**Executive Summary**
This document is an extract from the Reserve Bank of India's (RBI) Bulletin Weekly Statistical Supplement, dated January 30, 2026. It details the liabilities, assets, foreign exchange reserves of the RBI, the business of scheduled commercial banks in India, and money stock components and sources. Additionally, it outlines liquidity operations conducted by the RBI.
**Key Points / Main Content**
*Reserve Bank of India - Liabilities and Assets*
* Loans and Advances:
* Central Government: ₹0 Crore
* State Governments: ₹20,162 Crore
*Foreign Exchange Reserves (as of Jan. 23, 2026)*
* Total Reserves: ₹6,523,645 Crore (US$ 709,413 Mn)
* Foreign Currency Assets: ₹5,176,327 Crore (US$ 562,885 Mn)
* Gold: ₹1,131,929 Crore (US$ 123,088 Mn)
* SDRs: ₹172,303 Crore (US$ 18,737 Mn)
* Reserve Position in the IMF: ₹43,086 Crore (US$ 4,703 Mn)
*Scheduled Commercial Banks - Business in India*
* Liabilities to Others:
* Aggregate Deposits: ₹24,499,894 Crore (-1.4% fortnight growth)
* Borrowings: ₹921,543 Crore
* Other Demand and Time Liabilities: ₹1,062,922 Crore
* Bank Credit: ₹20,132,365 Crore (-0.9% fortnight growth)
* Food Credit: ₹88,169 Crore
* Non-food Credit: ₹20,044,196 Crore
*Money Stock: Components and Sources*
* M3: ₹29,502,905 Crore (-₹295639 Crore fortnight variation)
* Components include:
* Currency with the Public
* Demand Deposits with Banks
* Time Deposits with Banks
* Other Deposits with Reserve Bank
* Sources include:
* Net Bank Credit to Government
* Bank Credit to Commercial Sector
*Liquidity Operations by RBI*
* Details of Repo, Reverse Repo, MSF, SDF operations conducted by the RBI from January 19, 2026, to January 25, 2026, including amounts and net injection/absorption figures.
**Impact Analysis**
**Scheduled Commercial Banks**
*Impact*
The figures on business in India and the growth percentages are a direct reflection of the banks. Any regulatory framework changes to money and credit policy will have a direct impact on the banks.
*Action Required*
Banks should be aware of the liquidity situations and adjust operations accordingly.
**Central and State Governments**
*Impact*
The figures for loans and advances affect the governments directly.
*Action Required*
Take note of credit availability for financial planning.
**RBI**
*Impact*
The document highlights the RBI's management of foreign exchange reserves and its role in liquidity management.
*Action Required*
Monitor money supply and adjust policy rates (Repo, Reverse Repo, MSF, SDF) as needed.
Key Entities Referenced
Reserve Bank of India: Central bank of India responsible for monetary policy and regulation of the banking system.
Banking Laws (Amendment) Act, 2025: Amends banking laws, specifically revising the definition of 'fortnight' for statistical reporting.
Liquidity Adjustment Facility (LAF): A monetary policy tool used by the Reserve Bank of India to manage liquidity in the banking system through repo and reverse repo operations.
Reserve Bank of India - Bulletin Weekly Statistical Supplement: A publication of the Reserve Bank of India containing weekly statistical data related to banking and finance.
Scheduled Commercial Banks: Banks in India that are listed in the Second Schedule of the Reserve Bank of India Act, 1934 and are subject to specific regulatory requirements.