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GOVERNMENT OF INDIA
MINISTRY OF AGRICULTURE AND FARMERS WELFARE
DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE
LOK SABHA
UNSTARRED QUESTION No. 335
TO BE ANSWERED ON 02ND DECEMBER, 2025
KISAN CREDIT CARDS ISSUED UNDER MISS
335. SHRI KESINENI SIVANATH:
Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ(cid:874)ष और (cid:873)कसान क(cid:227)याण
मं(cid:287)ी be pleased to state:
(a) the details regarding the total number of Kisan Credit Cards (KCCs) issued under
Modified Interest Subvention Scheme (MISS) in the country till now for Andhra Pradesh for
the last three years, State and district-wise;
(b) the details of the total number of loans provided under Modified Interest Subvention
Scheme (MISS) through KCCs in the past three years, year-wise, State-wise and district-
wise for Andhra Pradesh;
(c) the details of the total amount of money given as loans under Modified Interest
Subvention Scheme (MISS) through KCCs in the past three years, year-wise, State-wise
and district-wise for Andhra Pradesh; and
(d) the details of the number of farmers who have received Prompt Repayment Incentive
(PRI) under the scheme for timely repayment of the loans in the last three years, year-
wise, State-wise and district-wise for Andhra Pradesh?
ANSWER
THE MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE
कृ िष एवं िकसान क(cid:670)ाण रा(cid:475) मं(cid:361)ी (SHRI RAMNATH THAKUR)
(a) to (d): The government is implementing a 100% centrally funded Central Sector
Scheme known as the Modified Interest Subvention Scheme (MISS) across various
States and UTs in pan India including Andhra Pradesh. This scheme aims to provide
concessional interest rates on short-term agricultural loans obtained by farmers throughKisan Credit Cards (KCC) for their working capital requirements. Under this scheme,
farmers including women farmers and tribal communities receive KCC loans at a
subsidized interest rate of 7%. To facilitate this, an up front interest subvention (IS) of
1.5% is provided to financial institutions. Additionally, farmers who repay their loans
promptly receive a 3% Prompt Repayment Incentive (PRI), effectively reducing the
interest rate to 4% per annum. The benefits of IS and PRI are available for loan limits up
to Rs.3 lakhs. However, if the short-term loan is taken for allied activities (other than crop
husbandry), the loan amount is limited to Rs.2 lakhs only.
KCC under the Modified Interest Subvention Scheme (MISS) is a demand-driven
initiative, and its benefits are available to all farmers. States- and district-wise (in Andhra
Pradesh) details of the total number of Kisan Credit Cards-MISS issued/ total accounts
receiving loans, the total amount of money given as loans and PRI released under the
MISS through Kisan Rin Portal (KRP) over the last three years are given in Annexure I
and Annexure II, respectively.Annexure-I
Statement referred to part (a) to (d) of Lok Sabha Unstarred Question No. 335 on "Kisan Credit Card issued under MISS" due for
answer on 02.12.2025
State-wise data of KCC under MISS
Scheme Year 22-23 Scheme Year 23-24 Scheme Year 24-25
No. of
No. of No. of No. of No. of
accounts
Credit accounts No. of accounts accounts accounts
S N. o . State No. of ex at se n od ne d u Mn Id Se Sr a wcc ho icu hn t Ps R i In OpN eo r. a o tif v e exC tere nd di et d u Mn Id Se Sr i Pn R w I h wi ac sh OpN eo r. a o tif v e exC tere nd di et d u Mn Id Se Sr i Pn R w I h wi ac sh
Operative as on as on receiving
(DFS) r e c e i v i n g was given KCCs receiving given KCCs given
KCCs (DFS) (DFS) (DFS) l o a n s
(Rs in loans (KRP) (DFS) loans (KRP) (DFS) (KRP)
(Rs in Cr) (Rs in Cr) (KRP)
Cr) (KRP) (in actuals) (KRP) (in (in
(in
(in actuals) (in actuals) actuals) actuals)
actuals)
Andaman &
1 Nicobar 9,056 38 1,197 379 8,324 23.41 1,450 510 8,368 23.60 705 119
Andhra
