This document summarizes the Indian government's response to a parliamentary question regarding the Pradhan Mantri Shram Yogi Maan-Dhan Yojana (PMSYM) and Pradhan Mantri Suraksha Bima Yojana (PMSBY) in the Shravasti and Balrampur aspirational districts of Uttar Pradesh, as of July 10, 2025, and July 2, 2025, respectively.
As of July 10, 2025, 3739 workers in Shravasti and 5706 workers in Balrampur are registered under the PMSYM scheme. Pension payouts under this scheme will commence in 2039, after beneficiaries reach the age of 60. The government has undertaken several initiatives to promote PMSYM, including: periodic review meetings with States/UTs; incentives for Common Services Centres (CSCs) for enrolling eligible individuals; introduction of features like Voluntary Exit, Revival Module, Claim Status, and Account Statement; extension of dormant account revival from 1 to 3 years; two-way integration of PMSYM and eShram; SMS campaigns; and communication with Chief Secretaries of States.
Regarding the PMSBY scheme, as of July 2, 2025, Balrampur has 653,426 enrolments with 26 claims paid, totaling ₹0.52 Cr, while Shravasti has 330,329 enrolments with 39 claims paid, totaling ₹0.78 Cr. Regular grassroots campaigns, with the participation of banks and local administration, have been conducted to increase PMSBY coverage. A three-month Financial Inclusion Saturation Campaign is underway from July 1, 2025, to September 30, 2025, across 270,000 Gram Panchayats and Urban Local Bodies (ULBs) nationwide, aiming to increase PMSBY enrolments through camps organized by banks at the Gram Panchayat and ULB levels.
Key Entities Referenced
Pradhan Mantri Shram Yogi MaanDhan Yojana: A government of India pension scheme for unorganised sector workers (PMSYM).
Pradhan Mantri Suraksha Bima Yojana: A government of India accident insurance scheme (PMSBY).
Shravasti, Uttar Pradesh: An aspirational district in Uttar Pradesh, India, where the implementation of PMSYM and PMSBY is being assessed.
Balrampur, Uttar Pradesh: An aspirational district in Uttar Pradesh, India, where the implementation of PMSYM and PMSBY is being assessed.
Ministry of Labour and Employment: The Indian government ministry responsible for labour policies, including the administration of schemes like PMSYM and PMSBY.
Sushri Shobha Karandlaje: Minister of State for Labour and Employment, responsible for answering questions related to PMSYM and PMSBY in the Lok Sabha.
eShram: A national database of unorganized workers in India, integrated with PMSYM.
Financial Inclusion Saturation Campaign: A campaign launched across India to increase enrolments in PMSBY, targeting Gram Panchayats and Urban Local Bodies (ULBs).
GOVERNMENT OF INDIA
MINISTRY OF LABOUR AND EMPLOYMENT
LOK SABHA
UNSTARRED QUESTION NO. 139
TO BE ANSWERED ON 21.07.2025
BENEFICIARY UNDER PM-SYM AND PM SURAKSHA BIMA YOJANA
†139. SHRI RAM SHIROMANI VERMA:
Will the Minister of LABOUR AND EMPLOYMENT be pleased to
state:
(a)the details of the number of workers benefited from Pradhan Mantri
Shram Yogi Maan-Dhan Yojana (PM-SYM) and Pradhan Mantri
Suraksha Bima Yojana in Shravasti and Balrampur Aspirational
Districts of Uttar Pradesh;
(b)the details of the workers registered in the said districts, received
the regular pension or insurance claim under the said Schemes;
(c)whether the Government has launched any special campaign to
publicize the benefits of the said Schemes in the said districts; and
(d)if so, the details thereof?
ANSWER
MINISTER OF STATE FOR LABOUR AND EMPLOYMENT
(SUSHRI SHOBHA KARANDLAJE)
(a) to (d): As on 10.07.2025 the number of workers registered under
Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) scheme in Shravasti
and Balrampur is 3739 and 5706 respectively. The scheme was
launched in 2019,the pension to the beneficiaries will start after
attaining the age of 60 years i.e. from 2039.
The measures taken by the Government to publicize the
benefits of PM-SYM scheme are as under:
(i) Holding periodic review meeting with States/ UTs.
(ii) Common Services Centres (CSCs) are given an incentive on
every eligible person enrolled in PM-SYM.
(iii) Launch of new features such as Voluntary Exit, Revival
Module, Claim Status and Account Statement.
Contd..2/-:: 2 ::
(iv) Extension of revival of dormant accounts from 1 year to 3
years.
(v) Two-way integration of PM-SYM and eShram.
(vi) SMS campaign to create awareness.
(vii) Addressing Chief Secretaries of States regarding enrolment
under PM-SYM scheme.
Further, the number of workers benefitted and details of
the workers registered in the Pradhan Mantri Suraksha Bima Yojana
in Shravasti and Balrampur districts is as:
PMSBY
Cumulative
As on 02- Cumulative Cumulative No. Claim Amount
07-2025 Enrolments of Claims paid paid (In Cr.)
Balrampur 6,53,426 26 0.52
Shravasti 3,30,329 39 0.78
Source: Banks for Universal Schemes and Insurance Companies for
Converged Schemes.
Regular campaigns were held at grass root level in order
to increase coverage under Pradhan Mantri Suraksha Bima Yojana
(PMSBY), with active participation of banks and local administration.
Presently, 3 months “Financial Inclusion Saturation
Campaign” has been launched across the country in 2.70 lakh Gram
Panchayats and Urban Local Bodies (ULBs) from 01.07.2025 to
30.09.2025, with the aim of increasing enrolments in PMSBY. To
achieve saturation in these two Jansuraksha schemes, camps are
being organized at Gram Panchayat and ULBs level by Banks,
providing residents with direct access to information and assistance
for enrolling in the scheme. The initiative is aimed to raise awareness
and improve participation, helping to bridge gaps in rural areas
including enrolments on the spot.
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