**Executive Summary**
This circular, dated March 31, 2021, outlines guidelines for practical training for licensed surveyors and loss assessors seeking fresh or renewed licenses. It references circular IRDA/SUR/GDL/MISC/288/12/2020 dated 01/12/2020. The guidelines are issued according to Sec. 14 of the IRDAI Act, 1999 and Regulation 3(2)(b)&(c) of Insurance Regulatory and Development Authority of India (Insurance Surveyors and Loss Assessors) Regulations, 2015.
**Key Points / Main Content**
* **Institutional Practical Training (Two Months):**
* Conducted with the National Insurance Academy (NIA) or Insurance Institute of India (III).
* Includes introduction to policy types, endorsements, terminologies, and claim nature.
* Involves industrial and field visits for practical case examination with insurers and stakeholders.
* Covers technology use for risk and loss assessment.
* Addresses report writing, fact presentation, policy and claim admissibility, and timely report submission.
* Mandates a code of conduct for fair policyholder treatment during loss assessment.
* **Additional Departments (Institutional Practical Training):**
* Enrollment possible for up to three departments, subject to eligibility.
* Requires passing an exam, followed by two weeks of practical training for each additional department.
* The fee is specified by III or NIA.
* **Practical Training with Experienced Surveyors (Six Months):**
* Requires individual experienced surveyors with 8 years of experience in the concerned department.
* The curriculum remains the same as mentioned at para II(a) under the institutional training.
* Applicants are allowed a maximum of three departments at the time of enrollment, subject to meeting the eligibility criteria.
* **Additional Departments (Practical Training with Experienced Surveyors):**
* After passing the relevant examination, the applicants must complete eight weeks of training with an experienced surveyor having a license and at least eight years of experience in that line of business for each additional department.
* **General Training Information:**
* Experienced surveyors must impart training without any fee, as part of their code of conduct.
* After training, candidates must pass the final practical test by NIA or III.
* A training evaluation cum completion certificate is required for license issuance or renewal.
**Impact Analysis**
**Licensed Surveyors and Loss Assessors**
* **Impact:** Must undergo practical training as per the guidelines to obtain or renew their licenses.
* **Action Required:** Enroll in specified training programs (NIA/III) and/or complete training with experienced surveyors, pass required examinations, and submit the completion certificate.
Key Entities Referenced
Insurance Regulatory and Development Authority of India (IRDAI): The primary regulatory body issuing the guidelines for practical training of surveyors and loss assessors.
Guidelines for Practical Training for Surveyors and Loss Assessors: The central subject of the circular, providing direction for practical training required for surveyors and loss assessors to obtain/renew licenses.
IRDAI Act, 1999: The Act under which these guidelines are issued, providing the legal basis for the regulations.
Insurance Regulatory and Development Authority of India (Insurance Surveyors and Loss Assessors) Regulations, 2015: Regulations that these guidelines are based upon
National Insurance Academy (NIA) / Insurance Institute of India (III): Institutions that provide Institutional Practical training
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To.All Licensed Surveyors and Loss Assessors
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These guidelines are issued in furtherance to the Circular vide Ref:
IRDA/SUR/GDUMISC/288/12/2020 dated 01/12/2020 on Guidelines for Practical
Training for Surveyors and Loss Assessors for obtaining fresh / renewal licence to act
as a surveyor and loss assessor.
These guidelines are being issued in terms of Sec.14 of I ROAi Act, 1999 and in terms
of Regulation 3(2)(b) and (c) of Insurance Regulatory and Development Authority of
India (Insurance Surveyors and Loss Assessors) Regulations, 2015.
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II. Institutional Practical training:
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a) Institutional Practical training for Two Months with National Insurance
Academy (NIA) or Insurance Institute of India (111). This should include but not
limited to the following:
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Use of technology, advanced techniques and tools available for
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Report writing including presentatior:, of the facts, terms and conditions
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Code of Conduct required for treating policyholders fairly during the
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b) Additional departments: A person can enroll for upto three departments
during the aforesaid programme subject to meeting the eligibility criteria. For
each of the additional departments, after passing the relevant examination, the
applicant has to undergo practical training for a period of 2 weeks.
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c) The fee per person payable to institution is as specified by Ill or NIA, as the
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Practical training of Six Months with Individual Experienced Surveyors having 8 years
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a) The curriculum remains the same as mentioned at para ll(a) under the institutional
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c) Additional departments: After passing the relevant examination, the applicants
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with the experienced surveyor having licence and at least eight years of
experience in that line of business.
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d) The training shall be imparted by an experienced surveyor as a part of code of
conduct towards professional development by surveyors without charging any fee.
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After completion of the training, the applicant has to pass the Final practical test
conducted by NIA or Ill and submit the training evaluation cum completion certificate
for issue or renewal of license
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This is issued with the approval of the Competent Authority.¥ ~
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