The National Social Assistance Programme (NSAP), a Centrally Sponsored Scheme fully funded by the government and implemented by the Ministry of Rural Development, aims to strengthen India's social security framework through inclusive assistance to individuals living below the poverty line. Introduced on August 15, 1995, it provides financial aid across rural and urban areas. As of 2024-25, the total fund releases are Rs.6,843.92 crore under IGNOAPS, Rs.2,150.03 crore under IGNWPS, Rs.243.74 crore under IGNDPS, and Rs.394.19 crore under NFBS. NSAP caters to over 3.09 crore beneficiaries nationwide. 2.5 crore NSAP beneficiaries have Aadhaar linkage. The NSAP comprises five sub-schemes: Indira Gandhi National Old Age Pension Scheme (IGNOAPS), Indira Gandhi National Widow Pension Scheme (IGNWPS), Indira Gandhi National Disability Pension Scheme (IGNDPS), National Family Benefit Scheme (NFBS), and Annapurna Scheme. The NSAP's total budget allocation for 2025-26 is Rs.9,652 crore. Under IGNOAPS, Rs.6,843.92 crore has been released. Under IGNWPS, financial assistance is extended to widows aged between 40 and 79 years who receive Rs.300 per month as central assistance. Individuals with severe or multiple disabilities aged 18-79 who belong to families living below the poverty line are eligible for central assistance of Rs.300 per month under IGNDPS, for which Rs.243.74 crore has been released. A household living below the poverty line receives Rs.20,000 as lump sum financial assistance under NFBS. Under Annapurna Scheme, 10kg of food grains per month are provided free of cost. A total of 2.5 crore beneficiaries have their Aadhaar numbers linked to their accounts, and pensions are credited directly into their accounts. The official NSAP portal is www.nsap.nic.in. An Aadhaar-based Mobile Application for Digital Life Certification (DLC) was launched on July 15th, 2025.
Key Entities Referenced
National Social Assistance Programme (NSAP): A Centrally Sponsored Scheme that provides financial support to individuals living below the poverty line, covering old age pension, widow pension, disability pension, family benefit, and food security.
Ministry of Rural Development: The ministry responsible for implementing the National Social Assistance Programme.
Indira Gandhi National Old Age Pension Scheme (IGNOAPS): A component of NSAP that extends financial assistance to elderly citizens aged 60 years and above who belong to families living below the poverty line.
Directive Principles of State Policy: Enshrined in the Constitution, these principles are a guiding force behind the NSAP, aiming to fulfill social and economic justice.
Indira Gandhi National Widow Pension Scheme (IGNWPS): A component of NSAP that extends financial assistance to widows aged between 40 and 79 years who belong to families living below the poverty line.
PIB Headquarters
National Social Assistance Programme
“Strengthening India’s Social Security Framework through
Inclusive Assistance”
Posted On: 07 NOV 2025 3:31PM by PIB Delhi
Introduction
Introduction
Introduced on 15 August 1995, the National Social Assistance Programme (NSAP) is a fully funded
Centrally Sponsored Scheme that extends financial support to individuals living below poverty line
(BPL). Implemented by the Ministry of Rural Development, the programme operates across both
rural and urban areas, representing a major step towards fulfilling the Directive Principles of State
Policy enshrined in the Constitution. NSAP covers old age pension, widow pension, disability
pension, family benefit, and food security through Annapurna for those beneficiaries otherwise
eligible under Old
Age Pension Scheme but not receiving its benefits.
NSAP caters to 3.09 crore beneficiaries with a scheme-wise ceiling/ cap for each State/UT on the
number of beneficiaries. This includes 221 lakh elderly persons under the Indira Gandhi National
Old Age Pension Scheme (IGNOAPS), 67 lakh beneficiaries under Indira Gandhi National
Widow Pension Scheme (IGNWPS), more than 8.33 lakh beneficiaries under Indira Gandhi
National Disability Pension Scheme (IGNDPS), 3.5 lakh under National Family Benefit Scheme
(NFBS)and 8.31 lakh beneficiaries under Annapurna Scheme, across the country.Objectives of NSAP
To provide basic level of social security assistance to most vulnerable category of citizens, such
as elderly, widow and divyangajan.
Features of Schemes under NSAP
Selection: Gram Panchayats and Municipalities play an active role in identifying eligible
beneficiaries under the different NSAP schemes.
Disbursement: Benefits are provided through DBT mode (94%) i.e beneficiary s bank or
post office savings accounts, or via postal money orders. Disbursement through Cash at doorstep
is also allowed by the scheme guidelines in extreme cases where the beneficiary is unable to go to
the bank/post office for receiving the pension.
Monitoring: States and Union Territories have the flexibility to implement the schemes
through any State Government department, but each must appoint a Nodal Secretary at the State
level to oversee implementation and coordinate with relevant departments. Progress must be
reported quarterly in a prescribed format by the 15th day of the month following each quarter.
Non-submission of progress reports is considered a lack of progress and may result in non-release
of additional central assistance for the final quarter of the financial year.Components of NSAP
The NSAP at present comprises five sub-schemes as its components -
Indira Gandhi National Old Age Pension Scheme (IGNOAPS)
Indira Gandhi National Widow Pension Scheme (IGNWPS)
Indira Gandhi National Disability Pension Scheme (IGNDPS)
National Family Benefit Scheme (NFBS)
Annapurna Scheme
Indira Gandhi National Old Age Pension Scheme (IGNOAPS)
The Indira Gandhi National Old Age Pension Scheme extends financial assistance to elderly
citizens aged 60 years and above who belong to families living below the poverty line by the
Government of India. Under this scheme, individuals between 60 and 79 years of age receive Rs.200
per month from the Central Government, while those aged 80 years and above are provided Rs.500
per month.
