Executive Summary:
This document presents the answer to Lok Sabha Unstarred Question No. 2720 regarding Pradhan Mantri Fasal Bima Yojana (PMFBY) beneficiaries in Dahod during 2023-24 and the use of new technologies. It confirms PMFBY is voluntary for States/UTs and farmers, and Gujarat withdrew from the scheme after 2019-20. The response details various technological interventions incorporated within the PMFBY scheme.
Key Points / Main Content:
* **PMFBY Implementation:**
* PMFBY is voluntary for both States/UTs and farmers.
* The State Government of Gujarat implemented the scheme until 2019-20 but withdrew thereafter.
* **Technological Interventions in PMFBY:**
* **YESTech (Yield Estimation based on Technology):** Technology-based yield estimation mechanism using remote sensing, weather indices, crop data, and soil types.
* **WINDS (Weather Information Network Data System):** Network of automatic weather stations and rain gauges at Taluk/Block and Gram Panchayat level for hyperlocal weather data.
* **NCIP (National Crop Insurance Portal):** A single data source for subsidy payment, coordination, transparency, information dissemination, direct farmer enrollment, and electronic claim transfers.
* **DigiClaimPayment Module:** A module for monitoring claim disbursal, integrating NCIP with Public Finance Management System (PFMS) and insurance company accounting systems, operational from Kharif 2022.
* **AIDE App:** A smartphone app rolled out in Kharif 2023 for paperless and cashless farmer enrollment through insurance intermediaries.
* **Krishi Rakshak Portal Helpline:** A pan-India integrated grievance redressal mechanism with a digital portal and call center for farmers' concerns and queries.
Impact Analysis:
* **State Governments/UTs:**
* Impact: States/UTs have the option to implement PMFBY. Gujarat chose to withdraw after 2019-20.
* Action Required: Decide whether to participate in PMFBY.
* **Farmers:**
* Impact: Farmers can voluntarily enroll in PMFBY where it is implemented. New technologies aim to improve claim assessment and transparency.
* Action Required: Utilize available technologies like the AIDE app and Krishi Rakshak Portal Helpline.
* **Insurance Companies:**
* Impact: Insurance companies are integrated into the DigiClaimPayment Module for transparent and timely claim processing.
* Action Required: Integrate accounting systems with NCIP and PFMS for efficient claim disbursal.
* **Government of India:**
* Impact: Responsible for developing and implementing PMFBY and related technologies.
* Action Required: Maintain and update PMFBY technologies like NCIP, DigiClaimPayment Module, and Krishi Rakshak Portal.
Key Entities Referenced
Ministry of Agriculture and Farmers Welfare: A department of the Government of India responsible for agriculture and farmers' welfare.
Lok Sabha: The lower house of the Parliament of India.
Pradhan Mantri Fasal Bima Yojana (PMFBY): A government-sponsored crop insurance scheme in India.
Dahod district: A district in the state of Gujarat, India, where PMFBY beneficiaries are being discussed.
Gujarat: A state in India that initially implemented the PMFBY scheme.
YESTech Yield Estimation based on Technology: A technology-based yield estimation mechanism for crop insurance.
WINDS Weather Information Network Data System: A network of Automatic Weather Stations and Rain Gauges for hyperlocal weather data.
National Crop Insurance Portal (NCIP): A single source of data for crop insurance subsidy payment, coordination, and information dissemination.
O.I.H.
GOVERNMENT OF INDIA
MINISTRY OF AGRICULTURE AND FARMERS WELFARE
DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE
LOK SABHA
UNSTARRED QUESTION NO. 2720
TO BE ANSWERED ON THE 05TH AUGUST, 2025
PMFBY BENEFICIARIES IN DAHOD
2720. SHRI JASWANTSINH SUMANBHAI BHABHOR:
Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ(cid:874)ष एव ं (cid:873)कसान क(cid:227)याण म(cid:287)ं ी
be pleased to state:
(a) the number of farmers who have received compensation under Pradhan Mantri
Fasal Bima Yojana (PMFBY) in Dahod district during the year 2023-24; and
(b) whether the new technologies are being used under the said scheme (such as
drone-based assessment) have provided more relief to and developed confidence
among tribal farmers?
ANSWER
THE MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE
कृ(cid:874)ष एव ं (cid:873)कसान क(cid:227)याण रा(cid:207)य मं(cid:287)ी (SHRI RAMNATH THAKUR)
(a) & (b): Pradhan Mantri Fasal Bima Yojana (PMFBY) is voluntary for the State/UTs as
well as for farmers. State Government of Gujarat initially implemented the scheme till 2019-
20 and withdrew from the scheme thereafter.
The PMFBY envisages infusion of improved technology in implementation of the
scheme. The details of technological interventions in the Scheme are as under:
(a) YES-Tech (Yield Estimation based on Technology)- is a technology based
yield estimation mechanism which has been developed after 2 years of
rigorous testing and pilot runs across 100 districts of the country. Crop Loss
assessment and Yield estimation assisted by data inputs from such as
Remote Sensing indices, Weather indices, crop phenological information, soil
types etc. using approved Technologies/Approaches(b) WINDS (Weather Information Network & Data System)- is again a
pioneering initiative of the country to set-up a network of Automatic Weather
Stations & Rain Gauges at Taluk/Block and Gram Panchayat level to create a
strong database of hyper-local weather data for the different Govt. and other
entities to use for all farmer and farming oriented services.
(c) National Crop Insurance Portal (NCIP)- is developed by the government as
a single source of data which ensures subsidy payment, coordination,
transparency, dissemination of information and delivery of services including
direct online enrolment of farmers, uploading/obtaining individual insured
farmer’s details for better monitoring and to ensure transfer of claim amount
electronically to the individual farmer’s Bank Account.
(d) Digi-Claim-Payment Module – is a dedicated module operationalised for
payment of claims from Kharif 2022 onwards in order to rigorously monitor the
claim disbursal process. It involves the integration of National Crop Insurance
Portal (NCIP) with Public Finance Management System (PFMS) and
accounting system of Insurance Companies to provide timely & transparent
processing of all claims.
(e) AIDE (App for Intermediary Enrolment): A smart-phone App has been
designed and rolled out in Kharif 2023 for enrolment of farmers at their door-
steps through a large network of Insurance Intermediaries. It offers a
completely paper-less and cash-less experience to a farmer.
(f) Krishi Rakshak Portal & Helpline: A pan-India single number integrated
grievance redressal mechanism having digital portal and a call centre has
been developed to enable farmers to lodge their grievances/concerns/queries.
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