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GOVERNMENT OF INDIA
MINISTRY OF LABOUR AND EMPLOYMENT
LOK SABHA
UNSTARRED QUESTION NO. 2318
TO BE ANSWERED ON 03.08.2026
STATUS OF PM-SYM IN TAMIL NADU
2318. DR. KALANIDHI VEERASWAMY:
Will the Minister of LABOUR AND EMPLOYMENT be pleased to
state:
(a)the details of total number of workers enrolled under the Pradhan
Mantri Matsya Sampada Yojana (PM-SYM) scheme since its launch and
the number of active subscribers as of the latest date within Tamil
Nadu;
(b)the details of total contributions collected and the total pensions
disbursed under the said scheme in the State;
(c) the details of percentage of beneficiaries from rural, unorganized and
marginalized communities along with the measures taken by the
Government to ensure that women workers are adequately covered;
(d)the reasons for accounts becoming inactive or lapsing and the steps
taken by the Government to improve retention and participation in the
said scheme;
(e)the details of progress in linking PM-SYM beneficiaries with other
social security schemes and welfare initiatives;
(f)the details of financial literacy and awareness programmes conducted
by the Government to educate workers about PM-SYM and their
effectiveness in increasing enrollments; and
(g)any new initiatives or policy measures planned by the Government to
enhance coverage, benefits and accessibility of the PM-SYM scheme
in the coming financial year?
ANSWER
MINISTER OF STATE FOR LABOUR AND EMPLOYMENT
(SUSHRI SHOBHA KARANDLAJE)
(a) to (g): Pradhan Mantri Shram Yogi Maandhan (PM-SYM): PM-SYM
scheme was launched in February, 2019 in order to provide old age
protection to the workers of unorganised sector. This is a voluntary and
contributory pension scheme. Under the scheme, a monthly assured
pension of Rs. 3000/- is provided to the unorganised workers
Contd..2/-:: 2 ::
after attaining the age of 60 years. The workers in the age group of 18 to
40 years whose monthly income is Rs. 15000/- or less and not a member
of EPFO/ESIC/NPS (Contributed by Central Govt.) or not an income tax
assessee are eligible to join the scheme. The monthly contribution
amount ranges from Rs. 55/- to Rs. 200/-, depending upon the entry age
of the beneficiary. Under the scheme, 50% monthly contribution is
payable by the beneficiary and equal matching contribution is paid by
the Central Government. Enrolment in the Scheme is done through the
Common Service Centres, with its network of about 4 lakh Centres
across the country. Eligible unorganised workers can also self-enrol
through visiting the portal www.maandhan.in.
As on 29.07.2026, more than 54 lakh beneficiaries have been
enrolled under PM-SYM scheme across the country. The participation of
women unorganised workers in this scheme is 53.1%.
The 50 percent matching contribution of the Government
under the PM-SYM Scheme across the country is Rs. 2,011.01 crore.
Further, pension to the beneficiaries will start after attaining the age of
60 years. Since the scheme was launched in February, 2019, the
disbursement of pension will start not before February, 2039.
Under the PM-SYM Scheme, subscriber accounts may become
inactive primarily due to non-payment of the prescribed monthly
contribution, which may occur on account of insufficient balance in the
subscriber's bank account, change or closure of the linked bank account,
or lack of continued awareness regarding regular contributions.
The steps taken by the Government to improve retention,
increase participation and increase awareness are as under:
(i) Holding periodic review meetings with States/UTs.
(ii) Providing incentives to Common Services Centres (CSCs) for
enrolling eligible beneficiaries under PM-SYM scheme.
(iii) Launch of new features such as Voluntary Exit, Revival Module,
Claim Status and Account Statement.
(iv) Extension of the revival period of dormant accounts from one year
to three years.
(v) Two-way integration of PM-SYM with eShram portal.
(vi) Conducting SMS campaigns for awareness generation.
(vii) Addressing Chief Secretaries of States/UTs regarding enrolment
under the PM-SYM Scheme.
(viii) Organize nationwide special registration drive for enrolment of
unorganised workers under the scheme.
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