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GOVERNMENT OF INDIA
MINISTRY OF RURAL DEVELOPMENT
DEPARTMENT OF RURAL DEVELOPMENT
LOK SABHA
UNSTARRED QUESTION NO. 5168
ANSWERED ON 24/03/2026
NPA IN WOMEN OWNED SHGS
5168. Shri Kalipada Saren Kherwal:
Will the Minister of RURAL DEVELOPMENT be pleased to state:
(a) the top three States that have the lowest percent of Non-
Performing Assets (NPA) in Women Self Help Groups (SHG) in big
States; and
(b) the top three States that had the highest NPA in Women SHGs?
ANSWER
MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT
(DR. CHANDRA SEKHAR PEMMASANI)
(a): The top three States with the lowest percentage of Non-
Performing Assets (NPA) in Women Self Help Groups (SHGs) among
big States (amount-wise outstanding) are Andhra Pradesh (0.61%),
West Bengal (1.05%) and Bihar (1.96%). The State/UT-wise details of
Loan Outstanding Amount, NPA Amount and percentage of NPA in
Women SHGs under DAY-NRLM are given at Annexure.
(b): The top three States with the highest NPA amount in Women
SHGs are Tamil Nadu (3.65%), Karnataka (2.72%) and Telangana
(2.07%).
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Page 1 of 2ANNEXURE
ANNEXURE REFERRED TO IN REPLY TO PART (a) OF THE LOK SABHA
UNSTARRED QUESTION NO. 5168 TO BE ANSWERED ON 24.03.2026
- "NPA in Women owned SHGs".
The State/UT-wise details of Loan Outstanding Amount, NPA Amount
and percentage of NPA in Women SHGs under DAY-NRLM are given
as under:-
Geographic Wise Loan Delinquency Report as on 17.03.2026
Outstanding Amount NPA Amount % of
S.No. States/UTs (in crores) (in crores) NPA
1. Meghalaya 351.73 22.18 6.31%
2. Mizoram 94.85 4.81 5.07%
3. Gujarat 990.99 48.10 4.85%
4. Puducherry 248.48 10.85 4.36%
Dadra and Nagar Haveli &
5. Daman and Diu 1.65 0.06 3.86%
6. Haryana 729.64 27.04 3.71%
7. Tamil Nadu 30611.25 1116.05 3.65%
8. Andaman & Nicobar Islands 2.40 0.08 3.46%
9. Manipur 103.24 3.45 3.34%
10. Arunachal Pradesh 49.91 1.60 3.20%
11. Rajasthan 3031.82 91.47 3.02%
12. Kerala 10987.89 325.53 2.96%
13. Uttar Pradesh 3937.62 115.06 2.92%
14. Maharashtra 15000.94 429.71 2.86%
15. Chhattisgarh 3492.55 98.48 2.82%
16. Karnataka 30147.68 820.71 2.72%
17. Madhya Pradesh 5455.09 133.56 2.45%
18. Punjab 171.68 3.63 2.11%
19. Telangana 40272.20 835.63 2.07%
20. Bihar 28601.16 559.51 1.96%
21. Nagaland 162.66 3.08 1.89%
22. Jammu & Kashmir 1055.42 17.64 1.67%
23. Uttarakhand 471.40 7.75 1.64%
24. Goa 113.61 1.84 1.62%
25. Himachal Pradesh 382.88 5.80 1.51%
26. Odisha 19118.61 282.39 1.48%
27. Tripura 727.86 9.54 1.31%
28. West Bengal 32842.97 346.32 1.05%
29. Jharkhand 7762.62 67.43 0.87%
30. Assam 9582.43 81.28 0.85%
31. Andhra Pradesh 82693.46 506.20 0.61%
32. Sikkim 68.46 0.30 0.43%
33. Ladakh 2.39 0.00 0.00%
34. Lakshadweep 1.42 0.00 0.00%
Total 329377.20 5977.37 1.81%
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