**Executive Summary**
The 7th National Review Conference, held on April 9th and 10th, 2026, in Varanasi, aimed to accelerate the implementation of cooperative reforms and strengthen institutional capacity across India. Led by the Ministry of Cooperation, the event focused on the diversification of cooperative banking, the launch of White Revolution 2.0, and the digital expansion of cooperative-led initiatives. Key priorities include improving fund utilisation, completing Primary Agricultural Credit Societies (PACS) computerisation, and establishing a national rollout for digital platforms like 'Bharat Taxi.'
**Key Points / Main Content**
**Cooperative Banking and Financial Modernization**
* **Diversification:** Cooperative banks, including DCCBs, StCBs, and UCBs, are urged to expand business portfolios and balance short-term and long-term lending.
* **Technology Adoption:** Banks must adopt secure digital platforms and strengthen cybersecurity frameworks to remain competitive and responsive.
* **NCDC Support:** The National Cooperative Development Corporation (NCDC) is expanding financing for FPOs, fisheries, sugar, food processing, and deep-sea fishing.
**PACS Strengthening and Expansion**
* **Computerisation:** Timely completion of ongoing computerisation phases is required to ensure quality outcomes and sustained momentum.
* **Multi-Service Centres:** PACS are encouraged to evolve into village-level multi-service centres by adopting additional income-generating activities.
* **Accountability:** Implementation is to be managed through robust monitoring and performance-based evaluation of partners.
**Sectoral Initiatives and Infrastructure**
* **White Revolution 2.0:** Focuses on enhancing milk procurement, strengthening dairy infrastructure, and expanding cooperative-led value chains.
* **Grain Storage:** The grain storage initiative requires time-bound implementation, streamlined land availability, and innovative approaches to resolve operational bottlenecks.
* **Inter-cooperative Collaboration:** Integration across PACS, dairy cooperatives, and federations is prioritised to create efficient value chains and economic viability.
**Digital and Innovation Models**
* **Bharat Taxi:** A cooperative-based digital platform currently in soft-launch phases in Lucknow, Mumbai, and Nashik, with a national-level rollout planned for the coming years.
* **Best Practices:** The 'Sahkar se Samriddhi' framework from Uttar Pradesh serves as a model for district-level innovation and administrative convergence.
* **Communication Strategy:** A "perform and inform" approach is being adopted to amplify positive narratives and build public trust in the cooperative sector.
**Impact Analysis**
**State Governments**
**Impact:** States are central to the execution of national cooperative schemes and the rationalisation of cooperative structures.
**Action Required:** Accelerate the implementation of schemes, improve fund utilisation, and address non-functional cooperative entities.
**Cooperative Banks (DCCBs, StCBs, and UCBs)**
**Impact:** These institutions face a shift toward modernised, technology-led operations and diversified financial services.
**Action Required:** Implement technology-driven solutions, strengthen cybersecurity, and expand credit delivery through PACS.
**Primary Agricultural Credit Societies (PACS)**
**Impact:** PACS are being transitioned from simple credit providers to technology-enabled multi-service hubs.
**Action Required:** Complete computerisation phases and diversify into new income-generating services at the village level.
**Dairy and Allied Sector Cooperatives**
**Impact:** Stakeholders in these sectors are positioned to benefit from enhanced infrastructure and better integration into value chains.
**Action Required:** Increase farmer participation in value chains and actively utilise NCDC financial support to scale operations.
Key Entities Referenced
Ministry of Cooperation: The primary government body overseeing sectoral reforms, institutional capacity building, and the implementation of cooperative schemes discussed at the conference.
National Cooperative Development Corporation (NCDC): A key financial entity providing expanded financing support for Farmer Producer Organisations (FPOs), fisheries, and emerging cooperative sectors.
White Revolution 2.0: A national initiative focused on enhancing milk procurement, strengthening dairy infrastructure, and expanding cooperative-led value chains.
Primary Agricultural Credit Societies (PACS): Grassroots cooperative entities undergoing computerization and diversification to evolve into village-level multi-service centers.
Sahkar se Samriddhi: A policy framework from Uttar Pradesh showcased for its district-level innovations and scalable cooperative models.
Ministry of Cooperation
Varanasi National workshop focuses on
Cooperative Banking Diversification, White
Revolution 2.0 and Technology-Led Expansion of
Cooperatives
States urged to improve fund utilisation and accelerate
implementation of cooperative schemes
Bharat Taxi expands despite competition; soft launches
underway, national-level rollout on the charts in years to
come
NCDC outlines expanded financing support for FPOs,
fisheries and emerging cooperative sectors
Cooperation among cooperatives to drive integrated value
chains and rural economic growth
Technology adoption, capacity building and inter-cooperative
collaboration highlighted as key drivers
Cooperative banks to adopt technology and diversify
operations to strengthen credit delivery
Best practices from States highlight district-level innovation
and scalable cooperative models
‘Sahakar Samvad’ enables exchange of field-level
experiences among cooperatives and institutions
Posted On: 10 APR 2026 6:41PM by PIB Delhi
The 7th National Review Conference organised on April 9th and 10th, 2026 by the Ministry of Cooperation
in Varanasi, Uttar Pradesh focused on deepening sectoral reforms, strengthening institutional capacity and
accelerating implementation across key cooperative verticals, including banking, dairy, financingecosystems and emerging cooperative models. The deliberations reflected a shift towards execution, with
emphasis on resolving operational bottlenecks and ensuring that policy initiatives translate into
measurable outcomes on the ground.
