**Executive Summary**
The document is a notification from the Ministry of Labour and Employment announcing the "Employees' Deposit Linked Insurance (Second Amendment) Scheme, 2025." This scheme, effective from November 1, 2025, until April 30, 2026, introduces special provisions related to the Employees' Enrolment Campaign, 2025. It also specifies damage rates for remittances concerning valid declarations under the campaign.
**Key Points / Main Content**
* **Scheme Name:** Employees' Deposit Linked Insurance (Second Amendment) Scheme, 2025.
* **Effective Dates:**
* Enters into force: November 1, 2025
* Ceases to operate: April 30, 2026.
* **Special Provision for Employees' Enrolment Campaign, 2025:**
* Introduces paragraph 28B in the Employees' Deposit Linked Insurance Scheme, 1976.
* Specifies the exceptions and modifications under which the provisions of the Scheme shall apply to employees whose membership has been declared under paragraph 82B of the Employees’ Provident Funds Scheme, 1952.
* **Table Insertion (after paragraph 8A(1)):**
* Applies to remittances for valid declarations under the Employees' Enrolment Campaign, 2025.
* Specifies the rate of damages for the period of default from July 1, 2017, to October 31, 2025, as a lump sum of one hundred rupees.
* Payment of one hundred rupees under special provisions for the Employees' Enrolment Campaign, 2025 for any of the three schemes i.e. the Employees Provident Funds Scheme, 1952, the Employees’ Deposit Linked Insurance Scheme, 1976, and the Employees’ Pension Scheme, 1995 will be construed as compliance.
**Impact Analysis**
**Stakeholder: Employees covered under the Employees' Provident Funds Scheme, 1952.**
* **Impact:** The scheme affects those employees whose membership is declared under paragraph 82B and are part of the Employees' Enrolment Campaign, 2025. The existing provisions of the Insurance Scheme will be modified for these employees, with special provisions for belated remittances.
* **Action Required:** Understand the amended provisions related to the Employees' Enrolment Campaign, 2025, and comply with the revised damage rate for belated remittances, where applicable.
**Stakeholder: Employers / Organizations managing Provident Funds.**
* **Impact:** Employers need to understand the changes in the regulations, especially related to remittances and the Employees' Enrolment Campaign, 2025.
* **Action Required:** Update internal processes to align with the new scheme, ensure timely remittances, and follow the procedures for the Employees' Enrolment Campaign, 2025. Specifically, be aware of the damage rate for the default period from July 1, 2017, to October 31, 2025.
Key Entities Referenced
Employees' Deposit Linked Insurance Scheme, 1976: The primary scheme being amended by this notification.
Employees' Provident Funds and Miscellaneous Provisions Act, 1952: The Act that grants the power to make these schemes.
Employees' Enrolment Campaign, 2025: A campaign related to employee enrollment, influencing the application of the insurance scheme.
Ministry of Labour and Employment: The issuing authority of the notification.
Employees' Deposit Linked Insurance (Second Amendment) Scheme, 2025: The specific amendment to the Employees' Deposit Linked Insurance Scheme, 1976.
रजिस्ट्री स.ं डी.एल.- 33004/99 REGD. No. D. L.-33004/99
xxxGIDHxxx
सी.जी.-डी.एलxx.x-GअID.-E2x9xx1 02025-267229
CG-DL-E-29102025-267229
असाधारण
EXTRAORDINARY
भाग II—खण् ड 3—उप-खण्ड (i)
PART II—Section 3—Sub-section (i)
प्राजधकार स ेप्रकाजित
PUBLISHED BY AUTHORITY
स.ं 708] नई दिल्ली, सोमवार, अक्त बू र 27, 2025/कार्तकम 5, 1947 1947
No. 708] NEW DELHI, MONDAY, OCTOBER 27, 2025/KARTIKA 5, 1947 1947
श्रम एव ं रोिगार मत्रं ालय
अजधसचू ना
नई दिल्ली, 27 अक् तूबर, 2025
सा.का.जन. 792(अ).–– केन्द्रीय सरकार, कममचारी भजवष्य जनजध एव ं प्रकीणम उपबंध अजधजनयम, 1952
(1952 का 19) की धारा 7 की उपधारा (1) के साथ पठित धारा 6ग द्वारा प्रित्त िजियों का प्रयोग करत े हुए,
कममचारी जनक्षेप सहबद्ध बीमा स्ट्कीम, 1976 का और संिोधन करन े के जलए जनम्नजलजखत स्ट्कीम बनाती ह,ै अथामत:् -
1. संजक्षप्त नाम और प्रारंभ :
