Executive Summary:
This document is the response of the Ministry of Labour and Employment to Lok Sabha Unstarred Question No. 186, answered on July 21, 2025, regarding the Pradhan Mantri Shram Yogi Maan-Dhan (PMSYM) scheme in Tamil Nadu. It provides data on beneficiary enrolment, reasons for low enrolment in Tenkasi, clarifications on merging PMSYM with other schemes, details of government subsidies, and awareness initiatives. The data on district-wise enrolment is current as of July 10, 2025.
Key Points / Main Content:
* **Beneficiary Enrolment:**
* As of July 10, 2025, there are 69,490 beneficiaries enrolled under PMSYM in Tamil Nadu.
* District-wise enrolment numbers are provided in an annexure.
* **Low Enrolment in Tenkasi:**
* Reasons identified for low enrolment include:
* The scheme's contributory nature requires long-term financial commitment.
* Awareness, persuasion, and mobilization depend on State Government and CSC machinery.
* Unorganized sector workers have variable employment opportunities.
* Some states offer pensions to eligible age groups without beneficiary contributions.
* **Scheme Integration and Subsidies:**
* There is no current proposal to merge PMSYM with the Atal Pension Yojana.
* PMSYM is already integrated with the eShram database.
* The government pays a 50% subsidy towards required contributions.
* **Awareness Initiatives:**
* Initiatives to improve awareness include:
* Periodic review meetings with States/UTs.
* Incentives for Common Services Centres (CSCs) for each enrolment.
* Launch of new features: Voluntary Exit, Revival Module, Claim Status, and Account Statement.
* Extension of dormant account revival from 1 to 3 years.
* Two-way integration of PMSYM and eShram.
* SMS campaigns.
* Addressing Chief Secretaries of States regarding enrolment.
Impact Analysis:
* **Unorganized Sector Workers in Tamil Nadu:**
* *Impact:* Provides access to pension benefits through a contributory scheme, with government subsidies.
* *Action Required:* Consider the long-term financial commitment required and enroll through State Government or CSC channels.
* **State Government of Tamil Nadu:**
* *Impact:* Responsible for awareness, persuasion, and mobilization of potential beneficiaries.
* *Action Required:* Conduct outreach programs and work with CSCs to increase enrolment under PMSYM.
* **Common Services Centres (CSCs):**
* *Impact:* Play a crucial role in enrolling eligible individuals in PMSYM.
* *Action Required:* Increase enrolment to receive incentives and promote the scheme's benefits.
Key Entities Referenced
Pradhan Mantri Shram Yogi Maan-Dhan: A pension scheme (PMSYM) for unorganised sector workers
Tamil Nadu: A state in India with low enrolment under PMSYM
Tenkasi: A district in Tamil Nadu with significantly low enrolment under PMSYM despite a large unorganised workforce
Atal Pension Yojana: Another pension scheme that the government considered merging with PMSYM, but there is no such proposal
eShram: A database for unorganised sector workers, which is integrated with PMSYM
SUSHRI SHOBHA KARANDLAJE: Minister of State for Labour and Employment
Common Services Centres: Given incentive on every eligible person enrolled in PMSYM
Lok Sabha: The House of the People (lower house) of the Parliament of India, where the question about PMSYM was raised.
GOVERNMENT OF INDIA
MINISTRY OF LABOUR AND EMPLOYMENT
LOK SABHA
UNSTARRED QUESTION NO. 186
TO BE ANSWERED ON 21.07.2025
PM-SYM IN TAMIL NADU
186. DR. RANI SRIKUMAR:
Will the Minister of LABOUR AND EMPLOYMENT be pleased to
state:
(a)the details of the number of beneficiaries enrolled under Pradhan
Mantri Shram Yogi Maan-Dhan (PM-SYM) in Tamil Nadu, district-
wise;
(b)whether the Government has identified the reasons for low
enrolment under PM-SYM in Tenkasi despite a significant
unorganised workforce there and if so, the details thereof;
(c)whether the Government proposes to merge PM-SYM with the Atal
Pension Yojana or integrate it with the e-Shram database and if so,
the details thereof;
(d)whether the Government plans to subsidise contributions for the
workers who are unable to pay; and
(e)the details of the awareness initiatives undertaken by the
Government in Tamil Nadu, particularly in Tenkasi, to improve PM-
SYM enrolment?
ANSWER
MINISTER OF STATE FOR LABOUR AND EMPLOYMENT
(SUSHRI SHOBHA KARANDLAJE)
(a): The number of beneficiaries enrolled under Pradhan Mantri
Shram Yogi Maandhan (PM-SYM) scheme in Tamil Nadu is 69,490 (as
on 10.07.2025), and the district-wise enrollment is Annexed.
(b): The reasons for low enrolment under PM-SYM scheme is under:
(i) It is a contributory scheme, hence requires long-term financial
commitment by the beneficiaries.
Contd..2/-:: 2::
(ii) Awareness, persuasion and mobilization of beneficiaries are
required to be done through State Government or CSC Machinery.
(iii) The workers in unorganised sector have variable employment
opportunities.
(iv) Many of the States give pension to the eligible age group without
any contribution from the beneficiary.
(c): At present there is no such proposal to merge this scheme with
the Atal Pension Yojana. PM-SYM scheme is already integrated with
the eShram database.
(d): Government pays 50% subsidy towards the contribution
required to be made under the scheme.
(e): The steps taken by the Government for the awareness of this
scheme in the country including Tamil Nadu are as follows:
(i) Holding periodic review meeting with States/ UTs.
(ii) Common Services Centres (CSCs) are given an incentive on every
eligible person enrolled in PM-SYM.
(iii) Launch of new features: Voluntary EXIT, Revival Module, Claim
Status, and Account Statement.
(iv) Extension of revival of dormant accounts from 1 year to 3 years.
(v) Two-way integration of PM-SYM and eShram.
(vi) SMS campaign to create awareness.
(vii) Addressing Chief Secretaries of States regarding enrolment
under PM-SYM scheme.
* *****Annexure
Annexure referred to in reply to part (a) of Lok Sabha Unstarred Question for 186 for
21.07.2025.
District-wise number of beneficiaries in the State of Tamil Nadu (as on 10.07.2025)
Sl. No. Districts Registration
1 Pudukkottai 3633
2 Vellore 3476
3 Thiruvarur 3298
4 Cuddalore 3099
5 Villupuram 2789
6 Erode 2771
7 Tuticorin 2736
8 Krishnagiri 2587
9 Coimbatore 2486
10 Virudhunagar 2448
11 Tiruchirappalli 2409
12 Kanniyakumari 2345
13 Dindigul 2177
14 Dharmapuri 2166
15 Salem 2155
16 Tirunelveli 2146
17 Tiruvannamalai 2061
18 Ramanathapuram 1999
19 Madurai 1919
20 Kanchipuram 1877
21 Theni 1741
22 Thanjavur 1696
23 Tiruppur 1637
24 Thiruvallur 1626
25 Chennai 1579
26 Chengalpattu 1575
27 Nagapattinam 1559
28 Namakkal 1451
29 Ariyalur 1328
30 Karur 1173
31 Perambalur 1070
32 Sivaganga 941
33 The Nilgiris 850
34 Ranipet 251
35 Tenkasi 188
36 Kallakurichi 101
37 Tirupathur 95
38 Mayiladuthurai 52
Total 69490
Data Source: CSC
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