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GOVERNMENT OF INDIA
MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES
LOK SABHA
UNSTARRED QUESTION NO. 3180
TO BE ANSWERED ON 06.08.2026
REVIEW OF PERFORMANCE OF MSME SCHEMES
3180. SHRI TARIQ ANWAR:
Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state :
(a) whether the Government has made a State-wise assessment of the beneficiaries, loans
sanctioned, central assistance released and employment generation status under the PM
Vishwakarma Scheme, Prime Minister's Employment Generation Programme (PMEGP) and Credit
Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) during the year 2023-24 till date
and if so, the details thereof;
(b) whether the Government has reviewed the progress and effectiveness of the schemes being
implemented to provide institutional credit, technology upgradation, marketing assistance and digital
empowerment to Micro, Small and Medium Enterprises (MSMEs) and if so, the key findings
thereof; and
(c) whether the Government is proposing additional central assistance, new clusters, Common
Facility Centres or other special initiatives under the said schemes in Bihar, particularly in the
Seemanchal region with a view to boosting the competitiveness and employment generation in the
MSME sector and if so, the details thereof?
ANSWER
MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES
(SUSHRI SHOBHA KARANDLAJE)
(a): State-wise details of number of beneficiaries, loans sanctioned, employment generated, as
applicable, under PM Vishwakarma Scheme, Prime Minister Employment Generation Programme
(PMEGP) and Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) is annexed
(Annexures I to IV).
(b): The government reviews the performance of the MSME schemes/programmes from time to
time through regular monitoring, evaluation and feedback mechanism as per scheme guidelines.
(i) Under the Procurement and Marketing Support (PMS) Scheme, assistance is provided to
Micro and Small Enterprises (MSEs) to enhance their market access, competitiveness and
business opportunities through participation in domestic trade fairs/exhibitions, Vendor
Development Programmes (VDPs), e-Commerce platform (i.e. MSME Global Mart),
awareness programmes on public procurement, Government e-Marketplace (GeM), Export,
capacity building and reimbursement for Bar Code registration. The Scheme has facilitated
greater market access for MSEs, improved awareness regarding public procurement policies
and government procurement opportunities, strengthened linkages between MSEs and
institutional buyers, promoted adoption of Bar Codes for wider market reach, and enhanced
the overall marketing capabilities and competitiveness of participating enterprises.: 2 :
(ii) MSME Sustainable (ZED) Certification Scheme provides financial assistance up to Rs. 3
lakh for technology upgradation towards Zero Effect solutions, pollution control measures,
and cleaner technologies.
(iii) The assessment of Credit Guarantee Scheme (CGS) has indicated increase in sales, income
and employment of the enterprises and also expansion in access to credit from formal
financial institutions by MSEs including the first generation entrepreneurs.
(c) Ministry of MSME implements Micro and Small Enterprises Cluster Development
Programme across the country. It is demand driven Scheme, wherein proposals are received from the
State/UT Governments to address the common needs of clusters. A new Common Facility Centre has
been approved in the current financial year (FY 2026-27) in textile sector in Nalanda District.
***Annexure-I
Annexure referred to in reply to part (a) of the Lok Sabha Unstarred Question No. 3180 for reply on
06.08.2026
State/UT-wise details of successful registrations, Basic Skill Training, loans sanctioned, loans disbursed
and toolkit delivered under PMV Scheme, as on 03.08.2026 are as under:
State Name No. of Successful No. of Basic No. of Loans No. of Loans No. of Toolkits
Registration Skill Training sanctioned Disbursed Delivered
Andhra Pradesh 2,22,947 1,79,632 60,058 51,459 1,10,502
Arunachal Pradesh 7,196 1,868 304 255 94
Assam 1,18,861 98,052 16,184 14,651 67,132
Bihar 1,62,053 1,19,731 27,492 23,569 73,153
Chhattisgarh 1,16,442 82,683 12,012 9,116 60,130
Goa 18,575 12,161 1,418 1,082 7,423
Gujarat 2,14,064 1,86,843 51,467 41,962 1,57,213
Haryana 41,366 33,454 8,129 7,236 22,496
Himachal Pradesh 19,701 13,202 2,242 2,114 8,053
Jharkhand 43,737 31,913 7,085 6,541 22,196
Karnataka 5,72,108 4,89,788 1,31,702 1,09,340 3,89,289
Kerala 22,344 13,805 5,935 5,693 7,080
Madhya Pradesh 2,78,022 2,28,642 60,289 54,198 1,57,897
Maharashtra 2,83,298 2,18,004 65,803 55,504 1,61,630
Manipur 18,132 11,869 2,344 2,071 2,575
Meghalaya 4,725 922 88 55 190
Mizoram 3,397 1,409 108 71 147
Nagaland 4,550 2,074 436 413 140
Odisha 1,06,312 85,964 19,963 18,378 61,394
Punjab 13,040 8,529 1,945 1,838 3,573
Rajasthan 2,51,982 2,20,737 65,351 61,649 1,76,724
Sikkim 3,407 1,993 493 405 536
Telangana 89,040 67,663 29,662 27,818 40,791
Tripura 20,273 15,986 4,587 4,290 7,589
Uttar Pradesh 1,78,031 1,46,628 18,030 15,293 90,061
Uttarakhand 20,357 12,971 1,542 1,391 7,945
Total States 28,33,962 22,86,523 5,94,669 5,16,392 16,35,953
Andaman And
1,057 609 141 135 283
Nicobar Islands
Chandigarh 775 332 87 82 89
Delhi 2,619 1,015 225 216 118
Jammu And
1,54,881 1,37,624 14,874 9,886 1,14,062
Kashmir
Ladakh 4,189 2,758 635 605 2,318
Lakshadweep 697 459 19 19 42
Puducherry 902 270 174 173 63
The Dadra and
Nagar Haveli and 918 634 181 173 442
Daman and Diu
Total (Uts) 1,66,038 1,43,701 16,336 11,289 1,17,417
Total 30,00,000 24,30,224 6,11,005 5,27,681 17,53,370Annexure-II
Annexure referred to in reply to part (a) of the Lok Sabha Unstarred Question No. 3180 for reply on
06.08.2026
State-wise details of number of micro enterprises assisted, Margin Money (MM) subsidy disbursed,
estimated employment generated and loan amount sanctioned under PMEGP during 2023-24 to 2025-
26:
No. of Amount of
MM Subsidy Estimated
Micro Loan
Name of the State disbursed (Rs. Employment
enterprises Sanctioned
Cr) Generated
assisted (Rs. Cr.)
