Parliament Question: Implementation of Niveshak Didi Initiative for Investor Awareness

104GOVERNMENT OF INDIA MINISTRY OF CORPORATE AFFAIRS LOK SABHA UNSTARRED QUESTION NO. 1226 ANSWERED ON MONDAY, JULY 27, 2026/SHARAVANA 5, 1948 (SAKA) IMPLEMENTATION OF NIVESHAK DIDI INITIATIVE FOR INVESTOR AWARENESS

1226. Shri Arvind Dharmapuri:

Will the Minister of CORPORATE AFFAIRS be pleased to state:

(a) the objectives and key features of the Niveshak Didi initiative being implemented for investor education and financial awareness, particularly among women and rural households;

(b) the number of Niveshak Didis trained and awareness programmes conducted so far, State-wise and district-wise, including in Telangana;

(c) the number of citizens, especially women, rural investors, Self Help Groups and first-time investors, covered under the initiative during the last three years;

(d) whether any programmes have been conducted in Nizamabad, Jagtial and other districts of Telangana, if so, the details thereof; and

(e) the steps being taken to expand the initiative through post offices, self-help groups, Panchayats, Common Service Centres and other local institutions to protect small investors from fraud, misleading schemes and unclaimed investment- related issues? ANSWER MINISTER OF STATE OF THE MINISTRY OF CORPORATE AFFAIRS AND MINISTRY OF ROAD TRANSPORT AND HIGHWAYS (HARSH MALHOTRA)

(a): The Niveshak Didi-Phase 2 initiative, which commenced on 7th April, 2025, aims to enhance financial awareness among women in rural and under-served areas, promote informed savings and investment decisions, raise awareness on financial frauds, advance safe digital financial practices, adopt a community –based “By Women, For Women” model, strengthen household financial planning and promote financial awareness and banking access to remote regions.

(b): The State-wise and district-wise details of the number of Niveshak Didis trained and the investor awareness programmes conducted so far, including in Telangana, are annexed at Annexure.(c): The number of citizens covered under the initiative during the last three years

are as under:

Financial Year Count of Citizens 2022-23 975 2023-24 67763 2024-25* - 2025-26 104870 *Niveshak Didi Phase 1 was concluded in March 2024. Hence, no awareness programmes were conducted in 2024-25 under the initiative.

Data of categorisation of citizens covered in the programmes is not maintained centrally.

(d) The information is included in Annexure.

(e) After the success of Phase 1, Investor Education and Protection Fund Authority (IEPFA) had partnered with India Post Payments Bank (IPPB) under the “Niveshak Didi Phase 2” program to promote financial literacy.

******ANNEXURE The State-wise and district-wise details of the number of Niveshak Didi available/trained* and the investor awareness programmes conducted so far

including in Telangana:

