Parliament Question: SC Beneficiaries under MSME Schemes

GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES LOK SABHA UNSTARRED QUESTION NO. 6321

TO BE ANSWERED ON: 02.04.2026 SC BENEFICIARIES UNDER MSME SCHEMES

6321. SHRI BASTIPATI NAGARAJU:

SHRI DAGGUMALLA PRASADA RAO:

SHRI B K PARTHASARATHI:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

(a) the details regarding funds allocated, disbursed and utilized for the welfare of Scheduled Castes (SCs) under the Emergency Credit Line Guarantee Scheme (ECLGS) along with the facilities extended to eligible Micro, Small and Medium Enterprises (MSMEs) borrowers during the last five years, year and State-wise;

(b) the total Number of beneficiaries and the number of SC beneficiaries under ECLGS during the last five years, year and State-wise;

(c) the details regarding funds allocated, disbursed and utilized for the welfare of SCs under the Prime Minister Employment Generation Programme (PMEGP) and PM Vishwakarma during the last five years, year and State-wise; and

(d) the total number of beneficiaries and the number of SC beneficiaries under PMEGP and PM Vishwakarma during the last five years, year and State-wise? ANSWER MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SUSHRI SHOBHA KARANDLAJE)

(a) and (b): The Emergency Credit Line Guarantee Scheme (ECLGS) was launched in May, 2020 as part of Aatmanirbhar Bharat Package to support eligible MSMEs and business enterprises in meeting their operational liabilities due to disruption caused by COVID-19 pandemic). The scheme was in operational till 31.03.2023. As reported by Department of Financial Services, the State-wise and Year-wise details of MSME loans guaranteed including Scheduled Castes (SC) beneficiaries guaranteed under ECLGS are at Annexure I.

(c): The Prime Minister’s Employment Generation Programme (PMEGP) and PM Vishwakarma scheme are Central Sector Schemes, where funds are not allocated State/UT-wise. The details of fund allocated and expenditure under PMEGP scheme & PM Vishwakarma, including SC beneficiaries are

given below: i) PMEGP:

Financial Year Budget allocated (Rs. in Crore) Expenditure (Rs. in Crore) 2021-22 2,950.00 2,889.37 2022-23 2,733.21 2,733.21 2023-24 3,106.34 3,106.18 2024-25 2,277.02 2,777.00 2025-26 2,548.66 2,548.66: 2 :

ii) PM Vishwakarma:

Financial Year Budget allocated (Rs. In Crore) Expenditure (Rs. In Crore) 2023-24 753.11 745.91 2024-25 3993.78 3,993.10 2025-26 4,400.00 4,438.44

(d): The State-wise and year-wise details of SC beneficiaries against total beneficiaries under PMEGP during last five years are at Annexure II. The year-wise and State-wise details of SC beneficiaries against total beneficiaries under PM Vishwakarma scheme, since its inception in 2023 till 28.02.2026 are at Annexure III.

*****Annexure I Annexure referred in part (a) and (b) of answer to Lok Sabha Unstarred Question no. 6321 on “SC Beneficiaries under MSME Schemes” due for reply on 02.04.2026.