2 Pradesh 45,51,558 60,883 35,18,036 10,90,948 48,53,487 65,454.76 34,96,465 16,33,771 47,33,502 68,002.71 33,94,992 23,70,498
Arunachal
3 Pradesh 10,100 81 4,434 1,640 18,388 194.73 4,957 260 22,484 253.68 7,973 2,209
Assam
4 6,46,919 3,895 1,10,986 27,595 6,70,832 4,615.97 91,628 15,705 5,53,146 4,930.82 1,06,428 44,042
Bihar
5 25,76,527 17,388 4,31,451 1,28,367 28,80,585 19,151.92 4,70,188 1,12,805 28,20,939 19,369.37 4,56,447 1,41,862
Chandigarh
6 1,475 99 307 193 1,582 125.73 299 84 1,010 112.68 296 172
Chattisgarh
7 19,17,435 10,757 16,13,319 13,89,208 21,45,836 10,581.72 17,54,954 15,14,880 19,08,855 15,088.13 17,82,085 15,81,176
Delhi 2,861 45 2,761 42.91 2,614 41.60
8 1,748 466 1,504 686 1,378 390
Goa 9,458 111 11,649 148.06 11,918 177.99
9 7,687 2,461 8,043 1,335 7,707 4,179
Gujarat 30,18,544 62,391 31,37,242 71,132.16 32,24,050 77,427.53
10 23,44,692 13,43,440 23,89,510 6,93,841 24,15,221 16,55,380
Haryana 22,86,953 50,045 23,61,829 53,999.65 24,00,489 55,411.02
11 15,62,643 10,08,910 15,17,345 9,46,137 14,81,559 11,77,043
Himachal
4,60,441 7,636 5,02,861 9,071.72 5,10,282 9,571.55
12 Pradesh 3,84,316 2,26,489 3,88,832 1,59,731 4,20,030 2,55,018
Jammu &
9,10,514 6,363 10,66,887 6,973.56 11,13,136 7,378.74
13 Kashmir 5,68,248 2,05,644 5,74,601 1,62,363 6,30,063 26,823
Jharkhand 9,67,591 5,200 9,95,531 5,559.96 9,68,619 5,667.58
14 5,08,690 51,022 4,50,444 53,172 4,32,951 1,15,120Karnataka 47,21,067 54,181 54,98,818 62,794.38 53,76,056 67,542.32
15 37,64,939 27,43,946 39,76,330 6,67,266 40,63,992 36,02,149
Kerala 25,94,466 43,401 26,58,063 49,952.20 24,11,756 44,787.86
16 19,23,824 8,83,669 24,50,508 10,27,316 20,31,929 17,18,740
Ladakh 28,072 258 28,228 268.43 28,170 272.77
17 18,018 6,232 17,977 5,713 18,474 842
Lakshadweep 1,770 15 2,555 22.47 3,110 28.42
18 756 191 1,294 706 2,175 1,824
Madhya
62,68,740 78,136 65,00,382 84,523.43 65,17,376 88,732.28
19 Pradesh 35,90,335 21,18,445 36,87,921 17,45,765 26,35,875 18,96,067
Maharashtra 71,77,298 70,354 72,17,854 78,018.14 70,31,236 85,046.19
20 51,45,546 26,31,164 50,24,081 22,02,579 32,40,936 19,45,963
Manipur 19,693 165 19,699 158.55 18,309 161.37
21 8,135 2,386 7,401 960 6,658 2,052
Meghalaya 71,677 360 77,422 467.47 85,889 557.00
22 16,076 2,852 18,255 167 32,286 10,810
Mizoram 35,093 315 51,561 518.33 42,696 387.00
23 18,981 2,107 19,222 223 26,993 2,912
Nagaland 30,070 179 32,072 191.77 36,510 234.46
24 22,263 6,382 20,191 1,463 24,790 14,312
Odisha 39,71,032 21,744 44,65,567 29,097.39 42,79,001 27,064.30
25 26,02,502 18,99,459 26,41,286 15,30,469 26,44,701 19,63,259
Puducherry 13,413 276 20,366 391.76 19,361 462.85
26 8,494 2,740 28,499 4,789 14,143 12,987
Punjab 21,98,101 55,428 22,34,658 57,830.26 21,67,523 57,536.13
27 16,38,390 12,01,091 16,40,200 9,07,061 13,96,237 6,40,535
Rajasthan 65,40,646 99,551 68,45,762 1,08,973.48 71,27,277 1,12,362.83
28 55,55,348 37,80,123 58,92,590 36,78,793 58,38,870 42,71,894
Sikkim
29 8,702 56 4,826 460 10,115 61.59 5,391 941 10,995 70.57 4,898 2,101
Tamil Nadu 35,80,708
30 42,143 27,24,914 17,79,187 40,31,906 52,112.22 31,60,194 7,54,139 40,38,150 55,120.96 30,62,638 24,05,274
Telangana 43,37,476
31 44,405 24,60,500 4,08,791 45,08,942 47,786.40 29,34,766 10,40,143 45,76,239 50,594.27 29,63,725 13,61,020
Dadra &
Nagar Haveli
1,581 40
& Daman & 650 66 1,543 710 148 1,447 600 183
40.41 47.13
32 Diu
Tripura
33 1,55,042 507 33,931 4,864 1,64,916 522.40 22,108 4,237 1,71,181 518.16 20,727 9,409
Uttar Pradesh
34 1,07,05,196 1,28,123 56,63,565 20,68,300 1,09,17,055 1,38,621.03 55,06,886 14,56,128 1,09,56,279 1,41,374.75 48,93,012 15,29,171
Uttarakhand
35 5,08,644 6,365 2,89,880 1,59,740 5,54,157 6,479.26 2,79,856 1,23,468 5,11,706 6,237.53 2,67,422 1,71,144
West Bengal
36 31,32,363 14,531 19,38,625 10,06,324 30,04,799 15,85,628 18,47,134 8,68,669 35,20,859 17,459.00 18,21,205 11,79,010
Source: 1. Kisan Rin Portal (KRP), DA&FW; as reported by banks on 07.10.2025 for respective Scheme Years (SY) on KRP, Partial data for 22-23 & 24-25.
