Executive Summary:
The Ministry of Agriculture and Farmers Welfare addresses schemes to boost farmer income in response to Lok Sabha Unstarred Question No. 1544. It details various central sector and centrally sponsored schemes aimed at farmer welfare, covering aspects like credit, insurance, infrastructure, and marketing. The schemes are implemented nationwide, with beneficiary selection primarily managed by State Governments.
Key Points / Main Content:
* **Government Initiatives:**
* The Government of India implements central sector and centrally sponsored schemes for farmer welfare.
* Schemes cover credit, insurance, income support, infrastructure, crops, mechanization, marketing, and digital agriculture.
* Annexure I lists major schemes implemented by the Department of Agriculture and Farmers Welfare.
* **Income Assessment:**
* NSSO survey indicates an increase in average monthly income per agricultural household from ₹6,426 in 2012-13 to ₹10,218 in 2018-19.
* ICAR has documented success stories of 75,000 farmers who more than doubled their income through scheme convergence.
* **Subsidized Schemes (Annexure II):**
* **PMFBY:** Provides crop insurance against non-preventable natural risks. Total expenditure in FY 2024-25 was ₹14772.68 Crores.
* **MISS:** Offers concessional short-term agri-loans up to ₹3.00 lakh at 7% interest, with additional subvention for timely repayment, reducing interest to 4%. The eligible loan limit is proposed to be enhanced from 3 lakh to 5 lakh.
* **AIF:** Finances post-harvest infrastructure and community farming assets with interest subvention and credit guarantee. As of June 30, 2025, ₹66,310 Crores sanctioned for 1,13,419 projects, mobilizing ₹107,502 Crores investment.
* **PSS/MIS:** Implemented for procurement of pulses, oilseeds, copra, and perishable agricultural/horticultural commodities to prevent distress sales.
* **Namo Drone Didi:** Provides drones to Women Self Help Groups for rental services related to fertilizer and pesticide application. An outlay of Rs. 1261 Crores has been allocated and Rs. 141.41 crores have been released.
* **PDMC:** Focuses on water use efficiency through precision micro-irrigation. 102.56 lakh hectare covered, with ₹24789.16 Crores released as central assistance.
* **SMAM:** Aims to increase farm mechanization, allocating ₹9639.96 crore from 2014-15 to 2025-26. 20.72 lakh machines and equipments provided to farmers on subsidy.
* **SMSP:** Promotes the production of quality seeds of agricultural crops, allocating 3201.88 Crore with 2535.67 Crore released during 2014-15 to 2024-25.
* **PMAASHA:** Ensures Minimum Support Price MSP to farmers.
* **Data Availability:**
* Beneficiary selection is primarily managed by State Governments, which maintain relevant details.
* Scheme-specific data availability is detailed in Annexure III.
Impact Analysis:
Farmers:
Impact: Beneficiaries of various schemes aimed at improving income, providing insurance, and facilitating access to credit, infrastructure, and technology.
Action Required: Engage with State Governments to understand and apply for relevant schemes.
State Governments:
Impact: Responsible for selecting beneficiaries for most schemes and maintaining related data.
Action Required: Implement schemes effectively, ensure proper beneficiary selection, and maintain accurate records.
Ministry of Agriculture and Farmers Welfare:
Impact: Oversees and implements central sector and centrally sponsored schemes.
Action Required: Continue to implement and monitor schemes, ensuring they address farmer problems and boost income.
Women Self Help Groups (SHGs):
Impact: Provision of drones for rental services to farmers, promoting agriculture.
Action Required: Utilize provided drones for fertilizer and pesticide application, contributing to agriculture.
Key Entities Referenced
Pradhan Mantri Kisan Samman Nidhi PMKISAN: A Central Sector Scheme to provide income support to landholding farmers families.
Pradhan Mantri Fasal Bima Yojana PMFBY: A crop insurance scheme to provide insurance coverage and financial support to farmers in the event of failure of any of the notified crop as a result of natural calamities, pests & diseases.
Agriculture Infrastructure Fund AIF: A medium-long term debt financing facility for investment in viable projects for post-harvest management infrastructure and community farming assets.
Namo Drone Didi: A Central Sector Scheme for providing drones to Women Self Help Groups for providing rental services to farmers for agriculture purpose application of fertilizers and pesticides.
Madhya Pradesh: A state in India with significant progress in loan sanctioned under Agriculture Infrastructure Fund AIF.
Uttar Pradesh: A state in India with a large number of beneficiaries under Pradhan Mantri Kisan Samman Nidhi PMKISAN Scheme.