Andaman Nicobar 290 3.7 2610 42.85
Andhra Pradesh 17821 585.7 160389 2778.39
Arunachal Pradesh 469 35.9 4221 114.91
Assam 8005 229.9 72045 832.33
Bihar 17628 505.2 158652 1951.64
Chandigarh-Ut 20 0.6 180 6.41
Chhattisgarh 5770 193.8 51930 896.9
Delhi 101 6.1 909 32.42
Goa 148 6.6 1332 30.5
Gujarat 6680 728.6 60120 2775.13
Haryana 3533 186.8 31797 1117.93
Himachal Pradesh 2811 102.5 25299 492.45
Jammu Kashmir 38528 798.3 346752 2954.63
Jharkhand 4649 115.7 41841 468.24
Karnataka 12946 436.2 116514 2151.51
Kerala 9294 220.8 83646 1170.36
Ladakh 442 20.8 3978 70.8
Madhya Pradesh 10174 374.4 91566 1059.5
Maharashtra 7956 381.8 71604 2157.17
Manipur 1359 33.4 12231 118.51
Meghalaya 2145 67.1 19305 255.68
Mizoram 1228 47.1 11052 141.66
Nagaland 2381 78.3 21429 228.38
Odisha 9593 275.5 86337 1478.23
Puducherry 99 2.8 891 16.86
Punjab 3998 245.8 35982 1506.94
Rajasthan 4507 327.5 40563 2121.66
Sikkim 763 27.3 6867 154.27
Tamil Nadu 21309 577.5 191781 3012.34
Telangana 7737 322.5 69633 1570.56
Tripura 1950 49.7 17550 160.88
Uttar Pradesh 25809 999.7 232281 3453.74
Uttarakhand 2802 91.0 25218 336.96
West Bengal 4359 171.4 39231 750.67Annexure-III
Annexure referred to in reply to part (a) of the Lok Sabha Unstarred Question No. 3180 for reply on
06.08.2026.
The State-wise details of credit guarantees extended by CGTMSE during FY 2023-24 till 30-06-2026:
CGS- Guarantees approved
FY 2026-27 (till
FY 2023-24 FY 2024-25 FY 2025-26
30.06.2026)
Amount Amount Amount
No. of No. of No. of Amount No. of
Sr. approved approved approved
States / UTs Guarantees Guarantees Guarantees approved Guarantees
No. (in Rs. (in Rs. (in Rs.
