On September 18, 2025, Union Minister Dr. Mansukh Mandaviya announced key reforms by the Employees' Provident Fund Organisation (EPFO) to improve service efficiency and transparency for its members.
Key reforms include:
* **Passbook Lite in Member Portal:** A new "Passbook Lite" feature within the member portal (https:unifiedportal mem.epfindia.gov.inmemberinterface) provides easy access to PF details, contributions, withdrawals, and balances through a single login, reducing the need to access the separate passbook portal.
* **Online Access to Annexure K Transfer Certificate:** Members can now directly download Annexure K in PDF format from the Member Portal, enabling them to track transfer application statuses, verify PF transfers, and maintain digital records.
* **Reduced Approvals for Faster Settlements:** The approval hierarchy for PF transfers, settlements, advances, and refunds has been rationalized by delegating powers from RPFCOfficerinCharge to Assistant P.F. Commissioners and subordinate levels. This aims to expedite claim settlements, simplify service delivery, and enhance transparency.
Key Entities Referenced
Employees' Provident Fund Organisation (EPFO): The primary organization undertaking reforms related to Provident Fund services.
Provident Fund (PF): The central subject of the reforms, focusing on access, transfer, and settlement processes.
Member Portal: The online platform through which members access PF services, including the Passbook Lite feature and Annexure K.
Annexure K Transfer Certificate: A document related to PF transfer, now directly accessible to members online.
Passbook Lite: A simplified version of the passbook accessible within the member portal for easy access to PF details.
Ministry of Labour & Employment
All key services and access to Provident Fund details
to be available through a single login: Dr. Mansukh
Mandaviya announces key EPFO reforms
Easy access to Provident Fund details with
‘Passbook Lite’ in Member portal
EPFO enables online access to Annexure K
(Transfer Certificate) for PF transfer transparency
Reduced number of approvals to fast track
settlements, rationalized hierarchy for processing
members' claims
Posted On: 18 SEP 2025 4:03PM by PIB Delhi
Union Minister for Labour & Employment and Youth Affairs & Sports, Dr. Mansukh Mandaviya, today
highlighted key reforms undertaken by the Employees' Provident Fund Organisation (EPFO) to ensure
provision of efficient, transparent and user-friendly services to its members.
EPFO enables easy access to PF details with 'Passbook Lite' in member portal
Currently, members have to login to the passbook portal of EPFO to check their Provident fund contributions
and transactions involving advances or withdrawals.
EPFO has introduced a new facility called ‘Passbook Lite’ within its member portal (https://unifiedportal-
mem.epfindia.gov.in/memberinterface/). This feature will enable members to easily check their passbook and
related summarised view of the contributions, withdrawals and balance in a simple and convenient format
through the member portal itself without having to go to the passbook portal.
This initiative is expected to improve user experience by providing all key services, including passbook
access through one login. However, for a comprehensive view of passbook details including graphical display,
members can continue to access the existing Passbook Portal as well.
This approach ensures greater ease of access for members while simultaneously enhancing the operational
efficiency by reducing the load on the existing Passbook Portal and simplifying the architecture through
integration of existing APIs within the member portal. The focus of this reform is on providing all key
services through a single login for greater ease of access. The initiative is expected to reduce grievances,
improve transparency, and enhance member satisfaction.
Online access to Annexure K (Transfer Certificate) for PF transfer transparencyAt present, when employees change jobs, their PF accounts are transferred to the new employer’s PF office
through Form 13 online. After transfer, a Transfer Certificate (Annexure K) is generated by the previous PF
office and sent to the new PF office. Until now, Annexure K was only shared between PF offices and was
made available to members only on their request.
A reform has been introduced that now enables members to directly download Annexure K in PDF format
from the Member Portal itself. This will bring the following benefits to members:
● Ability to track status of transfer applications online, ensuring full transparency and allowing
members to easily verify their PF transfers,
● Confirmation that PF balance and service period are correctly updated in the new account,
● Maintenance of a permanent digital record for future reference, especially important for EPS benefit
calculations,
● Promoting ease of living, transparency, and trust in EPFO processes.
Reduction in number of approvals to fast-track settlements
At present, any EPFO services such as PF transfers, settlements, advances, and refunds require approvals from
higher-level officers (RPFC/Officer-in-Charge). This multi-layered approval process often led to delays and
longer processing times for members’ claims.
EPFO has taken the transformative step to reduce and rationalize the approval hierarchy. Powers that earlier
rested with RPFC/Officer-in-Charge have now been delegated to Assistant P.F. Commissioners and
subordinate levels in a structured, tiered manner.
The scope of this reform will include PF transfers and settlements, advances and past accumulations, refunds,
cheque/ECS/NEFT returns, and interest adjustments.
This is expected to yield the following benefits for users:
● Faster claim settlements and reduced processing time,
● Simplified approval layers for smoother service delivery,
● Improved accountability at field office level, and
● Enhanced transparency and member satisfaction through quicker, seamless services.
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Rini Choudhury/Anjelina Alexander
(Release ID: 2168059)