In accordance with the guidelines of the National Social Assistance Programme, States and Union
Territories are encouraged to supplement the Central share by contributing an equivalent or higher
top-up amount. This additional support helps ensure that the beneficiaries receive a reasonable and
dignified level of income. Currently, the top-up provided by States and UTs under the old age pension
component ranges from Rs.50 to Rs. 5700 per month, leading to an average pension of around
Rs.1100 in many of the States/UTs.
Indira Gandhi National Widow Pension Scheme (IGNWPS)
Under this scheme, financial assistance is extended to widows aged between 40 and 79years who
belong to families living below the poverty line, as identified by the Government of India. Each
eligible beneficiary in this age group receives Rs.300 per month as central assistance. For widows
who are 80 years and above, the amount of central assistance is Rs.500 per month, providing
essential financial support to help meet their basic needs.
Indira Gandhi National Disability Pension Scheme (IGNDPS)
With a total of Rs.243.74 crore released to States and Union Territories under the Indira Gandhi
National Disability Pension Scheme (IGNDPS) for the year 2024 25, this scheme caters individuals
aged between 18 and 79 years who have severe or multiple disabilities and belong to families livingbelow the poverty line. The beneficiaries are eligible for central assistance of Rs.300 per month.
Beneficiaries who are 80 years and above receive Rs.500 per month, ensuring continued financial
support to help them manage their daily needs with dignity.
National Family Benefit Scheme (NFBS)
Under this scheme, a household living below the poverty line becomes eligible for lump sum financial
assistance in the unfortunate event of the death of its primary breadwinner, provided the deceased was
between 18 and 59 years of age. The family receives Rs.20,000 as support to help them cope with the
immediate financial difficulties arising from the loss.
Annapurna Scheme
Under the scheme, 10kg of food grains per month are provided free of cost to those senior citizens
who, though eligible under Indira Gandhi National Old Age Pension Scheme (IGNOAPS), are not
receiving old age pension.
Budgetary Allocation
The budget allocation for the National Social Assistance Programme for the year 2025 26 stands at
Rs.9,652 crore.
Budget allocated under Components of NSAP for the year 2025-26:
S.no. Component Budget 2025-26 (In Rs.
crore)
1. Indira Gandhi National Old Age Pension Scheme 6645.90
(IGNOAPS)
2. Indira Gandhi National Widow Pension Scheme 2026.99
(IGNWPS)
3. National Family Benefit Scheme 659.00
4. Indira Gandhi National Disability Pension Scheme 290.00
(IGNDPS)
5. Annapurna Scheme 10.00
6. Management Cell 20.11
Total 9652.00Digitization of Beneficiaries
The details of all potential beneficiaries have now been fully digitised, including their names,
addresses, choice of pension disbursement mode, bank account information, Aadhaar numbers, and
mobile numbers wherever available.
So far, under NSAP, a total of more than 2.5 crore beneficiaries have their Aadhaar numbers linked
to their account ensuring secure and direct transfer of benefits. This information is accessible to the
public on the official NSAP portal at www.nsap.nic.in
The digital initiative has ensured that pensions are credited directly into the bank accounts of eligible
beneficiaries, with Aadhaar authentication and Public Financial Management System (PFMS)
integration helping to eliminate bogus entries and promote transparency.
Aadhaar based Mobile Application for Digital Life Certification (DLC) of NSAP pension
beneficiaries has been launched by Hon ble Minister of Rural Development on 15th July, 2025. The
DLC application will ease the process of annual life verification of beneficiaries which was hitherto
carried out manually by the States/UTs.
Conclusion
The National Social Assistance Programme serves as a key pillar of India s social security system,
providing essential support to citizens in need. Through its various components- the Indira Gandhi
National Old Age Pension Scheme, the Indira Gandhi National Widow Pension Scheme, the Indira
Gandhi National Disability Pension Scheme, Annapurna Scheme and the National Family Benefit
Scheme, the programme ensures that elderly citizens, widows, persons with disabilities, and families
experiencing the loss of a primary breadwinner receive regular financial assistance and food security.
By integrating Aadhaar-based authentication and promoting direct benefit transfers, NSAP has
improved transparency, reduced fraud, and strengthened the delivery of welfare to millions of
beneficiaries. Collectively, these measures offer critical financial relief and contribute to a more
inclusive and equitable social safety net across the country.
References
Ministry of Rural Development
https://www.dord.gov.in/static/uploads/2024/02/43f6d3ecbd0cf21b1a0c23d80d270e0c.pdf
National Social Assistance Programme
https://nsap.nic.in/
https://nsap.nic.in/circular.do?method=faq#collapse3
https://nsap.nic.in/circular.do?method=faq#collapse12
Manipur State National Informatics Centre
https://manipur.nic.in/news/manipur-awarded-for-100-dbt-for-nsap-by-ministry-of-rural-development/
My Scheme Portalhttps://www.myscheme.gov.in/schemes/nsap-ignoaps
Rajya Sabha
https://sansad.in/getFile/annex/268/AU2384_qLzV6d.pdf?source=pqars
https://sansad.in/getFile/loksabhaquestions/annex/185/AU3825_81y9WL.pdf?source=pqals
https://sansad.in/getFile/loksabhaquestions/annex/185/AU3882_9TjvAE.pdf?source=pqals
https://sansad.in/getFile/annex/268/AU2384_qLzV6d.pdf?source=pqars
India Budget
https://www.indiabudget.gov.in/doc/eb/sbe87.pdf
PIB Press Release
https://www.pib.gov.in/PressReleasePage.aspx?PRID=2152593
https://www.pib.gov.in/PressReleseDetail.aspx?PRID=2088996&utm_source
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