Parliament Question: Credit Support for Acquisition of Long-term Agricultural Assets

GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE LOK SABHA UNSTARRED QUESTION No. 440 TO BE ANSWERED ON THE 21ST JULY, 2026 CREDIT SUPPORT FOR ACQUISITION OF LONG-TERM AGRICULTURAL ASSETS 440. SHRI DAGGUMALLA PRASADA RAO: Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ िष एवं िकसान क(cid:670)ाण मं(cid:361)ी be pleased to state: (a) whether the Government provides credit support to farmers for the creation or acquisition of long-term agricultural assets, including farm machinery, irrigation structures and post-harvest infrastructure; (b) if so, the details of the number of beneficiaries supported under such schemes during the last three years, year-wise, State/UT-wise and particularly district-wise for the State of Andhra Pradesh; (c) the quantum of credit disbursed for long-term agricultural assets under various Government-supported credit schemes during the last three years, year-wise, State/UT- wise and particularly district-wise for the State of Andhra Pradesh; (d) whether the Government has conducted any assessment of the gaps and constraints faced by farmers specifically small, marginal and tenant farmers in developing long-term agricultural infrastructure; and (e) if so, the details thereof and the corrective measures taken to enhance credit accessibility for such categories of farmers? ANSWER MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE कृ िष एवं िकसान क(cid:670)ाण रा(cid:475) मं(cid:361)ी (SHRI RAMNATH THAKUR) (a) to (c) : The Department provides credit support under the Agriculture Infrastructure Fund (AIF) through 3% per annum interest subvention at the interest rate cap of 9% for a maximum period of 7 years and Credit Guarantee coverage for eligible borrowers up to a limit of 2 crore. This support is available to eligible beneficiaries viz. Farmers, Farmer Producers Organizations (FPOs), Cooperatives, Primary Agricultural Credit Societies (PACS), Self Help Groups (SHGs), agri-entrepreneurs start-ups etc for creating post- harvest infrastructure, irrigation structures and farming assets such as custom hiring centers, warehouses, silos, cold storages, pack-houses, sorting and grading units, assaying facilities, solar pumps, primary processing centers etc. During the last three financial years, 1,27,931 beneficiaries have availed benefits under the Agriculture Infrastructure Fund (AIF), with loans amounting to ₹46,480.10 crore disbursed across the country. Out of these, 4,015 beneficiaries belong to Andhra Pradesh, with loans amounting to ₹1,759.08 crore disbursed in the State. The year-wise and State-wise details of beneficiaries and credit disbursed under AIF during the last three years, along with the district-wise details for Andhra Pradesh, are given at Annexure. (d) & (e): The Department continuously assesses the constraints faced by farmers, including small and marginal farmers, in creating long-term post-harvest agriculture infrastructure through stakeholder consultations, periodic reviews, feedback from States/UTs, financial institutions. To improve access to institutional credit under the Agriculture Infrastructure Fund (AIF), the Government has undertaken, inter alia, the following measures:(i) The scope of the Scheme has been expanded by including additional viable agriculture infrastructure projects such as Integrated Primary& Secondary processing, Mushroom, Hydroponics, Vertical Farming, PM-KUSUM Component-A etc. under the list of eligible activities. (ii) The period of Credit Guarantee coverage for warehouse/godown projects of Primary Agricultural Credit Societies (PACS) has been enhanced from 2+5 years to 2+8 years. (iii) A digital single-window AIF portal has been developed to facilitate online application, project monitoring, integration with lending institutions and convergence with other Government schemes.Annexure A. The State wise & year wise details of Number of Beneficiaries and Disbursed Amount