**Executive Summary**
This document is the answer to Lok Sabha Unstarred Question No. 1454 regarding financial assistance for crop failure under the Pradhan Mantri Fasal Bima Yojana (PMFBY). The answer provides details on the Government's support to farmers, including budgetary provisions, funds utilized from 2022-23 to 2024-25, and initiatives to improve claim settlements using modern technology. The question was set to be answered on the 9th of December, 2025.
**Key Points / Main Content**
* **Financial Support under PMFBY:**
* The Government supports farmers through the Pradhan Mantri Fasal Bima Yojana (PMFBY) to provide financial assistance in case of crop failure.
* **Budgetary Provisions and Funds Utilization (2022-23 to 2024-25):**
* **2022-23:** Budget Estimates: ₹15,500.00 crore, Revised Estimates: ₹12,375.76 crore, Actual Release/Expenditure: ₹10,296.03 crore.
* **2023-24:** Budget Estimates: ₹13,625.00 crore, Revised Estimates: ₹15,000.00 crore, Actual Release/Expenditure: ₹12,948.50 crore.
* **2024-25:** Budget Estimates: ₹14,600.00 crore, Revised Estimates: ₹15,864.00 crore, Actual Release/Expenditure: ₹14,772.86 crore.
* **Initiatives to Strengthen PMFBY Implementation:**
* Development of the National Crop Insurance Portal (NCIP) for transparency, data coordination, and direct online enrollment of farmers.
* Operationalization of the 'Digiclaim Module' for faster claim processing, integrating NCIP with the Public Finance Management System (PFMS).
* Leveraging technology for yield data capture through CCE-Agri App, integration of State land records with NCIP, and use of YESTECH and WINDS for timely claim settlements.
* Supporting awareness activities through Common Service Centres (CSCs) and financial institutions.
* Initiation of 'Crop Insurance Week/Fasal Bima Saptah' and ‘Fasal Bima Pathshalas' for farmer education.
* Organization of nationwide 'Meri Policy Mere Haath' drive to distribute crop insurance policy receipts.
* **State-wise details of Central Government share in Premium Share and total Claims Paid Report from 2022-23 to 2024-25 (as on 31st October, 2025):**
* Detailed figures are provided in the annexure for each state and union territory.
* The total GOI share in premium is ₹35,395.66 crore.
* The total Paid Claims are ₹52,869.78 crore.
**Impact Analysis**
**Stakeholder: Farmers**
**Impact:** Farmers benefit from financial assistance in case of crop failure through the PMFBY. Technological advancements and awareness programs aim to improve claim settlements and understanding of the scheme.
**Action Required:** Farmers should enroll in PMFBY, participate in awareness programs, and utilize available technological platforms to ensure timely claim settlement.
**Stakeholder: State Governments**
**Impact:** State Governments are involved in the implementation of PMFBY and benefit from the Central Government's share in premium subsidies.
**Action Required:** State Governments should continue to implement awareness activities, support the Insurance Companies and ensure integration of state land records with NCIP.
**Stakeholder: Insurance Companies**
**Impact:** Insurance companies are responsible for claim processing and benefit from system improvements and data availability.
**Action Required:** Insurance companies should ensure timely and transparent claim processing, leverage NCIP and related technologies, and participate in awareness programs.
Key Entities Referenced
Pradhan Mantri Fasal Bima Yojana (PMFBY): A government scheme providing financial support to farmers in case of crop failure.
Ministry of Agriculture and Farmers Welfare: The ministry responsible for implementing and overseeing schemes related to agriculture and farmers' welfare in India.
National Crop Insurance Portal (NCIP): A centralized portal for data related to crop insurance, subsidy payment, and other related services under PMFBY.
Digiclaim Module: A dedicated module within the NCIP operationalized for processing payment of claims under PMFBY.
India: The country where PMFBY scheme is implemented
GOVERNMENT OF INDIA
MINISTRY OF AGRICULTURE AND FARMERS WELFARE
DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE
LOK SABHA
UNSTARRED QUESTION NO. 1454
TO BE ANSWERED ON THE 9TH DECEMBER, 2025
FINANCIAL ASSISTANCE FOR CROP FAILURE UNDER PMFBY
1454. SHRI ADHIKARI SOUMENDU:
Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ(cid:874)ष एवं (cid:873)कसान क(cid:227)याण म(cid:287)ं ी
be pleased to state:
(a) whether it is a fact that Government is supporting the farmers of the country through
Pradhan Mantri Fasal Bima Yojana (PMFBY) to provide financial support to farmers in case
of crop failure;
(b) if so, the details of support that has been provided to farmers of the country during
the last three years, State-wise;
(c) the budgetary provision and sanction towards welfare of the farmers during the last
three fiscal years; and
(d) the details of the proposal/planning for the next three fiscal years and action taken to
encourage farmers to develop farming in the country with modern technological support?