2. DFS (Operative KCC & Credit extended)Annexure-II
Statement referred to part (a) to (d) of Lok Sabha Unstarred Question No. 335 on "Kisan Credit Card issued under MISS" due for
answer on 02.12.2025
District-wise data of KCC under MISS for Andhra Pradesh
Scheme Year 22-23 Scheme Year 23-24 Scheme Year 24-25
No. of No. of No. of No. of No. of No. of accounts in
accounts accounts in accounts accounts accounts which PRI was
S.
District under MISS which PRI under MISS in which under MISS given
No.
receiving was given receiving PRI was receiving (in actuals)
loans (in actuals) loans given loans
(in actuals) (in actuals) (in actuals) (in actuals)
1 Alluri Sitharama 8,965 582 9,461 661 8,951 1,168
Raju
2 Anakapalli 30,402 11,161 29,919 4,279 29,164 13,602
3 Anantapur 4,72,895 87,312 5,78,323 3,69,894 5,71,977 4,45,324
4 Annamayya 10,758 1,245 13,023 5,099 12,437 7,041
5 Bapatla 49,356 9,809 51,253 20,822 51,284 29,079
6 Chittoor 3,00,177 72,919 2,07,388 1,15,666 1,86,231 1,21,032
7 Dr.B.R.Ambedkar 9,841 1,342 10,053 5,347 9,829 5,885
Konaseema
8 East Godavari 2,18,240 1,21,040 2,05,926 42,951 1,99,782 1,50,812
9 Eluru 72,972 30,404 75,981 22,657 73,553 46,311
10 Guntur 1,49,902 57,866 1,37,184 49,274 1,39,930 97,550
11 Kakinada 19,956 4,278 21,866 8,691 22,130 13,911
12 Krishna 2,11,811 1,22,045 2,21,962 50,576 2,16,092 1,70,744
13 Kurnool 4,53,415 86,454 3,71,229 1,94,964 3,43,100 2,23,451
14 Nandyal 60,197 23,687 57,508 35,300 56,179 42,019
15 NTR 8,181 3,277 8,528 1,134 9,453 5,745
16 Palnadu 1,25,178 18,864 1,33,319 70,922 1,35,700 93,202
17 Parvathipuram 20,502 1,516 21,357 9,388 18,469 11,103
Manyam
18 Prakasam 2,38,133 58,883 2,69,480 1,60,465 2,70,436 1,86,33019 Spsr Nellore 5,662 2,048 6,928 2,330 7,598 4,436
20 Sri Potti 1,16,099 24,390 1,28,701 65,288 1,27,665 72,218
Sriramulu Nellore
21 Sri Sathya Sai 46,522 23,757 47,548 383 45,081 18,634
22 Srikakulam 2,49,159 96,012 2,52,546 1,60,899 2,41,233 1,77,880
23 Tirupati 24,021 2,893 25,018 8,011 24,132 10,905
24 Visakhapatnam 91,339 41,885 90,536 23,432 91,511 60,802
25 Vizianagaram 1,20,692 33,551 1,16,722 50,078 1,13,557 69,304
26 West Godavari 1,38,839 81,938 1,42,839 31,768 1,32,117 1,02,078
27 Y.S.R. 2,64,822 71,795 2,61,867 1,23,496 2,57,401 1,89,932
Source: Kisan Rin Portal (KRP), DA&FW; as reported by banks on 07.10.2025 for respective Scheme Years (SY) on KRP Partial Data
for SY 2022-23 & 2024-25
Note: As per DFS reply: District wise Operative KCCs data is not available.
*****