The state wise and Year-wise details of MSME loans guaranteed under ECLGS, since inception Sl. States/UTs 2020-21 2021-22 2022-23 No. No of Amt. of loans No of Amt. of loans No of Amt. of loans Loans guaranteed Loans guaranteed (Rs. Loans guaranteed guaranteed (Rs. in crore) guaranteed in crore) guaranteed (Rs. in crore) 1 Andaman & 1,946 90.91 121 41.97 44 16.15 Nicobar 2 Andhra 1,99,336 6,088.04 36,815 2,546.48 3,358 720.16 Pradesh 3 Arunachal 1,872 50.36 137 22.58 47 5.82 Pradesh 4 Assam 5,21,090 2,230.34 22,224 598.22 1,603 223.71 5 Bihar 6,18,456 2,937.42 1,63,606 883.94 2,578 206.68 6 Chandigarh 5,507 569.97 759 176.69 102 43.28 7 Chhattisgarh 1,32,008 2,807.20 59,782 1,103.89 1,428 238.17 8 Dadra & 2,757 258 324 181 68 41 Nagar Haveli and Daman & Diu 9 Delhi 78,883 8,416.72 13,874 3,319.56 1,196 777.32 10 Goa 10,688 560.50 1,007 367.60 388 151.72 11 Gujarat 2,74,564 15,458.00 69,554 6,559.59 5,245 2,476.36 12 Haryana 1,41,646 6,888.09 47,207 2,595.66 2,293 597.49 13 Himachal 42,738 1,137.59 4,945 570.21 1,004 146.80 Pradesh 14 Jammu & 32,408 924.69 1,524 260.14 519 61.60 Kashmir 15 Jharkhand 2,34,019 2,181.73 59,203 1,074.21 2,186 197.98 16 Karnataka 4,47,327 10,629.94 4,10,159 4,230.53 15,390 1,196.73 17 Kerala 3,89,874 5,596.08 1,36,899 2,294.10 4,095 641.50 18 Ladakh 790 32.48 32 9.50 4 1.62 19 Lakshadweep 368 1.80 3 0.19 3 0.10 20 Madhya 3,74,280 5,590.18 1,72,165 1,993.60 2,959 501.00 Pradesh 21 Maharashtra 8,34,910 21,495.08 1,27,087 9,327.02 12,130 3,285.43 22 Manipur 9,361 96.58 250 9.92 47 5.74 23 Meghalaya 10,737 135.46 477 25.16 63 13.22 24 Mizoram 3,315 43.28 117 8.63 29 0.38 25 Nagaland 7,136 57.71 147 7.38 36 1.87 26 Orissa 8,62,108 3,725.89 56,307 1,209.03 8,834 527.25 27 Pondicherry 13,456 297.79 8,435 116.95 480 33.04 28 Punjab 1,76,374 5,761.51 26,283 2,135.84 2,605 501.39 29 Rajasthan 2,81,115 9,007.74 2,42,295 3,780.83 3,300 835.25 30 Sikkim 7,944 74.33 169 30.76 66 8.11 31 Tamilnadu 6,19,048 17,507.77 2,42,292 7,330.67 13,861 2,303.05 32 Telangana 1,03,156 6,484.54 14,193 2,307.55 1,490 828.60 33 Tripura 59,806 228.53 2,079 43.47 210 3.89 34 Uttar Pradesh 6,21,248 11,495.39 1,60,996 4,272.72 7,616 1,342.73 35 Uttarakhand 61,180 1,692.85 8,250 907.34 872 190.19 36 West Bengal 18,64,074 9,605.34 1,37,806 3,436.22 6,722 704.15 Total 90,45,525 1,60,159.91 22,27,523 63,779.49 1,02,871 18,829.29

Source: DFSAnnexure II Annexure referred in part (d) of answer to Lok Sabha Unstarred Question no. 6321 on “SC Beneficiaries under MSME Schemes” due for reply on 02.04.2026.

The State-wise and year-wise details of SC beneficiaries against total beneficiaries under PMEGP during last five years S. States/UTs 2021-22 2022-23 2023-24 2024-25 2025-26 (As on No 27.03.2026) Total no. No. SC Total No. SC Total No. SC Total No. SC Total No. SC of Micro Micro Micro Micro Micro Micro Micro Micro Micro Micro Enterprise Enterpris Enterpris Enterpris Enterprise Enterpris Enterpris Enterpris Enterpris Enterprise s Assisted es es es s Assisted es es es es s Assisted Assisted Assisted Assisted Assisted Assisted Assisted Assisted 1 Andaman & 162 0 121 0 135 0 61 0 33 0 Nicobar Island 2 Andhra Pradesh 2,477 414 3,073 526 5,577 1216 3,249 1381 6342 1287 3 Arunachal 196 0 158 1 169 0 156 2 116 0 Pradesh 4 Assam 3,855 207 2,596 115 2,417 109 3,170 159 2172 112 5 Bihar 2,477 194 4,459 398 6,837 701 5,035 853 4431 422 6 Chandigarh 21 7 15 2 10 1 5 1 4 2 7 Chattishgarh 3,020 294 2,543 259 2,379 299 1,853 305 1004 200 8 Delhi 100 7 72 6 50 6 26 4 17 7 9 Goa 87 3 66 0 68 1 39 3 23 0 10 Gujarat* 4,143 313 3,071 243 3,000 274 1,783 239 1774 148 11 Haryana 1,726 307 1,559 298 1,398 250 788 276 1002 220 12 Himachal Pradesh 1,274 427 930 304 974 343 796 398 779 337 13 Jammu & 21,648 537 12,023 374 15,065 658 9,863 763 6447 462 Kashmir 14 Jharkhand 1,714 92 1,851 115 2,101 130 1,452 150 755 67 15 Karnataka 5,877 1146 5,618 1063 4,672 877 2,839 952 3498 917 16 Kerala 2,789 169 3,129 245 3,389 292 2,260 371 2072 374 17 Ladakh 295 2 91 0 122 0 135 0 169 2 18 Lakshadweep 7 0 2 0 - 0 - 0 0 0 19 Madhya Pradesh 8,082 921 5,957 725 5,292 653 2,626 572 1746 192 20 Maharashtra* 4,128 627 3,625 510 2,766 374 1,857 395 2514 403 21 Manipur 1,139 16 545 9 348 4 608 10 382 9 22 Meghalaya 699 9 306 1 280 2 1,114 7 626 3 23 Mizoram 650 4 412 1 401 0 484 2 273 2 24 Nagaland 1,241 11 469 0 517 3 1,262 3 542 2 25 Odisha 4,301 393 3,880 320 2,975 248 1,867 394 2817 381 26 Puducherry 66 16 25 5 30 6 38 8 20 10 27 Punjab 1,790 502 1,564 423 1,469 370 970 384 1270 290 28 Rajasthan 2,599 238 2,037 140 1,678 92 916 122 1590 113 29 Sikkim 85 7 57 1 132 6 316 21 285 23 30 Tamil Nadu 5,972 691 6,140 765 6,814 823 3,949 1303 6206 1526 31 Telangana 2,906 449 2,540 354 2,503 347 1,850 453 2478 712 32 Tripura 958 143 703 99 588 93 730 85 581 89 33 Uttar Pradesh 12,594 1405 11,601 1279 11,689 1685 5,518 1284 6983 666 34 Uttarakhand 1,836 290 1,803 279 1,354 223 734 160 528 82 35 West Bengal 2,305 320 2,126 282 1,919 278 1,359 291 845 192 Total 1,03,219 10,161 85,167 9,142 89,118 10,364 59,708 11,351 6,0324 9,252 * Including Daman and Diu ** Including Dadra Nagar and HaveliAnnexure III Annexure referred in part (d) of answer to Lok Sabha Unstarred Question no. 6321 on “SC Beneficiaries under MSME Schemes” due for reply on 02.04.2026.

