Parliament Question: Women-led MSMEs in Uttar Pradesh

GOVERNMENT OF INDIA MINSITRY OF MICRO, SMALL AND MEDIUM ENTERPRISES LOK SABHA STARRED QUESTION NO. 63 TO BE ANSWERED ON: 24.07.2025 WOMEN-LED MSMEs IN UTTAR PRADESH 63. MS IQRA CHOUDHARY: Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state: (a) the number of active women-owned Micro, Small and Medium Enterprises (MSMEs) in Uttar Pradesh who have benefitted from various schemes of the Union Government during the last five years, district-wise; (b) whether any structural barriers have been identified in women’s access to collateral-free credit, digital tools and e-commerce platforms and if so, the details thereof; (c) the number of women-led MSME hubs, industrial clusters or women-specific Livelihood Business Incubators or Scheme of Fund for Regeneration of Traditional Industries (SFURTI) projects currently operational in Uttar Pradesh, district-wise; and (d) whether gender-wise data of beneficiaries is maintained by the Government for schemes like Micro, Small and Medium Enterprises Champions, Skill India and Credit Guarantee Fund Trust for Micro and Small Enterprises and if so, the number of women beneficiaries in Uttar Pradesh, district- wise? ANSWER MINISTER OF MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI JITAN RAM MANJHI) (a) to (d): A statement is laid on the Table of the House.STATEMENT REFERRED TO IN REPLY TO PARTS (a) to (d) OF THE LOK SABHA STARRED QUESTION NO. 63 FOR ANSWER ON 24.07.2025. (a): As per available information, the State of Uttar Pradesh has a total digital registration of 22,61,765 women owned micro, small and medium enterprises (MSME). Government implements various schemes to support and promote MSME, including those owned by women. Some of the significant schemes of Ministry of Micro, Small and Medium Enterprises that support women owned MSME are: (i) Prime Ministers Employment Generation Programme (PMEGP) is a credit-linked subsidy programme aimed at generating self-employment opportunities through establishment of micro-enterprises in the non-farm sector. (ii) Credit Guarantee Fund Trust for MSE (CGTMSE) provides guarantee for credit to micro and small Enterprises (MSE), with increased guarantee cover of 90% of the credit for women owned MSE. (iii) Public Procurement Policy (PPP) mandates that Central Ministry /Department / PSUs procure at least 25% of their annual procurement from MSE. Out of this, 3% procurement is mandated to be made from women owned MSE. (iv) Procurement and Marketing Support (PMS) scheme facilitates MSE to participate in domestic trade fairs and exhibitions, and adopt e-commerce. (v) MSME Trade Enablement and Marketing Initiative (MSME TEAM Initiative) aims to support 2.5 lakh women owned MSE. This initiative helps MSE to transact on ONDC e-commerce network through support in cataloguing, account management, transport and logistics. Other Central Ministries/Departments also promote women owned MSME through their Schemes. Some such Schemes are: (i) PM Mudra Yojana (PMMY), implemented by the Ministry of Finance, extends collateral free credit upto Rs. 20 lakhs through Member Lending Institutions(MLIs) like Scheduled Commercial Banks(SCBs), Non- Banking Financial Companies (NBFCs) and Micro Finance Institutions (MFIs) to eligible individuals for establishing income generating activities. (ii) Women Entrepreneurship Platform (WEP), incubated at NITI Aayog, is a collaborative public-private initiative aimed at advancing gender parity in entrepreneurship across the country. It facilitates information, services, access to