Parliament Question: Pradhan Mantri Awas Yojana - Gramin (PMAY-G)

GOVERNMENT OF INDIA MINISTRY OF RURAL DEVELOPMENT DEPARTMENT OF RURAL DEVELOPMENT LOK SABHA UNSTARRED QUESTION NO. 473 ANSWERED ON 03/02/2026 PRADHAN MANTRI AWAS YOJANA - GRAMIN (PMAY-G) 473. Shri Bibhu Prasad Tarai: Smt. RoopkumariChoudhary: Shri Pradeep Kumar Singh: Shri Manish Jaiswal: Shri Pradeep Purohit: Dr. K Sudhakar: Shri ArvindDharmapuri: Shri Janardan Singh Sigriwal: Shri DuluMahato: Shri Ramesh Awasthi: Shri YaduveerWadiyar: Shri Sunil Kumar: Smt. AparajitaSarangi: Shri P P Chaudhary: Shri BhartruhariMahtab: Shri Nalin Soren: Shri ChavdaVinodLakhamshi: Shri Rahul Singh Lodhi: Shri GodamNagesh: Shri Jugal Kishore: Will the Minister of RURAL DEVELOPMENT be pleased to state: (a) the details and status of implementation of Pradhan MantriAwasYojana-Gramin (PMAY-G) in the State, State-wise including Rajasthan; (b) the number of houses sanctioned, constructed and handed over to beneficiaries under PMAY-G till December, 2025 including the West Champaran district of Bihar, DumkaLokSabha Constituency and in the UT of Jammu; (c) the funds released and utilised under PMAY-G till December, 2025 including pending liabilities, State-wise and PaliLokSabha Constituency; Page 1 of 8(d) whether the Ministry has assessed the effectiveness of institutional safeguard measures under AwaasSoft, AwaasPlus 2024 Survey and PratyakshHanstantritLabh (PAHAL i.e. DBTL) in preventing duplication, exclusion and financial leakages; and, (e) whether any specific bottlenecks have been identified in Telangana and if, so, the corrective steps taken and timelines? ANSWER MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT (DR. CHANDRA SEKHAR PEMMASANI) (a): The Ministry of Rural Development is implementing the Pradhan MantriAwaasYojana- Gramin (PMAY-G) w.e.f. 1st April, 2016 to construct 4.95 crore houses by March 2029 by providing assistance to eligible rural households with basic amenities to attain the goal of “Housing for All”. The Ministry of Rural Development has allocated a target of 4.14 crore houses to the States/UTs under PMAY-G, against which more than 3.86 crore houses have been sanctioned by States/UTs and more than 2.95 crore houses have been completed as on 28.01.2026. The State-wise details and status of implementation of Pradhan MantriAwasYojana-Gramin (PMAY G) in the country including Rajasthan are given at Annexure-I. (b): the details of houses sanctioned and completed under PMAY-G till December, 2025 in the West Champaran district of Bihar, DumkaLokSabha Constituency and in the UT of Jammu are given at Annexure-II. (c): The details of funds released and utilized under PMAY-G since inception till 31st December 2025, State-wise is given at Annexure- III. Under PMAY-G, Central assistance is released directly to the State/Union Territory (UT) considering the State/UT as a unit. Further release of these funds to beneficiaries is done by the respective State/UT Governments. The district-level data related to funds utilised, Financial Year wise can be seen at the programme website at https://rhreporting.nic.in/netiay/FinancialProgressReport/Report_High Level_FinancialProgress.aspx. (d): AwaasSoft: AwaasSoft is a bi-lingual (Hindi & English), transactional web based electronic service delivery platform to facilitate e-Governance in PMAY-G. All the critical functions of PMAY-G like identification of beneficiaries from beneficiary Page 2 of 8databases, fixing of targets, release of funds, issue of sanction order to