - - 5 144 47 67 - - 5 144 47 67 - - -
33 J&K 25 156 6 55 29 28 132 44 79 40 40 0.02 132 44 79 34 - -
34 Ladakh 0.43 - 0.07 - - 4 0.43 4 0.07 1.85 1.18 1.51 0.43 4 0.07 1.83 - -
35 Puducherry 40 28 10 27 10 40 37 18 23 31 9 15 37 12 19 23 - -
Sub-total (UTs) 270 263 119 82 39 78 368 146 207 73 55 27 368 140 203 59 3 -
Grand Total 27,372 29,236 18,186 5,791 5,331 10,060 26,766 22,250 26,225 19,727 4,187 7,200 26,500 21,975 26,087 18,092 2,892 914
* Includes Central Assistance released during the year against houses sanctioned during preceding years.