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O.I.H
GOVERNMENT OF INDIA
MINISTRY OF AGRICULTURE AND FARMERS’ WELFARE
DEPARTMENT OF AGRICULTURE AND FARMERS’ WELFARE
RAJYA SABHA
UNSTARRED QUESTION NO. 840
TO BE ANSWERED ON 06/02/2026
NEW INITIATIVES TAKEN TO SUPPORT FARMERS
840. SHRI TEJVEER SINGH:
Will the Minister of AGRICULTURE AND FARMERS WELFARE be pleased to state:
(a) the new initiatives taken by Government to promote natural farming, Digital Agriculture
Mission and crop diversification;
(b) the details of the new policy decisions taken to strengthen credit for farmer, crop insurance
and the agricultural value chain; and
(c) the concrete improvements recorded so far in farmer’s income, productivity and risk
management as a result of these initiatives?
ANSWER
MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE
(SHRI RAMNATH THAKUR)
(a) to (c) National Mission on Natural Farming (NMNF) is implemented by the Government to
promote chemical free natural farming in the country. The Mission focuses on improving soil
health, restoring ecosystems and reducing input cost to the farmers. As envisaged by the Mission,
17,267 natural farming clusters have been formed covering 8.52 lakh hectares and 17.06 lakh
farmers (as on 31.01.2026).
Digital Agriculture Mission envisages the creation of a Digital Public Infrastructure
(DPI) for Agriculture, such as AgriStack, Krishi Decision Support System, a Comprehensive Soil
Fertility & Profile Map and other IT initiatives undertaken by the Central Government/State
Government to enable a robust digital agriculture ecosystem in the country. The AgriStack DPI
consists of three foundational registries or databases associated with the agriculture sector, i.e.,
Geo-Reference Village Maps, Crop Sown Registry, and the Farmers Registry, all created and
maintained by the State Governments/ Union Territories. The state Farmer Registry under the
digital agriculture mission covers all the landholding farmers, including women farmers. The
farmer registry application also has the provision to onboard the tenant and lessee farmers. A State
can decide to include such farmers in the farmers' registry as per the state’s policy on tenants and
lessee farmers. As of 01.02.2026, more than 8.43 Crore Farmer IDs have been generated. Further,
in Kharif 2025, the Digital Crop Survey (DCS) has been conducted in 604 Districts covering more
than 28.5 crores plots across the country. Krishi Decision Support System is a geo-spatial platform
that integrates satellite, weather, soil, and crop data using GIS to support agricultural planning and
decision-making. Krishi DSS (Decision Support System) has been launched and total 16 different
modules have been developed.A Nationwide Soil Resource Mapping project has been initiated by the Soil and Land
Use Survey of India (SLUSI), which is inventorying soils at a village level on a 1: 10,000 scale
using high-resolution satellite and ground data to create standardized soil maps for rational land
use and crop planning, thus promoting sustainable agriculture. Soil survey of 39.10 m hectare
area upto December, 2025 has been undertaken.
Crop Diversification Programme (CDP) under Pradhan-Mantri Rashtriya Krishi Vikas
Yojana (PM-RKVY) is being implemented in the Original Green Revolution States viz;
Punjab, Haryana and western Uttar Pradesh since 2013-14 to diversify paddy area to alternate
crops like oilseeds, pulses, coarse cereals/nutri-cereals, cotton and agro-forestry. Further, CDP
has been extended to tobacco growing states of Andhra Pradesh, Bihar, Gujarat, Karnataka,
Maharashtra, Odisha, Tamil Nadu, Telangana, Uttar Pradesh and West Bengal to encourage
tobacco growing farmers to shift to alternate crops/cropping system w.e.f. 2015-16.