Andaman & Nicobar Islands State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Andaman & Port Blair 24 9 Nicobar Islands TOTAL 24 9 Andhra Pradesh State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Andhra Pradesh Anantapur 93 8 Bhimavaram 199 17 Chittoor 161 12 Cuddapah 99 9 Eluru 103 13 Gudivada 117 9 Gudur 127 11 Hindupur 87 10 Kakinada 207 14 Kurnool 31 10 Markapur 108 9 Nandyal 64 8 Narasaraopet 172 9 Nellore 144 9 Ongole 89 12 Parvatipuram 136 8 Proddatur 102 8 Rajahmundry 90 8 Srikakulam 145 8 Tenali 90 7 Tirupati 162 8 Vijayawada 197 16 Visakhapatnam 227 15 Vizianagaram 126 8 TOTAL 3076 246Arunachal Pradesh State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Arunachal Along 22 - Pradesh Bomdila 7 - Changlang 3 - Itanagar 32 - Khonsa 3 - Namsai 13 - Pasighat 20 - Roing 15 - Tawang 5 - Ziro 43 - STATE TOTAL 163 0 Assam State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Assam Barpeta 38 - Bongaigaon 42 - Chariali 29 - Dhemaji 33 - Dhubri 35 - Dibrugarh 94 - Diphu 32 - Goalpara 33 - Golaghat 53 - Haflong 7 - Hailakandi 10 - Hojai 20 - Jorhat 89 - Karimganj 31 - Kokrajhar 25 - Mangaldoi 31 - Meghdoot 83 - Bhawan Morigaon 25 - Nagaon 64 - Nalbari 56 - North Lakhimpur 43 - Silchar 55 -Sivasagar 108 - Tezpur 45 - Tinsukia 56 - Udalguri 25 - STATE TOTAL 1162 0 Bihar State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Bihar Araria 15 - Arrah 25 - Arwal 11 - Banka 12 - Begusarai 34 - Bettiah 16 - Bh Aurangabad 32 - Bh Ramgarh 11 - Bhagalpur 30 - Biharsharif 56 - Buxar 22 - Chapra 61 - Darbhanga 16 - Gaya 54 - Gopalganj 17 - Hajipur 35 - Jamui 26 - Jehanabad 5 - Katihar 19 - Khagaria Mukhya 15 - Dakghar Kishanganj 10 - Lakhisarai 7 - Madhepura 26 - Madhubani 31 - Motihari 18 - Munger 18 - Muzaffarpur 72 - Nawadha 21 - Patna 62 - Purnea 24 - Saharsa 9 - Samastipur 78 - Sasaram 12 -Sheikhpura 7 - Sheohar 6 - Sitamarhi 40 - Siwan 21 - Supaul 21 - STATE TOTAL 995 0 Chandigarh State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Chandigarh Chandigarh 34 - Sector 29 STATE TOTAL 34 0 Chhattisgarh State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Chhattisgarh Ambikapur 21 2 Baikunthpur 24 4 Balod 40 3 Baloda Bazar 52 - Bemetara 19 3 Bijapur 33 - Ch Balrampur 39 - Ch Bilaspur 38 3 Champa 32 - Civic Centre 47 4 Bhilai Dantewada 31 - Dhamtari 46 5 Gariaband 42 - Jagdalpur 63 6 Jashpurnagar 41 4 Kanker 94 8 Kawardha 26 2 Kondagaon 59 - Korba 40 4 Mahasamund 46 3 Mungeli 15 - Narayanpur 17 - Raigarh 63 5 Raipur 46 7Rajnandgaon 131 2 Sukma 21 - Surajpur 13 - STATE TOTAL 1139 65 Dadar & Nagar Haveli State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Dadar & Nagar Silvassa 17 - Haveli STATE TOTAL 17 0 Delhi State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted +Delhi Delhi - Kashmere 70 5 Gate Delhi - 72 4 Sriniwaspuri Delhi - Vikas Puri 33 - STATE TOTAL 175 9 Goa State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Goa Margao 41 - Goa Panaji 74 - STATE TOTAL 115 0 Gujarat State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Gujarat Ahmedabad 151 - Gujarat Ahwadangs 5 - Amreli 92 - Anand 52 - Bardoli 74 - Bharuch 150 - Bhavnagar 62 -Bhuj 79 3 Botad 13 - Dahod 62 - Dwarka 26 - Gandhinagar 86 1 Godhra 70 - Himatnagar 