incubation, acceleration, and mentorship. (iii) Stand-Up India (SUI) Scheme of the Ministry of Finance facilitates loans of Rs. 10 lakh to Rs. One Crore to at least one Scheduled Caste(SC) or Scheduled Tribe (ST) borrower and one woman borrower per Scheduled Commercial Bank Branch for setting up greenfield enterprise in manufacturing, services or trading sector, including activities allied to agriculture. The scheme was operational till 31 March 2025. District-wise details of women owned MSME in Uttar Pradesh benefited from various schemes of Government during the last five years is given at Annexure-I (b): The report “From Borrowers to Builders: Women’s role in India’s Financial Growth Story, March 2025” supported by NITI Aayog identifies limited credit readiness, lack of collateral, lack of knowledge of banking procedures, credit aversion, societal gender bias and limited financial literacy as the barriers women entrepreneurs face in accessing collateral-free credit.: 2 : As per the Economic Survey 2024-25, the structural barriers identified in womens’ access to digital tools and e-commerce include skill gaps, compliance barriers, and limited mobility. Rural women entrepreneurs face additional challenges, including limited business skills, market access, and technology gaps, compounded by a lack of mentorship and networking. The ‘ Annual Survey of MSMEs: Leveraging E-commerce for the Growth of MSMEs’, 2023, brought out by the Indian Council for Research on International Economic Relations (ICRIER), identifies lack of knowledge about digital technologies, limited access to market information, lack of training in digitization of business processes, and lack of funds for investments in technology as challenges faced by all MSMEs including women-owned MSMEs, in adopting digital tools and e- commerce. (c): The Ministry has not supported any women- specific LBIs under ‘A Scheme for Promotion of Innovation, Rural Industries and Entrepreneurship’ (ASPIRE) scheme. However, nine Livelihood Business Incubators (LBIs) have been sanctioned in Uttar Pradesh. The list is provided in Annexure II (a). A total of 6 women led clusters under the Scheme of Fund for Regeneration of Traditional Industries (SFURTI) are functional in 6districts of Uttar Pradesh. The list is provided in Annexure II (b). (d): Yes. Ministry of MSME and Ministry of Skill Development and Entrepreneurship maintain gender disaggregated data in respect of beneficiaries of Micro, Small and Medium Enterprises Champions scheme, Credit Guarantee Fund Trust for Micro and Small Enterprises, and Skill India scheme respectively. The number of women beneficiaries of these schemes in Uttar Pradesh, district- wise, is given in Annexure III. ****Annexure I Statement in reply to part (a) of Lok Sabha Starred Question No. 63, due for answer on 24th July 2025, regarding district-wise number of women owned MSMEs in Uttar Pradesh who have benefitted from major schemes of Government during the last five-years: PM Stand- MSME S. No. District PMEGP CGTMSE PMS Mudra Up TEAM Yojna India 1 Agra 549 44692 20 6 613201 422 2 Aligarh 200 1915 4 325526 275 3 Ambedkar Nagar 203 2980 225251 102 4 Amethi 284 695 23659 123 5 Amroha (J.P Nagar) 153 665 97077 66 6 Auraiya 147 734 37542 93 7 Azamgarh 469 6581 1 469441 169 8 Bagpat 102 597 4 1 118577 52 9 Bahraich 178 1012 296828 64 10 Ballia 193 4409 2 501550 164 11 Balrampur 83 842 41346 21 12 Banda 96 475 125582 67 13 Barabanki 274 904 1 83917 89 14 Bareilly 130 2934 20 1 363941 241 15 Basti 139 1896 227145 130 16 Bhadohi/Sant Ravidas 164 2104 11 1 196773 95 17 Bijnor 230 