**Executive Summary**
This is the Decision of the EEA Joint Committee No 178/2025, dated 11 July 2025, amending Annex IX (Financial Services) to the EEA Agreement [2025/2112]. It incorporates several Commission Delegated and Implementing Regulations related to regulatory technical standards for crypto-assets, and takes effect on 12 July 2025, pending notification under Article 103(1) of the EEA Agreement.
**Key Points / Main Content**
* **Amendment to Annex IX of the EEA Agreement:**
* The decision amends Annex IX by incorporating the following points after point 31ro:
* 31rp. Commission Delegated Regulation (EU) 2025/300 regarding information exchange between competent authorities.
* 31rr. Commission Delegated Regulation (EU) 2025/305 specifying information for crypto-asset service provider authorization applications.
* 31rs. Commission Delegated Regulation (EU) 2025/413 specifying information for assessing acquisition of qualifying holdings in asset-referenced token issuers.
* 31rt. Commission Delegated Regulation (EU) 2025/414 specifying information for assessing acquisition of qualifying holdings in crypto-asset service providers.
* 31rq. Commission Implementing Regulation (EU) 2025/304 on notification procedures for financial entities providing crypto-asset services.
* **Authentic Texts:**
* The Icelandic and Norwegian language versions of the aforementioned regulations will be published in the EEA Supplement to the Official Journal of the European Union and shall be authentic.
* **Entry into Force:**
* This Decision enters into force on 12 July 2025, contingent upon the completion of all notifications required under Article 103(1) of the EEA Agreement.
* **Publication:**
* The decision will be published in the EEA Section of and the EEA Supplement to the Official Journal of the European Union.
**Impact Analysis**
**EEA Financial Entities**
*Impact:*
These entities are now subject to the new regulations regarding crypto-assets.
*Action Required:*
They must adhere to the new reporting standards, procedures, and information requirements set forth in the incorporated regulations when involved with crypto-asset services.
**Competent Authorities**
*Impact:*
These authorities will need to exchange information as per the new regulatory technical standards.
*Action Required:*
They should implement the necessary systems and processes for exchanging information in accordance with Regulation (EU) 2025/300.
**Crypto-Asset Service Providers**
*Impact:*
New requirements are imposed related to authorizations.
*Action Required:*
They must include the information specified in Regulation (EU) 2025/305 in their application for authorization.
**Issuers of Asset-Referenced Tokens and Holders**
*Impact:*
The assessment of proposed acquisitions is subject to increased scrutiny.
*Action Required:*
Provide necessary information under regulation (EU) 2025/413, and (EU) 2025/414.
Key Entities Referenced
Regulation (EU) 2023/1114: Regulation of the European Parliament and of the Council which serves as the base regulation for the delegated and implementing regulations listed in the decision.
EEA Agreement: Agreement on the European Economic Area; Annex IX (Financial services) is amended by this decision.
EEA Joint Committee: The entity adopting the decision.
Official Journal EN
of the European Union L series
2025/2112 6.11.2025
DECISION OF THE EEA JOINT COMMITTEENo 178/2025
of 11 July 2025
amending Annex IX (Financial services) to the EEA Agreement [2025/2112]
THE EEA JOINT COMMITTEE,
Having regard to the Agreement on the European Economic Area (“the EEA Agreement”), and in particular Article 98
thereof,
Whereas:
(1) Commission Delegated Regulation (EU) 2025/300 of 10 October 2024 supplementing Regulation (EU) 2023/1114
of the European Parliament and of the Council with regard to regulatory technical standards on information to be
exchanged between competent authorities(1)is to be incorporated into the EEA Agreement.
(2) Commission Delegated Regulation (EU) 2025/305 of 31 October 2024 supplementing Regulation (EU) 2023/1114
of the European Parliament and of the Council with regard to regulatory technical standards specifying the
information to be included in an application for authorisation as a crypto-asset service provider(2) is to be
incorporated into the EEA Agreement.
(3) Commission Delegated Regulation (EU) 2025/413 of 18 December 2024 supplementing Regulation (EU) 2023/1114
of the European Parliament and of the Council with regard to regulatory technical standards specifying the detailed
content of information necessary to carry out the assessment of a proposed acquisition of a qualifying holding in an
issuer of an asset-referenced token(3)is to be incorporated into the EEA Agreement.