the beneficiary, monitoring of the progress of house construction, release of the assistance amount to the beneficiary, etc. are done through AwaasSoft. Awaas+ 2024 Survey: To identify the potential eligible households under the PMAY-G, an updation exercise has started w.e.f. 27.12.2024 using the Awaas+ 2024 mobile application. The main features of the Awaas+ 2024 Survey are as under: i. Self Survey and Assisted survey of potential beneficiaries: The self-survey can be conducted by either a member of the beneficiary household or an authorized representative. For Assisted survey, the States/Union Territories would register the Surveyors for conducting the household survey. ii. Mandatory Aadhaar based Face authentication: Access to the application will require Aadhaar-based e-KYC verification. iii. Housing Typology selection: Users will be presented with options for housing designs and mason training programs. While the users can select any housing design, the chosen design will be considered as preference only. iv. Time stamped and Geo-tagged photos: Photos of the family’s existing house and the proposed site (if they are found eligible and receive benefits under PMAY-G) should be captured in the next stage. These photos are geo-tagged and timestamped to record their exact location and time are recorded. These photos will then be analysed using Artificial Intelligence (AI) models to assess eligibility. Usage of Artificial Intelligence (AI)/ Machine Learning (ML) model is done under the PMAY-G to curb fraudulent activity and provide information of possible malpractices, and the details are provided as under:- i. Recommendation System module identifies various house attributes such as pucca wall, pucca roof, kutcha wall, kutcha roof, logo, window, door, and person in the uploaded photos of a completed house and recommends a final photograph for approval. ii. Anomaly Detection and Fraud Prevention module calculates similarity score between the photograph of house that is being inspected and other houses in the vicinity to prevent any kind of fraudulent activity in this regard. Page 3 of 8iii. e-KYC of the beneficiaries through integration with Aadhaar and AI-enabled face authentication technology to conduct verification of PMAY-G beneficiaries. iv. Liveliness Detection: Eye Blink/ Motion detection feature in Awaas App for identification of the beneficiaries. PratyakshHanstantritLabh (PAHAL i.e. DBTL) is a system for LPG subsidies and not directly related to the PMAY-G. However, under the PMAY-G, the assistance to beneficiaries is transferred electronically through the AwaasSoft- PFMS platform as Direct Benefit Transfer (DBT). During the present phase (FY 2024-29), the release of payment of progress linked installments of assistance to the beneficiaries is being made using the Aadhaar Payments Bridge. The PMAY-G is monitored very closely at all levels. There is a special emphasis on quality and timely completion of construction. The details of studies conducted for evaluation of the scheme are as under :- I. “Evaluation of Governance Parameters of Pradhan MantriAwaasYojana – Gramin” by National Institute of Public Finance and Policy (NIPFP): A three phased study on "Evaluation of Governance Parameters of Pradhan MantriAwaasYojana - Gramin" was conducted by NIPFP which also included impact assessment of Direct Benefit Transfer in reduction of leakages. II. Impact Assessment of PMAY-G” by National Institute of Rural Development and Panchayati Raj (NIRD&PR): The study was