The Kisan Credit Card (KCC) Scheme was launched by the Government of India in 1998
with the objective of providing farmers with short-term institutional credit to meet their
working capital requirements. Further, the Government is implementing a 100% centrally
funded Central Sector Scheme known as the Modified Interest Subvention Scheme (MISS)
across various States and UTs in pan India since 2006-07. This scheme aims to provide
concessional interest rates and make it affordable by providing Interest Subvention (IS) and
Prompt Repayment Incentive (PRI) on short-term agricultural loans obtained by farmers
through Kisan Credit Cards (KCC) for their working capital requirements. The Government
has taken the following new policy decisions in recent past for deepening and widening of
credit flow to farmers:
As per priority Sector Landing (PSL) regulation government has mandated that banks
will provide 18% of their total loans to agriculture and allied sector. Since 2016 a sub
limit has been fixed for small and marginal farmers which at present is 10%.
In 2018–19, the Kisan Credit Card (KCC) facility was extended to farmers engaged in
allied activities, including animal husbandry, dairying and fisheries.
RBI has increased collateral free loan limit in KCC for existing Rs 1.6 lakh to Rs 2 lakh
w.e.f., 01.01.2025. This move enhances credit accessibility, particularly for small and
marginal farmers, who benefit from reduced borrowing costs and the removal of
collateral requirements.
The total credit flow to the agriculture sector has nearly grown fourfold, increasing from
₹7.3 lakh crore in 2013–14 to ₹28.67 lakh crore in 2024–25, of which credit disbursed to Small
and Marginal Farmers (SMFs) has reached ₹14.77 lakh crore during the same period. Further,
the credit extended through Kisan Credit Card (KCC) has increased from ₹4.26 lakh crore in
2013–14 to ₹10.20 lakh crore in 2024–25. As a result, farmers’ dependence on informal
sources for meeting their credit needs has reduced to 24.5%, as reported in the NABARD All
India Rural Financial Inclusion Survey (NAFIS) 2021–22 report.
Government has introduced yield based Pradhan Mantri Fasal Bima Yojana (PMFBY)
and weather index based Restructured Weather Based Crop Insurance Scheme (RWBCIS) fromKharif, 2016 to provide financial support to farmers suffering crop loss/damage arising out of
natural calamities, adverse weather incidence and to stabilize the income of farmers etc.
PMFBY provides for comprehensive risk insurance against crop damage from pre-sowing to
post-harvest for crops and area notified by the concerned State Government. The scheme not
only safeguards against wide spread yield loss due to non-preventable natural risks/ & extreme
climate calamities viz. flood, inundation, landslide, drought, heat waves, hailstorm, cyclone,
pests/diseases, natural fire and lightening, storm, typhoon, tempest, hurricane, tornado etc. but
also against farm level yield loss due to localized risks (hailstorm, landslide, inundation, cloud
burst and natural fire) and post harvest losses due to cyclone, cyclonic/unseasonal rain and
hailstorm and prevented sowing. Since the inception of the scheme in 2016, until 2024-25,
78.70 Crore farmer applications have been insured under PMFBY/RWBCIS and cumulative
claims of Rs.192477 Crore has been paid to 23.23 crore farmer applications (as on 31.12.2025).
The Agriculture Infrastructure Fund (AIF) was launched in 2020-21 to address gaps in
post-harvest management and strengthen agricultural infrastructure. Banks and financial
institutions extend loans worth ₹1 lakh crore, with 3% per annum interest subvention from AIF.
Credit guarantee coverage under Credit Guarantee Fund Trust for Micro and Small Enterprises
(CGTMSE) and NABSanrakshan for loans up to ₹2 Crore is supported by Government of India.
AIF provides interest subvention for medium- to long-term financing for creation of post-
harvest and farming assets such as custom hiring centres, warehouses, silos, cold storages,
pack-houses, sorting and grading units, assaying facilities, primary processing centres,
logistics/supply-chain infrastructure etc. Interest subvention and credit guarantee together
encourage investments by farmers, Farmer Producers Organizations (FPOs), Cooperatives,
Primary Agricultural Credit Societies (PACS), Self Help Groups (SHGs), agri-entrepreneurs
and start-ups. Since the inception of the scheme till 26th January 2026, Rs. 80,224.15 Crores
have been sanctioned for 1,50,431 projects under AIF Scheme. These sanctioned projects have
mobilized an investment of Rs 1,27,508 Crores in agriculture sector.
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