under AIF over the last three years in the Country (Amount in Rs. Crore) 2023-2024 2024-2025 2025-2026 Total (last 3 years S. State and UT No. of No. of No. of No. of no. Disbursed Disbursed Disbursed Disbursed Benefi Benefici Benefi Benefici Amount Amount Amount Amount ciaries aries ciaries aries Andaman and 1 Nicobar Islands - - - - 1 0.30 1 0.30 Andhra 2 312 228.40 926 339.76 2772 666.68 4010 1,234.85 Pradesh Arunachal 3 2 0.92452 - - - - 2 0.92 Pradesh 4 Assam 175 229.32 115 110.59 172 87.46 462 427.37 5 Bihar 417 359.36 744 412.86 758 267.57 1919 1,039.79 6 Chandigarh 2 1.77 2 1.02 1 0.26 5 3.05 7 Chhattisgarh 512 462.51 954 603.07 1886 557.92 3352 1,623.49 8 Delhi 3 4.43 2 7.75 4 1.26 9 13.44 9 Goa 8 2.87 8 22.40 4 2.49 20 27.76 10 Gujarat 958 948.83 1370 1,016.46 1952 980.39 4280 2,945.68 11 Haryana 2049 894.96 3068 1,023.80 4136 1,238.40 9253 3,157.16 Himachal 12 192 60.90 255 76.23 431 161.25 878 298.38 Pradesh Jammu and 13 40 76.55 100 196.46 160 100.56 300 373.56 Kashmir 14 Jharkhand 104 69.75 180 103.77 242 73.87 526 247.39 15 Karnataka 900 759.05 1081 942.93 1084 582.85 3065 2,284.83 16 Kerala 971 250.90 1381 308.32 1447 276.62 3799 835.84 17 Ladakh - - - - 1 0.34 1 0.34 Madhya 18 2617 1,279.38 4732 1,598.59 8173 1,821.12 15522 4,699.09 Pradesh 19 Maharashtra 3406 1,419.43 3273 1,932.70 5017 1,899.11 11696 5,251.24 20 Manipur 1 0.19 - - 1 0.22 2 0.41 21 Meghalaya - - - - 1 0.50 1 0.50 22 Mizoram - - - - - - - - 23 Nagaland 1 1.75 - - - - 1 1.75 24 Odisha 853 522.95 1405 559.61 2541 680.74 4799 1,763.30 25 Puducherry 1 1.10 4 1.23 5 2.82 10 5.15 26 Punjab 9533 2,128.84 10112 1,904.58 10548 2,223.46 30193 6,256.88 27 Rajasthan 974 690.90 1146 494.96 2149 737.88 4269 1,923.74 28 Tamil Nadu 2446 686.26 1335 760.87 1658 550.86 5439 1,997.99 29 Telangana 639 679.23 933 733.47 1591 1,113.86 3163 2,526.56 30 Tripura 3 6.40 3 3.57 1 0.05 7 10.02 31 Uttar Pradesh 2697 1,792.39 4885 1,888.72 5685 1,670.73 13267 5,351.84 32 Uttarakhand 167 100.07 189 174.41 176 77.79 532 352.27 33 West Bengal 1608 536.94 2553 630.44 2987 657.84 7148 1,825.22 Grand Total 31591 14,196.35 40756 15,848.57 55584 16,435.18 127931 46,480.10B. The district wise & year wise details of Number of Beneficiaries and Disbursed Amount under AIF over the last three years in Andhra Pradesh (Amount in Rs. Crore) 2023-2024 2024-2025 2025-2026 Total (last 3 years) S. District N Disbur No of No of No of Disburse sed Disbursed Disbursed Benefici Benefici Beneficiari d TOTAL Amou Amount Amount aries aries es Amount nt Alluri Sitharama 1 - - 1 0.11 6 0.96 7 1.07 Raju 2 Anakapalli 5 2.51 30 4.49 20 2.48 55 9.48 3 Ananthapuramu 15 4.23 30 5.6 146 36.41 191 46.24 4 Annamayya 1 0.35 2 0.23 31 3.66 34 4.24 5 Bapatla 8 5.69 26 7.01 77 15.55 111 28.25 6 Chittoor 3 6.86 4 13.58 21 2.5 28 22.94 Dr. B.R. 7 Ambedkar 6 6.39 27 7.25 140 26.32 173 39.96 Konaseema 8 East Godavari 23 7.98 107 28.74 294 69.24 424 105.96 9 Eluru 13 13.03 56 21.03 163 50.11 232 84.17 10 Guntur 11 16.29 25 11.29 72 14.73 108 42.31 11 Kakinada 9 9.82 50 26.96 195 37.82 254 74.6 12 Krishna 18 21.77 30 11.7 98 21.85 146 55.32 13 Kurnool 8 3.26 34 15.77 95 21.97 137 41 14 Markapuram* - - - - - - - - 15 Nandyal 28 13.42 81 26.16 243 66.02 352 105.6 16 NTR 9 5.45 31 14.33 106 26.99 146 46.77 17 Palnadu 20 36.73 19 9.55 106 20.37 145 66.65 Parvathipuram 18 20 3.93 23 10.7 52 17.07 95 31.7 Manyam 19 Prakasam 7 6.07 10 10.59 77 17.19 94 33.85 20 Polavaram* - - - - - - - - Sri Potti Sriramulu 21 13 6.17 34 16.29 187 43.32 234 65.78 Nellore 22 Sri Sathya Sai 4 0.28 3 1.8 28 2.59 35 4.67 23 Srikakulam 39 9.07 71 22.44 93 27.57 203 59.08 24 Tirupati 7 11.49 15 9.91 57 10.18 79 31.58 25 Visakhapatnam 9 8.76 12 4.76 1 0.4 22 13.92 26 Vizianagaram 19 13.32 99 22.54 99 33.22 217 69.08 27 West Godavari 9 13 89 30.3 259 65.27 357 108.57 28 Y.S.R. 8 2.54 17 6.63 111 32.9 136 42.07 Grand Total 312 228.41 926 339.76 2777 666.69 4015 1234.86 * Two new Districts namely Markapuram and Polavaram were formed on January 1, 2026 ****