**Executive Summary**
This document presents the Ministry of Cooperation's answer to Unstarred Question No. 1385 regarding the National Cooperation Policy (NCP) 2025, addressed on December 9th, 2025. It details the implementation of the policy, including financial allocations, provisions for specific groups, integration with central schemes, and monitoring mechanisms. The policy was launched on July 24th, 2025.
**Key Points / Main Content**
* **National Cooperation Policy (NCP) 2025:**
* Launched on July 24th, 2025, by the Ministry of Cooperation.
* Provides a roadmap for the systematic and all-round development of the cooperative sector in India.
* Includes 82 specific recommendations under 16 objectives grouped into six strategic mission pillars.
* **Financial Sanctions and Disbursements:**
* 12,178 PACS (Primary Agricultural Credit Societies) sanctioned under the Computerization of PACS project.
* Total funds disbursed to Maharashtra under this project: Rs. 130.73 crores.
* Breakdown of disbursements by year:
* 2022-23: Rs. 87,95,00,000
* 2023-24: Rs. 33,64,50,000
* 2024-25: NIL
* 2025-26: Rs. 9,13,70,528
* **Provisions for Tribal Youth, Women, and Cooperative Entrepreneurship:**
* Encourages the participation of women, youth, small & marginal farmers, and weaker sections (SC/ST, specially-abled, etc.) to foster inclusivity and assign them significant roles in cooperatives.
* Strengthens and promotes cooperatives for weaker and marginalized sections in sectors like fisheries, dairy, handloom weaving, handicrafts, minor forest produce, etc,.
* **Integration with Central Schemes:**
* Model Byelaws prepared and circulated to enable PACS to undertake more than 25 business activities, improve governance, transparency and accountability.
* Integration of PACS with schemes like PM-KISAN, PMKSK, and PMBJK to make them local-level service delivery hubs.
* Includes:
* ERP-enabled Convergence with Farmer Databases.
* Multi-Sectoral Scheme Linkages:
* PACS as Pradhan Mantri Kisan Samriddhi Kendras (PMKSK): 38,330 PACS upgraded to PMKSKs.
* PACS as Common Service Centers (CSCs): 51,183 PACS have started functioning as CSC.
* PACS as Pradhan Mantri Bhartiya Janaushadhi Kendras (PMBJK): 799 PACS ready to function as PMBJK.
* PACS eligible for Retail Petrol/ Diesel outlets.
* PACS given permission to convert bulk consumer petrol pumps into retail outlets.
* PACS eligible for LPG Distributorship.
* PACS eligible to carry out Operations & Maintenance (O&M) of piped water supply schemes. 763 PACS selected.
* **Monitoring Mechanism:**
* "National Steering Committee on Cooperation Policy” chaired by the Union Minister of Cooperation.
* National-level “Policy Implementation and Monitoring Committee” chaired by the Union Cooperation Secretary.
**Impact Analysis**
**Stakeholder: PACS (Primary Agricultural Credit Societies)**
* **Impact:**
* Increased business activities, improved governance, transparency, and accountability.
* Integration with central schemes to become local-level service delivery hubs.
* Diversification of activities and income streams through various linkages.
* **Action Required:**
* Implement Model Byelaws to undertake expanded activities.
* Integrate with central schemes and participate in linked programs.
**Stakeholder: Farmers (especially in tribal areas)**
* **Impact:**
* Improved access to fertilizers, pesticides, agri inputs, generic medicines, retail petrol/diesel outlets and LPG.
* Access to more than 300 e-services.
* **Action Required:**
* Utilize PACS as local-level service delivery hubs for various agricultural and livelihood needs.
**Stakeholder: State Governments and Union Territories**
* **Impact:**
* Implementing agency for the National Cooperation Policy (NCP) 2025
* Required to take actions to link PACSs with central schemes like PM-KISAN, PMKSK, and PMBJK
* **Action Required:**
* Implementation of the policy
* Central-state coordination, periodic monitoring and evaluation.
Key Entities Referenced
National Cooperation Policy (NCP) 2025: A policy launched by the Ministry of Cooperation that provides a roadmap for the systematic development of the cooperative sector in India.
Ministry of Cooperation: The ministry responsible for launching the National Cooperation Policy 2025 and overseeing the development of the cooperative sector in India.
Primary Agricultural Credit Societies (PACS): Local level service delivery hubs for farmers, being integrated with various central schemes.
National Steering Committee on Cooperation Policy: Committee chaired by the Union Minister of Cooperation for overall guidance, inter-ministerial coordination, and periodic policy review.
PM-KISAN, PMKSK, PMBJK: Central sector schemes being linked to PACS (Primary Agricultural Credit Societies)
GOVERNMENT OF INDIA
MINISTRY OF COOPERATION
LOK SABHA
UNSTARRED QUESTION NO. 1385
TO BE ANSWERED ON 09th DECEMBER, 2025
Sahkar Se Samriddhi
1385. Dr. Prashant Yadaorao Padole:
Will the Minister of COOPERATION (सहकारिता मंत्री) be pleased to state:
(a) whether the Government has taken note of the recently unveiled National Cooperation
Policy 2025, towards realising the vision of “Sahkar Se Samriddhi” with a focus on villages,
agriculture, rural women, Dalits and tribals if so, the details thereof;
(b) the number of cooperative societies sanctioned under this policy in Maharashtra and how
many villages in tribal-dominated constituencies have been identified for “model cooperative
village” status;
(c) whether any special incentive or facilitation is being provided under this policy for tribal
youth, women and cooperative entrepreneurship in backward districts, if so, the details thereof;
(d) when the Government plans to ensure convergence of these cooperative-society
programmes with other central-sector schemes in tribal and backward districts, if so, the details
thereof; and
(e) the monitoring mechanism to track State-wise/district-wise performance of the policy
(investment, employment, livelihood outcomes), especially in tribal-areas?
