Executive Summary:
This circular from the Unique Identification Authority of India (UIDAI) clarifies the use of Virtual ID (VID) and UID Token by Local Authentication User Agencies (AUAs) in place of the Aadhaar number. It allows Local AUAs to accept VID and UID Tokens to comply with regulatory requirements. The circular directs Local AUAs to update their authentication systems to accommodate this change, following previous directives from Circular No. 1 dated 10.01.2018 and Circular No. 5 dated 16.05.2018.
Key Points / Main Content:
Use of Virtual ID and UID Token:
* Local AUAs can use Virtual ID and UID Token in lieu of Aadhaar number.
Classification of AUAs:
* Certain AUAs are classified as Local AUAs including Telecom Service Providers, National Housing Bank regulated Finance Companies, Non-bank PPI Issuers, CCA regulated eSign Providers, non-Life Insurance Companies, and NBFCs.
* Local AUAs will be provided access to limited eKYC authentication using Virtual ID and UID Token.
Regulatory Compliance:
* Virtual ID and UID Token are deemed equivalent to Aadhaar number for regulatory compliance purposes.
Required Actions:
* Local AUAs must update their authentication systems to use Virtual ID, UID Token, and limited eKYC.
Impact Analysis:
Local AUAs (Telecom Service Providers, National Housing Bank regulated Finance Companies, Non-bank PPI Issuers, CCA regulated eSign Providers, non-Life Insurance Companies, NBFCs etc.):
* Impact: Required to accept Virtual ID and UID Tokens instead of Aadhaar numbers for authentication and KYC processes.
* Action Required: Modify authentication systems to support Virtual ID, UID Token, and limited eKYC in compliance with regulatory requirements.
Key Entities Referenced
Unique Identification Authority of India: The Authority issuing the circular regarding the use of Virtual ID and UID Token.
New Delhi: The location where the notification was issued.
Virtual ID: A substitute for Aadhaar number to protect data security and privacy of Aadhaar holders.
UID Token: A substitute for Aadhaar number to protect data security and privacy of Aadhaar holders.
Aadhaar: A 12-digit individual identification number issued by the Unique Identification Authority of India.
Local AUAs: Authentication User Agencies classified based on their function which includes Telecom Service Providers, National Housing Bank regulated Finance Companies, Non bank PPI Issuers, CCA regulated eSign Providers, nonLife Insurance Companies, NBFCs etc.
Aadhaar Authentication Regulations, 2016: Regulations under which the Authority exercises its powers to clarify the acceptance of Virtual ID and UID token.
Prevention of Money Laundering Maintenance of Records Rules, 2005: Law under which AUAs are required to collect the Aadhaar number of their clients and undertake Aadhaar authentication.
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3675 GI/2018 (1)2 THE GAZETTE OF INDIA : EXTRAORDINARY [PART III—SEC. 4]
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Nिप#दर \सह, उप महािनदशे क ()माणीकरण)
[िव]ापन-III/4/असा./120/18-19]
THE UNIQUE IDENTIFICATION AUTHORITY OF INDIA
NOTIFICATION
New Delhi, the 28th June, 2018
CIRCULAR No. 08 of 2018
Sub: Use of Virtual ID and UID Token in lieu of Aadhaar number and Limited e-KYC by AUAs classified as
Local AUAs viz. Telecom Service Providers, National Housing Bank regulated Finance Companies, Non-
bank PPI Issuers, CCA regulated eSign Providers, non-Life Insurance Companies, NBFCs etc.
Authentication Division F. No. K-11020/217/2018-UIDAI (Auth-I).—UIDAI vide its Circular No. 1 dated
10.01.2018 (Implementation of Virtual ID, UID Token and Limited KYC) and Circular No. 5 dated 16.05.2018
(Classification of Global AUAs and Local AUAs), had directed AUAs and ASAs to make necessary changes in their
authentication systems for effective implementation of Virtual ID, UID Token and Limited e-KYC.
2. In the interest of data security and privacy of Aadhaar holders, UIDAI vide circular No. 5 dated 16.05.2018, had
decided to classify certain AUAs as Local AUAs viz. Telecom Service Providers, National Housing Bank regulated
Finance Companies, Non-bank PPI Issuers, CCA regulated eSign Providers, non-Life Insurance Companies, NBFCs etc
which will be provided access to limited e-KYC authentication using Virtual ID and UID Token in lieu of Aadhaar
number.
3. It is noted that the aforesaid AUAs are required to collect the Aadhaar number of their clients and undertake
Aadhaar authentication as mandated by their Regulators under respective laws viz. Rule 9(4) and Rule 9(15) of the
Prevention of Money Laundering (Maintenance of Records) Rules, 2005, instructions issued by Department of
Telecommunication (DoT) from time to time etc.
4. Since Virtual ID and UID Token are different forms of Aadhaar number the Authority, in exercise of its powers
under Regulation 30 of the Aadhaar (Authentication) Regulations, 2016, hereby clarifies that Virtual ID and UID token
may therefore be duly accepted by Local AUAs/KUAs in lieu of Aadhaar number when so mandated by the Authority
and will be deemed as the Aadhaar number for the purposes of compliance of their respective Regulations.
5. In view of the above, the Local AUAs are accordingly directed to make necessary changes in their
authentication systems for use of virtual ID, UID Token in lieu of Aadhaar number and limited e-KYC to comply with
requirements of their respective Regulators.
RUPINDER SINGH, Dy. Director General (Auth.)
[ADVT.-III/4/Exty./120/18-19]
.
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and Published by the Controller of Publications, Delhi-110054.