conducted by NIRD &PR to assess to what extent were the program objectives met with regard to improving the physical conditions of the target population; and socio-economic improvements experienced by the target population, as a result of owning a new house. It was conducted in three states viz. Madhya Pradesh, Odisha, and West Bengal (Covering 24 Gram Panchayats in six districts, interviewing 1382 PMAY-G beneficiaries). III. NITI Aayog – “Evaluation of CSS Scheme – Rural Development Sector” in respect of PMAY-G - 2020-21 : Under the evaluation study sponsored by Development Monitoring and Evaluation Office (DMEO) of NITI Aayog, a detailed scheme level 636 Page 4 of 6 analysis of the 6 selected Centrally Sponsored Schemes (CSS): Mahatma Gandhi National Rural Employment Guarantee (MGNREGA), PMAY-G, National Social Assistance Programme (NSAP), DeendayalAntyodayaYojana - National Rural Page 4 of 8Livelihoods Mission (DAY-NRLM), Pradhan Mantri Gram SadakYojana (PMGSY) and Shyama Prasad MukherjiRurban Mission (SPMRM) was done. Each of these schemes has been evaluated using the REESI+E framework against the Relevance, Effectiveness, Efficiency, Sustainability, Impact and Equity. Under the study, the performance of PMAY-G has been assessed on cross sectional themes like accountability and transparency, gender mainstreaming, use of IT, reforms and regulations etc. (e): The initial target of the PMAY-G was construction of 2.95 crore houses by March 2024. The Government of India has approved the implementation of the PMAY-G for 5 more years for completion of 2 crore additional houses during FY 2024-25 to 2028-29. The State of Telangana had been allocated a target of 70,674 houses for the financial years 2016-17 and 2017-18 under PMAY-G and an amount of Rs. 190.79 crores were also released as 1stinstallment of Central Share against the targets of FY 2016-17 for implementation of the scheme. However, the State of Telangana did not implement the PMAY- G Scheme and refunded the amount of Rs. 190.79 crores to the Government of India. Also, the State had not conducted the Awaas + 2018 survey during January 2018 to March 2019 and hence eligible households under PMAY-G in the State could not be identified at that time and thus, no targets could be allocated to the State till date. During FY 2024-25, the Government of Telangana has communicated its willingness to implement PMAY-G in the State. The Ministry has facilitated the State in the conduct of Awaas + 2024 survey which was started w.e.f. 27.12.2024 for identification of potential eligible rural households under PMAY-G using the Awaas + 2024 Mobile application. The household survey has been completed in the State and at present the States/UTs including Telangana, are conducting corroboration of Self-Survey cases, verification of flagged surveyed cases and deletion of ineligible households as per the guidelines issued by this Ministry and modules provided in AwaasSoft Management Information System (MIS) and Awaas+ 2024 mobile Application. The completion of the aforementioned activities/ exercises is mandatory for preparation of system generation priority lists in the States and without 100% completion of the activities, the States/UTs would not become eligible for allocation of targets from the Awaas+ 2024 household Survey. Page 5 of 8As on date, no target has been allocated to any State/UT, including Telangana from the Awaas+ 2024 household Survey. ***** Annexure-I Annexure referred to in reply to part (a) of LokSabhaUnstarred Question