(4) Commission Delegated Regulation (EU) 2025/414 of 18 December 2024 supplementing Regulation (EU) 2023/1114
of the European Parliament and of the Council with regard to regulatory technical standards specifying the detailed
content of information necessary to carry out the assessment of a proposed acquisition of a qualifying holding in a
crypto-asset service provider(4)is to be incorporated into the EEA Agreement.
(5) Commission Implementing Regulation (EU) 2025/304 of 31 October 2024 laying down implementing technical
standards for the application of Regulation (EU) 2023/1114 of the European Parliament and of the Council with
regard to standard forms, templates and procedures for the notification by certain financial entities of their intention
to provide crypto-asset services(5)is to be incorporated into the EEA Agreement.
(6) Annex IX to the EEA Agreement should therefore be amended accordingly,
HAS ADOPTED THIS DECISION:
Article 1
The following points are inserted after point 31ro (Commission Delegated Regulation (EU) 2025/417) of Annex IX to the
EEA Agreement:
‘31rp. 32025 R 0300: Commission Delegated Regulation (EU) 2025/300 of 10 October 2024 supplementing
Regulation (EU) 2023/1114 of the European Parliament and of the Council with regard to regulatory technical
standards on information to be exchanged between competent authorities (OJ L, 2025/300, 31.3.2025).
(1) OJ L, 2025/300, 31.3.2025, ELI: http://data.europa.eu/eli/reg_del/2025/300/oj.
(2) OJ L, 2025/305, 31.3.2025, ELI: http://data.europa.eu/eli/reg_del/2025/305/oj.
(3) OJ L, 2025/413, 31.3.2025, ELI: http://data.europa.eu/eli/reg_del/2025/413/oj.
(4) OJ L, 2025/414, 31.3.2025, ELI: http://data.europa.eu/eli/reg_del/2025/414/oj.
(5) OJ L, 2025/304, 20.2.2025, ELI: http://data.europa.eu/eli/reg_impl/2025/304/oj.
ELI: http://data.europa.eu/eli/dec/2025/2112/oj 1/2EN
OJ L, 6.11.2025
31rq. 32025 R 0304: Commission Implementing Regulation (EU) 2025/304 of 31 October 2024 laying down
implementing technical standards for the application of Regulation (EU) 2023/1114 of the European Parliament
and of the Council with regard to standard forms, templates and procedures for the notification by certain
financial entities of their intention to provide crypto-asset services (OJ L, 2025/304, 20.2.2025).
31rr. 32025 R 0305: Commission Delegated Regulation (EU) 2025/305 of 31 October 2024 supplementing
Regulation (EU) 2023/1114 of the European Parliament and of the Council with regard to regulatory technical
standards specifying the information to be included in an application for authorisation as a crypto-asset service
provider (OJ L, 2025/305, 31.3.2025).
31rs. 32025 R 0413: Commission Delegated Regulation (EU) 2025/413 of 18 December 2024 supplementing
Regulation (EU) 2023/1114 of the European Parliament and of the Council with regard to regulatory technical
standards specifying the detailed content of information necessary to carry out the assessment of a proposed
acquisition of a qualifying holding in an issuer of an asset-referenced token (OJ L, 2025/413, 31.3.2025).
31rt. 32025 R 0414: Commission Delegated Regulation (EU) 2025/414 of 18 December 2024 supplementing
Regulation (EU) 2023/1114 of the European Parliament and of the Council with regard to regulatory technical
standards specifying the detailed content of information necessary to carry out the assessment of a proposed
acquisition of a qualifying holding in a crypto-asset service provider (OJ L, 2025/414, 31.3.2025).’
Article 2
The texts of Delegated Regulations (EU) 2025/300, (EU) 2025/305, (EU) 2025/413 and (EU) 2025/414 and Implementing
Regulation (EU) 2025/304, in the Icelandic and Norwegian languages, to be published in the EEA Supplement to the Official
Journal of the European Union, shall be authentic.
Article 3
This Decision shall enter into force on 12 July 2025, provided that all the notifications under Article 103(1) of the EEA
Agreement have been made(*).
Article 4
This Decision shall be published in the EEA Section of, and in the EEA Supplement to, the Official Journal of the European
Union.
Done at Brussels, 11 July 2025.
For the EEA Joint Committee
The President
Kristján Andri STEFÁNSSON
(*) No constitutional requirements indicated.
2/2 ELI: http://data.europa.eu/eli/dec/2025/2112/oj