1640 2 429008 83 18 Budaun 114 1032 115744 97 19 Bulandshahr 282 2067 3 258847 149 20 Chandauli 284 4357 5 330252 110 21 Chitrakoot 128 293 116301 27 22 Deoria 231 2916 731482 275 23 Etah 123 386 2 80910 81 24 Etawah 95 722 51113 96 25 Faizabad 228 1973 191386 176 26 Farrukhabad 140 602 2 19197 66 27 Fatehpur 180 1211 1 47327 88 28 Firozabad 191 800 1 145284 80 Gautam Buddha 29 83 2892 97 10 346 Nagar 46227 30 Ghaziabad 193 4721 55 7 228453 407 31 Ghazipur 399 6195 2 351786 174 32 Gonda 268 2632 87357 82 33 Gorakhpur 328 5207 2 1319744 372 34 Hamirpur 99 770 32912 32 Hapur (Panchsheel 35 188 643 16 90 Nagar) 207615 36 Hardoi 258 1005 55721 56 37 Hathras 152 765 1 83574 82 38 Jalaun 97 755 45996 42PM Stand- MSME S. No. District PMEGP CGTMSE PMS Mudra Up TEAM Yojna India 39 Jaunpur 349 5467 1 486943 194 40 Jhansi 183 2408 6 214697 161 41 Kannauj 132 493 2 83032 32 42 Kanpur Dehat 136 703 2 1 36552 56 43 Kanpur Nagar 240 4290 52 4 204822 985 Kanshiram Nagar 44 98 223 48 (Kasganj) 20345 45 Kaushambi 137 540 79309 33 46 Kushinagar 179 2200 1 925599 99 47 Lakhimpur Kheri 321 935 1 181043 103 48 Lalitpur 120 1195 13130 73 49 Lucknow 435 7756 42 9 387002 843 50 Maharajganj 120 1000 458046 164 51 Mahoba 99 526 1 30339 15 52 Mainpuri 203 614 14778 81 53 Mathura 260 1647 4 252521 259 54 Mau 184 2139 225989 100 55 Meerut 305 3185 14 2 257461 298 56 Mirzapur 412 3870 1 387422 84 57 Moradabad 150 1569 18 1 173866 249 58 Muzaffarnagar 230 2087 1 1 497788 143 59 Pilibhit 165 773 33463 36 60 Pratapgarh 487 1745 156447 135 61 Prayagraj 355 4757 4 2 626613 405 62 Raebareli 273 1502 178642 180 63 Rampur 193 1310 7 106657 48 64 Saharanpur 269 2139 7 779943 144 65 Sambhal 116 397 1 80508 50 66 SantKabir Nagar 128 740 125477 100 67 Shahjahanpur 158 938 136216 107 68 Shamali 120 537 3 196502 31 69 Shrawasti 27 198 22285 9 70 Siddharthnagar 108 687 68785 66 71 Sitapur 147 725 1 174828 80 72 Sonbhadra 150 2220 1 449251 98 73 Sultanpur 209 1569 150827 151 74 Unnao 188 1155 1 102896 52 75 Varanasi 581 8650 24 3 748018 609 Others@ - - - - 566024 TOTAL 15622 189908 442 54 18357658 11476 @ District-wise data for some NBFCs/MFIs is not available.Annexure II Statement in reply to part (c) of Lok Sabha Starred Question No. 63, due for answer on 24th July 2025, regarding District-wise number of industrial clusters or women-specific Livelihood Business Incubators or Scheme of Fund for Regeneration of Traditional Industries (SFURTI) projects currently operational in Uttar Pradesh. II(a) District-wise number of Livelihood Business Incubators (LBI) in Uttar Pradesh supported by ASPIRE. However, Ministry has not supported any women- specific LBIs: S. District Name where LBI is Implementing Agency No. of beneficiaries No located trained 1. Deoria NSIC, Deoria, U.P. 5956 2. Naini Allahabad NSIC, Naini Allahabad, U.P. 5299 3. Lucknow Samadhan Samiti, Lucknow / Delhi 640 4. Basti Govt ITI, U.P. 33 5. Balia Govt ITI, U.P. 30 6. Ghazipur Govt ITI, U.P. 29 7. Gautam Buddha NIESBUD Gautam Buddha 2246 Nagar(Noida) Nagar(Noida), U.P. 8. Kushinagar LBI – Govt of UP 140 9. Faizabad / Ayodhya LBI – Govt of UP - II(b) List of women-led SFURTI clusters in Uttar Pradesh: Government S. Total Assistance (INR No. District Cluster Name Artisans in Lakhs) Chikankari Embroidery & Stitching 1 Lucknow Cluster Lucknow 640 332.6 Chikankari Embroidery & Stitching 2 Unnao Cluster 506 246.59 3 Deoria Deoria Crochet Cluster 306 101.87 4 Fatehpur Handicraft and Jute Cluster 750 284.4 5 Rampur Rampur Multi Product Cluster 355 233.33 Ambedkar Zari Zardozi, Stitching & Embroidery 6 Nagar Cluster 400 210.59Annexure