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GOVERNMENTOFINDIA
MINISTRYOFHEALTH AND FAMILYWELFARE
DEPARTMENTOFHEALTH ANDFAMILYWELFARE
RAJYASABHA
UNSTARREDQUESTION NO. 2040
TOBE ANSWERED ON10TH MARCH, 2026
AB-PMJAYCOVERAGE AND HOSPITALEMPANELMENT
2040. SHRISAJJAD AHMAD KICHLOO:
Will the Minister of HEALTHAND FAMILYWELFAREbe pleased tostate:
(a) the present status of Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (ABPMJAY)
in J&K, including district-wise data on cards issued, eligible but excluded families,
empaneledGovernment andprivate hospitals andclaims filed,settled andpendingalongwith
amountsreleasedtohospitals;
(b) the reason for issues of Aadhaar/SECC errors, delayed card generation, frequent claims
rejections, low package rates, denial of cashless treatment and prolonged reimbursement
delaystohospitals; and
(c) whether the Ministry would outline a time bound plan to empanel all eligible private
hospitals andensure timelypayments anduniversal coverage?
ANSWER
THE MINISTER OFSTATEIN THE MINISTRYOFHEALTHAND
FAMILYWELFARE
(SHRIPRATAPRAOJADHAV)
(a) to (c): As on 28.02.2026, a total of 87.91 lakh Ayushman cards have been created in
Jammu and Kashmir under Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-
PMJAY). The district-wise details of number of Ayushman cards created in Jammu and
Kashmircanbeaccessed athttps://dashboard.nha.gov.in/public/card.
The details of number of public and private hospitals empanelled underthe scheme inthe UT
canbeaccessed athttps://hem.nha.gov.in/search
As on 28.02.2026, the number of claims submitted, paid and rejected under the scheme, in
Jammu andKashmirare asunder:
Numberinlakh
Claimssubmitted Claimspaid Claimsrejected
19.45 16.21 1.29Under the scheme, claims submitted by empanelled hospitals are scrutinized based on the
clinical documents, investigation reports, and other supporting records, in accordance with
the prescribed standard treatment guidelines.
Under AB-PMJAY, settlement of claims is a regular and continuous process and claims are
settled by respective State Health Agencies as per claim adjudication guidelines issued by
National Health Authority. As per these guidelines, the permissible turnaround time for
settlement of claims to hospitals is within 15 days of claims submission for the intra-state
hospitals (hospitals located within State) and within 30 days in case of portability claims
(hospitals locatedoutside State).
As per the empanelment guidelines under AB-PMJAY, the empanelled hospitals cannot deny
treatment to eligible beneficiaries of the scheme. In case of denial of treatment by an
empanelled hospital, beneficiaries can register their grievances through the Centralized
Grievance Redressal Management System (CGRMS) or through a 24*7 toll-free helpline
number 14555. Under AB-PMJAY, a three-tier grievance redressal system at District, State
and National level has been created to resolve the issues faced by beneficiaries in utilizing
healthcare services. At each level, there are designated nodal officers and Grievance
Redressal Committeestoaddress the grievances.
Aadhaar-based e-KYC is mandatory during enrolment aswell as for availing treatment under
the scheme. In case of any error in demographic details of beneficiary, re-do e-KYC
functionality has been enabled in Ayushman App and the web portal. Through this process,
beneficiaries can correct their demographic details on the Ayushman card in accordance with
the detailsavailable intheirAadhaar.
In order to improve the participation of hospitals, a hospital-specific toll-free helpline 14413
has been set-up to address the concerns of hospitals on a real-time basis including concerns
relatedtoempanelment.
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