No. 473 to be answered on 03.02.2026 REGARDING PRADHAN MANTRI AWAS YOJANA - GRAMIN (PMAY-G) State/UT wise details of implementation of PMAY-G since inception S.No. State Name Target Sanctioned Completed 1 ARUNACHAL PRADESH 35,937 35,591 35,591 2 ASSAM 29,87,868 29,08,410 21,22,269 3 BIHAR 50,12,752 49,08,941 39,63,030 4 CHHATTISGARH 26,42,224 24,42,576 17,56,318 5 GOA 257 254 243 6 GUJARAT 9,02,354 8,29,032 6,81,222 7 HARYANA 1,06,460 76,277 41,185 8 HIMACHAL PRADESH 1,21,502 97,245 61,070 9 JAMMU AND KASHMIR 3,36,498 3,34,664 3,22,573 10 JHARKHAND 22,34,176 19,39,661 15,96,662 11 KERALA 2,32,916 77,909 34,988 12 MADHYA PRADESH 57,74,572 49,77,369 41,37,739 13 MAHARASHTRA 43,70,829 41,42,043 16,36,300 14 MANIPUR 1,08,550 1,06,245 56,724 15 MEGHALAYA 1,88,034 1,84,438 1,55,930 16 MIZORAM 29,967 29,959 25,303 17 NAGALAND 48,830 48,736 36,298 18 ODISHA 28,49,889 28,07,390 25,11,530 19 PUNJAB 1,03,674 76,612 46,281 20 RAJASTHAN 24,97,121 24,33,569 18,46,763 21 SIKKIM 1,399 1,397 1,393 22 TAMIL NADU 9,57,825 7,36,610 6,63,247 23 TRIPURA 3,76,913 3,76,195 3,73,794 24 UTTAR PRADESH 36,85,704 36,55,980 36,41,844 25 UTTARAKHAND 69,194 68,531 68,228 26 WEST BENGAL 45,69,423 45,69,031 34,20,371 27 ANDAMAN AND NICOBAR 3,424 2,591 1,327 28 DADRA AND NAGAR HAVELI 11,206 10,584 5,831 29 DAMAN AND DIU 158 158 44 30 LAKSHADWEEP 45 53 45 Page 6 of 831 PUDUCHERRY - - - 32 ANDHRA PRADESH 2,47,114 2,46,930 90,050 33 KARNATAKA 9,44,140 5,56,184 1,66,076 34 TELANGANA - - - 35 LADAKH 3,004 3,004 3,004 Total 4,14,53,959 3,86,84,169 2,95,03,273 Annexure-II Annexure referred to in reply to part (b) of LokSabhaUnstarred Question No. 473 to be answered on 03.02.2026 REGARDING PRADHAN MANTRI AWAS YOJANA - GRAMIN (PMAY-G) Details of houses sanctioned and completed under PMAY-G since inception till 31st December 2025 State Name District Name Sanctioned Completed PASHCHIM BIHAR CHAMPARAN 1,97,723 1,63,570 State Name Sanctioned Completed JAMMU AND KASHMIR 3,34,660 3,18,286 Assembly Constituency Sanctioned Completed Dumka 2,85,871 2,40,819 Page 7 of 8Annexure-III Annexure referred to in reply to part (c) of LokSabhaUnstarred Question No. 473 to be answered on 03.02.2026 REGARDING PRADHAN MANTRI AWAS YOJANA - GRAMIN (PMAY-G) State/UT wise details of funds released and utilized under PMAY-G since inception till 31st December 2025 Rs in Cr S.No State Total Central share Funds utilized by the States released inlcuding PM-including PM-JANMAN JANMAN 1 ARUNACHAL 484.76 427.77 PRADESH 2 ASSAM 28,648.84 31,873.09 3 BIHAR 33,158.02 55,197.83 4 CHHATTISGARH 15,334.25 25,520.51 5 GOA 2.84 5.51 6 GUJARAT 5,672.07 9,164.75 7 HARYANA 349.65 663.25 8 HIMACHAL 1,150.40 1,186.20 PRADESH 9 JAMMU AND 3,899.10 4,304.25 KASHMIR 10 JHARKHAND 13,502.33 22,036.14 11 KERALA 265.02 542.02 12 MADHYA PRADESH 35,187.82 55,331.85 13 MAHARASHTRA 18,706.83 31,084.45 14 MANIPUR 793.81 862.97 15 MEGHALAYA 2,251.24 2,383.74 16 MIZORAM 319.01 351.56 17 NAGALAND 531.46 587.46 18 ODISHA 20,825.59 33,508.74 19 PUNJAB 505.46 802.49 20 RAJASTHAN 14,603.68 24,305.84 21 SIKKIM 15.67 18.60 22 TAMIL NADU 5,766.91 8,448.44 23 TRIPURA 4,799.66 4,912.09 24 UTTAR PRADESH 27,195.67 44,299.04 25 UTTARAKHAND 870.40 902.61 26 WEST BENGAL 25,797.52 42,002.83 27 ANDAMAN AND 24.62 18.38 NICOBAR 28 DADRA AND NAGAR 87.70 166.47 HAVELI 29 DAMAN AND DIU 0.58 0.63 30 LAKSHADWEEP 0.70 0.59 31 PUDUCHERRY - - 32 ANDHRA PRADESH 1,226.46 1,239.85 33 KARNATAKA 2,005.92 2,167.29 34 TELANGANA 218.28 - 35 LADAKH 21.98 21.07 Total 2,64,224.42 4,04,338.47 ***** Page 8 of 8