The Pradhan Mantri Kisan Samman Nidhi (PMKISAN) scheme, launched in February 2019, provides income support to farmers with cultivable landholding by transferring Rs 6,000 annually in three equal installments directly to their Aadhaar-seeded bank accounts through Direct Benefit Transfer (DBT). As of August 5, 2025, the Government of India has disbursed over Rs 3.90 lakh crore through 20 installments.
To ensure transparency and efficiency, the scheme utilizes a digital infrastructure integrated with PFMS, UIDAI, and the Income Tax Department. Land seeding, Aadhaar-based payment, and eKYC are mandatory. Aadhaar-based payment was mandated from the 13th installment (December 2022-March 2023) to ensure benefits reach the Aadhaar-linked accounts, addressing issues related to data entry errors and bank mergers. The 19th installment achieved a 99.92% transaction success rate. Failures due to Aadhaar deseeding, non-mapping of Aadhaar, or account closure are addressed through notifications to farmers and States/UTs for corrective action.
Grievance redressal mechanisms include the CPGRAMS portal, PM KISAN portal, physical receipts, and emails. The AI-based Kisan eMitra Chatbot, launched in September 2023, provides round-the-clock support in 11 languages, having resolved over 95 lakh queries from 53 lakh farmers as of July 15, 2025. This information was provided by the Minister of State for Agriculture and Farmers Welfare Shri Ramnath Thakur.
Key Entities Referenced
PMKISAN scheme: A central sector scheme to supplement the financial needs of farmers with cultivable landholding.
Aadhaar: A 12-digit individual identification number issued by the Unique Identification Authority of India, used for seeding bank accounts of farmers for Direct Benefit Transfer (DBT).
Direct Benefit Transfer DBT: A mode of transferring financial benefits directly into the Aadhaar seeded bank accounts of farmers.
UIDAI: Unique Identification Authority of India, an organization responsible for Aadhaar related activities.
PFMS: Public Financial Management System, an integrated financial management platform.
Income Tax Department: The government agency responsible for income tax collection and administration.
NPCI mapper: National Payments Corporation of India mapper, used for linking Aadhaar numbers with bank accounts.
Kisan eMitra Chatbot: An AI-based chatbot launched to enhance grievance redressal for farmers under the PMKISAN scheme.
Ministry of Agriculture & Farmers Welfare
AADHAAR SEEDING FOR PM-KISAN SCHEME
Posted On: 05 AUG 2025 4:40PM by PIB Delhi
The PM-KISAN scheme is a central sector scheme launched in February 2019 by the Hon’ble Prime Minister
to supplement the financial needs of farmers with cultivable land-holding. Under the scheme, a financial
benefit of Rs 6,000/- per year is transferred in three equal instalments, into the Aadhaar seeded bank accounts
of farmers through Direct Benefit Transfer (DBT) mode. Under the PM-KISAN Scheme, cultivable
landholding is primary eligibility criteria to receive benefit of the Scheme subject to some certain exclusions
relating to higher income status.
A farmer-centric digital infrastructure has ensured the benefits of the scheme reach all the farmers across the
country without involvement of any intermediaries. Maintaining absolute transparency in registering and
verifying beneficiaries, the Government of India has disbursed over Rs 3.90 lakh Cr. through 20 installments
since inception of the Scheme.
Benefits of the scheme are transferred to the beneficiaries through Direct Benefit Transfer (DBT) mode, based
on the verified data received from the States/UTs on the PM-KISAN portal. To ease the registration process
for farmers and bring in transparency and efficiency in implementation of the Scheme, several technological
interventions were introduced, including integration with PFMS, UIDAI, and the Income Tax Department.
Further, land seeding was made mandatory along with Aadhaar based payment and e-KYC. All of this ensures
that the benefit of the Scheme reach farmers seamlessly. In case of any discrepancy in data, the record is sent
back to State/UT for correction and on receipt of the corrected data, the benefits are released immediately
with the upcoming release.
To ensure that the benefits of the scheme reach the beneficiaries successfully, Aadhaar-based payment has
been made mandatory for release of benefits under PM-KISAN from the 13th instalment (December 2022 –
March 2023). This ensures that the benefits of the scheme are transferred to the Aadhaar-linked account of the
beneficiary. This eliminates the problem of account-based payment, which was prone to data entry errors and
changes in account details due to bank mergers. As a result, the 19th instalment witnessed a transaction
success rate of 99.92%.
If any failed transaction still occurs, it is reprocessed from time to time. The major reasons for transaction
failure are de-seeding of Aadhaar number from NPCI mapper by the bank, non-mapping of Aadhaar to
account number, and account closure. In such cases, farmers and the concerned State/UT are notified for error
correction and pending action from their end. As soon as the error is corrected, the benefits are released
immediately with the upcoming release.
To ensure the prompt resolution of issues faced by the farmers under the PM-KISAN scheme, following
grievance redressal mechanisms are in place:
1. CPGRAMS portalPM KISAN portalPhysical receipts and emails
To further enhance grievance redressal, the AI-based Kisan eMitra Chatbot was launched in September 2023.
This Chatbot provides quick, accurate, and clear responses to farmers' queries round the clock in their native
languages, making the system more accessible and user-friendly. It is accessible on all platforms such as web,
mobile, etc. The Kisan eMitra Chatbot currently operates in 11 languages—English, Hindi, Odia, Tamil,
Bengali, Malayalam, Gujarati, Punjabi, Kannada, Telugu, and Marathi—and has successfully resolved over
95 lakh queries from 53 lakh farmers as on 15.07.2025.
This information was given by Minister of State for Agriculture and Farmers Welfare Shri Ramnath Thakur in
a written reply in Lok Sabha today.
******RC/ KSR/AR
(Release ID: 2152566)