National Sample Survey Office NSSO: An office under the Ministry of Statistics and Programme Implementation MoSPI, responsible for conducting socio-economic surveys, including the Situation Assessment Survey SAS of Agricultural Households.
Modified Interest Subvention Scheme MISS: Scheme providing concessional short term agri-loans to the farmers practicing crop husbandry and other allied activities like animal husbandry, dairying and fisheries.
GOVERNMENT OF INDIA
MINISTRY OF AGRICULTURE AND FARMERS WELFARE
DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE
LOK SABHA
UNSTARRED QUESTION NO. 1544
TO BE ANSWERED ON 29TH July, 2025
SCHEMES TO BOOST FARMERS’ INCOME
1544. SHRI GOVIND MAKTHAPPA KARJOL:
SHRI KULDEEP INDORA:
DR. M.K. VISHNU PRASAD:
Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ(cid:874)ष एवं (cid:873)कसान क(cid:227)याण
म(cid:287)ं ी be pleased to state:
(a) the details of schemes launched / to be launched by the Government to address
the problems of farmers and boost their income;
(b) if so, the details of the schemes and the outcome thereof, if not, the reasons
therefor;
(c) the details of subsidized schemes provided to the farmers by the Government;
and
(d) the details and number of farmers benefitted by these schemes during the last
three years, year-wise and State-wise?
ANSWER
THE MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE
कृ(cid:874)ष एव ं (cid:873)कसान क(cid:227)याण रा(cid:207)य म(cid:287)ं ी (SHRI RAMNATH THAKUR)
(a) to (d): Agriculture is a state subject, however, Government of India is implementing
a comprehensive range of central sector as well as centrally sponsored schemes and
programmes for the welfare of farmers in the country. These schemes encompass
entire spectrum of agriculture including credit, insurance, income support,
infrastructure, crops including horticulture, seeds, mechanization, marketing, organic
and natural farming, farmer collectives, irrigation, extension, procurement of crops
from farmers at minimum support prices and digital agriculture.
The list of the schemes implemented by the Government to address the problems and
boost the income of farmers is attached as Annexure I.
The National Sample Survey Office (NSSO), Ministry of Statistics and Programme
Implementation (MoSPI) conducted a Situation Assessment Survey (SAS) of
Agricultural Households during NSS 77th round (January, 2019 – December, 2019)
with reference to the agricultural year July, 2018- June, 2019 in the rural areas of the
country.According to these surveys, the estimated average monthly income per
agricultural household increased from ₹6,426 in 2012-13 (NSS 70th round) to ₹10,218
in 2018-19 (NSS 77th round).
As per NSSO Survey on Household Consumption Expenditure (2023-24), a
comparison of the estimates of all-India average Monthly Per Capita Consumption
Expenditure (MPCE) is as under:
Sector Average MPCE (Rs.) over different period
2011-12 NSS (68th round) 2023-2024
Rural 1,430 4,122
Urban 2,630 6,996
Difference as % of Rural MPCE 83.9 69.7
Indian Council on Agricultural Research (ICAR) has released a compilation of
success stories of 75,000 farmers who have increased their income more than two
times by convergence of schemes being operated by Ministry of Agriculture & Farmers
Welfare and the allied Ministries/Departments.
A list of subsidy related schemes being implemented by Department of Agriculture &
Farmers Welfare is attached as Annexure II.
