RBI issued on December 4, 2025, the Reserve Bank of India (Small Finance Banks – Prudential Norms on Capital Adequacy) Amendment Directions, 2025. This is in reference to Prudential Norms on Capital Adequacy Directions, 2025. It is also in review of the issuance of Reserve Bank of India (Small Finance Banks – Concentration Risk Management) Amendment Directions, 2025. Paragraph 68 under Chapter IV - Calculation of risk-weighted assets (RWAs) stands deleted. The amendment will be effective from January 1, 2026.
Contact: Department of Regulation, Central Office, Central Office Building, 12th/13th Floor, Shahid Bhagat Singh Marg, Fort, Mumbai – 400001. Tel No: 22661602, 22601000 Fax No: 022-2270 5691. Vaibhav Chaturvedi, Chief General Manager. RBI website: www.rbi.org.in. Reference number: RBI/2025-26/131 DOR.CRE.REC.339/21-01-002/2025-26.
Key Entities Referenced
Reserve Bank of India: India's central bank, issuing this regulatory directive.
Reserve Bank of India (Small Finance Banks – Prudential Norms on Capital Adequacy) Directions, 2025: Parent document being amended by this notification, covering capital adequacy for Small Finance Banks.
Banking Regulation Act, 1949: Act that provides the legal framework under which the Reserve Bank of India operates and regulates banks.
Reserve Bank of India (Small Finance Banks – Concentration Risk Management) Amendment Directions, 2025: Referenced document triggering the review and issuance of this current amendment.
भारतीय �रज़वर् बैंक
_________________________ RESERVE BANK OF INDIA ______________________
www.rbi.org.in
RBI/2025-26/131
DOR.CRE.REC.339/21-01-002/2025-26 December 4, 2025
Reserve Bank of India (Small Finance Banks – Prudential Norms on Capital
Adequacy) Amendment Directions, 2025
Please refer to Reserve Bank of India (Small Finance Banks – Prudential Norms on
Capital Adequacy) Directions, 2025 (hereinafter referred to as ‘the Directions’).
2. On a review consequent to the issuance of Reserve Bank of India (Small Finance
Banks – Concentration Risk Management) Amendment Directions, 2025, and in
exercise of the powers conferred by the sections 21 and 35A of the Banking Regulation
Act, 1949 and all other laws enabling the Reserve Bank in this regard, the Reserve
Bank being satisfied that it is necessary and expedient in the public interest so to do,
hereby issues the Amendment Directions hereinafter specified.
3. The Amendment Directions modifies the Directions as under:
Paragraph 68 contained under ‘Chapter IV - Calculation of risk weighted assets
(RWAs)’ shall stand deleted.
4. The above amendment shall come into force from January 1, 2026.
(Vaibhav Chaturvedi)
Chief General Manager
िविनयमन िवभाग, केंद्रीय कायार्लय, केंद्रीय कायार्लय भवन, 12वी/ं 13वी ंमंिज़ल, शहीद भगत िसंह मागर्, फोटर्, मुंबई - 400001
टेलीफोन/ Tel No: 22661602, 22601000 फै�/ Fax No: 022-2270 5691
Department of Regulation, Central Office, Central Office Building, 12th/ 13th Floor, Shahid Bhagat Singh Marg, Fort, Mumbai – 400001
�हदं ी आसान ह,� इसका �योग बड़ाइए