**Executive Summary**
The Ministry of Cooperation is undertaking initiatives to strengthen cooperative societies, including Primary Agricultural Credit Societies (PACS), across India, particularly in Tamil Nadu and other southern states. These initiatives include computerization, diversification of business activities, capacity building, and improving the cooperative credit structure. The timeline for PACS computerization is up to March 31st, 2027.
**Key Points / Main Content**
**PACS Overview:**
* There are 4,532 PACS in Tamil Nadu, with 4,529 functional (as per the National Cooperative Database).
* Model Bye-laws have been framed and notified to enable PACS to undertake over 25 business activities, improve governance, and function as PM-Kisan Samridhi Kendras (PMKSKs), Pradhan Mantri Bhartiya Janaushadhi Kendras (PMBJKs), and Common Service Centres (CSC).
**PACS Computerization Project:**
* Launched in 2022, the Central Sector Project for Computerization of PACS aims to bring all functional PACS onto an ERP-based common national software, linking them with NABARDs, State Cooperative Banks (StCBs), and District Central Cooperative Banks (DCCBs).
* The project covers 79,630 PACS with a financial outlay of Rs. 2925.39 Crore.
* The deadline for completing computerization of 63,000 PACS and their integration is March 31st, 2027.
* The government is providing financial support for the project.
* Status of project and funds released for each state can be found in Annexure 2 and 3, respectively.
**Other Initiatives:**
* The Ministry has undertaken several initiatives to promote and strengthen cooperative societies since July 6th, 2021.
* These include:
* PACS Computerisation Project.
* Model Byelaws of PACS to improve governance.
* Capacity-building and training programs.
* Strengthening the Three-Tier Cooperative Credit Structure.
* World's Largest Decentralized Grain Storage Plan.
* Creation of National Cooperative Database (NCD)
* Establishment of Tribhuvan Sahkari University.
**Impact Analysis**
**PACS, DCCBs and StCBs**
**Impact**
These will be able to function more effectively and have better liquidity management and credit flow.
**Action Required**
Coordinate to improve cooperative movement and socio-economic development of the country.
**Policymakers, cooperative leaders, and researchers**
**Impact**
These stakeholders can use the National Cooperative Database to address geographical gaps in cooperative coverage.
**Action Required**
Leverage the NCD to strengthen the cooperative movement in India and contribute to the socio-economic development of the country.
**PACS Officials**
**Impact**
Will be trained on digital operations, financial management, and service delivery.
**Action Required**
Attend capacity-building and training programs.
Key Entities Referenced
PACS Computerisation Project: A Central Sector Project focused on computerizing Primary Agricultural Credit Societies (PACS) nationwide, including those in Tamil Nadu and Southern States, to standardize software and improve digital accounting.
Ministry of Cooperation: The primary government body driving the strengthening and modernization of cooperative societies in India, established on 6th July, 2021.
Primary Agricultural Credit Societies (PACS): The core cooperative units targeted for strengthening and computerization under the various initiatives, allowing them to operate PM-Kisan Samridhi Kendras (PMKSKs) and other Common Service Centres (CSC).
National Cooperative Database (NCD): A database used to identify gaps in the geographical spread of cooperatives and improve the overall cooperative movement in India.
Tamil Nadu: A specific state mentioned for strengthening cooperative societies.
Ministry of Cooperation
Strengthening cooperative societies in Tamil
Nadu and Southern States
प्रव तथ: 10 DEC 2025 6:36PM by PIB Delhi
a. As per the National Cooperative Database (NCD), there are a total of 4,532 Primary Agricultural
Credit Societies (PACS) in Tamil Nadu, out of which 4,529 PACS are functional. The State-wise,
total number of PACS and number of functional PACS is attached as Annexure-1.
The Government framed and notified Model Bye-laws for PACS that enable PACS to undertake more
than 25 business activities besides credit activities, and improve governance, transparency and
accountability in their operations. Now, PACS can operate as PM-Kisan Samridhi Kendras
(PMKSKs), Pradhan Mantri Bhartiya Janaushadhi Kendras (PMBJKs), Common Service Centres
(CSC) etc.
b. The Government has launched the Central Sector Project for Computerization of PACS, in 2022.
Government of India initially approved 63,000 PACS under Project of Computerization of
functional PACS with a total financial outlay of Rs. 2,516 Crore which has now been increased up
to Rs. 2925.39 Crore covering 79,630 PACS which entails bringing all the functional PACS onto an
ERP (Enterprise Resource Planning) based common national software, linking them with
NABARDs, State Cooperative Banks (StCBs) and District Central Cooperative Banks (DCCBs).
The status of project for Tamil Nadu and southern states is at Annexure-2.
The timeline for PACS computerization is up to 31st March 2027 for completion of computerization
of 63000 PACS, and their integration with portals and higher tiers. Interim targets are being set and
monitored from time to time.
c. The Government is providing financial support under the computerization of PACS project to
strengthen cooperative societies across the country, including Tamil Nadu and other southern States.
The details are at Annexure-3.
d. To promote and strengthen cooperative societies and their members across the country, including
Tamil Nadu and southern States, the Ministry of Cooperation, since its inception on 6th July, 2021,
has undertaken several initiatives, that include:
PACS Computerisation Project, covering more than 79,630 PACS nationwide, including those in
Tamil Nadu and southern States, to introduce standardized software, digital accounting, online
service delivery and improved transparency.
Model Byelaws of PACS, enabling diversification of activities such as storage, processing, LPG
distribution, and common service centers, ensuring better governance standards and promoting
member-centric operations.Capacity-building and training programs are being conducted to train PACS officials in digital
operations, financial management and service delivery.
