Parliament Question: Cashless treatment for road accident victims

GOVERNMENT OF INDIA MINISTRY OF ROAD TRANSPORT AND HIGHWAYS RAJYA SABHA UNSTARRED QUESTION NO - 3777 ANSWERED ON - 25.03.2026 CASHLESS TREATMENT FOR ROAD ACCIDENT VICTIMS

3777. SHRI K.R.N. RAJESHKUMAR:

Will the Minister of ROAD TRANSPORT AND HIGHWAYS be pleased to state:

(a) the current operational status of PM-RAHAT (Road Accident Victims' Hospitalisation and Assured Treatment) scheme across National Highways;

(b) the total number of accident victims who have benefited from the ₹ 1.5 lakh cashless treatment facility since its nationwide rollout in February, 2026;

(c) the details of the "Grievance Redressal Officers" appointed at the district level to ensure that hospitals do not deny treatment under this scheme; and

(d) the budgetary allocation for the Motor Vehicle Accident Fund (MVAF) to cover "Hit and Run" cases where the offending vehicle remains unidentified? ANSWER THE MINISTER OF ROAD TRANSPORT AND HIGHWAYS (SHRI NITIN JAIRAM GADKARI)

(a) In accordance with the legal mandate under Section 162 of the Motor Vehicles Act (MV Act), 1988, “Prime Minister -Road Accident Victims’ Hospitalisation and Assured Treatment (PM-RAHAT) Scheme” has been notified and comprehensive guidelines detailing the process flow, roles and responsibilities of respective stakeholders, and the Standard Operating Procedures (SOPs) for its implementation have been issued. The scheme has been launched nation-wide on 13.02.2026 after onboarding States/UTs on the digital platform except the state of West Bengal.

(b) Since the launch of the scheme, 1,596 road accident cases have been registered across the country as of 20 March 2026. Of these, 305 cases have been rejected by police officials.

However, even among the rejected cases partial scheme coverage was provided for 65 life- threatening cases until the time of rejection by the police to achieve the objective of reducing fatalities and provide financial certainty to the hospitals ensuring non-denial of treatment to such victims.

(c) As per comprehensive guidelines detailing the process flow, roles and responsibilities of various stakeholders, and the Standard Operating Procedures (SOPs) for implementation of PM RAHAT scheme issued vide S.O. 2489 (E) dated 04.06.2025, a Grievance RedressalOfficer (GRO) is to be appointed by District Road Safety Committee (DRSC) for every district. In case of dissatisfactory resolution of grievance by the DRSC, the same may be escalated to the concerned District Collector and thereafter to SRSC. The details of GROs received so far are attached as Annexure.

(d) Under PM RAHAT Scheme, the reimbursement to hospitals is being done through Motor Vehicle Accident Fund (MVAF) which is funded through contributions from General Insurance companies for cases where the offending motor vehicle is insured and through budgetary support for uninsured and hit & run cases.

As per section 161 of Motor Vehicles Act, 1988, Central Government is required to provide compensation in respect of the death of, or grievous hurt to, persons resulting from hit and run motor accidents. Accordingly, the Compensation to Victims of Hit and Run Motor Accidents Scheme, 2022 has been notified by Central Government and has been implemented vide GSR 163 (E) Compensation to Hit and Run Motor Accidents, Scheme 2022 with effect from 01.04.2022. The implementation of the Scheme is done by the States/UTs. Under this Scheme, a fixed sum of Rs. 2 lakh is to be provided in case of death, and a fixed sum of Rs.

50,000 is to be provided in case of grievous hurt. The compensation is required to be

provided to the claimants as per a time-bound procedure defined under the Scheme.

Rule 10(1)(c) of Central Motor Vehicles (Motor Vehicle Accident Funs) Rules, 2022 provides sources of fund in case of Hit and Run Compensation Account. This account shall be credited with such percentage of total third party premium collected by insurance

companies carrying on the business of motor insurance in India as specified by the Trust:

Provided that the insurance companies shall deposit contributions as and when specified by the Trust, within such period as may be specified by the Trust.ANNEXURE ANNEXURE REFERRED TO IN REPLY OF TO PART (C) OF THE RAJYA SABHA UNSTARRED QUESTION NO. 3777 FOR ANSWER ON 25.03.2026 ASKED BY SHRI K.R.N. RAJESHKUMAR REGARDING CASHLESS TREATMENT FOR ROAD ACCIDENT VICTIMS Nominated Grievance S.NO. State/UT Total Districts Redressal Officers 1 Andaman & Nicobar 3 3 2 Andhra Pradesh 26 26 3 Arunachal Pradesh 28 25 4 Assam 35 30 5 Bihar 38 33 6 Chandigarh 1 1 7 Chhattisgarh 33 33 8 Dadra N Haveli D&D 3 3 9 Delhi 13 13 10 Goa 2 2 11 Gujarat 34 34 12 Haryana 22 22 13 Himachal Pradesh 12 12 14 Jammu & Kashmir 20 20 15 Jharkhand 24 24 16 Karnataka 31 31 17 Kerala 14 14 18 Ladakh 2 1 19 Lakshadweep 1 1 20 Madhya Pradesh 55 55 21 Maharashtra 36 36 22 Manipur 16 16 23 Meghalaya 12 12 24 Mizoram 11 11 25 Nagaland 17 14 26 Odisha 30 30 27 Punjab 23 23 28 Puducherry 2 2 29 Rajasthan 41 41 30 Sikkim 6 6 31 Tamil Nadu 38 32 32 Tripura 8 8 33 Telangana 33 31 34 Uttar Pradesh 75 75 35 Uttarakhand 13 12 Sum Total 758 732

Note: - State of West Bengal has not yet onboarded on the Scheme. *****