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GOVERNMENT OFINDIA
MINISTRYOF HEALTH AND FAMILY WELFARE
DEPARTMENT OFHEALTH AND FAMILYWELFARE
LOK SABHA
STARRED QUESTION NO. 409*
TO BE ANSWERED ON THE 20THMARCH, 2026
CGHS BENEFICIARIES IN LADAKH
*409. SHRI MOHMAD HANEEFA:
Will the MINISTER OF HEALTH AND FAMILY WELFARE be
pleased to state:
(a) whether the Government is aware that the Union Territory of Ladakh
presently does not have a CGHS Wellness Centre despite a considerable number
of Central Government employees, pensioners and other eligible beneficiaries
residing in the region, if so, the details thereof;
(b) whether the Government has assessed the total number of CGHS
beneficiaries in Ladakh and whether the figure is close to the prescribed
minimum norm of 6,000 beneficiaries required for opening a new CGHS
Wellness Centre, if so, the details thereof;
(c) whether the Government proposes to relax or suitably modify the
population-based eligibility criteria in view of Ladakh’s unique geographical
conditions, sparse population, strategic importance and limited medical
infrastructure, if so, the details thereof; and
(d) whether any timeline has been fixed for approval and establishment of a
CGHS Wellness Centre in Ladakh to ensure equitable access to Government
healthcare services, if so, the details thereof?
ANSWER
THE MINISTER OF HEALTH AND FAMILY WELFARE
(SHRI JAGAT PRAKASH NADDA)
(a) to (d) AStatement is laid on the Table of the House.STATEMENT REFERRED TO IN REPLY TO LOK SABHA
STARRED QUESTION NO. 409* FOR 20TH MARCH, 2026
(a) to (d) CGHS facilities have been extended to the pensioners of Union
Territory of Ladakh, vide MoHFW Office Memorandum
Z.16025/3/2025/CGHS-III/EHS(8338382) dated 19.02.2026, whereby Central
Government Pensioners residing in non-CGHS covered areas have the
following options:
i. They can avail Fixed Medical Allowance (FMA) in lieu of OPD facilities
under CGHS.
ii. They can also avail benefits of CGHS (OPD & IPD) by registering
themselves in the nearby CGHS covered city after making the required
subscription.
iii. They also have the option to avail FMA for OPD treatment and CGHS for
IPD treatments after making the required subscriptions as per CGHS
guidelines.
The facility of switching between FMAand CGHS (OPDand IPD facility)
is available to pensioners once during their lifetime.
Serving Central Government employees residing in areas outside the
CGHS coverage may avail medical facilities under the Central Services
(Medical Attendance) Rules, 1944.
The beneficiaries can also avail the services of All India Institute of
Medical Sciences (AIIMS) Jammu, Government Medical Colleges and District
Hospitals functioning in these regions for all the medical needs. In case of an
emergency, the beneficiaries are entitled to claim medical reimbursement for
treatment.
MoHFW has issued fresh empanelment guidelines vide OM F. No.
5-34/CGHS/HEC(HQ)/2025 dated 22.12.2025 enabling empanelment of private
hospitals in all district headquarters across the country.
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