Beneficiaries are selected by State Governments for most schemes and therefore,
such details are maintained by them. Schemes for which data available are given at
Annexure III.Annexure I
Major schemes implemented by the Department of Agriculture and Farmers Welfare
S No Name of the Scheme
I. Central Sector Schemes
1. Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)
2. Pradhan Mantri Kisan MaanDhan Yojana (PM-KMY)
3. Pradhan Mantri Annadata Aay Sanrakshan Abhiyan (PM-AASHA)
4. Pradhan Mantri Fasal Bima Yojana (PMFBY)
5. Modified Interest Subvention Scheme (MISS)
6. National Bee Keeping and Honey Mission (NBHM)
7. Agriculture Infrastructure Fund (AIF)
8. Formation & Promotion of new 10,000 FPOs
9. Agri Fund for Start Ups & Rural Enterprises (AgriSURE)
10. Namo Drone Didi
II. Centrally Sponsored Schemes
II (i) National Mission on Natural Farming (NMNF)
II. (ii) Rashtriya Krishi Vikas Yojana
11. Rastriya Krishi Vikas Yojana- Detailed Project Report based schemes (RKVY-
DPR)
12. Soil Health & Fertility (SH&F)
13. Rainfed Area Development (RAD)
14. Per Drop More Crop (PDMC)
14(a) Micro Irrigation Fund (MIF)
15. Paramparagat Krishi Vikas Yojana (PKVY)
16. Sub-Mission on Agriculture Mechanization (SMAM)
16(a). Crop Residue Management (CRM)
17. Agro-forestry
18. Crop Diversification Program (CDP)
II (iii). Krishonnati Yojana
19. National Food Security and Nurtition Mission (NFSNM)
19(a). Sub-Mission on Seed and Planting Material (SMSP)
20 National Mission on Edible Oils (NMEO)-Oil Seeds
21. National Mission on Edible Oils (NMEO)-Oil Palm
22 Mission for Integrated Development of Horticulture (MIDH)
22(a) National Bamboo Mission (NBM)
23 Integrated Scheme for Agriculture Marketing (ISAM)
24 Mission Organic Value Chain Development for North Eastern Region
25 Sub-Mission on Agriculture Extension (SMAE)
26 Digital AgricultureAnnexure II
Subsidy related schemes for farmers being implemented by Department of Agriculture
& Farmers Welfare
S Name of the Purpose
No Scheme
1. Pradhan Mantri PMFBY provides simple and affordable crop insurance to
Fasal Bima ensure comprehensive risk cover for crops to farmers against all non-
Yojana (PMFBY) preventable natural risks from pre-sowing to post-harvest. The
scheme is demand driven and available for all farmers.
During Financial Years 2024-25 total expenditure towards the
scheme was Rs. 14772.68 Crores
2. Modified Interest The Interest Subvention Scheme (ISS) provides concessional
Subvention short term agri-loans to the farmers practicing crop husbandry and
Scheme (MISS) other allied activities like animal husbandry, dairying and fisheries. ISS
is available to farmers availing short term crop loans up to Rs.3.00 lakh
at an interest rate of 7% per annum for one year. Additional 3%
subvention is also given to the farmers for prompt and timely
repayment of loans thus reducing the effective rate of interest to 4%
per annum. Further, as announced in the Union Budget 2025, the
eligible loan limit under MISS for availing Interest Subvention and PRI
benefits is proposed to be enhanced from ₹3 lakh to ₹5 lakh, and the
necessary actions for implementation of this provision are currently
underway.
3. Agriculture Agriculture Infrastructure Fund is a medium - long term debt
Infrastructure financing facility for investment in viable projects for post-harvest
Fund (AIF) management infrastructure and community farming assets through
interest subvention and credit guarantee support. The Fund of Rs.
One lakh crore under the scheme will be disbursed from FY 2020-21
to FY2025-26 and the support under the scheme will be provided for
the duration of FY2020-21 to FY2032-33.
As on 30th June 2025, Rs. 66,310 Crores have been
sanctioned for 1,13,419 projects under AIF These sanctioned projects
have mobilized an investment of Rs.107,502 Crores in the agriculture
sector
4. Market The Price Support Scheme (PSS) is implemented for
Intervention procurement of pulses, oilseeds and copra. Market Intervention
Scheme and Scheme (MIS) for procurement of agricultural and horticultural
Price support commodities, which are perishable in nature and are not covered
Scheme (MIS- under the Price Support Scheme (PSS). The objective of intervention
PSS) is to protect the growers of these commodities from making distress
sale in the event of a bumper crop during the peak arrival period when
the prices tend to fall below economic levels and cost of production.
5. Namo Drone Didi The Government has recently approved a Central Sector
Scheme for providing drones to the Women Self Help Group (SHGs)
for the period from 2024-25 to 2025-26 with an outlay of Rs. 1261
Crores. The scheme aims to provide drones to 15000 selected
Women Self Help Group (SHGs) for providing rental services to
farmers for agriculture purpose (application of fertilizers and
pesticides).
So far an amount of Rs. 141.41 crores have been released towards
Kisan drone promotion6. Per Drop More Per Drop More Crop mainly focuses on water use efficiency at
Crop (PDMC) farm level through precision/micro irrigation. Besides promoting
precision irrigation (drip and sprinkler irrigation systems) and better
on-farm water management practices to optimize the use of available
water resources, this component also supports micro level water
storage or water conservation/management activities to supplement
micro irrigation.
Since inception, an area of 102.56 lakh hectare has been
covered under Micro irrigation through the PDMC scheme and Rs.
24789.16 Crores have been released under Central assistance.
7. Sub-Mission on Sub Mission on Agricultural Mechanization (SMAM) aims at
Agriculture catalyzing an accelerated but inclusive growth of agricultural
Mechanization mechanization in India with the objectives of increasing the reach of
(SMAM) farm mechanization to small and marginal farmers.