ANSWER
THE MINISTER OF COOPERATION
सहकारिता मंत्री (SHRI AMIT SHAH)
(a): The National Cooperation Policy (NCP) 2025 was launched by the Ministry of Cooperation
on 24th July, 2025. The Policy provides a roadmap for the systematic and all-round
development of cooperative sector in India. It has 82 specific recommendations under 16
objectives which are further grouped under six strategic mission pillars.
(b): 12,178 PACS under Computerization of PACS project have been sanctioned. Total funds
disbursed under this project to the state of Maharashtra is Rs. 130.73 crores. The year-wise
details are as under:Year Amount (in Rs.)
2022-23 87,95,00,000
2023-24 33,64,50,000
2024-25 NIL
2025-26 9,13,70,528
(c): In NCP 2025, the following provisions have been made for tribal youth, women and
cooperative entrepreneurship in section 6.1.1 & 6.1.2 of NCP:
6.1.1. Encourage the participation of women, youth, small & marginal farmers, and weaker
sections (SC/ST, specially-abled, etc.) to foster inclusivity and assign them significant
roles in cooperatives.
6.1.2. Strengthen and promote cooperatives for the weaker and marginalized sections in
sectors like fisheries, dairy, handloom weaving, handicrafts, minor forest produce, etc,.
(d): In order to link PACSs with central schemes like PM-KISAN, PMKSK, and PMBJK,
Government, in consultation with all the stakeholders, including States/ UTs, National Level
Federations, State Cooperative Banks (StCBs), District Central Cooperative Banks (DCCBs),
etc., has prepared and circulated Model Byelaws for PACS to all the States/ UTs, which enable
PACS to undertake more than 25 business activities, improve governance, transparency and
accountability in their operations. Ministry of Cooperation has taken multiple measures to
integrate Primary Agricultural Credit Societies (PACS) with PM-KISAN and other Central
schemes like PMKSK, and PMBJK; with a view to making PACS local-level service delivery
hubs for farmers. These include:
1. ERP-enabled Convergence with Farmer Databases: The Centrally Sponsored Project on
Computerization of PACS provides a uniform ERP-based platform by integrating national
portals such as PM-KISAN, Pradhan Mantri Kisan Samriddhi Kendra(PMKSK), interest
subvention, fertiliser and seed distribution, PDS outlets, LPG/Petrol/Diesel dealerships, custom
hiring, PM Jan Aushadhi Kendras, Common Service Centres, Pradhan Mantri Fasal Bima
Yojana (PMFBY), etc.
2. Multi-Sectoral Scheme Linkages: PACS have also been enabled to participate in a range
of Central schemes, including:
(i) PACS as Pradhan Mantri Kisan Samriddhi Kendras (PMKSK) providing fertilizers,
pesticides and various other agri inputs to farmers under one roof. So far, 38,330 PACS
have been upgraded into PMKSKs.
(ii) PACS as Common Service Centers (CSCs) to deliver more than 300 e-services such as
banking, insurance, electricity bill payments, health services, legal services, etc. to rural
citizens; etc. So far, 51,183 PACS have started functioning as CSC.(iii) PACS as Pradhan Mantri Bhartiya Janaushadhi Kendras (PMBJK) to ensure
availability of quality generic medicines to rural citizens at affordable prices. So far,
799 PACS have got Store Codes from PMBI and are ready to function as PMBJK.
(iv) PACS made eligible for Retail Petrol/ Diesel outlets: Government has allowed PACS
to be included in the Combined Category 2 (CC2) for allotment of retail petrol/ diesel
outlets.
(v) PACS given permission to convert bulk consumer petrol pumps into retail outlets: The
existing bulk consumer licensee PACS have been given a one-time option by Oil
Marketing Companies to convert into retail outlets. As per information shared by
OMCs, 117 wholesale consumer pump licensee PACS from 5 States have given consent
for conversion into Retail Outlets, out of which 59 PACS have been commissioned by
the OMCs.
(vi) PACS made eligible for LPG Distributorship for diversifying its activities: Government
has now allowed PACS to apply for LPG Distributorships. This will give PACS an
option to increase their economic activities and diversify their income stream.
(vii) PACS have been made eligible to carry out Operations & Maintenance (O&M) of piped
water supply schemes in rural areas. As per information received from States/ UTs, 763
PACS have been identified/ selected by 11 States/ UTs to provide O&M services at
Panchayat/ Village level.
(e): The following monitoring mechanism have been formed for implementation of the policy:
(i). “National Steering Committee on Cooperation Policy” chaired by the Union Minister
of Cooperation for overall guidance, inter-ministerial coordination, periodic policy
review, etc., with the Hon'ble Minister-in-charge of related Ministries of the
Government of India as members.
(ii). National-level “Policy Implementation and Monitoring Committee” chaired by the
Union Cooperation Secretary for central-state coordination, periodic monitoring and
evaluation, etc., with the Secretary of related Ministries of the Government of India,
Secretaries/Principal Secretaries/Additional Chief Secretaries of the Cooperative
Department of all States/Union Territories (on rotation basis), a representative from
NITI Aayog, and Chairpersons/MDs of national cooperative
federations/unions/societies, NABARD, NDDB, NCDC, NCCT, VAMNICOM, etc.
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