III Statement in reply to part (d) of Lok Sabha Starred Question No. 63, due for answer on 24th July 2025, regarding district wise number of women beneficiaries in the State of Uttar Pradesh of MSME Champions, Skill India and CGTMSE MSME Champions Skill India S. CGT- District Reg No. Incu MSE PMKVY NAPS* ZED istered JSS# CTS## bation * # Lean 1 Agra 270 36 47,124 13,341 1762 233 1133 2 Aligarh 102 57 3,226 5,672 1403 37 547 Allahabad(Pra 3 26 23 7,178 6,180 3146 248 1197 yagraj) Ambedkar 4 217 8 3,605 2,622 1612 94 692 Nagar 5 Amethi 28 2 1,065 1,056 1555 37 373 Amroha (J. P. 6 3 - 1,182 2,448 - 33 541 Nagar) 7 Auraiya 4 - 962 2,346 - 47 278 8 Azamgarh 7 - 8,554 11,211 - 150 525 9 Bagpat 19 9 943 585 - 35 84 10 Bahraich 2 - 1,544 2,192 1614 29 239 11 Ballia 9 - 5,145 2,808 1341 57 561 12 Balrampur - 1,239 2,035 - 7 185 13 Banda - 1 881 1,623 1684 24 696 14 Barabanki 178 3 1,657 1,370 1579 239 873 15 Bareilly 3 7 4,967 7,149 1076 140 811 16 Basti 2 - 2,527 1,735 1472 50 436 17 Bhadohi 69 7 3,114 763 1402 22 181 18 Bijnor 87 18 2,719 8,833 - 25 509 19 Budaun 1 - 1,847 1,512 - 16 470 20 Bulandshahr 26 22 3,339 6,531 - 7 399 21 Chandauli 27 17 1 5,202 2,873 1369 46 217 22 Chitrakoot - 508 2,627 1564 10 258 23 Deoria 12 1 3,580 3,047 1498 41 463 24 Etah 21 - 783 1,477 - 27 299 25 Etawah 9 5 1,030 1,613 1496 104 515 Faizabad 26 10 3,144 1,314 1557 60 931 ( Ayodhya) 27 Farrukhabad 2 - 1,417 1,685 728 18 358 28 Fatehpur 13 1 2,172 1,273 1520 9 602 29 Firozabad 70 2 1,569 4,221 1579 50 449 Gautam 30 257 40 24 4,418 2,470 1436 8998 549 Buddha Nagar31 Ghaziabad 190 45 8 7,133 2,893 1550 1261 348 32 Ghazipur 27 - 7,445 5,995 - 46 499 33 Gonda 5 - 3,544 586 1319 35 307 34 Gorakhpur 62 3 7,111 9,841 1636 227 842 35 Hamirpur 6 - 1,026 180 - 37 550 Hapur 36 (Panchsheel 16 12 1 849 1,130 - 14 470 Nagar) 37 Hardoi 27 1 2,011 1,426 1372 52 555 38 Hathras 26 1 1 1,223 3,930 - 18 355 39 Jalaun 45 3 1,128 509 1671 30 620 40 Jaunpur 2 - 7,507 3,630 1491 119 568 41 Jhansi 119 22 2 3,640 2,309 - 83 1308 42 Kannauj 3 - 969 1,150 - 10 518 43 Kanpur Dehat 11 1 1 1,056 - - - - 44 Kanpur Nagar 607 56 4 8,400 9,186 2873 464 2459 Kanshiram Nagar 45 4 - 286 1,794 - 16 130 (Kasganj) 46 Kaushambi 1 - 945 645 1438 27 290 47 Kushinagar 1 - 2,697 2,967 - 42 449 48 LakhimpurKheri 2 1 1,664 1,416 - 12 698 49 Lalitpur 28 1 1,671 2,443 - 31 463 50 Lucknow 50 7 3 13,519 9,079 3126 1058 1199 51 Maharajganj - 1,421 3,335 - 22 331 52 Mahoba 15 - 797 310 - 16 483 53 Mainpuri 6 5 1,100 1,719 - 14 470 54 Mathura 43 14 1 2,637 11,815 - 50 628 55 Mau 901 77 2,959 3,166 1608 28 487 56 Meerut 76 17 8 5,566 5,184 - 123 703 57 Mirzapur 30 6 5,184 7,611 1562 32 384 58 Moradabad 90 6 1 4,251 8,480 - 174 515 59 Muzaffarnagar 12 7 3,274 3,856 - 30 326 60 Pilibhit 3 4 1 1,239 3,989 1573 56 428 61 Pratapgarh 2 - 2,593 1,491 1596 29 276 62 Raebareli 52 18 2,615 460 1605 73 795 63 Rampur 4 11 2,091 2,277 - 136 277 64 Saharanpur 62 3 3,841 8,885 1193 127 1191 65 Sambhal 1 - 920 551 - 62 205 66 SantKabir Nagar 42 14 1,153 1,925 - 46 323 67 Shahjahanpur 5 - 1,461 2,644 1329 49 38868 Shamali 2 3 591 629 - 14 215 69 Shrawasti - - 337 413 1404 11 97 70 Siddharthnagar - - 984 1,377 1387 32 197 71 Sitapur 49 - 1,340 2,129 - 40 640 72 Sonbhadra 1 16 2,951 6,901 1702 56 382 73 Sultanpur 14 - 2,603 1,620 1446 52 558 74 Unnao 28 5 1,995 409 1448 205 475 75 Varanasi 732 53 3 12,352 11,761 2865 253 657 TOTAL 4,941 680 30 2,66,720 2,58,658 69,587 16,205 39,430 *PMKVY: Pradhan Mantri KaushalVikasYojna #JSS: Jan Shikshan Sansthan Scheme *#NAPS: National Apprenticeship Promotion Scheme ##CTS: Craftsmen Training Scheme