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GOVERNMENT OF INDIA
MINISTRY OF AGRICULTURE AND FARMERS WELFARE
DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE
LOK SABHA
STARRED QUESTION NO. 127
TO BE ANSWERED ON THE 29TH JULY, 2025
CROP INSURANCE CLAIMS UNDER PMFBY
*127. SHRI ANTO ANTONY:
SHRI TANUJ PUNIA:
Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ िष एवं िकसान क(cid:670)ाण मं(cid:361)ी be
pleased to state:
(a) the details and total number of crop insurance claims made by farmers under the
PM Fasal Bima Yojana (PMFBY) in each State/UT during the last three years, State/UT-
wise;
(b) the total number of claims disbursed and the total amount paid to farmers, State/UT-
wise;
(c) the number of claims pending for disbursal and the reasons for such delays,
State/UT-wise; and
(d) the details of steps being taken to ensure timely settlement of pending claims ?
ANSWER
THE MINISTER FOR AGRICULTURE AND FARMERS WELFARE
कृ िष एवं िकसान क(cid:670)ाण मं(cid:361)ी (SHRI SHIVRAJ SINGH CHAUHAN)
(a) to ( d) : A statement is laid on the Table of the House.STATEMENT REFERRED TO PART (a) TO (d) OF LOK SABHA STARRED QUESTION
NO. 127 FOR 29TH JULY, 2025 REGARDING CROP INSURNACE CLAIMS UNDER
PMFBY.
(a) to (c) : During 2022-23 to 2024-25 (upto Kharif 2024), claims of Rs. 50,474.74 crore
has been reported under Pradhan Mantri Fasal Bima Yojana (PMFBY), out of which Rs.
45,192.26 core has been paid already to 926.59 lakh farmer applications. Further, Rs. 5,282
crore (10.5%) is pending for payment.
The major reasons for pendency of these claims are (a) delay in providing State
Government share of subsidy (b) non-payment/delayed payment or under payment of claims
on account of incorrect/delayed submission of insurance proposals by banks (c) discrepancy
in yield data & consequent disputes between State Government and insurance companies
etc. The pending claims on account of these issue are settled after their resolution as per
provisions of the scheme.
During Kharif 2022-23 to Kharif 2024, about 69% claims have been settled within 30
days from reporting of yield by States/crop loss notification by State or intimation by farmers.
.
(d) : Government has taken various steps to strengthen implementation of this scheme,
bring transparency and ensure timely settlement of claims :
Government has undertaken development of National Crop Insurance Portal
(NCIP) as a single source of data ensuring subsidy payment, co-ordination,
transparency, dissemination of information and delivery of services including direct
online enrollment of farmers, uploading/obtaining individual insured famer’s details
for better monitoring and to ensure transfer of claim amount electronically to the
individual farmer’s Bank Account.
In order to rigorously monitor claim disbursal process, a dedicated module namely
‘Digiclaim Module’ has been operationalized for payment of claims from Kharif
2022 onwards. It involves integration of National Crop Insurance Portal (NCIP) with
Public Finance Management System (PFMS) and accounting system of Insurance
Companies to provide timely & transparent processing of all claims w.e.f. Kharif
2024.
Delinking of Central Government share of premium subsidy from that of State
Governments has been implemented so that farmers can get proportionate claims
relating to the Central Government share.
Also, towards leveraging technology in implementation of the scheme, various steps
like capturing of yield data/Crop Cutting Experiments (CCEs) data through CCE-
Agri App & uploading it on the NCIP, allowing insurance companies to witness theconduct of CCEs, integration of State land records with NCIP etc. have already been
taken to improve timely settlement of the claims to farmers.
Provision of 12% penalty on delay in payment of claims by insurance company is
auto calculated on National Crop Insurance Portal (NCIP).
Opening of ESCROW Account by the State Government concerned for deposit of
their premium share in advance as per provisions of the scheme has been made
mandatory w.e.f. Kharif 2025 season.
Following technologies for Objective Crop Damage & Loss Assessment and
transparency have also been implemented recently w.e.f. 2023-24 under the scheme:
i. YES-TECH (Yield Estimation System Based on Technology) for gradual migration
to Remote-Sensing based yield estimation to help assess yields as well as fair and
accurate Crop Yield Estimation. This initiative has been launched for paddy & wheat
crops from Kharif 2023 wherein 30% weightage to yield estimation will mandatorily be
assigned to YES-TECH derived yield. Soybean crop has been added from Kharif 2024
season.
ii. WINDS (Weather Information Network and Data System) for setting up of Network
of Automatic Weather Stations (AWS) & Automatic Rain-Gauges (ARG) to the tune of
5 times of existing network for collecting hyper-local weather data at GP & Block level.
