**Executive Summary**
This document is an extract from the Reserve Bank of India's Bulletin Weekly Statistical Supplement, dated January 09, 2026. It provides a snapshot of the Reserve Bank of India's liabilities and assets, foreign exchange reserves, scheduled commercial banks' business in India, money stock components and sources, and liquidity operations by RBI, as of January 02, 2026, and December 31, 2025, with variations compared to previous periods. The document also indicates that the Banking Laws (Amendment) Act, 2025's definition of fortnight has been revised, effective December 15, 2025.
**Key Points / Main Content**
* **Reserve Bank of India - Liabilities and Assets**
* Loans and advances to central government remain at 0.
* Loans and advances to state governments decreased by ₹1,595 Crore.
* **Foreign Exchange Reserves (as on Jan. 02, 2026)**
* Total Reserves: ₹6,194,458 Crore (US$ 686801 Mn), a decrease of ₹64,389 Crore (US$ 9809 Mn) over the week.
* Foreign Currency Assets: ₹4,978,585 Crore (US$ 551990 Mn), a decrease of ₹49,375 Crore (US$ 7622 Mn) over the week.
* Gold: ₹1,003,513 Crore (US$ 111262 Mn), a decrease of ₹14,638 Crore (US$ 2058 Mn) over the week.
* SDRs: ₹169,366 Crore (US$ 18778 Mn), an increase of ₹423 Crore (US$ -25 Mn) over the week.
* Reserve Position in the IMF: ₹42,994 Crore (US$ 4771 Mn), a decrease of ₹799 Crore (US$ -105 Mn) over the week.
* **Scheduled Commercial Banks - Business in India (as on Dec. 31, 2025)**
* Aggregate Deposits: ₹24,859,857 Crore, increased by ₹727,987 Crore over the fortnight.
* Demand: ₹3,275,198 Crore, increased by ₹355,245 Crore over the fortnight.
* Time: ₹21,584,659 Crore, increased by ₹372,742 Crore over the fortnight.
* Borrowings: ₹843,601 Crore, increased by ₹1309 Crore over the fortnight.
* Other Demand and Time Liabilities: ₹1,060,702 Crore, decreased by ₹223230 Crore over the fortnight.
* Bank Credit: ₹20,322,515 Crore, increased by ₹627,951 Crore over the fortnight.
* Food Credit: ₹87,972 Crore, increased by ₹4023 Crore over the fortnight.
* Non-food Credit: ₹20,234,543 Crore, increased by ₹623929 Crore over the fortnight.
* **Money Stock: Components and Sources**
* M3 increased by ₹742566 Crore over the fortnight.
* **Liquidity Operations by RBI**
* Data regarding the Liquidity Adjustment Facility (LAF), Marginal Standing Facility (MSF), and OMO (Outright) from December 29, 2025, to January 04, 2026, with Net Injection (+)/Absorption (-).
**Impact Analysis**
**Stakeholders:** Central Government
* **Impact:** The Central Government is affected by the level of loans and advances from the Reserve Bank of India.
* **Action Required:** No specific action is listed in the document.
**Stakeholders:** State Governments
* **Impact:** The State Government is affected by the level of loans and advances from the Reserve Bank of India.
* **Action Required:** No specific action is listed in the document.
**Stakeholders:** Scheduled Commercial Banks
* **Impact:** Scheduled Commercial Banks are affected by changes in reserve requirements and liquidity conditions as regulated by the Reserve Bank of India.
* **Action Required:** Scheduled Commercial Banks must comply with the revised definition of a fortnight as per the Banking Laws (Amendment) Act, 2025, which is effective December 15, 2025, when reporting data for money supply.
Key Entities Referenced
Reserve Bank of India: Central bank of India; primary entity issuing the bulletin and whose liabilities and assets are reported.
The Banking Laws (Amendment) Act, 2025: Changes the definition of 'fortnight' relevant to data reporting in the bulletin.
Scheduled Commercial Banks: Banks whose business in India is summarized in the bulletin.