66 - Jamnagar 52 1 Junagadh 65 2 Mahesana 76 - Modasa 75 - Morbi 40 - Nadiad 83 - Navsari 117 - Palanpur 79 - Patan 59 - Porbandar 46 - Rajkot 95 2 Rajpipla 38 - Surat 117 - Surendranagar 63 1 Vadodara 156 - Valsad 107 - Veraval 24 - STATE TOTAL 2280 10 Haryana State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Haryana Ambala Gpo 55 - Bahadurgarh 28 - Bhiwani 46 - Faridabad 6 - Fatehabad 25 - Gurgaon 28 - Hisar 32 - Jind 31 - Kaithal 32 - Karnal 25 - Kurukshetra 30 - Narnaul 10 - Palwal 13 - Panchkula 18 -Panipat 27 - Rewari 19 - Rohtak 15 - Sirsa 25 - Sonipat 39 - Yamunanagar 29 - STATE TOTAL 533 0 Himachal Pradesh State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Himachal Chamba 99 2 Pradesh Dehra 126 2 Dharamsala 143 2 Hp Bilaspur 62 1 Hp Hamirpur 110 2 Kullu 47 1 Mandi 124 1 Nahan 35 - Reckong Peo 21 - Shimla 66 - Solan 59 - Una 62 - TOTAL 954 11 Jammu And Kashmir State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Jammu And Anantnag 44 2 Kashmir Baramulla 45 1 Kathua 40 1 Mubarak Mandi 54 3 Rajouri 55 - Srinagar 43 3 Udhampur 75 4 TOTAL 356 14Jharkhand State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Jharkhand B.Deoghar 30 - J Bokaro Steel City 16 - Chaibasa 54 5 Chatra 35 - Daltonganj 10 - Dhanbad 24 - Dumka 51 6 Garhwa 9 - Giridih 27 2 Godda 21 8 Gumla 42 - Hazaribagh 40 4 Jamshedpur 54 5 Jh Ramgarh 15 1 Khunti 28 - Koderma 11 - Latehar 12 - Lohardaga 12 - Pakur 9 - Ranchi 42 - Sahibganj 30 2 Simdega 24 - TOTAL 596 33 Karnataka State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Karnataka Ankola 205 2 Bagalkot 147 9 Belgaum 171 4 Bellary 158 4 Bidar 80 4 Chamarajanagara 169 5 Chickballapur 62 2 Chikmagalur 121 4 Chikodi 159 4 Chitradurga 151 2 Davangere 157 9 Dharwad 123 4Doddaballapura 111 1 Gadag 87 4 Gulbarga 99 3 Hassan 201 4 Haveri 129 8 Ittigegudu 148 4 Kolar 148 5 Koppal 61 4 Madikeri 113 6 Mandya 160 2 Mangalore 312 5 Museum Road 216 4 Raichur Naya 84 4 Bazar Ramanagaram 139 6 Shimoga 146 2 Tumkur 235 5 Udupi 112 5 Vijayapur 147 8 Yadgiri 62 9 TOTAL 4413 142 Kerala State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Kerala Alappuzha 279 2 Ernakulam 438 - Idukki 199 1 Kannur 259 3 Kasaragod 128 3 Kollam 271 1 Kottayam 341 4 Kozhikode 321 3 Malappuram 263 2 Palakkad 353 2 Pathanamthitta 305 2 Thiruvananthapuram 402 3 Thrissur 451 2 Wayanad 118 3 TOTAL 4128 31Lakshadweep State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Lakshadweep Lakshadweep 5 - TOTAL 5 0 Leh & Laddakh State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Leh & Laddakh Leh 37 1 STATE TOTAL 37 1 Madhya Pradesh State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Madhya Pradesh Ashoknagar 35 Balaghat 156 - Betul 84 3 Bhind 18 1 Bhopal 62 1 Chhatarpur 42 - Chhindwara 90 5 Damoh 36 3 Datia 6 - Dewas 64 5 Dhar 62 1 Dindori 30 - Guna 49 - Gwalior 54 - Harda 37 2 Hoshangabad 30 2 Indore 40 4 Jabalpur 53 1 Jhabua 36 - Katni 72 4 Khandwa 69 - Khargone 70 - Mandla 135 4 Mandsaur 49 1 Morena 19 3 Narsinghpur 63 2Neemuch 46 - Raisen 80 3 Rajgarh 56 2 Ratlam 52 - Rewa 63 - Sagar 95 - Satna 66 - Sehore 67 2 Seoni 76 - Shahdol 78 1 Shajapur 53 2 Shivpuri 38 - Sidhi 41 - Tikamgarh 31 - Ujjain 50 4 Vidisha 67 - TOTAL 2420 56 Maharashtra