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Date: 2025-12-02 Category: Not Applicable State: Union Government Country: India

Parliament Question: Farmers Enrolled and Claims Settled under PMFBY

Issued by Ministry of Agriculture and Farmers Welfare · Not Applicable

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Executive Summary & Key Takeaways

**Executive Summary** This document presents answers to Lok Sabha Unstarred Question No. 256 concerning the Pradhan Mantri Fasal Bima Yojana (PMFBY) in Madhya Pradesh and Maharashtra. It provides data on farmer enrollment, claim settlement, delays, and grievance redressal under PMFBY as of October 31st, 2025. The data covers the period from 2020-21 to 2024-25 and includes district-wise details. **Key Points / Main Content** * **Enrollment and Claim Settlement (2020-21 to 2024-25)**: * District-wise data for Madhya Pradesh and Maharashtra is provided in Annexure-I and Annexure-II, respectively. * The data includes the number of farmer applications enrolled, applications benefitted with claims, claims paid, and claims pending. * **Claim Settlement Timelines and Delays**: * Most claims are settled within 21 days of receiving required yield data from the respective State Government. * Delays in claim payments are primarily due to: * Delays in providing the State Government's share of the subsidy. * Non-payment/delayed payment or underpayment due to incorrect/delayed submission of insurance proposals by banks. * Discrepancies in yield data and resulting disputes between the State Government and insurance companies. * Pending claims due to these issues are settled upon resolution as per scheme provisions. * **Complaints/Grievances and Resolution (January 2025 to November 27, 2025)**: * Details of complaints received and resolved through the Krishi Rakshak Portal and Helpline (KRPH) in Madhya Pradesh and Maharashtra. * Complaint types include claims, enrollment, general issues, and personal information. * Resolution percentages are provided for each complaint type. * **Penal Action**: * A penalty of 12% is auto-calculated and levied on insurance companies for untimely payments, as per PMFBY Operational Guidelines via the National Crop Insurance Portal (NCIP) w.e.f. Kharif 2024. **Impact Analysis** * **Farmers in Madhya Pradesh and Maharashtra** * **Impact**: Access to crop insurance benefits under PMFBY is affected by enrollment rates, claim settlement speed, and grievance resolution efficiency. Delays in claim settlements directly impact farmers' financial stability and trust in the scheme. * **Action Required**: Monitor claim settlement progress, utilize the Krishi Rakshak Portal and Helpline (KRPH) for grievance redressal, and ensure timely submission of required documentation. * **State Governments of Madhya Pradesh and Maharashtra** * **Impact**: Responsible for timely providing their share of subsidies and accurate yield data, impacting claim settlement speed. Disputes with insurance companies can lead to delays. * **Action Required**: Ensure prompt subsidy payments, accurate data provision, and effective dispute resolution mechanisms. * **Insurance Companies** * **Impact**: Obligated to settle claims within stipulated timelines based on state government data. Penalties are levied for delays in payment, which directly impacts their financial outcomes. * **Action Required**: Expedite claim settlements based on accurate data, improve communication with stakeholders, and adhere to PMFBY guidelines to avoid penalties. * **Banks** * **Impact**: Responsible for submitting insurance proposals correctly and on time. Errors in submission lead to delays or rejection of claims and impact farmer satisfaction. * **Action Required**: Ensure the accuracy and timely submission of insurance proposals to facilitate smooth claim processing for farmers.

