Executive Summary:
This document is an extract from the Reserve Bank of India (RBI) Bulletin Weekly Statistical Supplement, dated September 05, 2025. It presents provisional data on the RBI's liabilities and assets, foreign exchange reserves as of August 29, 2025, scheduled commercial banks' business in India, components and sources of money stock, and liquidity operations by RBI. The data includes variations over the week, financial year, and year-on-year.
Key Points / Main Content:
RBI Liabilities and Assets:
* Central Government loans and advances remain at 0 for 2024 and 2025.
* State Governments loans and advances: ₹19623 Crore on Aug. 29, 2025, with a weekly variation of ₹-7840 Crore and yearly variation of ₹6242 Crore.
Foreign Exchange Reserves (as of August 29, 2025):
* Total Reserves: ₹6125356 Crore (US $694230 Mn)
* Foreign Currency Assets: ₹5152367 Crore (US $583937 Mn)
* Gold: ₹765603 Crore (US $86769 Mn)
* SDRs: ₹165665 Crore (US $18775 Mn)
* Reserve Position in the IMF: ₹41721 Crore (US $4749 Mn)
Scheduled Commercial Banks Business in India:
* Aggregate Deposits: ₹23504101 Crore
* Growth in Aggregate Deposits: 0.1% (fortnight), 4.2% (financial year so far).
* Bank Credit: ₹18644997 Crore
* Growth in Bank Credit: 0.2% (fortnight), 3.1% (financial year so far).
Money Stock: Components and Sources (Outstanding as on 2025):
* M3: ₹28308075 Crore
* Currency with the Public: ₹3715743 Crore
* Demand Deposits with Banks: ₹3034802 Crore
* Time Deposits with Banks: ₹21447884 Crore
* Net Bank Credit to Government: ₹8587439 Crore
* Bank Credit to Commercial Sector: ₹19447664 Crore
Liquidity Operations by RBI:
* Presents daily data on Liquidity Adjustment Facility (LAF), Standing Deposit Facility (SDF), Marginal Standing Facility (MSF) and Open Market Operations (OMO) from August 25, 2025, to August 31, 2025.
Impact Analysis:
Central Government:
* Impact: Monitoring of loans and advances.
* Action Required: No specific action mentioned.
State Governments:
* Impact: Monitoring of loans and advances.
* Action Required: No specific action mentioned.
Scheduled Commercial Banks:
* Impact: Monitoring of deposits, borrowings, and credit.
* Action Required: Review and adjust banking operations based on the reported data.
Reserve Bank of India:
* Impact: Monitoring and management of foreign exchange reserves, money supply, and liquidity in the market.
* Action Required: Adjust monetary policy and liquidity management operations as needed.
General Public/Economy:
* Impact: Understanding of the financial health of the country.
* Action Required: No specific action mentioned.
Key Entities Referenced
Reserve Bank of India: The central bank of India, responsible for monetary policy and regulation of the banking system.
Central Government: The government of India, recipient of loans and advances.
State Governments: The governments of various states in India, recipients of loans and advances.
Foreign Exchange Reserves: The foreign currency assets, gold, SDRs, and reserve position in the IMF held by the Reserve Bank of India.
International Monetary Fund (IMF): An international organization that promotes international monetary cooperation and provides financial assistance to countries.
Scheduled Commercial Banks: Banks in India that are listed in the Second Schedule of the Reserve Bank of India Act, 1934.
Liquidity Adjustment Facility (LAF): A monetary policy tool used by the Reserve Bank of India to manage liquidity in the banking system.
Ajit Prasad: Deputy General Manager, Communications at Reserve Bank of India