**Policy Summary: Deendayal Antyodaya Yojana-National Rural Livelihoods Mission (DAY-NRLM)**
The Deendayal Antyodaya Yojana-National Rural Livelihoods Mission (DAY-NRLM), a poverty alleviation program initiated by the Ministry of Rural Development (MoRD) in June 2011, aims to organize rural poor households into Self-Help Groups (SHGs) and Village Organizations (VOs) to improve their income and quality of life. The program is implemented nationwide, excluding Delhi and Chandigarh. From FY 2022-23 to June 2025, DAY-NRLM has facilitated the formation of 15.61 lakh SHGs and 0.94 lakh VOs. The program also utilizes SHG women as Business Correspondent Agents (BC Sakhis) to deliver financial services in remote rural areas. As of June 2025, 65,949 women have been trained and deployed as BC Sakhis. The DAY-NRLM initiative aims to create "Lakhpati Didis," SHG members with a sustained annual household income of at least Rs. 1,00,000. As of June 2025, 1.48 crore women members have achieved this status.
*Information provided by Minister of State for Rural Development Dr. Chandra Sekhar Pemmasani in a written reply in Lok Sabha.*
Key Entities Referenced
Ministry of Rural Development: The Indian government ministry responsible for rural development programs.
Deendayal Antyodaya Yojana-National Rural Livelihoods Mission: A poverty alleviation program implemented by the Ministry of Rural Development.
Delhi: A state in India where the program is not implemented.
Chandigarh: A union territory in India where the program is not implemented.
Self Help Groups: Groups of rural poor households organized under the DAYNRLM program.
Village Organisations: Federations of Self Help Groups at the village level.
MGNREGA: Mahatma Gandhi National Rural Employment Guarantee Act, a program under which wages are paid through the DAYNRLM.
Lok Sabha: The lower house of the Parliament of India, where information about the program was provided.
Ministry of Rural Development
SELF-HELP GROUPS AND VILLAGE
ORGANISATIONS
Posted On: 29 JUL 2025 4:23PM by PIB Delhi
Deendayal Antyodaya Yojana-National Rural Livelihoods Mission (DAY-NRLM) is a poverty
alleviation programme of the Ministry of Rural Development (MoRD), which was launched in June,
2011. It is being implemented across the country (except Delhi & Chandigarh) with the objective of
organizing the rural poor households into Self Help Groups (SHGs) and continuously nurturing and
supporting them till they attain appreciable increase in income over a period of time and improve
their quality of life and come out of abject poverty. These SHGs are further federated into Village
Organisations (VOs)
Since the financial year 2022-23 till June, 2025, 15.61 lakh SHGs and 0.94 lakh VOs are formed
under DAY-NRLM.
DAY-NRLM is providing last mile delivery of financial services in remote rural areas where people do not
have much access to banking services, through deployment of SHG Women as Business Correspondent
Agents, also known as BC Sakhi, to provide financial services including deposit, credit, remittance,
disbursement of pensions & scholarships, payment of MGNREGA wages and enrollment under insurance &
pension schemes.
Since Financial Year 2022-23 till June 2025, 65,949 women members of SHGs have been identified, trained,
and deployed as Business Correspondent Agents/BC Sakhis.
A Lakhpati Didi is a Self-Help Group Member, whose annual household income is at-least Rs.
1,00,000 (Rupees One Lakh) with an average monthly income of at least Rs. 10,000 (Rupees Ten
Thousand) sustained for at least 4 agricultural seasons and/or business cycles. Till June 2025, 1.48
crore women members of SHGs have become Lakhpati Didi.
This information was given by Minister of State for Rural Development Dr. Chandra Sekhar Pemmasani in a
written reply in Lok Sabha today.
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RC/ KSR/AR
(Release ID: 2149728)