**Executive Summary**
The NSO 80th Round survey report highlights transformative progress in India’s healthcare system as of 2025, emphasizing improved access, affordability, and increased utilization of public services. The findings reflect a significant reduction in the financial burden on households due to expanded government insurance coverage and the scaling of primary healthcare infrastructure. This summary covers the survey’s results posted on 29 April 2026, comparing current healthcare metrics against 2014 and 2017-18 benchmarks.
**Key Points / Main Content**
* **Affordability and Out-of-Pocket Expenditure (OOPE)**
* The median OOPE for hospitalization in 2025 is Rs. 11,285, with more than half of cases in public facilities costing only Rs. 1,100.
* Outpatient care in public health facilities has a median OOPE of zero, providing essential services entirely free of cost.
* The AMRIT initiative offers more than 6,500 drugs at discounts of up to 50% across 220 pharmacies.
* Free Drugs (FDSI) and Free Diagnostics (FDI) initiatives have ensured service availability even in remote areas.
* **Healthcare Infrastructure and Utilization**
* Over 1.84 lakh Ayushman Arogya Mandirs (AAMs) now deliver comprehensive primary, preventive, and curative services.
* Public facility utilization for outpatient care in rural areas increased from 28% in 2014 to 35% in 2025.
* A "hub-and-spoke" model for diagnostics and sample transportation has improved accessibility across different healthcare tiers.
* **Health Insurance and Financial Risk Protection**
* Coverage under government-financed insurance schemes (such as PM-JAY) expanded more than threefold.
* Rural coverage rose from 12.9% to 45.5%, while urban coverage increased from 8.9% to 31.8%.
* The bottom two consumption quintiles have seen the most significant decline in out-of-pocket expenditure.
* **Health-Seeking Behaviour and Epidemiological Trends**
* Proportion of Population Reporting Ailing (PPRA) nearly doubled (6.8% to 12.2% in rural; 9.1% to 14.9% in urban), signaling proactive health-seeking behavior and improved awareness.
* There is a visible transition from infectious diseases toward non-communicable diseases (NCDs) like diabetes and cardiovascular conditions.
* **Maternal and Child Health**
* Institutional deliveries have risen to 95.6% in rural areas and 97.8% in urban areas.
* Approximately 66.8% of rural deliveries and 47% of urban deliveries occur in government health facilities.
* Progress is supported by targeted schemes such as Janani Suraksha Yojana (JSY) and Pradhan Mantri Surakshit Matritva Abhiyan (PMSMA).
**Impact Analysis**
**Stakeholder: Economically Weaker Sections (Bottom Two Consumption Quintiles)**
**Impact**
This group is deriving the greatest benefit from government interventions, experiencing a declining trajectory in out-of-pocket medical expenses.
**Action Required**
Continue to utilize public facilities and register for government insurance schemes to maintain financial risk protection.
**Stakeholder: Rural and Urban Households**
**Impact**
Households across both sectors benefit from increased insurance penetration and proximity to primary care through Ayushman Arogya Mandirs.
**Action Required**
Engage with community-based platforms like Village Health, Sanitation and Nutrition Committees (VHSNCs) for screening and proactive health management.
**Stakeholder: Public Health Facilities and Government Agencies**
**Impact**
The system is experiencing a surge in demand and a shift toward managing chronic non-communicable diseases.
**Action Required**
Sustain budgetary allocations for infrastructure and human resources to support the increased utilization of outpatient and diagnostic services.
Key Entities Referenced
NSO 80th Round Survey on Household Social Consumption: Health: The primary statistical report highlighting transformative progress in healthcare access, affordability, and utilization across rural and urban India.
Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY): A flagship health insurance scheme credited with a threefold expansion in coverage and providing financial protection against catastrophic health expenditures.
Ayushman Arogya Mandirs (AAMs): A network of over 1.84 lakh primary healthcare centers delivering comprehensive preventive, promotive, and curative services close to communities.