During the period from 2014-15 to 2025-26, an amount of Rs.
9639.96 crore have been allocated for agricultural mechanization.
20.72 lakh numbers of machines and equipments have been provided
to farmers on subsidy.
8. Sub-Mission on DA&FW is implementing Sub-Mission on Seeds & Planting
Seed and Materials (SMSP) to promote production and multiplication of quality
Planting Material seeds of agricultural crops.
(SMSP) Under Seed Village programme, the financial assistance for
distribution of foundation/certified seeds at 50% cost of the seeds for
cereal crops and 60% for pulses, oilseeds, fodder and green manure
crops for production of quality seeds is available for one acre per
farmer under Sub-Mission on Seeds & Planting Materials (SMSP).
Under the SMSP total an amount of ₹3201.88 Crore allocated and
₹2535.67 Crore was released during the years 2014-15 to 2024-25.
9. Pradhan Mantri – Ministry is implementing an umbrella scheme of Pradhan
Annadata Aay Mantri –Annadata Aay Sanrakshan Abhiyan (PM-AASHA). The
Sanrakshan purpose of PM-AASHA is to ensure Minimum Support Price (MSP) to
Abhiyan (PM- the farmers. Government had increased the MSPs for all mandated
AASHA) crops of Kharif marketing season(KMS) 2025-26 on 28th MAY 2025
and for all mandated crops of Rabi Marketing Season (RMS) for the
year 2024-25 on 16th October, 2024.Annexure III
State-wise progress (loan sanctioned) under Agriculture Infrastructure Fund (AIF) as
on 30.06.2025
(Amount in ₹. Crores)
S.No. State/UTs Sanctioned by Sanctioned by SCB Total sanctioned Total Project
NABARD Cost
No. Amount No. Amount No. Amount Amount
1. Madhya 249 63 14,083 9,069 14,332 9,132 13,675
Pradesh
2. Maharashtra 164 39 11,509 7,574 11,673 7,613 12,906
3. Uttar 894 119 9,453 7,051 10,347 7,170 11,824
Pradesh
4. Punjab 110 11 25,264 5,954 25,374 5,965 9,280
5. Gujarat 127 40 4,064 4,737 4,191 4,776 7,390
6. Karnataka 958 340 3,341 3,727 4,299 4,067 6,380
7. Telangana 519 256 2,531 3,415 3,050 3,671 6,244
8. Rajasthan 169 42 3,679 3,613 3,848 3,655 6,239
9. Haryana 1 2 6,778 3,846 6,779 3,848 6,569
10. Andhra 1,041 398 2,229 1,929 3,270 2,327 4,379
Pradesh
11. Tamil Nadu 5,114 437 2,908 2,269 8,022 2,707 3,729
12. West Bengal 109 38 5,936 2,528 6,045 2,567 4,125
13. Chhattisgarh 17 1 2,190 1,954 2,207 1,955 3,450
14. Odisha - - 3,081 1,801 3,081 1,801 2,853
15. Bihar 4 2 1,777 1,455 1,781 1,456 2,443
16. Kerala 148 279 3,435 1,003 3,583 1,282 1,987
17. Assam 1 1 597 989 598 990 1,733
18. Uttarakhand 6 4 594 601 600 605 1,123
19. Jharkhand - - 471 519 471 519 877
20. Jammu And - - 257 532 257 532 687
Kashmir
21. Himachal 21 6 667 314 688 320 533
Pradesh
22. Delhi - - 14 35 14 35 58
23. Tripura 1 2 9 15 10 17 27
24. Chandigarh - - 6 11 6 11 20
25. Goa - - 31 45 31 45 60
26. Meghalaya - - 3 10 3 10 15
27. Arunachal - - 5 6 5 6 18
Pradesh
28. Nagaland - - 4 6 4 6 8
29. Puducherry - - 7 5 7 5 7
30. The Dadra - - 1 1 1 1 2
And Nagar
Haveli And
Daman And
Diu
31. Manipur - - 3 1 3 1 1
Grand Total 9,653 2,080 1,04,927 65,013 1,14,580 67,093 1,08,642State wise data for 19th installment of Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)
Scheme
S.no. State 19th Instalment (Aug - Nov 2024)
No. of Amount Disbursed
Beneficiaries (in Rs. Cr.)