The year-wise and State-wise details of SC beneficiaries against total beneficiaries under PM Vishwakarma scheme, since its inception in 2023 till 28.02.2026 Sl. States/UTs FY 2023-24 FY 2024-25 FY 2025-26 (As on 28.02.2026) No.

Total SC Total SC Total SC beneficiary beneficiary beneficiary beneficiary beneficiary beneficiary 1 Andaman And 151 1 627 1 279 1 Nicobar Islands 2 Andhra Pradesh 75,990 12,035 1,44,309 24,779 2,648 1,978 3 Arunachal 256 5 5,760 7 1,180 2 Pradesh 4 Assam 48,507 6,593 69,829 12,824 525 163 5 Bihar 21,443 4,835 1,35,941 32,210 4,669 1,820 6 Chandigarh 131 40 130 16 514 114 7 Chhattisgarh 41,248 4,177 75,133 8,744 61 9 8 Delhi - - 2,239 466 380 81 9 Goa 12,947 373 5,615 122 13 - 10 Gujarat 1,06,913 10,740 1,06,321 10,383 830 63 11 Haryana 9,984 4,027 30,969 10,450 413 161 12 Himachal Pradesh 6,068 3,019 13,587 7,790 46 33 13 Jammu And 73,498 14,182 81,202 10,053 181 15 Kashmir 14 Jharkhand 11,910 1,148 31,173 3,979 654 74 15 Karnataka 1,92,474 40,981 3,74,761 88,221 4,873 1,108 16 Kerala 13,053 1,288 9,071 552 220 1 17 Ladakh 2,652 39 1,231 13 306 1 18 Lakshadweep - - 694 1 3 - 19 Madhya Pradesh 37,464 7,107 2,36,228 51,007 4,330 1,378 20 Maharashtra 60,349 9,123 2,17,529 34,163 5,420 1,226 21 Manipur 1,787 4 13,706 1,205 2,639 127 22 Meghalaya 30 - 3,399 28 1,296 21 23 Mizoram 58 - 3,170 4 169 - 24 Nagaland 523 6 2,963 13 1,064 3 25 Odisha 14,731 2,828 90,347 26,122 1,234 46 26 Puducherry 234 8 515 21 153 19 27 Punjab 3,626 2,093 9,059 5,374 355 260 28 Rajasthan 39,990 9,344 2,04,329 41,243 7,663 2,169 29 Sikkim 256 24 2,449 227 702 79 30 Tamil Nadu 1 - - - - - 31 Telangana 19,892 2,494 66,580 8,929 2,568 889 32 The Dadra and 356 13 525 26 37 12 Nagar Haveli and Daman and Diu 33 Tripura 8,781 2,655 11,453 3,214 39 6 34 Uttar Pradesh 25,230 7,730 1,51,492 34,249 1,309 318 35 Uttarakhand 9,706 2,708 10,609 3,544 42 13 36 West Bengal 1 1 - - - - Total 8,40,240 1,49,621 21,12,945 4,19,980 46,815 12,190