Addressing the concluding session of this two day National review conference, Secretary, Ministry of
Cooperation, Government of India Dr. Ashish Kumar Bhutani emphasised that the next phase of reforms
will be driven by effective execution at the field level, supported by improved coordination among
stakeholders and timely utilisation of resources. He noted that while substantial progress has been made,
there is a need to move beyond periodic reviews and ensure that implementation keeps pace with policy
intent, particularly in areas where progress has been uneven. He further underlined that faster decision-
making and stronger convergence between institutions will be essential to achieving tangible and
sustained outcomes.
On PACS Computerisation and expansion, Dr. Ashish Kumar Bhutani highlighted the importance of
timely completion of ongoing phases and sustained momentum for future expansion under the broader
PACS strengthening initiatives. He also emphasised the need for robust implementation mechanisms and
continuous monitoring to ensure quality outcomes. He called for greater accountability and performance-
based evaluation of implementation partners, along with strengthening institutional support systems to
facilitate smooth rollout of initiatives. He further emphasised the importance of continuous training and
capacity building, noting that systems must remain effective and sustainable beyond the lifecycle of
specific schemes.
Reviewing progress under the grain storage initiative in the cooperative sector, the Secretary, Ministry of
Cooperation highlighted the need for time-bound implementation, effective coordination among agencies
and innovative approaches to address operational challenges, including facilitation of land availability and
streamlined processes. Similarly, on institutional strengthening, he emphasised the need to expand
cooperative coverage across sectors such as dairy and fisheries, supported by capacity building,
identification of gaps and targeted interventions. He also encouraged States to rationalise and strengthen
cooperative structures, including addressing non-functional entities where required.
The Secretary further stressed the importance of business diversification of PACS, encouraging them to
evolve into multi-service centres at the village level by adopting additional income-generating activities
and expanding service offerings.
On cooperative banking, Dr. Bhutani highlighted the need for strengthening cyber security frameworks,
adopting secure digital platforms and enhancing operational efficiency, to ensure that cooperative banks
remain resilient and responsive to emerging financial needs. Highlighting the role of the National
Cooperative Development Corporation (NCDC), he emphasised its growing importance in providing
timely and flexible financing support across sectors, and indicated continued efforts to further strengthen
financing avenues for cooperative institutions.
On multi-state cooperative societies, the Secretary, Ministry of Cooperation urged States to actively
leverage available platforms and services, including those related to marketing, branding and quality
inputs, to maximise benefits for cooperative members. In the dairy sector, he emphasised the need for
strengthening cooperative structures and ensuring greater participation of farmers in value chains, so that
the benefits of cooperative models are fully realised at the grassroots level. He also encouraged replication
of successful and sustainable cooperative models across States.
Highlighting emerging cooperative-led digital initiatives, Dr. Bhutani referred to ‘Bharat Taxi’ and noted
that despite strong competition from established private aggregators, the platform is steadily expanding its
footprint. He informed that soft launches have been initiated in cities such as Lucknow, Mumbai and
Nashik, and a national-level rollout is on the charts in the years to come, reflecting the growing acceptance
of cooperative-based digital platforms.Summarising the deliberations, the Secretary, Ministry of Cooperation observed that the conference has
clearly identified priority areas for the next phase of reforms, including improving fund utilisation,
strengthening cooperative banking systems, scaling up sectoral financing through NCDC support,
promoting inter-cooperative collaboration and accelerating the implementation of dairy and allied sector
initiatives. He emphasised that the next phase of growth will depend on how effectively institutions,
resources and execution mechanisms are aligned at the grassroots level to deliver tangible benefits to
cooperative members.
A key focus area of the conference was the diversification and modernisation of cooperative banking
institutions, including District Central Cooperative Banks (DCCBs), State Cooperative Banks (StCBs) and
Urban Cooperative Banks (UCBs). The discussions highlighted the need to expand business portfolios,
improve credit delivery through PACS and leverage digital platforms to enhance efficiency and outreach.
Emphasis was also laid on balancing short-term and long-term lending, strengthening cyber security
frameworks and adopting technology-driven solutions to make cooperative banks more competitive and
responsive to emerging financial requirements.
The conference also featured a dedicated session by the National Cooperative Development Corporation
(NCDC), which outlined expanded financing opportunities across sectors such as Farmer Producer
Organisations (FPOs), fisheries, sugar, food processing and deep-sea fishing activities. The session
emphasised the importance of actively utilising available financial support and scaling up cooperative
enterprises to generate sustainable livelihood opportunities and strengthen the cooperative ecosystem.
Deliberations on ‘Cooperation among Cooperatives’ focused on strengthening integration across
institutions, including PACS, dairy cooperatives, federations and cooperative banks, to create efficient
value chains and improve overall economic viability. In this context, discussions on White Revolution 2.0
highlighted the need to enhance milk procurement, strengthen dairy infrastructure and expand
cooperative-led value chains, with active participation from States and leading dairy institutions.
A special session on best practices from States, particularly the ‘Sahkar se Samriddhi’ framework from
Uttar Pradesh, showcased district-level innovations and scalable cooperative models. The session
highlighted how administrative convergence, institutional coordination and local leadership can drive
effective implementation and measurable impact in the cooperative sector. The ‘Sahakar Samvad’ session
further enabled interaction among successful cooperatives, Farmer Producer Organisations, federations
and financial institutions, facilitating exchange of field-level experiences, operational challenges and
innovative approaches.
A dedicated session on media and communication strategy highlighted the need to amplify positive
narratives around cooperatives, strengthen public outreach and adopt a “perform and inform” approach to
build awareness and trust.
The conference concluded with a shared commitment among the Centre, States and cooperative
institutions to accelerate reforms, strengthen implementation frameworks and ensure that cooperative
initiatives translate into meaningful and sustained outcomes for rural communities and the broader
economy.
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AK
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