Strengthening of the Three-Tier Cooperative Credit Structure, to improve coordination between
PACS, DCCBs and StCBs, ensuring better liquidity management and credit flow.
World’s Largest Decentralized Grain Storage Plan in the Cooperative Sector.
Creation of National Cooperative Database (NCD), that enables identification of gaps in the
geographical spread of cooperatives, including both covered and uncovered gram panchayats and
formation of 2 lakh new multipurpose PACS, Dairy and Fishery cooperative societies.
By leveraging the NCD, policymakers, cooperative leaders, and researchers can work
collaboratively to strengthen the cooperative movement in India and contribute to the socio-
economic development of the country.
Establishment of Tribhuvan Sahkari University.
Annexure-I
State/UT-wise total number of PACS
S. States/ UTs Total Number of PACS Functional PACS
No
1 Andaman And Nicobar Islands 47 47
2 Andhra Pradesh 2,058 2,041
3 Arunachal Pradesh 165 162
4 Assam 2,017 1,303
5 Bihar 8,500 8,500
6 Chandigarh 17 4
7 Chhattisgarh 2,479 2,459
8 Delhi - -
9 Goa 154 129
10 Gujarat 10,913 10,384
11 Haryana 814 814
12 Himachal Pradesh 2,292 2,197
13 Jammu And Kashmir 803 74714 Jharkhand 4,459 4,458
15 Karnataka 6,318 6,147
16 Kerala 1,709 1,647
17 Ladakh 163 129
18 Lakshadweep - -
19 Madhya Pradesh 5,183 5,176
20 Maharashtra 21,189 21,141
21 Manipur 349 324
22 Meghalaya 812 743
23 Mizoram 158 152
24 Nagaland 1,445 698
25 Odisha 4,255 4,140
26 Puducherry 61 55
27 Punjab 3,917 3,523
28 Rajasthan 8,903 8,886
29 Sikkim 201 199
30 Tamil Nadu 4,532 4,529
31 Telangana 909 908
32 The Dadra And Nagar Haveli And 19 17
Daman And Diu
33 Tripura 547 547
34 Uttar Pradesh 8,434 7,766
35 Uttarakhand 1,275 1,27536 West Bengal 5,753 4,843
Total 1,10,850 1,06,090
Source: NCD portal as on 15.11.2025
Annexure-2
PACS Computerization Project Status as of 15th November 2025
State/UT Sanctioned ERP
S. Name PACS Onboa
No
1 Andaman 46
and Nicobar
2 Andhra 2037
Pradesh
3 Arunachal 139
Pradesh
4 Assam 850
5 Bihar 4495
6 Chhattisgarh 2028
7 Daman & 9
Diu
8 Goa 86
9 Gujarat 6216
10 Haryana 710
11 Himachal 1885
Pradesh
12 Jammu and 708
Kashmir
13 Jharkhand 279714 Karnataka 5894
15 Ladakh 10
16 Madhya 5455
Pradesh
17 Maharashtra 12178
18 Manipur 308
19 Meghalaya 330
20 Mizoram 99
21 Nagaland 231
22 Odisha 4240
23 Puducherry 45
24 Punjab 3482
25 Rajasthan 8525
26 Sikkim 131
27 Tamil Nadu 4561
28 Tripura 475
29 Uttar 6257
Pradesh
30 Uttarakhand 1216
31 West Bengal 4187
Grand Total 79630
Anneuxre-3
Funds released under PACS Computerization project (Rs. in crore)S.No States/UTs 2022- 2023-24 2024-25 2025- Total
23 26
1 Maharashtra 87.95 33.65 9.14 130.73
-
2 Rajasthan 23.78 43.3 11 6.76 84.83
3 Gujarat - 58.3 22.19 13.48 93.97
4 Uttar Pradesh 11.28 42.3 13.51 67.1
-
5 Karnataka 40.25 15.39 - 12.19 67.83
6 Madhya Pradesh 33.23 25.42 - 7.78 66.43
7 Tamil Nadu 33.2 12.48 - 6.05 51.73
8 Bihar 32.95 - 14.66 4.15 51.76
9 West Bengal 30.54 - - 15.25 45.79
10 Punjab 25.52 - - 7.42 32.94
11 Andhra 14.93 3.74 14.54 2.1 35.31
Pradesh
12 Chhattisgarh 14.86 - 10.21 3.28 28.35
13 Himachal 9.56 7.32 3.09 6.77 26.74
Pradesh
14 Jharkhand 10.99 - - 8.21 34.3
15 Haryana 4.85 2.44 - - 8.79
16 Uttarakhand - - - - -
17 Assam 6.41 2.45 6.39 1.76 17.02
18 J&K 5.25 1.52 1.85 1.75 10.37
19 Tripura 2.95 1.13 3.03 - -20 Manipur 2.55 - - - 3.14
21 Nagaland 0.36 2.46 1.6 0.01 4.43
22 Meghalaya 1.23 - - - 2.34
23 Sikkim 1.18 0.9 0.79 0.41 3.28
24 Goa 0.32 0.13 0.44 0.31 1.19
25 Andaman & - - - - -
Nicobar Islands
26 Puducherry 0.44 0.17 - - 0.67
27 Mizoram 0.27 - - 0.56 1.27
28 Arunachal 0.15 0.12 0.09 - -
Pradesh
29 Ladakh - - - - 0.12
30 Odisha - - - - 18.07
31 DNH&DD - - - - -
32 Sub-Total 395 257.71 105.54 142.24 900.49
33 NABARD 100 40.92 25 - 165.92
Total 495 298.63 130.54 - 1,066.41
Note: data as of 25.11.2025.
This information was given by Union Minister for Home and Cooperation Shri Amit Shah in a written
reply in Rajya Sabha.
***
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