approved approved approved (in Rs. crore) approved
crore) crore) crore)
Andaman &
1 Nicobar 600 128 655 142 976 198 249 52
Islands
Andhra
2 79,938 5,395 1,10,323 8,189 1,39,299 14,259 28,792 3,323
Pradesh
Arunachal
3 981 198 1,707 352 1,942 632 727 142
Pradesh
4 Assam 34,556 3,750 75,747 6,436 49,337 8,019 8,921 1,558
5 Bihar 1,13,262 8,582 2,21,458 14,120 1,56,823 16,265 29,614 3,547
6 Chandigarh 2,459 604 17,401 2,711 6,838 1,731 644 217
7 Chhattisgarh 25,845 2,968 40,583 4,231 39,465 6,661 7,023 1,659
8 Delhi 35,127 8,527 55,120 12,824 61,686 17,995 10,028 4,014
9 Goa 4,947 611 6,510 857 5,439 995 1,110 241
10 Gujarat 1,06,073 19,668 1,10,039 25,335 1,35,529 40,110 24,966 10,591
11 Haryana 48,455 8,553 75,244 10,865 73,035 15,549 14,103 3,939
Himachal
12 20,600 2,080 23,750 2,411 27,417 3,325 5,840 869
Pradesh
Jammu and
13 53,295 2,415 47,201 2,816 48,736 3,633 21,169 1,493
Kashmir
14 Jharkhand 34,800 4,432 64,614 6,494 59,748 8,130 14,331 1,899
15 Karnataka 1,35,959 14,016 1,88,144 21,453 1,48,355 28,673 27,502 6,444
16 Kerala 45,515 4,590 68,755 7,693 72,725 11,255 15,229 2,466
17 Ladakh 637 84 709 98 577 116 291 48
18 Lakshadweep 7 1 23 2 51 2 16 1
Madhya
19 75,023 9,569 1,31,490 14,213 1,07,460 18,863 19,706 4,268
Pradesh
20 Maharashtra 1,29,892 23,359 2,38,128 39,989 2,49,969 59,178 45,882 12,702
21 Manipur 1,580 111 1,952 181 2,882 343 1,107 119
22 Meghalaya 1,693 252 2,776 328 3,122 530 731 164
23 Mizoram 1,232 73 1,472 134 2,581 286 807 83
24 Nagaland 1,563 160 1,804 230 1,977 305 693 99
25 Odisha 56,392 6,109 94,128 9,684 81,988 13,517 16,614 3,218
26 Puducherry 2,418 233 4,471 332 3,266 502 468 88
27 Punjab 81,259 9,632 88,991 10,406 79,971 13,263 14,960 3,396
28 Rajasthan 85,848 9,180 1,20,424 13,865 1,22,758 21,308 21,211 5,422
29 Sikkim 1,108 102 1,748 165 1,336 210 254 34
30 Tamil Nadu 1,13,815 15,061 1,79,817 21,447 1,53,804 30,072 28,747 6,816
31 Telangana 41,940 6,368 97,292 11,586 91,059 18,801 16,265 4,463
The Dadra
and Nagar
32 Haveli and 1039 277 1,025 315 1,458 466 262 108
Daman and
Diu
33 Tripura 6,523 381 8,398 570 12,018 1,042 2,953 282
34 Uttar Pradesh 2,47,258 21,200 4,03,938 32,790 5,46,792 46,876 1,07,951 11,229
35 Uttarakhand 26,361 2,253 26,268 2,776 28,458 4,230 5,468 979
36 West Bengal 1,06,073 11,887 2,03,170 19,465 1,57,912 25,207 23,953 5,711
TOTAL 17,24,073 2,02,807 27,15,275 3,05,507 26,76,789 4,32,547 5,18,587 1,01,687Annexure-IV
Annexure referred to in reply to part (a) of the Lok Sabha Unstarred Question No. 3180 for reply on
06.08.2026.
State-wise estimated employment generated by CGTMSE during FY 2023-24 till 30-06-2026:
CGS- Estimated employment generated (in Lakhs)
FY 2026-27
S.
FY 2023-24 FY 2024-25 FY 2025-26 Till
No.
30.06.2026
Andaman And Nicobar
1 0.03 0.03 0.04 0.01
Islands
2 Andhra Pradesh 1.34 2.35 3.96 0.97
3 Arunachal Pradesh 0.04 0.06 0.11 0.04
4 Assam 0.62 1.42 1.29 0.19
5 Bihar 2.93 4.49 4.52 0.99
6 Chandigarh 0.12 0.51 0.53 0.07
7 Chhattisgarh 0.55 0.99 1.36 0.31
8 Delhi 1.63 1.70 2.88 0.36
9 Goa 0.16 0.22 0.13 0.01
10 Gujarat 3.60 4.03 3.40 0.37
11 Haryana 1.66 1.96 3.39 1.05
12 Himachal Pradesh 0.45 0.63 0.77 0.21
13 Jammu And Kashmir 0.55 1.07 1.18 0.54
14 Jharkhand 1.27 2.03 2.14 0.66
15 Karnataka 3.86 8.06 7.33 1.60
16 Kerala 1.36 1.80 3.04 0.71
17 Ladakh 0.01 0.02 0.01 0.01
18 Madhya Pradesh 1.89 3.31 3.38 0.84
19 Maharashtra 5.63 7.56 9.57 2.46
20 Manipur 0.04 0.06 0.16 0.04
21 Meghalaya 0.04 0.04 0.05 0.01
22 Mizoram 0.02 0.04 0.07 0.02
23 Nagaland 0.04 0.05 0.08 0.03
24 Odisha 1.47 2.37 3.67 0.91
25 Puducherry 0.06 0.11 0.11 0.02
26 Punjab 1.93 2.40 3.00 0.92
27 Rajasthan 1.86 2.98 4.45 1.03
28 Sikkim 0.03 0.04 0.04 0.01
29 Tamil Nadu 4.12 5.35 7.40 2.04
30 Telangana 1.33 2.15 3.38 1.02
The Dadra and Nagar Haveli
31 0.08 0.06 0.10 0.02
and Daman and Diu
32 Tripura 0.11 0.17 0.28 0.10
33 Uttar Pradesh 5.77 9.58 17.71 5.46
34 Uttarakhand 0.48 0.70 1.01 0.24
35 West Bengal 3.14 4.59 5.53 1.13
Total 48.20 72.95 96.09 24.39