Key Entities Referenced

Pradhan Mantri Fasal Bima Yojana (PMFBY): Crop insurance scheme mentioned in the context of farmer enrollment and claim settlements in Madhya Pradesh and Maharashtra. The primary subject of the question. Madhya Pradesh: One of the two states (along with Maharashtra) to which the policy applies, specifically regarding farmer enrollment, claim settlement, and grievance redressal under PMFBY. Maharashtra: One of the two states (along with Madhya Pradesh) to which the policy applies, specifically regarding farmer enrollment, claim settlement, and grievance redressal under PMFBY. Ministry of Agriculture and Farmers Welfare: The government ministry responsible for the PMFBY scheme. National Crop Insurance Portal (NCIP): Portal used to calculate and levy penalties on insurance companies for delayed payments.
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GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE LOK SABHA UNSTARRED QUESTION NO. 256 TO BE ANSWERED ON THE 02ND DECEMBER, 2025 FARMERS ENROLLED AND CLAIMS SETTLED UNDER PMFBY 256. SMT. BHARTI PARDHI: SHRI NARESH GANPAT MHASKE: DR. SHRIKANT EKNATH SHINDE: SHRI RAVINDRA DATTARAM WAIKAR: SHRI VISHALDADA PRAKASHBAPU PATIL: SHRI SHRIRANG APPA CHANDU BARNE: Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ िष एवं िकसान क(cid:670)ाण मं(cid:361)ी be pleased to state: (a) the number of farmers enrolled under PMFBY in Madhya Pradesh and Maharashtra during the last five years, with district-wise details; (b) the number of farmers in Madhya Pradesh and Maharashtra whose claims were not settled within the prescribed time, district-wise, and the reasons for such delays; (c) the total amount pending or delayed under PMFBY claim settlements in Madhya Pradesh and Maharashtra during the last five years, and the average settlement time, specifying districts with the greatest delays; (d) the number of complaints received and resolved from farmers in Madhya Pradesh and Maharashtra regarding claim denials or non-coverage despite paying premiums and the steps taken for grievance redressal; and (e) whether penal action was initiated against insurance companies in Madhya Pradesh and Maharashtra for delayed/denied payments, and if so, the details of sanctions imposed and corrective measures? ANSWER THE MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE कृ िष एवं िकसान क(cid:670)ाण रा(cid:475) मं(cid:361)ी (SHRI RAMNATH THAKUR) (a) to (c) : District-wise details of farmer applications enrolled & benefitted with claims, claims paid and pending from 2020-21 to 2024-25 in Madhya Pradesh and Maharashtra (as on 31st October, 2025) are given in Annexure-I and II respectively. Majority of the claims are settled within the stipulated timelines i.e within 21 days of the receipt of requisite yield data from the concerned State Government, by the insurance companies However, during the implementation of PMFBY, some complaints were received in the past about payment of claims which are primarily on account of (a) delay in providing State Government share of subsidy (b) non-payment/delayed payment or under payment of claims on account of incorrect/delayed submission of insurance proposals by banks (c) discrepancy in yield data & consequent disputes between State Government and insurance companies etc. The pending claims on account of these issue are settled after their resolution as per provisions of the scheme.(d) & (e) : Details of complaints/grievances relating to implementation of PMFBY, received from farmers on Krishi Rakshak Portal and Helpline (KRPH) and resolution made thereon in Madhya Pradesh and Maharashtra (from January 2025 to November 27, 2025) is given below : Madhya Pradesh Maharashtra Grievance/ Resolution No. of Grievances No. of Grievances Resolution Complaint Type % Grievances Resolved Grievances Resolved % Claim 43,302 42,397 98% 14,44,172 14,42,690 100% Enrolment 563 551 98% 34,387 34,327 100% General 12,496 12,347 99% 1,57,478 1,57,475 100% Personal Information 527 517 98% 4,390 4,379 100% Total 56,888 55,812 98% 16,40,427 16,38,871 100% As per the Operational Guidelines of PMFBY, in case payment is not made timely by Insurance Company, a penalty of 12% is auto-calculated and levied through National Crop Insurance Portal (NCIP) w.e.f. Kharif 2024.ANNEXURE-I PMFBY & RWBCIS: Details of District-wise Farmer Applications enrolled, Farmer Applications benefitted with claims. ClaimsPaid and Pending from 2020-21 to 24-25 in Madhya Pradesh (as on 31st October, 2025). Districts Farmer Farmer Claims Claims Applications Applications Paid Pending Enrolled Benefitted with Clams (In No.) (Rs. In Crore) Agar Malwa 23,06,375 4,45,489 257.92 1.81 Alirajpur 3,75,583 1,10,671 20.55 0.07 Anuppur 2,74,100 86,057 17.29 0.08 Ashoknagar 10,55,288 2,55,332 134.28 0.68 Balaghat 9,12,694 3,78,056 74.96 0.32 Barwani 2,35,525 99,177 36.64 0.15 Betul 23,41,419 6,54,284 531.94 1.48 Bhind 3,62,040 1,16,102 27.38 0.31 Bhopal 9,72,424 1,90,201 216.65 0.52 Burhanpur 40,247 17,859 11.45 0.05 Chhatarpur 10,49,069 1,24,955 50.69 0.11 Chhindwara 11,04,661 4,92,656 199.80 1.47 Damoh 12,02,396 2,22,422 160.81 0.33 Datia 6,87,956 1,04,141 48.33 0.53 Dewas 36,96,217 15,22,911 1,052.19 5.93 Dhar 22,58,110 6,44,250 390.52 1.27 Dindori 80,229 14,071 4.68 0.08 East Nimar 13,44,040 3,28,475 309.91 0.78 Guna 11,06,093 2,72,103 154.15 0.95 Gwalior 3,18,787 71,920 19.29 0.47 Harda 9,65,052 3,31,238 553.76 1.42 Indore 17,62,238 8,67,473 623.07 3.12 Jabalpur 2,78,368 69,271 36.00 0.30 Jhabua 5,96,537 2,69,143 90.28 0.26 Katni 3,43,361 67,390 25.24 0.35 Khargone 4,68,830 1,92,804 107.15 0.27 Maihar 54,623 21,263 7.28 0.10 Mandla 1,38,667 42,619 15.81 0.16 Mandsaur 35,53,730 15,35,617 802.06 5.22 Mauganj 68,947 39,778 8.57 0.13 Morena 2,63,249 78,439 21.08 0.26 Narmadapuram 14,40,993 5,63,100 606.40 1.87 Narsinghpur 7,53,109 2,69,753 154.34 1.07 Neemuch 17,87,031 10,36,627 462.97 3.51 Niwari 2,21,094 28,316 6.72 0.06 Pandhurna 49,150 8,838 1.67 0.09 Panna 3,55,644 64,948 21.97 0.16 Raisen 18,60,266 4,66,033 467.10 1.78 Rajgarh 61,37,124 9,65,360 592.42 3.20 Ratlam 26,27,284 7,82,599 550.11 2.81 Rewa 6,70,854 1,99,268 66.69 0.47Sagar 25,57,619 4,43,101 394.68 1.12 Satna 8,52,543 3,22,806 99.01 0.64 Sehore 41,85,058 15,70,088 1,233.34 2.25 Seoni 10,57,408 3,60,427 204.98 1.88 Shahdol 5,60,745 1,92,653 42.22 0.17 Shajapur 39,16,004 9,41,024 742.39 1.82 Sheopur 2,34,027 54,742 32.64 0.23 Shivpuri 9,67,419 1,64,175 63.97 0.62 Sidhi 1,23,037 31,680 11.56 0.05 Singrauli 50,808 27,858 7.37 0.04 Tikamgarh 6,86,409 75,614 32.20 0.05 Ujjain 53,91,270 17,97,149 1,163.35 4.95 Umaria 3,30,714 83,264 24.39 0.06 Vidisha 41,85,671 8,88,432 871.62 2.57 Total 7,12,18,136 2,10,04,022 13,863.81 60.46ANNEXURE-II PMFBY & RWBCIS: Details of District-wise Farmer Applications enrolled, Farmer Applications benefitted with claims. Claims Paid and Pending from 2020-21 to 2024-25 in Maharashtra (as on 31st October, 2025). Districts Enrolled Benefitted Paid Claims Pending (Maharashtra) Application Application (Rs. Crore) Claims (Rs. Crore) Ahilyanagar 47,90,245 15,19,920 1,611.92 5.17 Akola 20,96,440 10,28,544 782.64 5.66 Amravati 17,46,609 6,69,034 603.13 18.90 Beed 1,06,99,818 39,08,913 1,802.91 7.11 Bhandara 10,00,467 69,807 15.85 0.44 Buldhana 30,75,357 12,06,360 1,524.70 15.44 Chandrapur 9,34,655 2,22,683 298.95 1.20 Chhatrapati Sambhajinagar 51,60,694 22,47,877 1,127.08 19.47 Dharashiv 50,59,337 19,10,492 1,726.91 3.52 Dhule 8,26,500 3,19,907 256.12 3.93 Gadchiroli 3,11,647 47,384 23.96 0.06 Gondia 5,46,774 50,912 18.18 0.07 Hingoli 24,60,427 13,91,732 619.49 2.12 Jalgaon 19,06,384 11,10,193 2,960.95 19.58 Jalna 55,98,746 20,85,123 1,456.20 23.38 Kolhapur 1,64,614 22,792 16.14 0.33 Latur 59,52,975 23,30,564 1,517.56 23.82 Nagpur 7,04,815 1,98,002 246.24 1.64 Nanded 64,58,070 38,73,154 2,057.82 7.84 Nandurbar 3,10,897 1,30,581 201.27 2.84 Nashik 21,81,799 9,12,871 1,320.31 6.26 Palghar 2,07,729 45,334 119.22 0.87 Parbhani 46,73,320 23,70,199 1,814.85 46.81 Pune 7,54,030 1,81,063 90.83 1.31 Raigad 1,65,509 44,788 99.80 2.32 Ratnagiri 1,98,506 1,50,483 437.96 2.20 Sangli 11,12,720 3,54,512 272.04 5.78 Satara 7,82,834 2,35,638 126.74 2.20 Sindhudurg 2,61,300 1,75,865 379.02 1.53 Solapur 28,31,986 9,76,621 997.58 2.25 Thane 3,10,842 1,01,316 111.78 0.27 Wardha 6,50,355 2,54,831 290.97 1.43 Washim 20,10,932 8,94,822 604.71 3.32 Yavatmal 33,01,610 17,28,194 956.41 3.66 Total (Maharashtra) 7,92,48,943 3,27,70,511 26,490.24 242.73 *******

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