State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Maharashtra Ahmednagar 152 - Akola 129 - Alibag 118 - Amravati Ho 215 - Baramati 65 - Beed 109 - Bhandara 69 - Buldana 127 - Chandrapur 202 - Dhule 95 - Gadchiroli 129 - Gondia 245 - Hingoli 64 - Jalgaon 211 - Jalna 60 - Kolhapur 215 - Latur 112 1 Malegaon Camp 141 - Malvan 151 - Mh Aurangabad 82 - Mumbai - Andheri 115 - Mumbai - Girgaon 107 -Nagpur 153 - Nanded 163 - Nashik 128 - Navapur 102 1 Osmanabad 88 - Palghar 117 - Panvel 70 - Parbhani 75 - Pune 266 - Ratnagiri 196 - Sangli 177 - Satara 290 - Shrirampur 128 - Solapur 223 - Thane Rs 155 - Wardha 94 - Washim 63 - Yavatmal 192 - TOTAL 5593 2 Manipur State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Manipur Chandel 13 - Churachandpur 18 - Imphal 33 4 Jiribam Bazar 1 - Moirang 19 3 Senapati 2 1 Tamenglong 5 - Thoubal 18 2 Ukhrul 9 - TOTAL 118 10 Meghalaya State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Meghalaya Jowai 32 - Khliehriat 21 - Mahendraganj 11 - Nongpoh 18 - Nongstoin 71 -Shillong 66 - Tura 32 - Williamnagar 40 - TOTAL 291 0 Mizoram State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Mizoram Aizawl 42 - Champhai 13 - Kolasib 20 - Lawngtlai 14 - Lunglei 20 - Serchhip 16 - TOTAL 125 0 Nagaland State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Nagaland Dimapur 25 3 Kohima 22 - Mokokchung 25 - Mon 3 - Phek 14 - Tuensang 9 - Wokha 4 - Zalukie 4 - Zunheboto 6 - TOTAL 112 3 Odisha State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Odisha Angul 90 3 Balangir 83 1 Balasore 103 5 Bargarh 49 1 Baripada 98 11 Berhampur 116 6 Bhadrak 121 10Bhanjanagar 91 4 Bhawanipatna 86 - Bhubaneswar 105 8 Boudhraj 64 4 Cuttack 108 8 Deogarh 31 5 Dhenkanal 81 1 Jagatsinghpur 72 8 Jajpur 64 6 Jeypore 44 1 Jharsuguda 42 4 Kendrapara 92 7 Keonjhargarh 138 3 Malkangiri 37 3 Nabarangpur 51 - Nawapara 31 - Tanwat Nayagarh 69 7 Parlakhemundi 48 - Phulbani 122 - Puri 107 5 Rairangpur 81 9 Rayagada 61 5 Rourkela 72 4 Sambalpur 35 1 Sonepur 29 1 Sundargarh 62 4 TOTAL 2483 135 Puducherry State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Puducherry Karaikal 26 - Puducherry Pondicherry 77 3 TOTAL 103 3 Punjab State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Punjab Abohar 45 - Amritsar 72 - Barnala 34 -Bathinda 68 - Chandigarh 41 - Sector 55 Faridkot 34 - Ferozepur 67 - Gurdaspur 69 - Hoshiarpur 144 - Jalandhar 43 - Kapurthala 109 - Ludhiana 107 - Malerkotla 61 - Malout 58 - Mansa 34 - Moga 43 - Nawanshahar 70 - Pathankot 32 - Patiala 49 - Ropar 56 - Sirhind 30 - Tarn Taran 41 - TOTAL 1307 0 Rajasthan State District / Branch Niveshak Didis Awareness Trained Programmes Conducted Rajasthan Ajmer 57 4 Banswara 25 - Baran 33 2 Barmer 73 - Bharatpur 5 - Bhilwara 58 3 Bikaner 18 - Bundi 17 3 Chittorgarh 42 - Churu City 22 - Dausa 35 - Dholpur 22 - Dungarpur 28 - Hanumangarh 43 - Jaipur 16 3 Jaisalmer 43 - Jalore 20 - Jhalawar 39 -Jhunjhunu 50 3 Jodhpur 55 - Kankroli 36 - Karauli 5 - Kota 21 3 Motidoongri 17 2 Nagaur 65 - Pali 14 - Pratap Garh 18 - Sawaimadhopur 12 - Sikar 34 - Sirohi 10 - Sriganganagar 46 - Tonk Raj 37 - Udaipur 67 1 TOTAL 1083 24 Sikkim State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Sikkim Gangtok 45 13 