Free Drugs Service Initiative (FDSI) and Free Diagnostics Initiative (FDI): Key government programs launched in 2015 to ensure the availability of free essential medicines and diagnostic services in public health facilities.
Affordable Medicines and Reliable Implants for Treatment (AMRIT): A dedicated initiative featuring a network of pharmacies that provide over 6,500 drugs and implants at significantly discounted rates.
Ministry of Health and Family Welfare
NSO 80th Round Survey on Household Social
Consumption on Health Highlights
Transformative Progress in India’s Healthcare
System
NSO Survey Highlights Improved Healthcare Access Across
India
Median Healthcare Spending Remains Low, Indicating
Reduced Financial Burden
Zero Median Outpatient Expenditure in Public Health
Facilities Reflects Widespread Access to Free Essential
Healthcare Services
Out-of-Pocket Expenditure (OOPE) in More than Half of All
Hospitalisation Cases at Public Health Facilities Stands at Rs.
1,100, Reflecting the On-ground Realisation of Government’s
Commitment to Affordable Healthcare
Health-Seeking Behaviour Strengthens as Proportion of
Population Reported Ailing (PPRA) in 2025 Nearly Doubles
from that in 2017-18: 6.8% to 12.2% in Rural Areas & 9.1% to
14.9% in Urban Areas
Utilisation of Public Healthcare Facilities Rises in Rural Areas,
Outpatient Care Increasing from 28% in 2014 to 35% in 2025
Driven by Expanded Primary Healthcare Services
Government Health Insurance/Financing Schemes Coverage
Expands More Than Threefold, Rising from 12.9% to 45.5% in
Rural Areas and 8.9% to 31.8% in Urban Areas
Low Out-of-Pocket Expenditure Among Bottom Two Quintiles
Underscores Targeted Impact of Government Interventionson Affordable, Accessible and Quality Healthcare
Institutional Deliveries Rise to 95.6% in Rural and 97.8% in
Urban Areas, Reflecting Strengthened Maternal Healthcare
Services
Posted On: 29 APR 2026 1:12PM by PIB Delhi
The findings from the National Statistical Office (NSO) 80th Round Household Consumption: Health
survey highlight significant increase in healthcare access across the country, supported by targeted
Government interventions, expansion of public health services, and increased insurance coverage.
Covering both rural and urban areas across the country, the survey canvassed 1,39,732 households—
including 76,296 in rural areas and 63,436 in urban areas—thereby offering robust, ground-level insights
into healthcare access, affordability, and utilisation patterns.
The findings of the NSO 80th Round are underpinned by the Government’s sustained increase in public
investment in the health sector over the years. Enhanced budgetary allocations have enabled significant
expansion of healthcare infrastructure across primary, secondary, and tertiary levels, strengthened human
resources, and supported the scaling up of key initiatives focused on preventive, promotive, and curative
care. This continued prioritisation of health in public expenditure has been instrumental in improving
access, enhancing service delivery, and reducing the financial burden of healthcare on households across
the country.
The median Out-of-Pocket Medical Expenditure (OOPE) per hospitalisation case in 2025 has been
recorded to be at Rs.11,285 indicating that in over half of the hospitalizations in the country, relatively low
expenditure is incurred. The report further adds that only a small number of high-cost cases have been
observed to push up the average (mean value). This shows that high expenditure is not widespread but
limited to specific cases requiring specialised treatment. Moreover, the OOPE in more than half of the
entire hospitalisation cases in the public health facilities incur only Rs. 1,100. Importantly, for non-
hospitalisation (outpatient) care, the median OOPE in public health facilities is Zero, reflecting that a large
proportion of citizens are able to access essential healthcare services entirely free of cost. Government’s
Free Drugs Service Initiative (FDSI) and Free Diagnostics Initiative (FDI) launched in 2015 has ensured
availability of free medicines and diagnostic services to people even in the remotest areas of the country.