(1) इस स्ट्कीम का संजक्षप्त नाम कमचम ारी जनक्षेप सहबद्ध बीमा (जद्वतीय संिोधन) स्ट्कीम,2025 ह।ै
(2) यह 1 नवम्बर, 2025 को प्रवृत्त होगी और 30 अप्रलै , 2026 को प्रवतमन म ेंनहीं रहगे ी|
2. कममचारी जनक्षेप सहबद्ध बीमा स्ट्कीम, 1976 के, पैरा 28क के पश्चात ् जनम्नजलजखत पैरा अंतःस्ट्थाजपत दकया
िाएगा, अथामत:् --
“28ख. कममचारी नामांकन अजभयान,2025 के संबंध म ें जविषे उपबंध– व े अपवाि और उपांतरण जिनके
अधीन रहत े हुए इस स्ट्कीम के उपबंध कममचारी नामांकन अजभयान, 2025 के अनुसार, ऐस े कममचाठरयों के
संबंध में जिनकी सिस्ट्यता कममचारी भजवष्य जनजध स्ट्कीम, 1952 के पैरा 82ख के अधीन घोजषत की गई ह,ै
जनम्नानुसार होंगे, अथामत्: ––
7158 GI/2025 (1)2 THE GAZETTE OF INDIA : EXTRAORDINARY [PART II—SEC. 3(i)]
पैरा 8क के, उप-पैरा (1) के पश्चात, जनम्नजलजखत सारणी अतं :स्ट्थाजपत की िाएगी, अथातम ्:--
“सारणी
(कममचारी नामांकन अजभयान, 2025 के अधीन वैध घोषणाओं के संबंध म ेंधन प्रेषण के जलए लागू)
चूक की अवजध नुकसानी की िर
(1) (2)
1 िुलाई, 2017 स े 31 अिूबर, 2025 के बीच। एक सौ रुपए एकमुश्त, परन्द्त ु दक तीन स्ट्कीमों अथामत ् कममचारी
भजवष्य जनजध स्ट्कीम, 1952, कममचारी जनक्षेप सहबद्ध बीमा
स्ट्कीम, 1976, कममचारी पेंिन स्ट्कीम, 1995 म ें से दकसी
भी स्ट्कीम के अधीन कममचारी नामांकन अजभयान,2025 के जलए
जविेष उपबंध के अधीन एक सौ रुपए के भगु तान को इस सारणी
के अधीन अपक्षे ा के अनुपालन के रूप म ें माना िाएगा”।”
[ फा.स.ं Z-25025/03/2024-SS-II]
आलोक जमश्रा, संयुि सजचव
ठिप्पण:- कममचारी जनक्षपे सहबद्ध बीमा स्ट्कीम, 1976 भारत के रािपत्र, असाधारण, भाग 2, खंड 3, उप-खडं (i) म ें
तारीख 28 िलु ाई, 1976 की सा.का.जन. संख्या 488(अ), द्वारा प्रकाजित की गई थी और इसम ें अंजतम संिोधन तारीख
18 िुलाई, 2025 की अजधसूचना संख्या सा.का.जन. 476(अ) द्वारा दकया गया था।
MINISTRY OF LABOUR AND EMPLOYMENT
NOTIFICATION
New Delhi, the 27th October, 2025
G.S.R. 792(E).––– In exercise of powers conferred by section 6C read with sub-section (1)
of section 7 of the Employees’ Provident Funds and Miscellaneous Provisions Act, 1952 (19 of
1952), the Central Government hereby makes the following Scheme further to amend the Employees’
Deposit Linked Insurance Scheme, 1976, namely:—
1. Short title and commencement.— (1) This Scheme may be called the Employees’ Deposit Linked
Insurance (Second Amendment) Scheme, 2025.
(2) It shall come into force on the 1st day of November, 2025 and shall cease to operate on the
30th day of April, 2026.
3. In the Employees’ Deposit Linked Insurance Scheme, 1976, after paragraph 28A, the following
paragraph shall be inserted, namely:––
“28B. Special provision in respect of Employees' Enrolment Campaign, 2025. –– The
exceptions and modifications subject to which the provisions of this Scheme shall apply, in
relation to the employees’ whose membership have been declared under paragraph 82B of the
Employees’ Provident Funds Scheme, 1952, in accordance with the Employees' Enrolment
Campaign, 2025, shall be as follows, namely:––
In paragraph 8A, after sub-paragraph (1), the following Table shall be inserted, namely:––[भाग II—खण् ड 3(i)] भारत का रािपत्र : असाधारण 3
“TABLE
(Applicable for remittances in respect of valid declarations under Employees' Enrolment Campaign,
2025)
Period of default Rate of damages
(1) (2)
Between the 1st day of July, 2017 to the One Hundred rupees lump sum, provided that payment of
31st day of October, 2025. one hundred rupees under the special provision for the
Employees' Enrolment Campaign, 2025 under any of the
three Schemes i.e. the Employees Provident Funds Scheme,
1952, the Employees’ Deposit Linked Insurance Scheme,
1976, the Employees Pension Scheme, 1995 shall be
construed as compliance to the requirement under this
Table”.”
[F.No. Z-25025/03/2024-SS-II]
ALOK MISHRA, Jt. Secy.
Note:- The Employees' Deposit Linked Insurance Scheme, 1976 was published in the Gazette of India,
Extraordinary, Part II, Section 3, sub-section (i), vide number G.S.R. 488(E), dated the 28th July, 1976 and
was last amended vide notification no. G.S.R. 476(E) dated 18th July, 2025.
Uploaded by Dte. of Printing at Government of India Press, Ring Road, Mayapuri, New Delhi-110064
and Published by the Controller of Publications, Delhi-110054.