1 ANDAMAN AND NICOBAR ISLANDS 12,987 2.78
2 ANDHRA PRADESH 41,27,619 854.28
3 ARUNACHAL PRADESH 94,948 22.63
4 ASSAM 20,87,406 475.09
5 BIHAR 7 5,90,575 1 ,592.77
6 CHANDIGARH
7 CHHATTISGARH 25,94,151 598.96
8 DELHI 11,084 2.47
9 GOA 6,381 1.33
10 GUJARAT 51,34,410 1,146.43
11 HARYANA 16,37,141 359.89
12 HIMACHAL PRADESH 8,30,495 178.31
13 JAMMU AND KASHMIR 8,80,247 201.07
14 JHARKHAND 19,83,858 650.36
15 KARNATAKA 43,95,092 897.90
16 KERALA 28,78,013 636.28
17 LADAKH 18,400 3.89
18 LAKSHADWEEP 2,303 0.50
19 MADHYA PRADESH 83,33,799 1,767.03
20 MAHARASHTRA 92,60,727 1,961.26
21 MANIPUR 85,965 25.60
22 MEGHALAYA 1,82,513 44.22
23 MIZORAM 1,23,524 33.65
24 NAGALAND 1,85,868 49.41
25 ODISHA 34,92,835 924.18
26 PUDUCHERRY 8,032 1.65
27 PUNJAB 10,23,521 327.46
28 RAJASTHAN 73,06,768 1,661.37
29 SIKKIM 30,515 7.17
30 TAMIL NADU 22,50,180 490.42
31 TELANGANA 31,06,592 649.15
32 THE DADRA AND NAGAR HAVELI AND 11,691 2.46
DAMAN AND DIU
33 TRIPURA 2,36,514 50.82
34 UTTAR PRADESH 2,35,42,883 5,489.68
35 UTTARAKHAND 8,20,368 180.94
3 6 WEST BENGAL 45,55,495 979.03
Grand Total 9,88,42,900 22,270.45Pradhan Mantri Fasal Bima Yojana (PMFBY) 2016-17 to 2024-25 - PMFBY & RWBCIS
Combined - State Wise Business Statistics as on 30.06.25
S.No. States/UTS Number of Farmers Application
Insured (in lakh)
1. A & N Islands 0.021
2. Andhra Pradesh 435.720
3. Assam 62.891
4. Bihar 52.311
5. Chhattisgarh 435.439
6. Goa 0.036
7. Gujarat 83.945
8. Haryana 388.281
9. Himachal Pradesh 26.244
10. Jammu & Kashmir 9.490
11. Jharkhand 71.657
12. Karnataka 223.557
13. Kerala 9.635
14. Madhya Pradesh 1,013.659
15. Maharashtra 1,306.684
16. Manipur 0.373
17. Meghalaya 0.910
18. Odisha 654.672
19. Puducherry 1.901
20. Rajasthan 1,941.486
21. Sikkim 0.136
22. Tamil Nadu 381.110
23. Telangana 39.040
24. Tripura 14.007
25. Uttar Pradesh 529.313
26. Uttarakhand 19.998
27. West Bengal 138.172
GRAND TOTAL 7,840.688Enrolments under Pradhan Mantri Kisan Mandhan Yojana (PMKMY), as on 14.07.2025
State/FY FY 2023- FY 2024- FY 2025-
24 25 26
ANDAMAN AND NICOBAR ISLANDS - 1 -
ANDHRA PRADESH 63 38 16
ARUNACHAL PRADESH 1 4 2
ASSAM 409 236 51
BIHAR 927 766 315
CHANDIGARH - - -
CHHATTISGARH 88 60 94
DELHI 13 14 6
GOA 1 1 1
GUJARAT 214 144 51
HARYANA 31 49 18
HIMACHAL PRADESH 19 26 6
JAMMU AND KASHMIR 237 142 14
JHARKHAND 244 300 80
KARNATAKA 413 11,423 16,732
KERALA 10 13 11
LADAKH - 1 -
LAKSHADWEEP - - -
MADHYA PRADESH 292 332 139
MAHARASHTRA 280 523 144
MANIPUR 8 - -
MEGHALAYA 17 24 15
MIZORAM - 6 5
NAGALAND 2 2 3
ODISHA 584 411 135
PUDUCHERRY 8 2 2
PUNJAB 12 20 9
RAJASTHAN 146 249 61
SIKKIM 3 1 3
TAMIL NADU 306 119 47
TELANGANA 108 88 83
THE DADRA AND NAGAR HAVELI AND DAMAN 2 - -
AND DIU
TRIPURA 25 26 12
UTTAR PRADESH 304 411 175
UTTARAKHAND 19 30 7
WEST BENGAL 422 468 172
Grand Total 5,208 15,930 18,409
*****