On December 4, 2025, the Reserve Bank of India issued amendment directions to the "Reserve Bank of India (Commercial Banks - Prudential Norms on Capital Adequacy) Directions, 2025." These amendments, issued under sections 21 and 35A of the Banking Regulation Act, 1949, and other enabling laws, modify the directions by deleting Paragraph 78 contained under ‘Chapter IV – Risk weighted assets (RWAs)’. The amendment will come into effect on January 1, 2026. For more information, contact the Department of Regulation, Central Office, Central Office Building, 12th/13th Floor, Shahid Bhagat Singh Marg, Fort, Mumbai – 400001. Phone: 22661602, 22601000. Fax: 022-2270 5691. Vaibhav Chaturvedi, Chief General Manager, is the contact person. This is a review consequent to the issuance of "Reserve Bank of India (Commercial Banks – Concentration Risk Management) Amendment Directions, 2025."
Key Entities Referenced
Reserve Bank of India: India's central bank, the issuer of this regulatory amendment.
Reserve Bank of India (Commercial Banks - Prudential Norms on Capital Adequacy) Directions, 2025: The Directions being amended by this document.
Banking Regulation Act, 1949: Law that empowers the Reserve Bank of India to issue directions.
Reserve Bank of India (Commercial Banks – Concentration Risk Management) Amendment Directions, 2025: Directions related to concentration risk management in commercial banks.
भारतीय �रज़वर् बैंक
_________________________ RESERVE BANK OF INDIA ______________________
www.rbi.org.in
RBI/2025-26/130
DOR.CRE.REC.335/21-01-002/2025-26 December 4, 2025
Reserve Bank of India (Commercial Banks - Prudential Norms on Capital
Adequacy) Amendment Directions, 2025
Please refer to Reserve Bank of India (Commercial Banks - Prudential Norms on
Capital Adequacy) Directions, 2025 (hereinafter referred to as ‘the Directions’).
2. On a review consequent to the issuance of Reserve Bank of India (Commercial
Banks – Concentration Risk Management) Amendment Directions, 2025, and in
exercise of the powers conferred by the sections 21 and 35A of the Banking Regulation
Act, 1949 and all other laws enabling the Reserve Bank in this regard, the Reserve
Bank being satisfied that it is necessary and expedient in the public interest so to do,
hereby issues the Amendment Directions hereinafter specified.
3. The Amendment Directions modifies the Directions as under:
Paragraph 78 contained under ‘Chapter IV – Risk weighted assets (RWAs)’ shall
stand deleted.
4. The above amendment shall come into force from January 1, 2026.
(Vaibhav Chaturvedi)
Chief General Manager
िविनयमन िवभाग, केंद्रीय कायार्लय, केंद्रीय कायार्लय भवन, 12वी/ं 13वी ंमंिज़ल, शहीद भगत िसंह मागर्, फोटर्, मुंबई - 400001
टेलीफोन/ Tel No: 22661602, 22601000 फै�/ Fax No: 022-2270 5691
Department of Regulation, Central Office, Central Office Building, 12th/ 13th Floor, Shahid Bhagat Singh Marg, Fort, Mumbai – 400001
�हदं ी आसान ह,� इसका �योग बड़ाइए