TOTAL 45 13 Tamil Nadu State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Tamil Nadu Anna Road 800 6 Charing Cross 156 3 Chidambaram 395 2 Coimbatore 516 7 Cuddalore 214 3 Dharmapuri 186 4 Dindigul 353 6 Erode 321 3 Kanchipuram 307 6 Karur 302 4 Kovilpatti 238 4 Krishnagiri 227 5 Kumbakonam 364 6 Manamadurai 310 4 Mayiladuthurai 190 2Nagercoil Town 286 - So Palayankottai 264 6 Perambalur 137 5 Pudukkottai 259 6 Ramanathapuram 210 4 Salem 509 7 Tallakulam 300 6 Thanjavur 220 4 Theni 195 3 Tiruchirappalli 377 8 Tirupattur 217 5 Tirupur 285 5 Tiruvallur 518 6 Tiruvannamalai 351 6 Tiruvarur 98 2 Tuticorin 247 2 Udayarpalayam 206 4 Velur 347 4 Villupuram 208 6 Virudhunagar 287 4 TOTAL 10400 158 Telangana State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Telangana Adilabad 37 4 Bhongir 32 7 Dhs Hanamkonda 112 8 Gandhi Chowk 280 8 Huzurnagar 98 14 Hyderabad 127 7 Jangaon 47 9 Kamareddy 53 6 Karimnagar 76 11 Mahabubabad 43 7 Mahabubnagar 105 7 Mancherial 71 7 Medak 28 7 Nagarkurnool 49 7 Nalgonda 52 7 Nirmal 30 7 Nizamabad 76 10Peddapalli 123 9 Sangareddy 86 9 Siddipet 36 8 Sirsilla 25 7 Vikarabad 43 9 Wanaparthy 70 9 TOTAL 1699 184 Tripura State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Tripura Agartala 55 12 Dharmanagar 47 - Kailashahar 30 - Khowai 38 - Radhakishorepur 51 2 TOTAL 221 14 Uttar Pradesh State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Uttar Pradesh Agra Fort 33 4 Aligarh 26 2 Allahabad 56 1 Ambedkar Nagar 67 5 Amethi 51 4 Amroha 10 3 Azamgarh 76 - Baghpat 14 2 Bahraich 51 7 Ballia 31 - Banda 14 2 Barabanki 71 - Bareilly 22 - Basti 54 9 Bhinga 12 - Bijnor 53 1 Budaun 50 2 Bulandshahr 14 2 Chandauli 16 2 Deoria 35 - Dibiapur 34 3Etah 35 2 Etawah 37 2 Faizabad 46 1 Farrukhabad 32 2 Fatehpur 52 2 Firozabad 27 3 Ghaziabad 23 1 Ghazipur 41 3 Gonda 74 - Gorakhpur 27 1 Gyanpur 29 2 Hapur 17 2 Hardoi 33 - Hathras 11 2 Jaunpur 63 3 Jhansi 15 2 Kannauj 30 1 Kanpur 14 2 Kanpur Dehat 29 2 Karwi 5 1 Kasganj 24 2 Khalilabad 22 - Kheri 41 - Lalitpur 3 1 Lucknow 59 2 Mahoba 9 2 Mahrajganj 18 - Mainpuri 33 2 Mathura 20 2 Mau 27 - Meerut 10 3 Mirzapur 22 5 Moradabad 21 2 Muzaffar Nagar 39 - Noida 18 2 Orai 31 2 Padrauna 14 - Pilibhit 11 3 Pratapgarh 52 2 Raebarely 108 2 Rampur 10 1 Robertsganj 25 1 Saharanpur 43 3 Shahjahanpur 44 2 Shamli 18 -Sitapur 67 - Sultanpur 44 1 Tetari Bazar 22 - Unnao 36 2 Up Balrampur 34 6 Up Hamirpur 9 1 Varanasi 34 2 TOTAL 2398 134 Uttarakhand State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted Uttarakhand Almora 28 1 Bageshwar 22 1 Champawat 13 1 Dehradun 67 2 Gopeshwar 36 1 Haridwar 25 1 Nainital 22 3 Pauri 48 - Pithoragarh 51 - Rudrapur 27 - Tehri 39 - Uttarkashi 9 - TOTAL 387 10 West Bengal State District / Branch Niveshak Didis Awareness Available /trained Programmes Conducted West Bengal Alipurduar 26 15 Asansol 42 17 Balurghat 52 14 Bankura 125 16 Barasat 160 16 Baruipur 114 16 Berhampore 125 18 Burdwan 122 15 Chinsurah 131 18 Contai 108 16 Cooch Behar 66 14 Diamond Harbour 35 15 Howrah 99 20Jalpaiguri 96 15 Jhargram 46 16 Kalimpong So 25 - Kolkata 45 15 Krishnanagar 117 26 Malda 101 15 Midnapore 96 15 Purulia 84 15 Raiganj 55 14 Siliguri Ho 43 - Suri 98 15 Tamluk 64 16 TOTAL 2075 372 Grand Totals