The Telecom Regulatory Authority of India (TRAI) issued a Direction on November 19, 2025, mandating the phase-wise adoption of the '1600' numbering series by entities regulated by the Reserve Bank of India (RBI), Securities and Exchange Board of India (SEBI), and Pension Fund Regulatory and Development Authority (PFRDA). The goal is to enhance consumer trust, curb spam, and prevent fraudulent activities. The Department of Telecommunications (DoT) has assigned the ‘1600' series for allocation to Banking, Financial Services and Insurance (BFSI) sectors and Government organizations. As of now, 485 entities have adopted the 1600 series, subscribing to over 2800 numbers.
The Direction outlines specific completion dates:
* **SEBI-Regulated Entities:**
* All Mutual Funds and Asset Management Companies (AMCs) by February 15, 2026.
* All Qualified Stockbrokers (QSBs) by March 15, 2026.
* Other SEBI-registered intermediaries may voluntarily migrate.
* **RBI-Regulated Entities:**
* Commercial Banks (including Public Sector Banks, Private Sector Banks, and Foreign Banks) by January 1, 2026.
* Large NBFCs (Asset size above ₹5000 crore), Payments Banks, and Small Finance Banks by February 1, 2026.
* Remaining NBFCs, Co-operative Banks, Regional Rural Banks, and smaller entities by March 1, 2026.
* **PFRDA-Regulated Entities:**
* Central Recordkeeping Agencies (CRAs) and Pension Fund Managers by February 15, 2026.
The adoption of the 1600 series in the insurance sector is under discussion with IRDAI, and a notification will be issued later.
Key Entities Referenced
1600 numbering series: A dedicated series of phone numbers assigned to entities in the Banking, Financial Services and Insurance (BFSI) sector to distinguish their service and transactional calls from other commercial communications and reduce fraud.
Telecom Regulatory Authority of India (TRAI): The regulator that issued a direction mandating the phase-wise adoption of the '1600' numbering series.
Reserve Bank of India (RBI): One of the regulators of BFSI sector entities required to adopt the 1600 series.
Securities and Exchange Board of India (SEBI): One of the regulators of BFSI sector entities required to adopt the 1600 series.
Pension Fund Regulatory and Development Authority (PFRDA): One of the regulators of BFSI sector entities required to adopt the 1600 series.
Ministry of Communications
TRAI issues Direction mandating phase-wise
adoption of 1600-series by BFSI sector
entities, regulated by RBI, SEBI and PFRDA
Posted On: 19 NOV 2025 2:48PM by PIB Delhi
The Telecom Regulatory Authority of India (TRAI) today issued a Direction mandating the last dates
by which adoption of the ‘1600’ numbering series should be completed by entities regulated by the
Reserve Bank of India (RBI), Securities and Exchange Board of India (SEBI), and Pension Fund
Regulatory and Development Authority (PFRDA). The Direction has been issued with the objective
of enhancing consumer trust, curbing spam, and preventing fraudulent activities perpetrated through
voice calls.
In response to TRAI’s regulatory initiative, the ‘1600’ numbering series has been assigned by the
Department of Telecommunications (DoT) for allocation to entities in the Banking, Financial Services
and Insurance (BFSI) sector, and Government organisations to clearly distinguish their service and
transactional calls from other commercial communications. The series will enable citizens to reliably
identify legitimate calls originating from regulated financial institutions.
After the assignment of the series and allocation of numbering resources to the Telecom Service
Providers, TRAI has regularly engaged with TSPs and the BFSI sector regulators for adoption of
1600 series by BFSI sector entities. Consequent to these efforts, about 485 entities have already
adopted 1600 series, subscribing to a total of over 2800 numbers. Based on TRAI’s interactions with
stakeholders, it was considered that time is now ripe to mandate timebound completion of the exercise
so that entities continuing to use standard 10-digit numbers for service and transactional calls, also
shift to 1600 series numbers to reduce the risk of fraudulent or misleading calls being made in the
guise of trusted financial institutions. TRAI has taken inputs regarding timelines from the Regulators
of the BFSI sector, following deliberations held during the meetings of the Joint Committee of
Regulators (JCoR). Based on the consultations held with them, a phase-wise implementation schedule
has now been issued.
Key Provisions of the Direction
A. SEBI-Regulated Entities
i. Adoption of '1600' numbering series for all Mutual Funds and Asset Management Companies
(AMCs) shall be completed by 15th February, 2026.
ii. Adoption of '1600' numbering series for all Qualified Stockbrokers (QSBs) shall be completed
by 15th March, 2026.iii. For the time being, other SEBI-registered intermediaries may voluntarily migrate to the 1600-
series after verification of their registration details.
B. RBI-Regulated Entities
i. Commercial Banks (including Public Sector Banks, Private Sector Banks, and Foreign Banks)
shall onboard by 1st January, 2026.
ii. Large NBFCs (Asset size above ₹5000 crore), Payments Banks, and Small Finance Banks shall
onboard by 1st February, 2026.
iii. Remaining NBFCs, Co-operative Banks, Regional Rural Banks, and smaller entities shall
onboard by 1st March, 2026.
C. PFRDA-Regulated Entities
i. Central Recordkeeping Agencies (CRAs) and Pension Fund Managers shall onboard by 15th
February, 2026.
The matter of mandating last date for adoption of 1600 series by the entities in the insurance sector is
under discussion with IRDAI, and will be notified subsequently.
The structured and time-bound adoption of the 1600-series will significantly improve consumer safety
and help curb impersonation-based financial frauds perpetrated through voice calls
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