This will be fed into a National database with interoperability & sharing of data in
coordination with India Meteorological Department (IMD). WINDS provides data not
only for YES-TECH but also for effective drought & disaster management, accurate
weather prediction and offering better parametric insurance products.Annexure
PMFBY & RWBCIS: State Wise Claims Farmer applications and Farmers Benefitted from 2022-23 to Kharif 2024-25
Farmers Applications Insured (In No.) Farmers Benefitted (In No.)
States
2022-23 2023-24 2024-25 2022-23 2023-24 2024-25
A & N Islands 171 187 150 7 86 39
Andhra Pradesh 1,23,87,364 1,31,29,912 85,43,555 6,29,229 - -
Assam 4,89,981 7,93,506 7,61,951 26,240 99,561 20,817
Chhattisgarh 77,30,456 81,25,985 67,56,016 15,31,966 15,00,347 2,50,598
Goa 403 234 216 5 2 64
Haryana 14,51,535 1,02,67,729 94,27,621 7,52,993 25,15,329 17,24,053
Himachal Pradesh 2,67,618 2,78,055 1,09,605 1,39,516 1,07,964 31,257
Jammu & Kashmir 91,582 2,45,757 1,47,346 17,903 73,579 72,354
Jharkhand 25,48,512 31,825
Karnataka 27,18,915 30,77,232 30,48,823 18,40,873 23,60,145 10,25,637
Kerala 1,46,546 1,74,102 92,743 1,30,053 28,695 -
Madhya Pradesh 1,77,32,045 1,77,95,826 97,17,150 36,88,740 39,43,417 32,64,868
Maharashtra 1,07,33,625 2,41,73,494 1,64,14,758 76,44,275 1,32,27,119 73,92,889
Manipur 4,066 5,073 4,619 3,395 4,170 -
Meghalaya 337 38,569 47,749 68 14,398 18,952
Odisha 80,20,747 1,41,60,653 1,37,81,469 17,83,312 11,49,287 7,30,087
Puducherry 38,274 42,344 8,781 7,263 5,846 5,857
Rajasthan 3,90,71,541 3,90,16,977 2,15,31,458 1,16,18,304 83,11,462 27,20,571
Sikkim 5,025 3,104 489 - 23 -
Tamil Nadu 61,37,961 54,56,594 3,15,826 19,37,875 17,00,553 1,48,721
Telangana
Tripura 3,56,201 3,65,378 8,231 20,515 10,905 3,554
Uttar Pradesh 42,83,991 60,68,754 50,72,290 12,51,998 11,84,713 14,41,310
Uttarakhand 2,82,068 2,27,291 1,28,244 1,99,847 1,71,124 92,045
West Bengal - -
Grand Total 11,19,50,452 14,34,46,756 9,84,67,602 3,32,24,377 3,64,08,725 1,89,75,498
- Not Implemented/Very low coverageAnnexure-II
PMFBY & RWBCIS: State Wise Claims Status from 2022-23 to 2024-25 (upto Kharif
2024) as on June, 2025
Consolidated from 2022-23 to 2024-25 (upto Kharif 2024)
State/UT
(Rs. In Crore)
Reported Claims
Paid Claims
Claims Pending
A & N Islands 0.05 0.02 0.03
Andhra Pradesh 3,138.80 - 2,592.07 State share in subsidy
and farmers premium
share is pending from
State Gov ernment
Assam 557.12 531.51 25.61
Chhattisgarh 3,558.22 3,554.19 4.04
Goa 0.01 0.01 0.00
Haryana 5,921.08 5,858.83 62.25
Himachal Pradesh 369.71 362.51 7.20
Jammu & Kashmir 119.21 116.92 2.29
Jharkhand 20.64 - 20.64 Insured Area not finalised
by State Go vernment
Karnataka 9,536.91 9,513.35 23.56
Kerala 461.26 460.58 0.69
Madhya Pradesh 13,688.21 12,380.21 1,308.00
Maharashtra 24,912.02 24,588.57 323.46
Manipur 5.10 5.08 0.03
Meghalaya 24.30 23.61 0.68
Odisha 2,556.29 2,541.31 14.98
Puducherry 10.96 8.49 2.48
Rajasthan 17,421.93 16,474.21 947.72
Sikkim 0.03 0.02 0.01
Tamil Nadu 5,225.14 5,207.59 17.56
Telangana - - -
Tripura 9.87 9.57 0.29
Uttar Pradesh 3,208.86 3,157.58 51.27
Uttarakhand 966.13 965.74 0.39
Total 91711.854 86306.61247 5405.241
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