ANSWER
THE MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE
कृ(cid:874)ष एवं (cid:873)कसान क(cid:227)याण रा(cid:207)य म(cid:287)ं ी (SHRI RAMNATH THAKUR)
(a) & (b): Yes Sir. State-wise details of Central Government share in premium subsidy
and total claims paid to the farmers during last three years i.e. from 2022-23 to 2024-25 are
Annexed.
(c): Details of Budgetary provision and funds utilized during last three years i.e. from
2022-23 to 2024-25 are given below:
Year Budget Estimates Revised Estimates Actual Release/Exp.
(Rs. in crore)
2022-23 15,500.00 12,375.76 10,296.03
2023-24 13,625.00 15,000.00 12,948.50
2024-25 14,600.00 15,864.00 14,772.86(d): Government has taken various steps to strengthen implementation of this scheme all
over India to bring transparency and onboard modern technology to ensure timely
settlement of claims:
Government has undertaken development of National Crop Insurance Portal
(NCIP) as a single source of data ensuring subsidy payment, co-ordination,
transparency, dissemination of information and delivery of services including
direct online enrollment of farmers, uploading/obtaining individual insured famer’s
details for better monitoring and to ensure transfer of claim amount electronically
to the individual farmer’s Bank Account.
In order to rigorously monitor claim disbursal process, a dedicated module namely
‘Digiclaim Module’ has been operationalized for payment of claims from Kharif
2022 onwards. It involves integration of NCIP with Public Finance Management
System (PFMS) and accounting system of Insurance Companies to provide timely
& transparent processing of all claims. .
Also, towards leveraging technology in implementation of the scheme, various
steps like capturing of yield data/Crop Cutting Experiments (CCEs) data through
CCE-Agri App & uploading it on the NCIP, allowing insurance companies to
witness the conduct of CCEs, integration of State land records with NCIP,
introduction of YESTECH (Yield Estimation System Based on Technology) &
WINDS (Weather Information Network and Data System) etc. have already been
taken to improve timely settlement of the claims to farmers.
The Government has actively supported the awareness activities being carried out
by the States, implementing Insurance Companies, financial institutions, and
Common Service Centres (CSCs) network to disseminate key features of PMFBY
amongst farmers and members of Panchayati Raj Institutions (PRIs).
Structured awareness campaign ‘Crop Insurance Week/Fasal Bima Saptah’ has
been initiated by the Ministry of Agriculture and Farmers Welfare since Kharif
2021 season onwards. Along with this, ‘Fasal Bima Pathshalas’ are also being
organized at village/GP level for knowledge building of farmers on various aspects
of scheme implementation.
Government had also organized a nationwide Doorstep Crop Insurance
Policy/receipt Distribution mega drive – ‘Meri Policy Mere Haath’. Hard copies of
crop insurance policy receipts are distributed to farmers enrolled under PMFBY
through special camps at gram Panchayat/village level.Annexure
PMFBY & RWBCIS: State-wise details of Central Government share in Premium
Share and total Claims Paid Report from 2022-23 to 2024-25 (as on 31st October,
2025)
State/UT Name GOI Share in Premium Paid Claims
(Rs. In Crore)
A & N Islands 0.04 0.02
Andhra Pradesh 1,935.35 747.08
Assam 246.71 161.29
Chhattisgarh 2,124.46 1,389.47
Goa 0.00 0.01
Haryana 1,117.10 3,142.14
Himachal Pradesh 279.11 212.31
Jammu & Kashmir 138.37 67.19
Jharkhand 336.56 -
Karnataka 2,993.66 7,389.49
Kerala 165.37 345.14
Madhya Pradesh 3,674.83 3,301.05
Maharashtra 10,558.66 20,373.07
Manipur 4.31 5.28
Meghalaya 13.13 23.97
Odisha 1,827.64 963.79
Puducherry 7.33 7.29
Rajasthan 6,402.60 9,787.70
Sikkim 0.18 0.01
Tamil Nadu 1,818.88 2,359.28
Tripura 11.47 4.46
Uttar Pradesh 1,226.21 1,878.34
Uttarakhand 513.70 711.37
Total 35,395.66 52,869.78
*******