**Executive Summary**
This document, released by the Ministry of Cooperation on February 4, 2026, details efforts to strengthen Primary Agricultural Credit Societies (PACS) in Odisha. As of January 20, 2026, there are 4,262 PACS in Odisha, with 4,147 being functional. Key initiatives include computerization, expansion, infrastructure improvements, and revised financial limits. The information includes disbursement details by the National Cooperative Development Corporation (NCDC) over the last five years.
**Key Points / Main Content**
* **PACS Modernization and Computerization:**
* 4,240 PACS in Odisha have been sanctioned for computerization.
* ₹18.07 crore was released in FY 2025-26 for this purpose.
* Societies will use a common ERP-based national software.
* **NCDC Disbursements for Cooperative Development:**
* As of January 25, 2026, NCDC has disbursed ₹5,10,955.14 crore nationwide.
* ₹3,347.35 crore of this amount was for cooperative development in Odisha.
* **Ministry of Cooperation Initiatives:**
* Implementing "Sahakar-se-Samriddhi" vision.
* Aiming to diversify PACS activities.
* **Model Bye-Laws for PACS:**
* New model bye-laws enable PACS to undertake over 25 business activities, including dairy collection, fishery support, and foodgrain procurement.
* **PACS Expansion Plan:**
* Plan to establish 2 lakh new multipurpose PACS, dairy, and fishery cooperatives.
* Goal is to serve every uncovered Panchayat.
* **Infrastructure for Storage:**
* PACS are being integrated into the "World's Largest Decentralized Grain Storage Plan."
* This involves constructing godowns and primary processing units.
* **Financial Inclusion Measures:**
* Cash deposit and payment limits for PACS and PCARDBs increased.
* Limit raised from Rs. 20,000 to Rs. 2 lakh per member.
* **Activity-wise Disbursement by NCDC in Odisha:**
* Includes disbursement details in sectors like marketing, service coops, dairy & livestock, FPO, Fisheries.
* Data provided for FY 2020-21 to 2022-23
**Impact Analysis**
**Odisha PACS:**
* **Impact**: Modernization, computerization, diversification of activities, infrastructure improvement, increased financial inclusion.
* **Action Required**: Adopt new bye-laws, implement ERP software, participate in storage plan, utilize increased financial limits.
**Small and Marginal Farmers (including Odisha):**
* **Impact**: Improved access to credit, reduced distress sales through better storage, enhanced financial inclusion.
* **Action Required**: Engage with modernized PACS, leverage increased deposit and payment limits.
**NCDC:**
* **Impact**: Responsible for disbursing and monitoring funds related to the strengthening of PACS in the country.
* **Action Required**: Continue disbursing funds as per the plan, monitor and audit the spending.
Key Entities Referenced
Primary Agricultural Credit Societies (PACS): Central to the policy's scope, focusing on strengthening and modernizing these societies in Odisha.
Odisha: The specific location where the PACS strengthening policy is being implemented.
Ministry of Cooperation: The primary ministry responsible for the PACS strengthening initiatives.
National Cooperative Development Corporation (NCDC): An organization playing a central role in disbursing funds for cooperative development.
Model Bye-Laws for PACS: Standardized rules enabling PACS to engage in diverse business activities.
Ministry of Cooperation
Strengthening PACS in Odisha
Posted On: 04 FEB 2026 6:14PM by PIB Delhi
a. As per the National Cooperative Database (NCD), as of 20.01.2026, there are a total of 4,262
Primary Agricultural Credit Societies (PACS) in Odisha, out of which 4,147 are functional.
b. & (c) To modernise and computerise PACS in the State, 4,240 PACS have been sanctioned and
₹18.07 crore has been released in FY 2025-26 under the computerization of PACS project.
Additionally, as on 25.01.2026, NCDC has cumulatively disbursed ₹5,10,955.14 crore for the
development of cooperative institutions across the country. Out of which ₹3,347.35 crore has been
disbursed for cooperative development in Odisha. The details of disbursement during last five years
is provided at Annexure-I.
(d) The Ministry of Cooperation, since its inception on 6th July, 2021, has undertaken several
initiatives to realize the vision of “Sahakar-se-Samriddhi” and to diversify PACS to undertake
different activities across the country, including the State of Odisha. These initiatives include:
Model Bye-Laws for PACS: New Model Bye-Laws, adopted by 32 States and UTs, enable PACS to
undertake more than 25 different business activities. These activities specifically include operating dairy
collection centers, fishery support services, and the procurement of foodgrains.
Expansion Plan: The Government is implementing a plan to establish 2 lakh new multipurpose PACS,
dairy, and fishery cooperatives to ensure every uncovered Panchayat is served by these institutions.
Infrastructure for Storage: PACS are being integrated into the "World’s Largest Decentralized Grain
Storage Plan," which constructs godowns and primary processing units at the society level. This allows
PACS to function as local procurement and warehousing hubs, helping farmers avoid distress sales.
(e) The Government has taken specific steps to modernize the cooperative credit structure and ensure
financial inclusion for small and marginal farmers across the country including Odisha:
PACS Computerization Project: To enhance transparency and accountability, 4,240 PACS in Odisha
have been sanctioned for computerization. The Government released ₹18.07 crore to the state in FY 2025-
26 to bring these societies onto a common ERP-based national software, which facilitates faster loan
disbursal and real-time accounting.
Government has enhanced the limit for Cash Deposits and Payments by PACS and Primary Cooperative
Agriculture and Rural Development Banks (PCARDBs) from Rs. 20,000 to Rs. 2 lakh per member. This
provision will facilitate their activities, increase the business, and benefit members of their societies.
Annexure-I
Activity-wise disbursement in Odisha by NCDC in last 5 Years(Rs.in crore)
S. Activity 2020-21 2021-22 2022-23 202
No
Loan Grant Total Loan Grant Total Loan Grant Total Loan G
1 Marketing 0.64 0.16 0.80 0.50 0.13 0.63 -
2 Service - 3.02 3.02 -
Coop.
3 Dairy & - - - 0.28 0
Live
Stock
4 FPO - 0.27 0.27 1.14 1.14 2
5 Fisheries - 0.15 0.15 0.07 0.07 0
6 Fisheries - - 0.40 0.40 0
FPO
(FFPO)
7 Storage - - -
Total 0.64 0.16 0.80 3.52 0.55 4.07 - 1.61 1.61 0.28 2
Source: NCDC
This information was given by Union Minister for Home and Cooperation Shri Amit Shah in a written
reply in Rajya Sabha.
******
AK/AP
(Release ID: 2223284) Visitor Counter : 72
Read this release in: ही , Urdu