This paradigm shift in primary and essential healthcare accessibility is also aided by over 1.84 lakh
Ayushman Arogya Mandirs (AAMs) situated across the country and significantly expanding the scope of
comprehensive primary healthcare by delivering preventive, promotive, and curative services closer to
communities. These centres are also leveraging digital health innovations to improve access.
Strengthening of diagnostics through the in-house hub-and-spoke model with sample transportation has
improved accessibility and availability of diagnostic services across different tiers of healthcare. Further,
the Affordable Medicines and Reliable Implants for Treatment (AMRIT) initiative, with over 220
pharmacies across 29 States/UTs, provides more than 6,500 drugs at discounts of up to 50% on market
rates, significantly improving affordability of treatment. These gains have been further reinforced by
Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY) and other targeted Government
interventions, which have enhanced access, reduced financial barriers, and strengthened trust in public
healthcare systems.Encouragingly, this enhanced affordability has coincided with a substantial increase in healthcare demand.
The Proportion of Population Reporting Ailments (PPRA) has nearly doubled between the 75th and 80th
rounds—from 6.8% to 12.2% in rural areas and 9.1% to 14.9% in urban areas, signalling improved
awareness and a decisive shift towards proactive health-seeking behaviour.
The survey also captures an important epidemiological transition, with a decline in infectious diseases and
a rising prevalence of non-communicable diseases such as diabetes and cardiovascular conditions. This
reflects the impact of sustained Information, Education and Communication (IEC) efforts, intersectoral
convergence through community-based platforms such as Village Health, Sanitation and Nutrition
Committees (VHSNCs), and large-scale screening initiatives at the primary care and community levels.
In response to rising demand, the utilisation of public healthcare facilities has strengthened, particularly
for outpatient care in rural areas, where utilisation has increased from 33% to 35%. This improvement is
attributable to the expansion of comprehensive primary healthcare services, with an emphasis on
preventive, promotive, and early diagnostic care, supported by the availability of free drugs and
diagnostics.
Financial risk protection has expanded significantly with the rapid scaling up of Government-financed
health insurance coverage, including under Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-
JAY) and various State schemes. Percentage of population covered under these Government Health
Financed/Insurance Schemes in the country has notably increased from 12.9% to 45.5% in rural areas and
from 8.9% to 31.8% in urban areas, representing more than a threefold expansion. This marks a major
milestone in safeguarding vulnerable populations against catastrophic health expenditures and advancing
equity in healthcare access.
Further reinforcing this trend, granular household-level data reveal a declining trajectory of out-of-pocket
expenditure among the bottom two consumption quintiles, demonstrating that economically weaker
sections are deriving the greatest benefit from Government interventions. The data is ground-levelevidence towards the government’s initiatives towards universal, equitable public health services and
coverage of government financed assurance/insurance schemes such as Ayushman Bharat PM-JAY.
The survey also highlights continued progress in maternal and child health outcomes, with institutional
deliveries increasing from 90.5% in 2017-18 to 95.6% in 2025 in rural areas and from 96.1% to 97.8% in
urban areas during the same time period. This reflects sustained efforts to promote safe motherhood and
strengthen access to quality maternal healthcare services by the Government through schemes including
Quality Assurance, Janani Suraksha Yojana (JSY), Janani Shishu Suraksha Karyakaram (JSSK), Pradhan
Mantri Surakshit Matritva Abhiyan (PMSMA). The survey further mentions that nearly two-third (66.8%)
of rural deliveries occur in Government Health facilities, while it is 47% (nearly half) for the urban
deliveries.
The NSO survey also reveals the increasing trend towards utilisation of public health facilities over the
last three rounds. It shows that where in 2014 around 28% rural population headed to public facilities for
outpatient care, the same has surged to 35% in 2025.
The findings of the NSO survey reaffirm the Government’s commitment to ensuring affordable,
accessible, and equitable healthcare for all.
*****
SR
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